{"description":"Documents matching '\"debit card interchange\"' and from Federal Reserve System","count":37,"total_pages":2,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bagencies%5D%5B%5D=federal-reserve-system&conditions%5Bterm%5D=%22debit+card+interchange%22&format=json&page=2","results":[{"title":"Debit Card Interchange Fees and Routing; Extension of Comment Period","type":"Proposed Rule","abstract":"On November 14, 2023, the Board of Governors of the Federal Reserve System (Board) published in the Federal Register a proposal that would update all three components of Regulation II's interchange fee cap based on the latest data reported to the Board by large debit card issuers, update the interchange fee cap every other year going forward by directly linking the interchange fee cap to data from the Board's biennial survey of large debit card issuers, and implement a set of technical revisions to the regulation. The proposal provided for a comment period ending on February 12, 2024. The Board is extending the comment period for 90 days, until May 12, 2024. Further, additional data concerning the proposed new methodology for determining the base component of the interchange fee cap are being made available on the Board's website.","document_number":"2024-01612","html_url":"https://www.federalregister.gov/documents/2024/01/29/2024-01612/debit-card-interchange-fees-and-routing-extension-of-comment-period","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-01-29/pdf/2024-01612.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-01612.pdf?1706276714","publication_date":"2024-01-29","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":""},{"title":"Debit Card Interchange Fees and Routing","type":"Proposed Rule","abstract":"Regulation II implements a provision of the Dodd-Frank Act that requires the Board to establish standards for assessing whether the amount of any interchange fee received by a debit card issuer is reasonable and proportional to the cost incurred by the issuer with respect to the transaction. Under the current rule, for a debit card transaction that does not qualify for a statutory exemption, the interchange fee can be no more than the sum of a base component of 21 cents, an ad valorem component of 5 basis points multiplied by the value of the transaction, and a fraud-prevention adjustment of 1 cent if the issuer meets certain fraud-prevention-standards. The Board developed the current interchange fee cap in 2011 using data voluntarily reported to the Board by large debit card issuers concerning transactions performed in 2009. Since that time, data collected by the Board every other year on a mandatory basis from large debit card issuers show that certain costs incurred by these issuers have declined significantly; however, the interchange fee cap has remained the same. For this reason, the Board proposes to update all three components of the interchange fee cap based on the latest data reported to the Board by large debit card issuers. Further, the Board proposes to update the interchange fee cap every other year going forward by directly linking the interchange fee cap to data from the Board's biennial survey of large debit card issuers. Initially, under the proposal, the base component would be 14.4 cents, the ad valorem component would be 4.0 basis points (multiplied by the value of the transaction), and the fraud-prevention adjustment would be 1.3 cents for debit card transactions performed from the effective date of the final rule to June 30, 2025. The Board also proposes a set of technical revisions to Regulation II.","document_number":"2023-24034","html_url":"https://www.federalregister.gov/documents/2023/11/14/2023-24034/debit-card-interchange-fees-and-routing","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-11-14/pdf/2023-24034.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-24034.pdf?1699883117","publication_date":"2023-11-14","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"website. \n See \n Board of Governors of the Federal Reserve System, \n Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing): Reports and Data Collections, https://www.federalreserve.gov/paymentsystems/regii-data-collections.htm. \n Additionally, on an annual basis, the Board publishes average interchange fees by network. \n See \n Board of Governors of the Federal Reserve System, \n Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing): Average <span class=\"match\">Debit Card Interchange</span> Fee by Payment Card Network, https://www.federalreserve.gov/paymentsystems/regii-"},{"title":"Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, without revision, the Interchange Transaction Fees Survey (FR 3064; OMB No. 7100-0344).","document_number":"2026-00391","html_url":"https://www.federalregister.gov/documents/2026/01/12/2026-00391/agency-information-collection-activities-announcement-of-board-approval-under-delegated-authority","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-12/pdf/2026-00391.