{"description":"Documents matching 'affecting their entire customer base'","count":5418,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=affecting+their+entire+customer+base&format=json&page=2","results":[{"title":"Daily Computation of Customer and Broker-Dealer Reserve Requirements Under the Broker-Dealer Customer Protection Rule","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting amendments to the broker-dealer customer protection rule to require certain broker-dealers to perform their reserve computations for accounts of customers and proprietary accounts of broker-dealers and make any required deposits into their reserve bank accounts daily rather than weekly. The Commission also is adopting amendments to the broker-dealer net capital rule and customer protection rule to permit certain broker-dealers that perform a daily reserve computation for accounts of customers to reduce aggregate debit items (i.e., customer- related receivables) by 2% rather than 3% as part of the computation. Finally, the Commission is adopting technical amendments to the Financial and Operational Combined Uniform Single Report (\"FOCUS Report\") to conform it to the amendments with respect to the lowering of the debit reduction from 3% to 2%.","document_number":"2024-31178","html_url":"https://www.federalregister.gov/documents/2025/01/13/2024-31178/daily-computation-of-customer-and-broker-dealer-reserve-requirements-under-the-broker-dealer","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-13/pdf/2024-31178.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31178.pdf?1736516722","publication_date":"2025-01-13","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"(e)(3)(vi).\n \n \n \n The <span class=\"match\">customer</span> reserve computation permits the carrying broker-dealer to offset <span class=\"match\">customer</span> credit items only with <span class=\"match\">customer</span> debit items.\n 62 \n \n This means the carrying broker-dealer can use <span class=\"match\">customer</span> cash to facilitate <span class=\"match\">customer</span> transactions such as financing <span class=\"match\">customer</span> margin loans and borrowing securities to make deliveries of securities <span class=\"match\">customers</span> have sold short. For example, if a carrying broker-dealer holds $100 for <span class=\"match\">customer</span> A, the carrying broker-dealer can use that $100 to finance a security purchase of <span class=\"match\">customer</span> B (\n i.e., \n make a"},{"title":"Securities Investor Protection Corporation; Notice of Inflation Adjustment Determination","type":"Notice","abstract":"Pursuant to section 3(e)(2) of the Securities Investor Protection Act of 1970 (\"SIPA\"), notice is hereby given that the Board of Directors of SIPC (the \"Board\") filed with the Securities and Exchange Commission (\"Commission\") on January 6, 2026, notification that the Board has determined, beginning January 1, 2027, and for the five year period immediately thereafter, that the standard maximum cash advance amount available to satisfy customer claims for cash in a SIPA liquidation proceeding will remain at $250,000. The Commission is publishing this notice to solicit comments on Board's determination from interested parties.","document_number":"2026-01093","html_url":"https://www.federalregister.gov/documents/2026/01/21/2026-01093/securities-investor-protection-corporation-notice-of-inflation-adjustment-determination","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-21/pdf/2026-01093.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-01093.pdf?1768598109","publication_date":"2026-01-21","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"(“ASA”) was solicited and received.\n \n A. The Overall State of the SIPC Fund and Economic Conditions <span class=\"match\">Affecting</span> Members, and Potential Problems <span class=\"match\">Affecting</span> Members of SIPC \n In considering the overall state of the SIPC Fund and the economic conditions <span class=\"match\">affecting</span> members of SIPC, the Board reviewed SIPC's historical experience and examined SIPC advances in past and present liquidation proceedings. The Board also considered potential problems <span class=\"match\">affecting</span> members of SIPC by reviewing the current state of the financial markets, technology advancements that"},{"title":"Self-Regulatory Organizations; MIAX PEARL, LLC; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Amend the Quarterly Review of Priority Customer Orders","type":"Notice","abstract":null,"document_number":"2026-14101","html_url":"https://www.federalregister.gov/documents/2026/07/14/2026-14101/self-regulatory-organizations-miax-pearl-llc-notice-of-filing-and-immediate-effectiveness-of-a","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-14/pdf/2026-14101.