{"description":"Documents matching '\"21st Century ROAD to Housing\"'","count":8,"total_pages":1,"results":[{"title":"Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act","type":"Rule","abstract":"The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule.","document_number":"2026-17865","html_url":"https://www.federalregister.gov/documents/2026/09/01/2026-17865/reciprocal-deposits-implementing-the-21st-century-road-to-housing-act","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-09-01/pdf/2026-17865.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-17865.pdf?1788180318","publication_date":"2026-09-01","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"Interim final rule and request for comment. \n \n \n SUMMARY: \n The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the <span class=\"match\">21st Century ROAD to Housing</span> Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule"},{"title":"Energy Conservation Program: Energy Conservation Standards for Manufactured Housing","type":"Rule","abstract":"In this notification, the U.S. Department of Energy (\"DOE\" or \"the Department\") is providing notice that the Department's Energy Conservation Standards for Manufactured Housing final rule published in the Federal Register on May 31, 2022, has no legal effect in light of the enactment of the 21st Century ROAD to Housing Act (\"ROAD Act\").","document_number":"2026-19154","html_url":"https://www.federalregister.gov/documents/2026/09/18/2026-19154/energy-conservation-program-energy-conservation-standards-for-manufactured-housing","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-09-18/pdf/2026-19154.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-19154.pdf?1789649117","publication_date":"2026-09-18","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"}],"excerpts":"Department of Energy (“DOE” or “the Department”) is providing notice that the Department's Energy Conservation Standards for Manufactured Housing final rule published in the \n Federal Register \n on May 31, 2022, has no legal effect in light of the enactment of the <span class=\"match\">21st Century ROAD to Housing</span> Act (“ROAD Act”).\n \n \n \n DATES: \n The information contained in this notification will be applicable on September 18, 2026 and will remain in effect until further notice. \n \n \n FOR FURTHER INFORMATION CONTACT: \n \n Mr. Jeremy Williams, U.S. Department of Energy,"},{"title":"Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks","type":"Rule","abstract":"The OCC, Board, and FDIC (collectively, the Agencies) are jointly issuing and requesting public comment on an interim final rule to implement section 903 of the 21st Century ROAD to Housing Act. The interim final rule raises the asset threshold for certain supervised institutions with less than $6 billion in total assets to qualify for an 18-month on-site examination cycle. The interim final rule also makes parallel changes to the Agencies' regulations governing the on- site examination cycle for U.S. branches and agencies of foreign banks, consistent with the International Banking Act of 1978 (IBA).","document_number":"2026-18766","html_url":"https://www.federalregister.gov/documents/2026/09/14/2026-18766/expanded-examination-cycle-for-certain-small-insured-depository-institutions-and-us-branches-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-09-14/pdf/2026-18766.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-18766.pdf?1789130725","publication_date":"2026-09-14","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"SUPPLEMENTARY INFORMATION: \n I. Background \n \n Section 903 of the <span class=\"match\">21st Century ROAD to Housing</span> Act became law on July 11, 2026, and amended section 10(d) of the Federal Deposit Insurance Act (FDI Act) \n 1 \n \n to raise the asset thresholds from $3 billion to $6 billion to permit the Agencies to examine qualifying insured depository institutions (IDIs) not less than once during each 18-month period instead of annually.\n 2 \n \n Prior to the enactment of the <span class=\"match\">21st Century ROAD to Housing</span> Act, only qualifying IDIs with under $3 billion in total assets were"},{"title":"National Homeownership Month, 2026","type":"Presidential Document","abstract":null,"document_number":"2026-12435","html_url":"https://www.federalregister.gov/documents/2026/06/18/2026-12435/national-homeownership-month-2026","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-18/pdf/2026-12435.