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-00391.pdf?1767966319","publication_date":"2026-01-12","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"annually. The Board may revisit the frequency of the survey in the future; if the Board does revisit the issue, the Board would intend to seek public comment from various stakeholders.\n \n \n \n 20 \n  \n See \n Federal Reserve Board, Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing): Average <span class=\"match\">Debit Card Interchange</span> Fee by Payment Card Network (2024), \n https://www.federalreserve.gov/paymentsystems/regii-average-interchange-fee.htm. \n \n \n \n Finally, the Board has determined not to expressly state in the survey instrument that payment facilitators are"},{"title":"Debit Card Interchange Fees and Routing","type":"Rule","abstract":"The Board of Governors is adopting a final rule that amends Regulation II to specify that the requirement that each debit card transaction must be able to be processed on at least two unaffiliated payment card networks applies to card-not-present transactions, clarify the requirement that debit card issuers ensure that at least two unaffiliated networks have been enabled to process a debit card transaction, and standardize and clarify the use of certain terminology.","document_number":"2022-21838","html_url":"https://www.federalregister.gov/documents/2022/10/11/2022-21838/debit-card-interchange-fees-and-routing","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2022-10-11/pdf/2022-21838.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2022-21838.pdf?1665146717","publication_date":"2022-10-11","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"Regulation II aim to ensure that merchants or their acquirers have the opportunity to choose from at least two unaffiliated networks when routing debit card transactions.\n \n \n \n 7 \n  Regulation II, <span class=\"match\">Debit Card Interchange</span> Fees and Routing, codified at 12 CFR part 235. Regulation II also implements a separate provision of EFTA section 920 regarding <span class=\"match\">debit card interchange</span> fees.\n \n \n \n Section 235.7(a) of Regulation II implements the prohibition set out in EFTA section 920(b)(1)(A). Specifically, the provision prohibits an issuer or network from directly or indirectly"},{"title":"Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996","type":"Proposed Rule","abstract":"Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA), the OCC, Board, and FDIC (collectively, the agencies) are reviewing agency regulations to identify outdated or otherwise unnecessary regulatory requirements on insured depository institutions and their holding companies. Since February 2024, the agencies published three Federal Register documents requesting comment on multiple categories of regulations. This fourth Federal Register document requests comment on the final three categories of regulations: Banking Operations, Capital, and the Community Reinvestment Act, and agency rules issued in final form as of July 25, 2025, including those covered by the three prior documents.","document_number":"2025-14060","html_url":"https://www.federalregister.gov/documents/2025/07/25/2025-14060/regulatory-publication-and-review-under-the-economic-growth-and-regulatory-paperwork-reduction-act","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-07-25/pdf/2025-14060.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-14060.pdf?1753361118","publication_date":"2025-07-25","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"Reserve Banks will be operating a second funds transfer service in addition to the Fedwire Funds Service, as well as technical corrections to regulations governing the check service.\n \n \n \n 41 \n  83 FR 61509 (Nov. 30, 2018); 87 FR 34350 (June 6, 2022).\n \n \n \n • \n <span class=\"match\">Debit Card Interchange</span> Fees and Routing. \n In October 2022, the Board adopted a final rule that amends Regulation II to specify that the requirement that each debit card transaction must be able to be processed on at least two unaffiliated payment card networks applies to card-not-present"},{"title":"Semiannual Regulatory Flexibility Agenda","type":"Proposed Rule","abstract":"The Board is issuing this agenda under the Regulatory Flexibility Act and the Board's Statement of Policy Regarding Expanded Rulemaking Procedures. The Board anticipates having under consideration regulatory matters as indicated below during the period December 2022 through May 2023. The next agenda will be published in spring 2023.","document_number":"2023-02040","html_url":"https://www.federalregister.gov/documents/2023/02/22/2023-02040/semiannual-regulatory-flexibility-agenda","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-02-22/pdf/2023-02040.