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-14101.pdf?1783946709","publication_date":"2026-07-14","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"know-your-<span class=\"match\">customer</span> and suitability requirements under FINRA Rules 2090 (Know Your <span class=\"match\">Customer</span>) and 2111 (Suitability) and would need to consider whether a <span class=\"match\">customer</span> meets the professional designation for purposes of determining best execution and making appropriate recommendations. The Exchange notes that the trading behavior of a Priority <span class=\"match\">Customer</span> can be distinguished from that of a professional (\n i.e., \n non-Priority <span class=\"match\">Customer</span>) trader which is the purpose of the separate designations. Finally, some Members currently monitor their <span class=\"match\">customer</span> activity"},{"title":"Self-Regulatory Organizations; NYSE American LLC; Notice of Filing and Immediate Effectiveness of Proposed Rule Change To Amend Rule 900.2NY To Require ATP Holders To Review Customer Activity on a Monthly Basis","type":"Notice","abstract":null,"document_number":"2026-12530","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12530/self-regulatory-organizations-nyse-american-llc-notice-of-filing-and-immediate-effectiveness-of","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12530.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12530.pdf?1782132310","publication_date":"2026-06-23","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"know-your-<span class=\"match\">customer</span> and suitability requirements under FINRA Rules 2090 (Know Your <span class=\"match\">Customer</span>) and 2111 (Suitability) and would need to consider whether a <span class=\"match\">Customer</span> meets the Professional <span class=\"match\">Customer</span> designation for purposes of determining best execution and making appropriate recommendations. \n \n The Exchange notes that the trading behavior of a <span class=\"match\">Customer</span> can be distinguished from that of a Professional <span class=\"match\">Customer</span> which is the purpose of the separate designations. The Exchange continues to believe that identifying Professional <span class=\"match\">Customer</span> orders <span class=\"match\">based</span> upon the"},{"title":"Regulation S-P: Privacy of Consumer Financial Information and Safeguarding Customer Information","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\" or \"SEC\") is adopting rule amendments that will require brokers and dealers (or \"broker-dealers\"), investment companies, investment advisers registered with the Commission (\"registered investment advisers\"), funding portals, and transfer agents registered with the Commission or another appropriate regulatory agency (\"ARA\") as defined in the Securities Exchange Act of 1934 (\"transfer agents\") to adopt written policies and procedures for incident response programs to address unauthorized access to or use of customer information, including procedures for providing timely notification to individuals affected by an incident involving sensitive customer information with details about the incident and information designed to help affected individuals respond appropriately. In addition, the amendments extend the application of requirements to safeguard customer records and information to transfer agents; broaden the scope of information covered by the requirements for safeguarding customer records and information and for properly disposing of consumer report information; impose requirements to maintain written records documenting compliance with the amended rules; and conform annual privacy notice delivery provisions to the terms of an exception provided by a statutory amendment to the Gramm-Leach-Bliley Act (\"GLBA\").","document_number":"2024-11116","html_url":"https://www.federalregister.gov/documents/2024/06/03/2024-11116/regulation-s-p-privacy-of-consumer-financial-information-and-safeguarding-customer-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-03/pdf/2024-11116.