{"description":"Documents matching 'bankruptcy state litigation arbitration have'","count":240,"total_pages":12,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=bankruptcy+state+litigation+arbitration+have&format=json&page=2","results":[{"title":"Synopsys, Inc. and ANSYS, Inc.; Analysis of Agreement Containing Consent Orders To Aid Public Comment","type":"Notice","abstract":"The consent agreement in this matter settles alleged violations of Federal law prohibiting unfair methods of competition. The attached Analysis of Proposed Consent Order to Aid Public Comment describes both the allegations in the complaint and the terms of the consent order--embodied in the consent agreement--that would settle these allegations.","document_number":"2025-10290","html_url":"https://www.federalregister.gov/documents/2025/06/06/2025-10290/synopsys-inc-and-ansys-inc-analysis-of-agreement-containing-consent-orders-to-aid-public-comment","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-06/pdf/2025-10290.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-10290.pdf?1749127512","publication_date":"2025-06-06","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"Trade Association Counsel, 75 Fla. B.J. 26 (May 2001) (“No <span class=\"match\">litigation</span> is more complex, drawn out, or expensive than antitrust <span class=\"match\">litigation</span>.”); Donald I. Baker &amp; Mark R. Stabile, <span class=\"match\">Arbitration</span> of Antitrust Claims: Opportunities and Hazards for Corporate Counsel, 48 Bus. Law 395, 396 (1993) (“Antitrust <span class=\"match\">litigation</span> is notoriously fact-intensive, time-consuming and expensive.”); Assistant Attorney General Jonathan Kanter Delivers Farewell Address (Dec. 17, 2024), \n https://www.justice.gov/archives/opa/speech/assistant-attorney-general-jonathan-kante"},{"title":"Removal of Regulatory Overreach and Federal Crop Insurance Policy Provisions","type":"Rule","abstract":"The Federal Crop Insurance Corporation (FCIC) is amending its regulations regarding final agency determinations and interpretations of the Federal Crop Insurance Act and its associated regulations. This action is necessary to align agency procedures with Supreme Court precedent and the Administrative Procedure Act, ensuring that interpretive determinations are not improperly characterized as legislative rules. The effect of this rule is to clarify that final agency determinations are not matters of general applicability and are binding only on the parties requesting them. Furthermore, this rule removes provisions that previously attempted to make such determinations binding on independent adjudicators, such as Federal judges and the National Appeals Division. This final rule will also remove Federal crop insurance policy provisions from the Code of Federal Regulations (CFR). This action modernizes program administration by discontinuing the practice of codifying detailed insurance contracts in regulation. Policy terms will continue to be published through official program materials and made available on the Risk Management Agency (RMA) website. This change does not affect the statutory authority of FCIC or the availability of crop insurance coverage.","document_number":"2026-06277","html_url":"https://www.federalregister.gov/documents/2026/04/01/2026-06277/removal-of-regulatory-overreach-and-federal-crop-insurance-policy-provisions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-01/pdf/2026-06277.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06277.pdf?1774961112","publication_date":"2026-04-01","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Federal Crop Insurance Corporation","name":"Federal Crop Insurance Corporation","id":163,"url":"https://www.federalregister.gov/agencies/federal-crop-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/163","parent_id":12,"slug":"federal-crop-insurance-corporation"}],"excerpts":"reading” of their underlying statutes. \n Re-Evaluating the 2018 Final Rule Justification \n In the 2018 Final Rule (83 FR 66590), RMA justified this binding authority by <span class=\"match\">stating</span> that Section 506(r) gave “FCIC express authority to provide interpretations… and makes them binding on all participants.” However, RMA further <span class=\"match\">stated</span> that many policies are not published as regulations and “<span class=\"match\">have</span> the force of contracts but not law.” \n The Agency now determines that its previous interpretation—concluding that the authority to issue an interpretation (granted in"},{"title":"Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing of a Proposed Rule Change To Amend the FINRA Codes of Arbitration Procedure and Code of Mediation Procedure To Revise and Restate the Qualifications for Representatives in Arbitrations and Mediations","type":"Notice","abstract":null,"document_number":"2023-22612","html_url":"https://www.federalregister.gov/documents/2023/10/13/2023-22612/self-regulatory-organizations-financial-industry-regulatory-authority-inc-notice-of-filing-of-a","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-10-13/pdf/2023-22612.