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-02040.pdf?1676987122","publication_date":"2023-02-22","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"Actions \n \n Sequence No. \n Title \n \n Regulation \n Identifier No. \n \n \n \n 580 \n \n Source of Strength \n (Section 610 Review) \n \n 7100-AE73 \n \n \n \n Federal Reserve System—Completed Actions \n \n Sequence No. \n Title \n \n Regulation \n Identifier No. \n \n \n \n 581 \n Regulation II—<span class=\"match\">Debit Card Interchange</span> Fees and Routing (Docket No: R-1748) \n 7100-AG15 \n \n \n \n FEDERAL RESERVE SYSTEM (FRS) \n \n Final Rule Stage \n 579. Regulation LL—Savings and Loan Holding Companies and Regulation MM—Mutual Holding Companies (Docket No: R-1429) [7100-AD80] \n \n Legal Authority: \n 5 U"},{"title":"Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, with revision, the Interchange Transaction Fees Survey (FR 3064; OMB No. 7100-0344).","document_number":"2022-25967","html_url":"https://www.federalregister.gov/documents/2022/11/29/2022-25967/agency-information-collection-activities-announcement-of-board-approval-under-delegated-authority","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2022-11-29/pdf/2022-25967.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2022-25967.pdf?1669650498","publication_date":"2022-11-29","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"separate \n \n interchange fees for exempt and covered issuers.\n 4 \n \n \n \n \n 3 \n  \n See \n 12 U.S.C. 1693o-2(a)(3)(B). The Board's biennial reports are available at \n https://www.federalreserve.gov/paymentsystems/regii-data-collections.htm. \n \n \n \n \n 4 \n  See Average <span class=\"match\">Debit Card Interchange</span> Fee by Payment Card Network \n https://www.federalreserve.gov/paymentsystems/regii-average-interchange-fee.htm. \n \n \n \n Legal authorization and confidentiality: \n The FR 3064 surveys are authorized by section 920(a) of the Electronic Fund Transfer Act, as amended by"},{"title":"Debit Card Interchange Fees and Routing","type":"Proposed Rule","abstract":"On May 13, 2021, the Board of Governors of the Federal Reserve System (Board) published in the Federal Register a proposal to amend Regulation II to clarify that the requirement that each debit card transaction must be able to be processed on at least two unaffiliated payment card networks applies to card-not-present transactions, clarify the requirements that Regulation II imposes on debit card issuers to ensure that at least two unaffiliated payment card networks have been enabled for debit card transactions, and standardize and clarify the use of certain terminology. The proposal provided for a comment period ending on July 12, 2021. The Board is extending the comment period for 30 days, until August 11, 2021.","document_number":"2021-13533","html_url":"https://www.federalregister.gov/documents/2021/06/30/2021-13533/debit-card-interchange-fees-and-routing","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2021-06-30/pdf/2021-13533.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2021-13533.pdf?1624970720","publication_date":"2021-06-30","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":""},{"title":"Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, without revision, the Recordkeeping and Disclosure Requirements Associated with Regulation II (FR II; OMB No. 7100-0349).","document_number":"2022-11095","html_url":"https://www.federalregister.gov/documents/2022/05/24/2022-11095/agency-information-collection-activities-announcement-of-board-approval-under-delegated-authority","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2022-05-24/pdf/2022-11095.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2022-11095.pdf?1653309921","publication_date":"2022-05-24","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"status, 1.\n \n \n Estimated annual burden hours: \n Implement policies and procedures, 160; Review and update policies and procedures, 21,080; General recordkeeping, 527; Annual notification and change in status, 527.\n \n \n General description of report: \n Regulation II—<span class=\"match\">Debit Card Interchange</span> Fees and Routing (12 CFR part 235) implements standards for assessing whether interchange transaction fees for electronic debit transactions are reasonable and proportional to the cost incurred by the issuer with respect to the transaction, and establishes rules for"},{"title":"Debit Card Interchange Fees and Routing","type":"Proposed Rule","abstract":"The Board of Governors (Board) is seeking comment on a proposal to amend Regulation II to clarify that the requirement that each debit card transaction must be able to be processed on at least two unaffiliated payment card networks applies to card-not-present transactions, clarify the requirements that Regulation II imposes on debit card issuers to ensure that at least two unaffiliated payment card networks have been enabled for debit card transactions, and standardize and clarify the use of certain terminology.","document_number":"2021-10013","html_url":"https://www.federalregister.gov/documents/2021/05/13/2021-10013/debit-card-interchange-fees-and-routing","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2021-05-13/pdf/2021-10013.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2021-10013.pdf?1620823516","publication_date":"2021-05-13","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"prohibitions under Regulation II aim to ensure that merchants or their acquirers can choose from at least two unaffiliated networks when routing debit card transactions.