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-11116.pdf?1717159514","publication_date":"2024-06-03","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"Program Including <span class=\"match\">Customer</span> Notification \n As set forth in the proposal, security incidents may result in, among other things, misuse, exposure or theft of a <span class=\"match\">customer's</span> nonpublic personal information, and potentially leave affected individuals vulnerable to having their information further compromised. Threat actors can use <span class=\"match\">customer</span> information to cause harm in a number of ways, such as by stealing <span class=\"match\">customer</span> identities to sell to other threat actors on the dark web, publishing <span class=\"match\">customer</span> information on the dark web, using <span class=\"match\">customer</span> identities to carry"},{"title":"Self-Regulatory Organizations; NYSE Arca, Inc.; Notice of Filing and Immediate Effectiveness of Proposed Rule Change To Amend Rule 1 To Require OTP Holders and OTP Firms To Review Customer Activity on a Monthly Basis","type":"Notice","abstract":null,"document_number":"2026-12531","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12531/self-regulatory-organizations-nyse-arca-inc-notice-of-filing-and-immediate-effectiveness-of-proposed","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12531.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12531.pdf?1782132310","publication_date":"2026-06-23","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"know-your-<span class=\"match\">customer</span> and suitability requirements under FINRA Rules 2090 (Know Your <span class=\"match\">Customer</span>) and 2111 (Suitability) and would need to consider whether a <span class=\"match\">Customer</span> meets the Professional <span class=\"match\">Customer</span> designation for purposes of determining best execution and making appropriate recommendations. \n \n The Exchange notes that the trading behavior of a <span class=\"match\">Customer</span> can be distinguished from that of a Professional <span class=\"match\">Customer</span> which is the purpose of the separate designations. The Exchange continues to believe that identifying Professional <span class=\"match\">Customer</span> orders <span class=\"match\">based</span> upon the"},{"title":"Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers","type":"Proposed Rule","abstract":"The Department of the Treasury and the SEC are jointly issuing a proposed rulemaking implementing the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 with regard to certain investment advisers. If, as proposed in a separate rulemaking, certain investment advisers are included in the definition of \"financial institution\" under the Bank Secrecy Act, the Secretary of the Treasury and the SEC will be required to jointly prescribe a regulation that, among other things, requires investment advisers to implement reasonable procedures to verify the identities of their customers.","document_number":"2024-10738","html_url":"https://www.federalregister.gov/documents/2024/05/21/2024-10738/customer-identification-programs-for-registered-investment-advisers-and-exempt-reporting-advisers","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-21/pdf/2024-10738.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-10738.pdf?1715958912","publication_date":"2024-05-21","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"},{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"average internal cost burden for an RIA with 100 <span class=\"match\">customers</span> (the median number of RIA <span class=\"match\">customers</span>) would be $10,630, with most RIAs facing ongoing external annual costs of $2,336.\n 96 \n \n These estimates are <span class=\"match\">based</span> on averages and do not reflect the fact that costs will vary between investment advisers for myriad reasons. In particular, ERA <span class=\"match\">customers</span> are limited to venture capital funds and other private funds. These <span class=\"match\">customers</span> would likely have a smaller per-<span class=\"match\">customer</span> cost than natural person <span class=\"match\">customers</span>.\n \n \n \n 95 \n  \n Id. \n The PRA analysis in Table 1"},{"title":"Changes Related to Insurance Requirements in Multi-Family Housing (MFH) Direct Loan and Grant Programs","type":"Rule","abstract":"The Rural Housing Service (RHS or the Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), will implement changes related to insurance requirements under the Multi-Family Housing (MFH) Direct Loan and Grant programs. This final rule will align RD insurance coverage types, amounts, and deductibles with affordable housing industry standards to simplify the coverage amounts, deductible limits, and improve customer experience with updated and understandable insurance requirements.","document_number":"2026-07618","html_url":"https://www.federalregister.gov/documents/2026/04/20/2026-07618/changes-related-to-insurance-requirements-in-multi-family-housing-mfh-direct-loan-and-grant-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-20/pdf/2026-07618.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07618.pdf?1776429913","publication_date":"2026-04-20","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"which varies widely <span class=\"match\">based</span> on geographical location, the coverage is often <span class=\"match\">based</span> on a percentage of the building and may conflict with the blanket requirements in the Final rule.