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-22612.pdf?1697114786","publication_date":"2023-10-13","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"Illinois and Ohio <span class=\"match\">have</span> concluded that compensated NAR representation of parties in securities <span class=\"match\">arbitration</span> constitutes the unauthorized practice of law. \n See \n Fla. Bar Re Advisory Op. on Nonlawyer Representation in Sec. <span class=\"match\">Arbitration</span>, 696 So. 2d 1178, 1180 (Fla. 1997) (concluding that compensated non-attorney representation of customers in securities <span class=\"match\">arbitration</span> constitutes the unauthorized practice of law and enjoining non-attorneys from representing customers for compensation in securities <span class=\"match\">arbitration</span> proceedings); Ill. <span class=\"match\">State</span> Bar Ass'n Standing"},{"title":"Expanding Access to Risk Protection (EARP)","type":"Rule","abstract":"The Federal Crop Insurance Corporation (FCIC) is amending its regulations to implement changes required by the One Big Beautiful Bill Act and to update, streamline, and clarify several crop insurance policies. The changes include clarifying the harvest price methodology, deregulating regionalized program dates and moving that information to the Special Provisions, removing regulatory barriers to direct marketing, incorporating quality adjustment and claims processes, updating FCIC contact information used to request interpretations of policy, and making plain language clarifications and corrections to Subpart X--Interpretations of Statutory Provisions, Policy Provisions, and Procedures; the Area Risk Protection Insurance, Basic Provisions; the Common Crop Insurance Policy, Basic Provisions; and several Crop Provisions. In addition, the changes include removing buy-up coverage for prevented planting in the crop insurance program. The changes will be effective for the 2026 and succeeding crop years for crops with a contract change date on or after November 30, 2025. For all other crops, the changes to the policies made in this rule are applicable for the 2027 and succeeding crop years.","document_number":"2025-21482","html_url":"https://www.federalregister.gov/documents/2025/11/28/2025-21482/expanding-access-to-risk-protection-earp","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-28/pdf/2025-21482.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-21482.pdf?1764164732","publication_date":"2025-11-28","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Federal Crop Insurance Corporation","name":"Federal Crop Insurance Corporation","id":163,"url":"https://www.federalregister.gov/agencies/federal-crop-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/163","parent_id":12,"slug":"federal-crop-insurance-corporation"}],"excerpts":"date”, remove the words “or terminated” and add “or terminated or voided” in their place; \n 4. In the definition of “Cooperative Extension System”, remove the words “<span class=\"match\">state</span> office located at each <span class=\"match\">state's</span> land-grant university,” and add “<span class=\"match\">State</span> office located at each <span class=\"match\">State's</span> land-grant university,” in their place; \n 5. In the definition of “County”, remove the word “<span class=\"match\">state</span>” and add “<span class=\"match\">State</span>” in its place; \n 6. Add a definition of “FAA” in alphabetical order; \n 7. In the definition of “Perennial crop”, remove the word “one” and add “1” in its place; \n 8"},{"title":"Privacy Act of 1974; Systems of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974 and Office of Management and Budget (OMB) Circular No. A-108, to ensure the system of records notices remain accurate, the U.S. Nuclear Regulatory Commission (NRC) staff reviews each notice on a periodic basis. As a result of this review, the NRC is republishing 13 of its system of records notices with minor corrective, clarifying, and administrative changes. These minor modifications include updating authorities, system managers, retention schedules, and various other minor updates, as well as edits that are intended to improve clarity of the notices but that are not intended to modify the systems themselves. None of the modifications the NRC is making meet the threshold criteria established by OMB for either a new or altered system of records.","document_number":"2025-04580","html_url":"https://www.federalregister.gov/documents/2025/03/19/2025-04580/privacy-act-of-1974-systems-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-03-19/pdf/2025-04580.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-04580.pdf?1742301925","publication_date":"2025-03-19","agencies":[{"raw_name":"NUCLEAR REGULATORY COMMISSION","name":"Nuclear Regulatory Commission","id":383,"url":"https://www.federalregister.gov/agencies/nuclear-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/383","parent_id":null,"slug":"nuclear-regulatory-commission"}],"excerpts":"maintain information about individuals involved in NRC-licensed activities who <span class=\"match\">have</span> been subject to NRC enforcement actions or who <span class=\"match\">have</span> been the subject of correspondence indicating that they are being or <span class=\"match\">have</span> been considered for enforcement action. \n CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM: \n Individuals involved in NRC-licensed activities who <span class=\"match\">have</span> been subject to NRC enforcement actions or who <span class=\"match\">have</span> been the subject of correspondence indicating that they are being, or <span class=\"match\">have</span> been, considered for enforcement action. \n CATEGORIES OF RECORDS IN