\n \n \n \n 6 \n  Regulation II, <span class=\"match\">Debit Card Interchange</span> Fees and Routing, codified at 12 CFR part 235. Regulation II also implements a separate provision of EFTA section 920 regarding <span class=\"match\">debit card interchange</span> fees. The proposed revisions in this notice do not concern that provision.\n \n \n Section 235.7(a) implements the prohibition on network exclusivity set out in EFTA section 920(b)(1)(A). Specifically"},{"title":"Proposed Agency Information Collection Activities; Comment Request","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, with revision, the Interchange Transaction Fees Survey (FR 3064; OMB No. 7100-0344).","document_number":"2022-14870","html_url":"https://www.federalregister.gov/documents/2022/07/13/2022-14870/proposed-agency-information-collection-activities-comment-request","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2022-07-13/pdf/2022-14870.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2022-14870.pdf?1657629920","publication_date":"2022-07-13","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"established separate interchange fees for exempt and covered issuers.\n 4 \n \n \n \n \n 3 \n  \n See \n 12 U.S.C. 1693o-2(a)(3)(B). The Board's biennial reports are available at \n https://www.federalreserve.gov/paymentsystems/regii-data-collections.htm. \n \n \n \n \n 4 \n  See Average <span class=\"match\">Debit Card Interchange</span> Fee by Payment Card Network \n https://www.federalreserve.gov/paymentsystems/regii-average-interchange-fee.htm. \n \n \n Proposed Revisions \n Debit Card Issuer Survey (FR 3064a) \n The Board is proposing the following changes in the Debit Card Issuer Survey instructions"},{"title":"Proposed Agency Information Collection Activities; Comment Request","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Recordkeeping and Disclosure Requirements Associated with Regulation II (FR II; OMB No. 7100-0349).","document_number":"2021-26319","html_url":"https://www.federalregister.gov/documents/2021/12/03/2021-26319/proposed-agency-information-collection-activities-comment-request","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2021-12-03/pdf/2021-26319.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2021-26319.pdf?1638452736","publication_date":"2021-12-03","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"status, 1.\n \n \n Estimated annual burden hours: \n Implement policies and procedures, 160; Review and update policies and procedures, 21,080; General recordkeeping, 527; Annual notification and change in status, 527.\n \n \n General description of report: \n Regulation II—<span class=\"match\">Debit Card Interchange</span> Fees and Routing (12 CFR part 235) implements, among other things, standards for assessing whether interchange transaction fees for electronic debit transactions are reasonable and proportional to the cost incurred by the issuer with respect to the transaction, as"},{"title":"Temporary Asset Thresholds","type":"Rule","abstract":"To mitigate temporary transition costs on banking organizations related to the coronavirus disease 2019 (COVID event), the OCC, Board, and the FDIC (together, the agencies) are issuing an interim final rule to permit national banks, savings associations, state banks, bank holding companies, savings and loan holding companies, and U.S. branches and agencies of foreign banking organizations with under $10 billion in total assets as of December 31, 2019, (community banking organizations) to use asset data as of December 31, 2019, in order to determine the applicability of various regulatory asset thresholds during calendar years 2020 and 2021. For the same reasons, the Board is temporarily revising the instructions to a number of its regulatory reports to provide that community banking organizations may use asset data as of December 31, 2019, in order to determine reporting requirements for reports due in calendar years 2020 or 2021.","document_number":"2020-26138","html_url":"https://www.federalregister.gov/documents/2020/12/02/2020-26138/temporary-asset-thresholds","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2020-12-02/pdf/2020-26138.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2020-26138.pdf?1606830317","publication_date":"2020-12-02","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"billion in total consolidated assets \n \n OCC: 12 CFR 3.12\n Board: 12 CFR 217.12 \n FDIC: 12 CFR 324.12 \n \n December 31, 2019, or the end of the most recent calendar quarter, whichever results in a lower amount \n End of the most recent calendar quarter. \n \n \n Board: <span class=\"match\">Debit Card Interchange</span> Fees and Routing (Regulation II) \n Exemption for small issuers \n $10 billion in assets \n Board: 12 CFR 235.5(a) \n December 31, 2019, or December 31, 2020, whichever results in a lower amount \n December 31, 2021. \n \n \n \n Board: Management Official Interlocks (Regulation"},{"title":"Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, with revision, the Interchange Transaction Fees Survey. The revisions are applicable as of the collection of calendar year 2019.","document_number":"2019-25822","html_url":"https://www.federalregister.gov/documents/2019/11/29/2019-25822/agency-information-collection-activities-announcement-of-board-approval-under-delegated-authority","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2019-11-29/pdf/2019-25822.