\n \n \n Agency's response: \n Due to the volume of windstorm events that occur on an annual basis nationwide, the Agency concludes that windstorm coverage is necessary to protect the Agency's security asset. The Agency acknowledges the recommendation that the windstorm deductible limit in the proposed rule limit may be cost prohibitive and could vary <span class=\"match\">based</span> on \n \n geographical"},{"title":"U.S. Citizenship and Immigration Services Employment-Based Immigrant Visa, Fifth Preference (EB-5) Fee Rule","type":"Proposed Rule","abstract":"The Department of Homeland Security (DHS) proposes to adjust Employment-Based Immigration, Fifth Preference (EB-5) immigration benefit request fees charged by U.S. Citizenship and Immigration Services (USCIS). This rule also proposes to codify certain elements of the EB-5 Reform and Integrity Act of 2022 and implement new statutory requirements. DHS intends for the rule to provide USCIS with the resources necessary to accomplish the goals of the EB-5 Reform and Integrity Act of 2022 and enhance and maintain the integrity of the EB- 5 program.","document_number":"2025-19642","html_url":"https://www.federalregister.gov/documents/2025/10/23/2025-19642/us-citizenship-and-immigration-services-employment-based-immigrant-visa-fifth-preference-eb-5-fee","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-23/pdf/2025-19642.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19642.pdf?1761137106","publication_date":"2025-10-23","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"administering programs and <span class=\"match\">entire</span> agencies. Nevertheless, the EB-5 Reform Act is new, and it establishes distinct requirements and reforms for the EB-5 program. Therefore, USCIS is unable to strictly follow the same methodology for the EB-5 program it has used in conducting past IEFA fee reviews, because IEFA fees are generally <span class=\"match\">based</span> on workload, processing time, completion rates, staffing, and indirect costs of programs that are relatively well established and known. USCIS has studied and estimated the EB-5 program workload <span class=\"match\">based</span> on the processing burden"},{"title":"Regulations To Address Margin Adequacy and To Account for the Treatment of Separate Accounts by Futures Commission Merchants","type":"Rule","abstract":"The Commodity Futures Trading Commission (Commission or CFTC) is amending its regulations, adopted under the Commodity Exchange Act (CEA), to require a futures commission merchant (FCM) to ensure a customer does not withdraw funds from its account with the FCM if the balance in the account after the withdrawal would be insufficient to meet the customer's initial margin requirements; and relatedly, to permit an FCM, subject to certain requirements, to treat the separate accounts of a single customer as accounts of separate entities for purposes of certain Commission regulations.","document_number":"2024-31177","html_url":"https://www.federalregister.gov/documents/2025/01/22/2024-31177/regulations-to-address-margin-adequacy-and-to-account-for-the-treatment-of-separate-accounts-by","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-22/pdf/2024-31177.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31177.pdf?1736889332","publication_date":"2025-01-22","agencies":[{"raw_name":"COMMODITY FUTURES TRADING COMMISSION","name":"Commodity Futures Trading Commission","id":77,"url":"https://www.federalregister.gov/agencies/commodity-futures-trading-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/77","parent_id":null,"slug":"commodity-futures-trading-commission"}],"excerpts":"FCM carrying accounts for futures <span class=\"match\">customers</span>, Cleared Swaps <span class=\"match\">Customers</span>, or 30.7 <span class=\"match\">customers</span>, respectively, to perform a daily computation of, and to prepare a daily record demonstrating compliance with, the FCM's obligation to hold a sufficient amount of funds in designated <span class=\"match\">customer</span> segregated accounts to meet the aggregate credit balances of all of the FCM's futures <span class=\"match\">customers</span>, Cleared Swaps <span class=\"match\">Customers</span>, and 30.7 <span class=\"match\">customers</span>.\n 104 \n \n An FCM is required to prepare the daily segregation calculations reflecting <span class=\"match\">customer</span> account balances as of the close of"},{"title":"Joint Industry Plan; Notice of Filing of Amendment No. 1, and Order Instituting Proceedings To Determine Whether To Approve or Disapprove an Amendment to the National Market System Plan Governing the Consolidated Audit Trail, as Modified by Amendment No. 1, Regarding the Customer and Account Information System","type":"Notice","abstract":null,"document_number":"2025-11427","html_url":"https://www.federalregister.gov/documents/2025/06/23/2025-11427/joint-industry-plan-notice-of-filing-of-amendment-no-1-and-order-instituting-proceedings-to","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-23/pdf/2025-11427.