THE"},{"title":"Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is proposing to prohibit certain contractual provisions in agreements for consumer financial products or services. The proposal would prohibit covered persons from including in their contracts any provisions purporting to waive substantive consumer legal rights and protections (or their remedies) granted by State or Federal law. The proposal would also prohibit contract terms that limit free expression, including with threats of account closure, fines, or breach of contract claims, as well as other contract terms. The proposal would also codify certain longstanding prohibitions under the Federal Trade Commission's (FTC) Credit Practices Rule.","document_number":"2025-00633","html_url":"https://www.federalregister.gov/documents/2025/01/14/2025-00633/prohibited-terms-and-conditions-in-agreements-for-consumer-financial-products-or-services-regulation","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-14/pdf/2025-00633.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00633.pdf?1736775933","publication_date":"2025-01-14","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"proposed § 1027.205, “[a]n appropriate <span class=\"match\">State</span> agency may apply to the CFPB for a determination that (i) There is a <span class=\"match\">State</span> requirement or prohibition in effect that applies to any transaction to which a provision of this subpart applies; and (ii) The <span class=\"match\">State</span> requirement or prohibition affords a level of protection to consumers that is substantially equivalent to, or greater than, the protection afforded by this subpart.” If the CFPB “makes such a determination, the provision of this subpart will not be in effect in that <span class=\"match\">State</span> to the extent specified by the CFPB"},{"title":"Privacy Act of 1974; Systems of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974, the Pension Benefit Guaranty Corporation (PBGC) is proposing numerous amendments to all system of records notices (SORN). There are amendments affecting multiple SORNs and amendments to specific SORNs.","document_number":"2024-19638","html_url":"https://www.federalregister.gov/documents/2024/09/09/2024-19638/privacy-act-of-1974-systems-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-09/pdf/2024-19638.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-19638.pdf?1725626717","publication_date":"2024-09-09","agencies":[{"raw_name":"PENSION BENEFIT GUARANTY CORPORATION","name":"Pension Benefit Guaranty Corporation","id":405,"url":"https://www.federalregister.gov/agencies/pension-benefit-guaranty-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/405","parent_id":null,"slug":"pension-benefit-guaranty-corporation"}],"excerpts":"purposes. \n CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM: \n Individuals or their representatives who <span class=\"match\">have</span> submitted FOIA requests, PA requests, or combined FOIA and PA requests for records or information and administrative appeals or <span class=\"match\">have</span> <span class=\"match\">litigation</span> pending with a federal agency; individuals whose requests, appeals or records <span class=\"match\">have</span> been referred to PBGC by other agencies and/or the PBGC personnel assigned to handle such requests, appeals and <span class=\"match\">litigation</span>. \n CATEGORIES OF RECORDS IN THE SYSTEM: \n Records in the system may contain names, mailing addresses"},{"title":"Legal Services, General Counsel, and Miscellaneous Claims","type":"Proposed Rule","abstract":"The Department of Veterans Affairs (VA) proposes to amend its regulations governing Legal Services, the Office of General Counsel, and Miscellaneous Claims to reflect nomenclature changes regarding employees and groups within the Office of General Counsel as well as to make other changes intended to further clarify and explain various functions and procedures within the Office of General Counsel.","document_number":"2024-23840","html_url":"https://www.federalregister.gov/documents/2024/11/07/2024-23840/legal-services-general-counsel-and-miscellaneous-claims","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-07/pdf/2024-23840.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-23840.pdf?1730900722","publication_date":"2024-11-07","agencies":[{"raw_name":"DEPARTMENT OF VETERANS AFFAIRS","name":"Veterans Affairs Department","id":520,"url":"https://www.federalregister.gov/agencies/veterans-affairs-department","json_url":"https://www.federalregister.gov/api/v1/agencies/520","parent_id":null,"slug":"veterans-affairs-department"}],"excerpts":"Act of 1995 requires, at 2 U.S.C. 1532, that agencies prepare an assessment of anticipated costs and benefits before issuing any rule that may result in the expenditure by <span class=\"match\">State</span>, local, and Tribal governments, in the aggregate, or by the private sector, of $100 million or more (adjusted annually for inflation) in any one year. This proposed rule will <span class=\"match\">have</span> no such effect on <span class=\"match\">State</span>, local, and Tribal governments, or on the private sector. \n \n List of Subjects \n \n Administrative practice and procedure, Claims, Courts, Foreign Relations, Government employees"},{"title":"Restoring Integrity to the Issuance of Non-Domiciled Commercial Drivers Licenses (CDL)","type":"Rule","abstract":"FMCSA amends the Federal regulations for State Driver's