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2019-25822.pdf?1574862320","publication_date":"2019-11-29","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"the data from these surveys in determining whether to propose revisions to the interchange fee standards in <span class=\"match\">Debit Card Interchange</span> Fees and Routing (Regulation II) (12 CFR part 235). The Dodd-Frank Act provides the Board with authority to require debit card issuers and payment card networks to submit information in order to carry out provisions of the Dodd-Frank Act regarding interchange fee standards.\n \n \n \n 1 \n  Average <span class=\"match\">debit card interchange</span> fee by payment card network \n http://www.federalreserve.gov/paymentsystems/regii-average-interchange-fee"},{"title":"Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, without revision, the Recordkeeping and Disclosure Requirements Associated with Regulation II (Debit Card Interchange Fees and Routing) (FR II OMB No. 7100-0349).","document_number":"2019-15313","html_url":"https://www.federalregister.gov/documents/2019/07/18/2019-15313/agency-information-collection-activities-announcement-of-board-approval-under-delegated-authority","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2019-07-18/pdf/2019-15313.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2019-15313.pdf?1563367524","publication_date":"2019-07-18","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"SUMMARY: \n The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, without revision, the Recordkeeping and Disclosure Requirements Associated with Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing) (FR II OMB No. 7100-0349). \n \n \n FOR FURTHER INFORMATION CONTACT: \n \n Federal Reserve Board Clearance Officer—Nuha Elmaghrabi—Office of the Chief Data Officer, Board of Governors of the Federal Reserve System, Washington, DC 20551, (202) 452-3829. \n Office of Management and Budget (OMB) Desk"},{"title":"Proposed Agency Information Collection Activities; Comment Request","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Recordkeeping and Disclosure Requirements Associated with Regulation II (Debit Card Interchange Fees and Routing) (FR II; OMB No. 7100-0349).","document_number":"2019-06797","html_url":"https://www.federalregister.gov/documents/2019/04/08/2019-06797/proposed-agency-information-collection-activities-comment-request","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2019-04-08/pdf/2019-06797.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2019-06797.pdf?1554468319","publication_date":"2019-04-08","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"ACTION: \n Notice, request for comment. \n \n \n SUMMARY: \n The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Recordkeeping and Disclosure Requirements Associated with Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing) (FR II; OMB No. 7100-0349). \n \n \n DATES: \n Comments must be submitted on or before June 7, 2019. \n \n \n ADDRESSES: \n \n You may submit comments, identified by \n FR II, \n by any of the following methods:\n \n \n • \n Agency website: \n \n http://www.federalreserve"},{"title":"Proposed Agency Information Collection Activities; Comment Request","type":"Notice","abstract":"The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, with revision, the Interchange Transaction Fees Survey (FR 3064; OMB No. 7100-0344).","document_number":"2019-17186","html_url":"https://www.federalregister.gov/documents/2019/08/12/2019-17186/proposed-agency-information-collection-activities-comment-request","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2019-08-12/pdf/2019-17186.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2019-17186.pdf?1565354722","publication_date":"2019-08-12","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"the data from these surveys in determining whether to propose revisions to the interchange fee standards in <span class=\"match\">Debit Card Interchange</span> Fees and Routing (Regulation II) (12 CFR part 235). The Dodd-Frank Act provides the Board with authority to require debit card issuers and payment card networks to submit information in order to carry out provisions of the Dodd-Frank Act regarding interchange fee standards. \n \n \n 1  Average <span class=\"match\">debit card interchange</span> fee by payment card network http://www.federalreserve.gov/paymentsystems/regii-average-interchange-fee.htm"},{"title":"Debit Card Interchange Fees and Routing","type":"Rule","abstract":"The Board is publishing a clarification of Regulation II (Debit Card Interchange Fees and Routing). Regulation II implements, among other things, standards for assessing whether interchange transaction fees for electronic debit transactions are reasonable and proportional to the cost incurred by the issuer with respect to the transaction, as required by section 920 of the Electronic Fund Transfer Act. On March 21, 2014, the Court of Appeals for the District of Columbia Circuit upheld the Board's Final Rule. The Court also held that one aspect of the rule--the Board's treatment of transactions- monitoring costs--required further explanation from the Board, and remanded the matter for further proceedings. The Board is explaining its treatment of transactions-monitoring costs in this Clarification.","document_number":"2015-19979","html_url":"https://www.federalregister.gov/documents/2015/08/14/2015-19979/debit-card-interchange-fees-and-routing","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2015-08-14/pdf/2015-19979.