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11427.pdf?1750423513","publication_date":"2025-06-23","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"has been requested.] \n \n \n 9. CAT \n Reference Data \n [<span class=\"match\">Customer</span> and <span class=\"match\">Customer</span> Account Information]\n \n \n 9.1 [<span class=\"match\">Customer</span> and <span class=\"match\">Customer</span> Account Information] \n Reference Data \n Storage\n \n \n The CAT must capture and store \n Reference Data \n [<span class=\"match\">Customer</span> and <span class=\"match\">Customer</span> Account Information] in a secure database physically separated from the transactional database. The Plan Processor will maintain \n certain \n information [of sufficient detail to uniquely and consistently identify] \n attributed to \n each <span class=\"match\">Customer</span> across all CAT Reporters, and associated accounts from"},{"title":"Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Notice of Filing of Proposed Rule Change To List and Trade Shares of the VanEck JitoSOL ETF Under Nasdaq Rule 5711(d) (Commodity-Based Trust Shares)","type":"Notice","abstract":null,"document_number":"2026-05475","html_url":"https://www.federalregister.gov/documents/2026/03/20/2026-05475/self-regulatory-organizations-the-nasdaq-stock-market-llc-notice-of-filing-of-proposed-rule-change","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-20/pdf/2026-05475.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05475.pdf?1773924317","publication_date":"2026-03-20","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"issued by a Trust that holds (a) one or more commodities or commodity-<span class=\"match\">based</span> assets as defined in (d)(iii)(C) below, and (b) in addition to such commodities or commodity-<span class=\"match\">based</span> assets, may hold securities, cash, and cash equivalents; (4) is issued by such Trust in a specified aggregate minimum number in return for a deposit of (a) a specified quantity of the underlying commodities, commodity-<span class=\"match\">based</span> assets, securities, cash, and/or cash equivalents, or (b) a cash amount with a value <span class=\"match\">based</span> on the next determined net asset value per Trust share; and (5) when"},{"title":"Minimum Standards for Driver's Licenses and Identification Cards Acceptable by Federal Agencies for Official Purposes; Phased Approach for Card-Based Enforcement","type":"Rule","abstract":"This rule ensures that Federal agencies have appropriate flexibility to implement the card-based enforcement provisions of the REAL ID regulations after the May 7, 2025, enforcement deadline by explicitly permitting agencies to implement these provisions in phases. Under this rule, agencies may implement the card-based enforcement provisions through a phased enforcement plan if they determine it is appropriate upon consideration of relevant factors including security, operational feasibility, and public impact. The rule also requires agencies to coordinate their plans with DHS, make the plans publicly available, and achieve full enforcement by May 5, 2027.","document_number":"2025-00484","html_url":"https://www.federalregister.gov/documents/2025/01/14/2025-00484/minimum-standards-for-drivers-licenses-and-identification-cards-acceptable-by-federal-agencies-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-14/pdf/2025-00484.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00484.pdf?1736775919","publication_date":"2025-01-14","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"},{"raw_name":"Transportation Security Administration","name":"Transportation Security Administration","id":494,"url":"https://www.federalregister.gov/agencies/transportation-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/494","parent_id":227,"slug":"transportation-security-administration"}],"excerpts":"address potential full card-<span class=\"match\">based</span> enforcement risks associated with the card-<span class=\"match\">based</span> enforcement date.