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12435.pdf?1781709308","publication_date":"2026-06-18","agencies":[{"raw_name":"EXECUTIVE OFFICE OF THE PRESIDENT","name":"Executive Office of the President","id":538,"url":"https://www.federalregister.gov/agencies/executive-office-of-the-president","json_url":"https://www.federalregister.gov/api/v1/agencies/538","parent_id":null,"slug":"executive-office-of-the-president"}],"excerpts":"outbid responsible homebuyers and unleashing the full power of antitrust enforcement to stop corporate giants from manipulating rents and pricing families out of their own neighborhoods. I call on the Congress to make these reforms permanent and pass the bipartisan <span class=\"match\">21st Century ROAD to Housing</span> Act—the most comprehensive and consequential housing legislation in the history of our country. \n The victories we have achieved for American homeowners and homebuyers are unprecedented, and my Administration will never stop fighting to protect and expand them"},{"title":"Notice on Community Development Block Grant Disaster Recovery (CDBG-DR) Formula","type":"Notice","abstract":"This notice seeks additional comment on an earlier Request for Information (RFI) on the methodology HUD uses to calculate Community Development Block Grant Disaster Recovery (CDBG-DR) allocation amounts. It also notifies the public that HUD will use the formula described in the 2025 notice for allocations to 2023 and 2024 disasters until a final rule is completed. This notice also seeks comment on potential formula modifications that HUD is considering.","document_number":"2026-16499","html_url":"https://www.federalregister.gov/documents/2026/08/13/2026-16499/notice-on-community-development-block-grant-disaster-recovery-cdbg-dr-formula","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-08-13/pdf/2026-16499.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-16499.pdf?1786538713","publication_date":"2026-08-13","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"communication disabilities. To learn more about how to make an accessible telephone call, please visit \n https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs. \n \n \n \n \n SUPPLEMENTARY INFORMATION: \n I. Purpose of This Notice \n \n Section 504 of the <span class=\"match\">21st Century ROAD to Housing</span> Act includes the Reforming Disaster Recovery Act that authorizes the CDBG-Disaster Recovery program and specifically requires HUD to issue a notice in the \n Federal Register \n containing the latest formula allocation methodologies used to determine the total estimate"},{"title":"Multifamily Housing Preservation Pilot and Multifamily Housing Guaranteed Loan Notice of Loan-to-Cost Percentage Change for Option 3 (Continuous Guarantee)","type":"Notice","abstract":"The Rural Housing Service (RHS or the Agency) of the United States Department of Agriculture (USDA) issues this notice to implement two related actions. The first action is the Multifamily Housing (MFH) Preservation Pilot (the Pilot). This action has 3 parts: MFH Rural Rental Housing Loan (MFH Section 515) and MFH Section 538 Guaranteed Rural Rental Housing Program (MFH Section 538) programmatic variations involving transfers; MFH Section 515 transfers utilizing Low Income Housing Tax Credits (LIHTC); and Variations specific to MFH Section 538 for the First 200 Transactions. The transfers for above address three types of preservation related transfers: MFH Section 515 ownership transfers that do not fall within the Simple Transfer Pilot; MFH Section 515 ownership transfers involving Low Income Housing Tax Credits (LIHTC); and MFH Section 538 transactions regardless of whether a transfer is involved up to the first 200 guaranteed loans. In addition to both the MFH 515 and MFH 538 programmatic changes and transfer changes, the Agency includes a DSCR change for the MFH 538 program, among other variations to that program, for the first 200 guaranteed loans in the Pilot. The Agency will use the Pilot to determine if it can improve program delivery efficiency for transactions that facilitate preservation of the low-income housing units in rural America while maintaining appropriate risk management of the portfolio. While the Pilot is active, the Agency will evaluate the Pilot's progress and identify opportunities to improve regulations, remove regulatory barriers, and reduce duplicative application requirements. These specific actions are critical for preserving assets in the MFH portfolio, which are aging and face significant delays and regulatory hurdles for transfers that significantly impact the assets long-term viability and overall portfolio risk; not only to the Agency but especially to the Rural population who reside in these assets. Therefore, for all parties involved, the Agency takes immediate action to ensure the Agency, owners and residents do not continue to struggle with the weight of government regulations slowing preservation of affordable, decent, safe and sanitary rural rental housing. The second action is Multifamily Housing Guaranteed Loan Notice of Loan-to-Cost Percentage Change. This action addresses a change to the loan terms for the MFH Section 538 Guaranteed Rural Rental Housing Program (MFH Section 538) under Option 3 (Continuous Guarantee) only. This action is not a part of the Pilot. Specifically, this action changes the maximum loan-to-cost percentage for loans guaranteed under Option Three (Continuous Guarantee) from 70 percent to 80 percent. The Agency is aligning with other federal agencies and the market to ensure demand for the guaranteed loans used for preservation and production of affordable, decent, safe and sanitary rural rental housing.","document_number":"2026-19659","html_url":"https://www.federalregister.gov/documents/2026/09/25/2026-19659/multifamily-housing-preservation-pilot-and-multifamily-housing-guaranteed-loan-notice-of","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-09-25/pdf/2026-19659.