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2015-19979.pdf?1439469943","publication_date":"2015-08-14","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"ACTION: \n Clarification. \n \n \n SUMMARY: \n The Board is publishing a clarification of Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing). Regulation II implements, among other things, standards for assessing whether interchange transaction fees for electronic debit transactions are reasonable and proportional to the cost incurred by the issuer with respect to the transaction, as required by section 920 of the Electronic Fund Transfer Act. On March 21, 2014, the Court of Appeals for the District of Columbia Circuit upheld the Board's Final Rule"},{"title":"Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB","type":"Notice","abstract":"Notice is hereby given of the final approval of proposed information collections by the Board of Governors of the Federal Reserve System (Board) under OMB delegated authority. Board-approved collections of information are incorporated into the official OMB inventory of currently approved collections of information. Copies of the Paperwork Reduction Act Submission, supporting statements and approved collection of information instrument(s) are placed into OMB's public docket files. The Federal Reserve may not conduct or sponsor, and the respondent is not required to respond to, an information collection that has been extended, revised, or implemented on or after October 1, 1995, unless it displays a currently valid OMB control number.","document_number":"2015-30855","html_url":"https://www.federalregister.gov/documents/2015/12/08/2015-30855/agency-information-collection-activities-announcement-of-board-approval-under-delegated-authority","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2015-12-08/pdf/2015-30855.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2015-30855.pdf?1449495969","publication_date":"2015-12-08","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"Room 10235, 725 17th Street NW., Washington, DC 20503. \n \n Final approval under OMB delegated authority of the extension, without revision, of the following reports: \n \n \n 1. \n Report title: \n Recordkeeping and Disclosure Requirements Associated with Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing).\n \n \n Agency form number: \n Reg II.\n \n \n OMB control number: \n 7100-0349.\n \n \n Frequency: \n On occasion.\n \n \n Reporters: \n State member banks, national banks, insured nonmember banks, savings associations, and Federally-chartered credit unions.\n"},{"title":"Proposed Agency Information Collection Activities; Comment Request","type":"Notice","abstract":"On June 15, 1984, the Office of Management and Budget (OMB) delegated to the Board of Governors of the Federal Reserve System (Board) its approval authority under the Paperwork Reduction Act (PRA), to approve of and assign OMB numbers to collection of information requests and requirements conducted or sponsored by the Board. Board- approved collections of information are incorporated into the official OMB inventory of currently approved collections of information. Copies of the PRA Submission, supporting statements and approved collection of information instruments are placed into OMB's public docket files. The Federal Reserve may not conduct or sponsor, and the respondent is not required to respond to, an information collection that has been extended, revised, or implemented on or after October 1, 1995, unless it displays a currently valid OMB number.","document_number":"2015-23103","html_url":"https://www.federalregister.gov/documents/2015/09/15/2015-23103/proposed-agency-information-collection-activities-comment-request","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2015-09-15/pdf/2015-23103.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2015-23103.pdf?1442234751","publication_date":"2015-09-15","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"of services to provide information. \n \n Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following reports: \n \n \n 1. \n Report title: \n Recordkeeping and Disclosure Requirements Associated with Regulation II (<span class=\"match\">Debit Card Interchange</span> Fees and Routing).\n \n \n Agency form number: \n Reg II.\n \n \n OMB control number: \n 7100-0349.\n \n \n Frequency: \n On occasion.\n \n \n Reporters: \n State member banks, national banks, insured nonmember banks, savings associations, and Federally-chartered credit unions.\n"}]}