\n \n Alternative 2: Extension of Card-<span class=\"match\">Based</span> Enforcement Deadline \n In this alternative, DHS would issue a rule to extend the card-<span class=\"match\">based</span> enforcement date from May 7, 2025, to some date between 1 and 2 years later (Alternative 2). Alternative 2 is distinct from the preferred alternative because it extends the card-<span class=\"match\">based</span> enforcement date for all Federal agencies and does not specifically include an option to implement card-<span class=\"match\">based</span> enforcement through a phased"},{"title":"Modernizing Spectrum Sharing for Satellite Broadband","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission or we) adopts a Report and Order (Order) that revises the spectrum sharing framework for Geostationary Orbit (GSO) and Non- Geostationary Orbit (NGSO) systems that currently relies on NGSO systems complying with Equivalent Power Flux Density (EPFD) limits developed in the late-1990s. The consequence today of applying such EPFD limits in the United States is that operators must overprotect GSO systems, which in turn means that American households and businesses-- most critically in rural and remote areas--do not receive the fastest space-based NGSO satellite broadband American innovation has available. Based on the technical record in this proceeding, the Order replaces the EPFD framework with modern, performance-based GSO protection criteria. The Order extends the Commission's framework for good-faith coordination and allow NGSO and GSO operators to bargain for appropriate interference protections through voluntary, private agreement. The Order further adopts technical backstops to protect GSO systems when coordination has not been reached.","document_number":"2026-09565","html_url":"https://www.federalregister.gov/documents/2026/05/13/2026-09565/modernizing-spectrum-sharing-for-satellite-broadband","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-13/pdf/2026-09565.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-09565.pdf?1778589924","publication_date":"2026-05-13","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"opportunity to promote more efficient use of spectrum, stimulate innovation, and bridge the digital divide. \n 2. Alternative B—Adopt Modern Performance-<span class=\"match\">Based</span> GSO Protection Rules as Bright-Line Rules To Replace Existing EPFD \n 122. Under this alternative, the Commission would replace the current sharing framework <span class=\"match\">based</span> on EPFD limits with performance-<span class=\"match\">based</span> GSO network protection requirements. These performance-<span class=\"match\">based</span> requirements would include: (1) a long-term protection criterion of 3% time-weighted average throughput degradation for GSO satellite links using"},{"title":"Modernizing H-1B Requirements, Providing Flexibility in the F-1 Program, and Program Improvements Affecting Other Nonimmigrant Workers","type":"Rule","abstract":"The U.S. Department of Homeland Security (DHS) is issuing this final rule to modernize and improve the efficiency of the H-1B program, add benefits and flexibilities, and improve integrity measures. These provisions mainly amend the regulations governing H-1B specialty occupation workers, although some of the provisions narrowly impact other nonimmigrant classifications, including: H-2, H-3, F-1, L-1, O, P, Q-1, R-1, E-3, and TN.","document_number":"2024-29354","html_url":"https://www.federalregister.gov/documents/2024/12/18/2024-29354/modernizing-h-1b-requirements-providing-flexibility-in-the-f-1-program-and-program-improvements","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-18/pdf/2024-29354.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29354.pdf?1734443141","publication_date":"2024-12-18","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"skills-<span class=\"match\">based</span> hiring initiatives. The commenters asked that DHS recognize that an employer can implement a skills-<span class=\"match\">based</span> hiring program without undermining its ability to sponsor H-1B beneficiaries for the same or similar roles and encouraged DHS to consider ways to help employers distinguish skills-<span class=\"match\">based</span> hiring roles from degreed roles at all points in the employment ecosystem—from recruitment, onboarding, progression in career, and at the engagement level, stating that additional clarification will enable employers to broaden skills-<span class=\"match\">based</span> hiring"},{"title":"Location-Based Routing for Wireless 911 Calls","type":"Rule","abstract":"The Federal Communications Commission (the FCC or Commission) adopted a Report and Order in PS Docket No. 18-64, FCC 24-4, on January 25, 2024, and released on January 26, 2024. This document is a summary of the Commission's Report and Order. The Report and Order adopted rules to more precisely route wireless 911 calls and Real-Time Texts (RTT) to Public Safety Answering Points (PSAPs), which can result in faster response times during emergencies. Wireless 911 calls have historically been routed to PSAPs based on the location of the cell tower that handles the call. Sometimes, however, the 911 call is routed to the wrong PSAP because the cell tower is