Licensing Agencies (SDLAs) issuing commercial driving credentials to non-domiciled individuals. This final rule reaffirms, with minor changes, the provisions of the interim final rule (IFR) published on September 29, 2025. Specifically, this final rule limits eligibility for non-domiciled Commercial Learner's Permits (CLPs) and Commercial Driver's Licenses (CDLs) for foreign-domiciled individuals to those who hold specific, verifiable employment-based nonimmigrant status. This rule reaffirms the IFR requirements, aligning the issuance of non- domiciled CDLs with FMCSA's statutory mandate to ensure the fitness of all drivers who operate a CMV. By limiting eligibility to statuses subject to enhanced consular vetting of driver history and interagency screening, FMCSA restores the integrity of the CDL system, closes a significant safety gap, and enhances the safety of the traveling public.","document_number":"2026-02965","html_url":"https://www.federalregister.gov/documents/2026/02/13/2026-02965/restoring-integrity-to-the-issuance-of-non-domiciled-commercial-drivers-licenses-cdl","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-13/pdf/2026-02965.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-02965.pdf?1770844509","publication_date":"2026-02-13","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Federal Motor Carrier Safety Administration","name":"Federal Motor Carrier Safety Administration","id":181,"url":"https://www.federalregister.gov/agencies/federal-motor-carrier-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/181","parent_id":492,"slug":"federal-motor-carrier-safety-administration"}],"excerpts":"standards set forth in 49 CFR parts 383 and 384 to avoid <span class=\"match\">having</span> amounts withheld from Highway Trust Fund apportionment under 49 U.S.C. 31314, individuals who believe their credentials <span class=\"match\">have</span> been improperly denied or downgraded due to a <span class=\"match\">State's</span> error in administering the previous standard (\n e.g., \n because the <span class=\"match\">State</span> had improperly issued the credential for a time period exceeding the EAD date) <span class=\"match\">have</span> the opportunity to be heard and otherwise afforded due process through established <span class=\"match\">State</span> procedures and <span class=\"match\">State</span> law.\n \n \n \n 22 \n  See, \n e.g., \n 49 CFR 383.73(f)(5)"},{"title":"Residential Property Assessed Clean Energy Financing (Regulation Z)","type":"Rule","abstract":"Section 307 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) directs the Consumer Financial Protection Bureau (CFPB or Bureau) to prescribe ability-to-repay rules for Property Assessed Clean Energy (PACE) financing and to apply the civil liability provisions of the Truth in Lending Act (TILA) for violations. PACE financing is financing to cover the costs of home improvements that results in a tax assessment on the real property of the consumer. In this final rule, the CFPB implements EGRRCPA section 307 and amends Regulation Z to address how TILA applies to PACE transactions.","document_number":"2024-30628","html_url":"https://www.federalregister.gov/documents/2025/01/10/2024-30628/residential-property-assessed-clean-energy-financing-regulation-z","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-10/pdf/2024-30628.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30628.pdf?1736343918","publication_date":"2025-01-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"association, bond counsel, and a group of <span class=\"match\">State</span> attorneys general, <span class=\"match\">stated</span> that PACE transactions already <span class=\"match\">have</span> sufficient consumer protections in place. Some of these commenters <span class=\"match\">stated</span> that PACE transactions are already sufficiently regulated at the <span class=\"match\">State</span> and local levels. One trade association representing special districts <span class=\"match\">stated</span> that <span class=\"match\">State</span> and local regulations strike an effective balance of consumer protection and enabling PACE financing to achieve its objectives. Many commenters <span class=\"match\">stated</span> that PACE companies <span class=\"match\">have</span> instituted a series of additional consumer"},{"title":"Transparency in Poultry Grower Contracting and Tournaments","type":"Rule","abstract":"This final rule amends the regulations under the Packers and Stockyards Act, 1921 (Act), to add disclosures and information that live poultry dealers engaged in the production of broilers must furnish to poultry growers with whom dealers make poultry growing arrangements. The rule also establishes additional disclosure requirements for live poultry dealers engaged in the production of broilers who use poultry grower ranking systems to determine settlement payments for broiler growers. These requirements add targeted transparency to the market for grower services that will inhibit deceptive practices related to broiler contracting and performance. The Act protects fair trade, financial integrity, and competitive markets for livestock, meat, and poultry.","document_number":"2023-24922","html_url":"https://www.federalregister.gov/documents/2023/11/28/2023-24922/transparency-in-poultry-grower-contracting-and-tournaments","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-11-28/pdf/2023-24922.