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-19659.pdf?1790253914","publication_date":"2026-09-25","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"documentation, capital needs assessments, or related third-party reports to satisfy overlapping MFH Program requirements for Pilot properties that also receive HUD financing, subsidy, insurance, or recapitalization support. The “<span class=\"match\">21st Century ROAD to Housing</span> Act” under Section 103 of H.R. 6644 <span class=\"match\">21st Century ROAD to Housing</span> Act and other sections include environmental provisions and certain exemptions for MFH Program properties. The Agency may accept HUD environmental review documentation in accordance with 7 CFR part 1b and may require supplemental"},{"title":"Notice of HUD Vacant Loan Sales (HVLS 2027-1)","type":"Notice","abstract":"This notice announces HUD's intention to offer approximately 4,200 home equity conversion mortgages (HECM, or reverse mortgage loans) secured by vacant properties with a loan balance of approximately $1.3 billion, in a competitive sale. This initiative supports HUD's continued efforts to reduce financial risk to the Mutual Mortgage Insurance Fund and promote the efficient disposition of defaulted assets. The sale will consist of due and payable Secretary- held reverse mortgage loans. The mortgage loans consist of first liens secured by single family, vacant residential properties, where all borrowers are deceased, and no borrower is survived by a non-borrowing spouse. This notice also generally describes the bidding process for the sale and certain entities who are ineligible to bid. This is the seventeenth sale offering of its type and will be held on October 27, 2026.","document_number":"2026-19458","html_url":"https://www.federalregister.gov/documents/2026/09/23/2026-19458/notice-of-hud-vacant-loan-sales-hvls-2027-1","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-09-23/pdf/2026-19458.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-19458.pdf?1790081123","publication_date":"2026-09-23","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"individual during that six-month period; or \n (d) Any entity or individual that employs or uses the services of any other entity or individual described in this paragraph in preparing its bid on such reverse mortgage loan. \n Also, in alignment with Title X of the <span class=\"match\">21st Century ROAD to Housing</span> Act, Public Law 119-101, prospective bidders must provide an attestation that no mortgage loan will result in an acquisition of the security property in circumstances that would be prohibited by the Act. \n Freedom of Information Act Requests \n HUD reserves the"},{"title":"Second Notice of HUD Non-Vacant Loan Sale (HNVLS 2026-1)","type":"Notice","abstract":"This notice updates the announcement issued on January 21, 2026 (91 FR 2555) of HUD's intention to offer a number of home equity conversion mortgages (HECM, or reverse mortgage loans) secured by occupied properties with an estimated bid date on September 1, 2026. Because the sale was delayed, HUD is issuing this second, updated notice of HNVLS 2026-1. The sale will consist of due and payable Secretary-held reverse mortgage loans with a loan balance of approximately $465 million. The mortgage loans consist of first-liens secured by real property that is occupied, where the borrower and any borrowing or non-borrowing spouse are deceased, and heirs have not come forward in the time elapsed. This initiative supports HUD's continued efforts to reduce financial risk to the Mutual Mortgage Insurance Fund and promote the efficient disposition of defaulted assets. Additional information regarding sale structure, loan pool composition, and bidding procedures will be provided in subsequent announcements. This notice also generally describes the bidding process for the sale and an attestation required to qualify to bid in the sale. This is the second sale offering of its type and is scheduled for September 1, 2026.","document_number":"2026-16242","html_url":"https://www.federalregister.gov/documents/2026/08/10/2026-16242/second-notice-of-hud-non-vacant-loan-sale-hnvls-2026-1","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-08-10/pdf/2026-16242.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-16242.pdf?1786106713","publication_date":"2026-08-10","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"With Main Street Homebuyers”) and subsequent congressional action, prospective bidders must provide an attestation that no mortgage loan purchased will result in an acquisition of the security property in circumstances that would be prohibited by Title X of the <span class=\"match\">21st Century ROAD to Housing</span> Act (Pub. L. 119-101), which furthers the purposes of the E.O. \n Freedom of Information Act Requests \n HUD reserves the right, in its sole and absolute discretion, to disclose information regarding HNVLS 2026-1, including, but not limited to, the identity of any"}]}