not in the same jurisdiction as the 911 caller. This can happen, for instance, when an emergency call is placed near a county border. These misrouted 911 calls must be transferred from one PSAP to another, which consumes time and resources and can cause confusion and delay in emergency response. The Report and Order requires wireless providers to deploy technology that supports location-based routing, a method that relies on precise information about the location of the wireless caller's device, on their internet Protocol (IP)-based networks and to use location-based routing to route 911 voice calls and RTT communications to 911 originating on those networks when caller location is accurate and timely. The Report and Order provides six months for nationwide wireless providers to implement location-based routing for wireless 911 voice calls and provides 24 months for non-nationwide wireless providers to implement location-based routing of wireless 911 voice calls. The Report and Order provides 24 months for all wireless providers to implement location-based routing for RTT communications to 911.","document_number":"2024-03157","html_url":"https://www.federalregister.gov/documents/2024/03/13/2024-03157/location-based-routing-for-wireless-911-calls","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-03-13/pdf/2024-03157.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-03157.pdf?1709932520","publication_date":"2024-03-13","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"deployment of location-<span class=\"match\">based</span> routing demonstrates that “transitional location-<span class=\"match\">based</span> routing mechanisms are technically feasible and improve 9-1-1 outcomes, and are in use today.” No commenter argues that implementing location-<span class=\"match\">based</span> routing on CMRS provider networks is technologically infeasible. \n \n 35. Calls originating on IP-<span class=\"match\">based</span> networks. In light of the technical obstacles and ongoing retirement of legacy networks, we apply our location-<span class=\"match\">based</span> routing requirements to IP-<span class=\"match\">based</span> networks but we decline to require location-<span class=\"match\">based</span> routing for 911 calls"},{"title":"Protecting the Nation's Communications Systems From Cybersecurity Threats","type":"Notice","abstract":"In this document, the Federal Communications Commission (\"Commission\" or \"FCC\") announces that it has reconsidered and rescinded a prior Declaratory Ruling and Notice of Proposed Rulemaking, neither of which had been published in the Federal Register. The Declaratory Ruling misconstrued the Communications Assistance for Law Enforcement Act (CALEA), and the Notice of Proposed Rulemaking was based in part on the Declaratory Ruling's flawed legal analysis and proposed ineffective cybersecurity requirements. This Order follows the FCC's engagement with providers to help strengthen their cybersecurity posture.","document_number":"2025-22830","html_url":"https://www.federalregister.gov/documents/2025/12/15/2025-22830/protecting-the-nations-communications-systems-from-cybersecurity-threats","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-15/pdf/2025-22830.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22830.pdf?1765547125","publication_date":"2025-12-15","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"service that the Commission finds to be “a replacement for the substantial portion of the local telephone exchange service” if doing so is in the public interest. <span class=\"match\">Based</span> on this “Substantial Replacement Provision,” in 2005, the Commission interpreted CALEA's definition of “telecommunications carrier” as “broader than that found in the Communications Act” and as including facilities-<span class=\"match\">based</span> broadband internet access service (BIAS) providers and interconnected Voice over internet Protocol (VoIP) service providers. \n D. January 2025 Declaratory Ruling"},{"title":"Standards for Covered Clearing Agencies for U.S. Treasury Securities and Application of the Broker-Dealer Customer Protection Rule With Respect to U.S. Treasury Securities","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting rules under the Securities Exchange Act of 1934 (\"Exchange Act\") to amend the standards applicable to covered clearing agencies for U.S. Treasury securities to require that such covered clearing agencies have written policies and procedures reasonably designed to require that every direct participant of the covered clearing agency submit for clearance and settlement all eligible secondary market transactions in U.S. Treasury securities to which it is a counterparty. In addition, the Commission is adopting additional amendments to the Covered Clearing Agency Standards