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-24922.pdf?1701092717","publication_date":"2023-11-28","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Agricultural Marketing Service","name":"Agricultural Marketing Service","id":9,"url":"https://www.federalregister.gov/agencies/agricultural-marketing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/9","parent_id":12,"slug":"agricultural-marketing-service"}],"excerpts":"summary of <span class=\"match\">litigation</span> with any poultry grower in the previous 6 years. Commenters indicated that access to live poultry dealers' ongoing and previous <span class=\"match\">litigation</span> would increase transparency in the poultry industry and lead to more economic stability for growers. Several commenters also suggested requiring disclosure of additional <span class=\"match\">litigation</span>, such as <span class=\"match\">litigation</span> accusing the dealer or any of its growers of poultry mistreatment; <span class=\"match\">litigation</span> by employees; <span class=\"match\">litigation</span> the dealer has been subject to from DOJ, USDA, or other Federal agencies; and <span class=\"match\">litigation</span> brought"},{"title":"Hermit's Peak/Calf Canyon Fire Assistance","type":"Rule","abstract":"This final rule sets out the procedures for claimants to seek compensation for injury or loss of property resulting from the Hermit's Peak/Calf Canyon Fire.","document_number":"2023-18457","html_url":"https://www.federalregister.gov/documents/2023/08/29/2023-18457/hermits-peakcalf-canyon-fire-assistance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-08-29/pdf/2023-18457.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-18457.pdf?1693226715","publication_date":"2023-08-29","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"},{"raw_name":"FEDERAL EMERGENCY MANAGEMENT AGENCY","name":"Federal Emergency Management Agency","id":166,"url":"https://www.federalregister.gov/agencies/federal-emergency-management-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/166","parent_id":227,"slug":"federal-emergency-management-agency"}],"excerpts":"45, New Mexico Statutes Annotated (2021).\n \n \n \n Comment: \n A commenter <span class=\"match\">stated</span> FEMA did not <span class=\"match\">have</span> the authority under the Act or New Mexico law to restrict assignment of property, <span class=\"match\">stating</span> claimants should <span class=\"match\">have</span> the right to sell their property and the new property owner should be able to recover damages to the property as well as family assignment in case of death. Another commenter requested that they be able to assign their claim if they want to sell their property or <span class=\"match\">have</span> someone inherit their claim.\n \n \n FEMA Response: \n FEMA disagrees that the"},{"title":"Non-Compete Clause Rule","type":"Rule","abstract":"Pursuant to the Federal Trade Commission Act (\"FTC Act\"), the Federal Trade Commission (\"Commission\") is issuing the Non- Compete Clause Rule (\"the final rule\"). The final rule provides that it is an unfair method of competition for persons to, among other things, enter into non-compete clauses (\"non-competes\") with workers on or after the final rule's effective date. With respect to existing non-competes--i.e., non-competes entered into before the effective date--the final rule adopts a different approach for senior executives than for other workers. For senior executives, existing non-competes can remain in force, while existing non-competes with other workers are not enforceable after the effective date.","document_number":"2024-09171","html_url":"https://www.federalregister.gov/documents/2024/05/07/2024-09171/non-compete-clause-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-07/pdf/2024-09171.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-09171.pdf?1715001372","publication_date":"2024-05-07","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"find a job without one. Many commenters <span class=\"match\">stated</span> that high wages or skills do not automatically translate into more bargaining power or sufficiently mitigate the harms from non-competes, especially in concentrated markets or markets where so many employers use non-competes that workers effectively <span class=\"match\">have</span> no choice but to sign them. Commenters also said that underrepresented groups may <span class=\"match\">have</span> even less bargaining power to negotiate non-competes and are less likely to <span class=\"match\">have</span> the resources for <span class=\"match\">litigation</span>, which could <span class=\"match\">have</span> an increased deterrent effect on worker"},{"title":"Inclusive Competition and Market Integrity Under the Packers and Stockyards Act","type":"Rule","abstract":"The U.S. Department of Agriculture's (USDA or Department) Agricultural Marketing Service (AMS or the Agency) amends its Packers and Stockyards Act, 1921, regulations to prohibit undue prejudice and unjust discrimination against individuals on a prohibited basis unrelated to the quality of the service or product provided. The rule also identifies retaliatory practices that interfere with lawful communications, assertion of rights, and associated participation, among other protected activities, as unjust discrimination prohibited by the law. Finally, the rule identifies deceptive practices that violate the Packers and Stockyards Act with respect to contract formation, contract performance, contract termination, and contract refusal. The purpose of this rule is to promote inclusive competition and market integrity in the livestock, meats, poultry, and live poultry markets.","document_number":"2024-04419","html_url":"https://www.federalregister.gov/documents/2024/03/06/2024-04419/inclusive-competition-and-market-integrity-under-the-packers-and-stockyards-act","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-03-06/pdf/2024-04419.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-04419.pdf?1709646316","publication_date":"2024-03-06","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Agricultural Marketing Service","name":"Agricultural Marketing Service","id":9,"url":"https://www.federalregister.gov/agencies/agricultural-marketing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/9","parent_id":12,"slug":"agricultural-marketing-service"}],"excerpts":"harms to producers. For example, packers and industry representatives <span class=\"match\">have</span> routinely indicated that producers may choose the form of pricing mechanism for their transactions. However, as cash-negotiated markets <span class=\"match\">have</span> declined, producers <span class=\"match\">have</span> increasingly complained to USDA that they are not provided such a choice, and are commonly given a take-it-or-leave-it offer to buy their cattle off of a pricing formula provided by the company.\n 82 \n \n Producers <span class=\"match\">have</span> complained they <span class=\"match\">have</span> been told that packers refuse to buy their cattle on the grounds they are"},{"title":"Introduction to the Unified Agenda of Federal Regulatory and Deregulatory Actions-Fall 2023","type":"Proposed Rule","abstract":"Publication of the Fall 2023 Unified Agenda of Federal Regulatory and Deregulatory Actions represents a key component of the regulatory planning mechanism prescribed in Executive Order (\"E.O.\") 12866, \"Regulatory Planning and Review,\" (58 FR 51735, as amended) and reaffirmed in E.O. 13563, \"Improving Regulation and Regulatory Review,\" (76 FR 3821) and E.O. 14094, \"Modernizing Regulatory Review,\" (88 FR 21879). The Regulatory Flexibility Act requires that agencies publish semiannual regulatory agendas in the Federal Register describing regulatory actions they are developing that may have a significant economic impact on a substantial number of small entities (5 U.S.C. 602). The Unified Agenda of Federal Regulatory and Deregulatory Actions (Unified Agenda), published in the fall and spring, helps agencies fulfill all of these requirements. All Federal regulatory agencies have chosen to publish their regulatory agendas as part of this publication. The complete publication of the Fall 2023 Unified Agenda contains the Regulatory Plans of 29 Federal agencies and 69 Federal agency regulatory agendas available to the public at www.reginfo.gov. The Fall 2023 Unified Agenda publication appearing in the Federal Register includes the Regulatory Plan and agency Regulatory Flexibility Agendas, in accordance with the publication requirements of the Regulatory Flexibility Act. Agency Regulatory Flexibility Agendas contain only those Agenda entries for rules that are likely to have a significant economic impact on a substantial number of small entities and entries that have been selected for periodic review under section 610 of the Regulatory Flexibility Act.","document_number":"2024-00476","html_url":"https://www.federalregister.gov/documents/2024/02/09/2024-00476/introduction-to-the-unified-agenda-of-federal-regulatory-and-deregulatory-actions-fall-2023","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-09/pdf/2024-00476.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-00476.pdf?1707399919","publication_date":"2024-02-09","agencies":[{"raw_name":"REGULATORY INFORMATION SERVICE CENTER","name":"Regulatory Information Service Center","id":449,"url":"https://www.federalregister.gov/agencies/regulatory-information-service-center","json_url":"https://www.federalregister.gov/api/v1/agencies/449","parent_id":null,"slug":"regulatory-information-service-center"}],"excerpts":"“Federalism,” August 4, 1999 (64 FR 43255), directs agencies to <span class=\"match\">have</span> an accountable process to ensure meaningful and timely input by <span class=\"match\">State</span> and local officials in the development of regulatory policies that <span class=\"match\">have</span> “federalism implications” as defined in the Order. Under the Order, an agency that is proposing a regulation with federalism implications, which either preempt <span class=\"match\">State</span> law or impose non-statutory unfunded substantial direct compliance costs on <span class=\"match\">State</span> and local governments, must consult with <span class=\"match\">State</span> and local officials early in the process of developing"},{"title":"Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections","type":"Proposed Rule","abstract":"The Consumer Financial Protection Act of 2010 (CFPA) requires the Consumer Financial Protection Bureau (Bureau or CFPB) to monitor markets for consumer financial products and services for risks to consumers in order to support the various statutory functions of the CFPB, and to conduct a risk-based nonbank supervision program for the purpose of assessing compliance with Federal consumer financial law (among other purposes). Pursuant to these