with respect to risk management. These requirements are designed to protect investors, reduce risk, and increase operational efficiency. Finally, the Commission is amending the broker-dealer customer protection rule to permit margin required and on deposit with covered clearing agencies for U.S. Treasury securities to be included as a debit in the reserve formulas for accounts of customers and proprietary accounts of broker-dealers (\"PAB\"), subject to certain conditions.","document_number":"2023-27860","html_url":"https://www.federalregister.gov/documents/2024/01/16/2023-27860/standards-for-covered-clearing-agencies-for-us-treasury-securities-and-application-of-the","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-01-16/pdf/2023-27860.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-27860.pdf?1705067114","publication_date":"2024-01-16","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"those of <span class=\"match\">customers</span> or other indirect participants that rely on the direct participant to access the covered clearing agency's payment, clearing, or settlement facilities, but this does not mandate the calculation of margin for individual <span class=\"match\">customers</span>, that is, on a gross basis for each <span class=\"match\">customer</span>.\n 398 \n \n A U.S. Treasury securities CCA would have the discretion to collect a single netted amount for each clearing member's <span class=\"match\">customer</span> account as a whole, that is, netting each <span class=\"match\">customer's</span> margin against that of other <span class=\"match\">customers</span> within the overall <span class=\"match\">customer</span> account"},{"title":"Data Breach Reporting Requirements","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission) modifies the Commission's data breach notification rules to better ensure that providers of telecommunications, interconnected Voice over Internet Protocol (VoIP), and telecommunications relay services (TRS) are held accountable in their obligations to safeguard sensitive customer information, and to provide customers with the tools needed to protect themselves in the event that their data is compromised.","document_number":"2024-01667","html_url":"https://www.federalregister.gov/documents/2024/02/12/2024-01667/data-breach-reporting-requirements","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-12/pdf/2024-01667.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-01667.pdf?1707486318","publication_date":"2024-02-12","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"breach affects fewer than 500 <span class=\"match\">customers</span> unless the carrier can reasonably determine that no harm to <span class=\"match\">customers</span> is reasonably likely to occur as a result of the breach. As discussed below, for breaches <span class=\"match\">affecting</span> fewer than 500 <span class=\"match\">customers</span> and which do not meet the harm-<span class=\"match\">based</span> trigger, the Commission instead requires carriers to submit an annual summary of such incidents. For breaches in which a carrier can reasonably determine that a breach <span class=\"match\">affecting</span> fewer than 500 <span class=\"match\">customers</span> is not reasonably likely to harm those <span class=\"match\">customers</span>, the Commission requires the"},{"title":"Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Order Approving a Proposed Rule Change To Amend the Codes of Arbitration Procedure To Adopt FINRA Rules 12808 and 13808 (Accelerated Processing) To Accelerate the Processing of Arbitration Proceedings for Parties Who Qualify Based on Their Age or Health Condition","type":"Notice","abstract":null,"document_number":"2025-16293","html_url":"https://www.federalregister.gov/documents/2025/08/26/2025-16293/self-regulatory-organizations-financial-industry-regulatory-authority-inc-order-approving-a-proposed","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-26/pdf/2025-16293.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-16293.pdf?1756125915","publication_date":"2025-08-26","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"19b-4 thereunder,\n 2 \n \n a proposed rule change (SR-FINRA-2024-021) to amend the Code of Arbitration Procedure for <span class=\"match\">Customer</span> Disputes (“<span class=\"match\">Customer</span> Code”) and the Code of Arbitration Procedure for Industry Disputes (“Industry Code”) (together, “Codes”) to add new FINRA Rules 12808 and 13808 (Accelerated \n \n Processing).\n 3 \n \n The proposed rule change would accelerate the processing of arbitration proceedings for parties who qualify <span class=\"match\">based</span> on their age or health condition.\n 4 \n \n \n \n \n 1 \n  15 U.S.C. 78s(b)(1).\n \n \n \n \n 2 \n  17 CFR 240.19b-4.\n \n \n \n \n"}]}