authorities, the CFPB is proposing a rule to require that nonbanks subject to its supervisory authority, with limited exceptions, register each year in a nonbank registration system established by the CFPB information about their use of certain terms and conditions in form contracts for consumer financial products and services that pose risks to consumers. In particular, these nonbanks would be required to register if they use specific terms and conditions defined in the proposed rule that attempt to waive consumers' legal protections, to limit how consumers enforce their rights, or to restrict consumers' ability to file complaints or post reviews. To facilitate public awareness and oversight by other regulators including the States, the Bureau is proposing to publish information identifying registrants and their use of these terms and conditions.","document_number":"2023-00704","html_url":"https://www.federalregister.gov/documents/2023/02/01/2023-00704/registry-of-supervised-nonbanks-that-use-form-contracts-to-impose-terms-and-conditions-that-seek-to","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-02-01/pdf/2023-00704.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-00704.pdf?1675172717","publication_date":"2023-02-01","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"facilitate repayment of those debts (under Chapter 13 of the <span class=\"match\">Bankruptcy</span> Code \n 59 \n \n ). Consumers generally initiate the <span class=\"match\">bankruptcy</span> proceeding, which is overseen by the <span class=\"match\">bankruptcy</span> courts and <span class=\"match\">bankruptcy</span> trustees. The Bureau does not administer or enforce the <span class=\"match\">Bankruptcy</span> Code. However, Federal consumer financial law generally applies to consumer financial product and service providers' communications with consumers and other acts and practices relating to <span class=\"match\">bankruptcy</span> protections and the <span class=\"match\">bankruptcy</span> process.\n 60 \n \n \n \n \n 56 \n  \n Local Loan Co. \n v. \n Hunt"},{"title":"Premerger Notification; Reporting and Waiting Period Requirements","type":"Rule","abstract":"The Federal Trade Commission (\"FTC\" or \"Commission\"), with the concurrence of the Assistant Attorney General, Antitrust Division, Department of Justice (\"Assistant Attorney General\" or \"Antitrust Division\") (together the \"Agencies\"), is issuing this final rule and Statement of Basis and Purpose (\"SBP\") to amend the Premerger Notification Rules (the \"Rules\") that implement the Hart-Scott-Rodino Antitrust Improvement Act (\"the HSR Act\" or \"HSR\"), including the Premerger Notification and Report Form for Certain Mergers and Acquisitions (\"Form\") and Instructions to the Notification and Report Form for Certain Mergers and Acquisitions (\"Instructions\"). The final rule requires parties to transactions that are reportable under the HSR Act to provide documentary material and information that are necessary and appropriate for the Agencies to efficiently and effectively conduct an initial assessment to determine whether the transaction may violate the antitrust laws and whether to issue a Request for Additional Information (\"Second Request\") as provided by the HSR Act. In addition, the final rule implements certain requirements of the Merger Filing Fee Modernization Act of 2022 (\"Merger Modernization Act\") and ministerial changes to the Rules as well as the necessary amendments to the Instructions to effect the final changes.","document_number":"2024-25024","html_url":"https://www.federalregister.gov/documents/2024/11/12/2024-25024/premerger-notification-reporting-and-waiting-period-requirements","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-12/pdf/2024-25024.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25024.pdf?1731073564","publication_date":"2024-11-12","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"with developments in dynamic markets that are reliant on emerging technology.\n 108 \n \n The Agencies <span class=\"match\">have</span> also invested in better understanding how dominant firms can use strategic acquisitions as part of an interrelated course of monopolistic conduct. For example, the Agencies <span class=\"match\">have</span> brought challenges alleging that firms <span class=\"match\">have</span> engaged in “buy-or-bury” strategies against actual or potential rivals.\n 109 \n \n The Agencies <span class=\"match\">have</span> also alleged that firms <span class=\"match\">have</span> attempted to buy or exercise control of adjacent products or services that might be used to steer"},{"title":"Improvements to Generator Interconnection Procedures and Agreements","type":"Rule","abstract":"In this order, the Federal Energy Regulatory Commission addresses arguments raised on rehearing, sets aside, in part, and clarifies Order No. 2023, which amended the Commission's regulations and its pro forma Large Generator Interconnection Procedures, pro forma Large Generator Interconnection Agreement, pro forma Small Generator Interconnection Procedures, and pro forma Small Generator Interconnection Agreement to address interconnection queue backlogs, improve certainty, and prevent undue discrimination for new technologies.","document_number":"2024-06563","html_url":"https://www.federalregister.gov/documents/2024/04/16/2024-06563/improvements-to-generator-interconnection-procedures-and-agreements","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-16/pdf/2024-06563.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-06563.pdf?1713185116","publication_date":"2024-04-16","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"},{"raw_name":"Federal Energy Regulatory Commission","name":"Federal Energy Regulatory Commission","id":167,"url":"https://www.federalregister.gov/agencies/federal-energy-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/167","parent_id":136,"slug":"federal-energy-regulatory-commission"}],"excerpts":"Id. \n P 48.\n \n \n \n 20. The Commission also found that interconnection queue backlogs and delays, and the accompanying uncertainty, <span class=\"match\">have</span> been further compounded because transmission providers <span class=\"match\">have</span> limited incentive to perform interconnection studies in a timely manner.\n 25 \n \n The Commission <span class=\"match\">stated</span> that, despite pervasive delays in completing interconnection studies by transmission providers, transmission providers <span class=\"match\">have</span> faced few, if any, consequences for failing to meet their tariff-imposed study deadlines under the reasonable efforts standard. The"},{"title":"Institutional Eligibility Under the Higher Education Act of 1965, as Amended; Student Assistance General Provisions; Federal Perkins Loan Program; Federal Family Education Loan Program; and William D. Ford Federal Direct Loan Program","type":"Rule","abstract":"The Secretary establishes new regulations governing the William D. Ford Federal Direct Loan (Direct Loan) Program to establish a new Federal standard and a process for determining whether a borrower has a defense to repayment on a loan based on an act or omission of their school. We also are amending the Direct Loan Program regulations to prohibit participating schools from using certain contractual provisions regarding dispute resolution processes and to require certain notifications and disclosures by institutions (institutions or schools) regarding their use of mandatory arbitration. Additionally, we are amending the Direct Loan regulations to eliminate interest capitalization in instances where it is not required by statute. We are also amending the regulations governing closed school discharges and total and permanent disability (TPD) discharges in the Federal Perkins Loan (Perkins), Direct Loan, and Federal Family Education Loan (FFEL) programs. We are also amending the regulations governing false certification discharges in the Direct Loan and FFEL programs. Finally, we are amending the regulations governing Public Service Loan Forgiveness (PSLF) in the Direct Loan program to improve the application process, and to clarify and expand definitions for full- time employment, qualifying employers, and qualifying monthly payments. The changes would bring greater transparency and clarity and improve the administration of Federal student financial aid programs to assist and protect students, participating institutions, and taxpayers.","document_number":"2022-23447","html_url":"https://www.federalregister.gov/documents/2022/11/01/2022-23447/institutional-eligibility-under-the-higher-education-act-of-1965-as-amended-student-assistance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2022-11-01/pdf/2022-23447.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2022-23447.pdf?1667220318","publication_date":"2022-11-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"third-party requestor—whether from a <span class=\"match\">State</span> or legal assistance organization—would result in attempts to influence the Department or influence <span class=\"match\">litigation</span> or oversight matters within a <span class=\"match\">state</span>. The Department's concern is ensuring it receives evidence that can help it make fair decisions about the merits of BD claims. The Department does not <span class=\"match\">have</span> a role in the resolution of matters at the <span class=\"match\">State</span> level between an attorney general and an institution or other <span class=\"match\">State</span> entities. \n With regard to which borrowers a <span class=\"match\">State</span> may request a group around, the Department"},{"title":"Supervisory Highlights, Issue 30, Summer 2023","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB or Bureau) is issuing its thirtieth edition of Supervisory Highlights.","document_number":"2023-16764","html_url":"https://www.federalregister.gov/documents/2023/08/07/2023-16764/supervisory-highlights-issue-30-summer-2023","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-08-07/pdf/2023-16764.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-16764.pdf?1691153128","publication_date":"2023-08-07","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"product or service—such as costs, benefits, and/or restrictions on the use or availability—are presumed to be material. Here, the promotional offers advertised were significantly more restricted than a consumer may <span class=\"match\">have</span> realized. In response to these findings, the institutions <span class=\"match\">have</span> stopped using the deceptive advertisements and <span class=\"match\">have</span> enhanced monitoring of marketing materials and advertisements across all product lines. \n 2.2 Auto Servicing \n Examiners identified three unfair or abusive acts or practices at auto servicers related to charging interest"}]}