{"description":"Documents matching 'compliance assistance sandbox which intended'","count":41,"total_pages":3,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=compliance+assistance+sandbox+which+intended&format=json&page=2","results":[{"title":"Policy Statement on Compliance Assistance Sandbox Approvals","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing this policy statement on Compliance Assistance Sandbox (Policy), which is intended to further objectives under Section 1021 of the Consumer Financial Protection Act.","document_number":"2025-00377","html_url":"https://www.federalregister.gov/documents/2025/01/10/2025-00377/policy-statement-on-compliance-assistance-sandbox-approvals","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-10/pdf/2025-00377.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00377.pdf?1736343937","publication_date":"2025-01-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"have chosen to offer <span class=\"match\">assistance</span> to entities offering innovative products and services. One method of providing such <span class=\"match\">assistance</span> is through a State <span class=\"match\">sandbox</span>, or group of State <span class=\"match\">sandboxes</span>, or other limited scope State authorization \n \n program (State <span class=\"match\">sandbox</span>).\n 39 \n \n The CFPB is interested in entering into agreements with State authorities that operate or plan to operate a State <span class=\"match\">sandbox</span>, <span class=\"match\">which</span> may include a process to receive <span class=\"match\">compliance</span> <span class=\"match\">assistance</span> under this Policy in a coordinated manner with <span class=\"match\">assistance</span> from the State <span class=\"match\">sandbox</span>.\n \n \n \n 37 \n  12 U.S.C"},{"title":"Policy Statement on No-Action Letters","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing this policy statement on No-Action Letters (Policy), which is intended to further objectives under section 1021 of the Consumer Financial Protection Act.","document_number":"2025-00378","html_url":"https://www.federalregister.gov/documents/2025/01/10/2025-00378/policy-statement-on-no-action-letters","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-10/pdf/2025-00378.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00378.pdf?1736343937","publication_date":"2025-01-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"5512(b)(1).\n \n \n The primary purposes of the Policy are to provide a mechanism through <span class=\"match\">which</span> the CFPB may more effectively carry out its statutory purpose and objectives and to facilitate <span class=\"match\">compliance</span> with applicable Federal consumer financial laws. \n The Policy is not <span class=\"match\">intended</span> to, nor should it be construed to: \n a. restrict or limit in any way the CFPB's discretion in exercising its authorities, including the provision of no-action or similar <span class=\"match\">compliance</span> <span class=\"match\">assistance</span> other than pursuant to the Policy; \n b. constitute an interpretation of law; or \n c."},{"title":"Truth in Lending (Regulation Z); Non-application to Earned Wage Access Products","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to resolve regulatory uncertainty regarding: (1) the applicability of the definition of credit under Regulation Z, which implements the Truth in Lending Act (TILA), to earned wage access (EWA) products that conform to the description of \"Covered EWA\" provided in part I.C.2 of this advisory opinion; and (2) the applicability of the definition of finance charge under Regulation Z to certain EWA-related charges (expedited delivery fees, tips) to the extent any EWA products meet the Regulation Z definition of credit. The CFPB is also withdrawing a proposed interpretive rule.","document_number":"2025-23735","html_url":"https://www.federalregister.gov/documents/2025/12/23/2025-23735/truth-in-lending-regulation-z-non-application-to-earned-wage-access-products","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-23/pdf/2025-23735.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-23735.pdf?1766411120","publication_date":"2025-12-23","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"for instance, applying for an Approval under the Policy on the <span class=\"match\">Compliance</span> <span class=\"match\">Assistance</span> <span class=\"match\">Sandbox</span>.\n 77 \n \n \n \n \n 77 \n  \n See supra \n note 29 (discussing the Policy on the <span class=\"match\">Compliance</span> <span class=\"match\">Assistance</span> <span class=\"match\">Sandbox</span>).\n \n \n c. Tips \n \n Tipping is a longstanding, familiar aspect of the retail services economy, but it has only relatively recently appeared in the context of consumer financial services. The practice of seeking tips, gratuities, and the like is \n \n relatively common among D2C EWA providers, <span class=\"match\">which</span> raises the question of whether tips in this context qualify as"},{"title":"Children's Online Privacy Protection Rule","type":"Rule","abstract":"The Federal Trade Commission amends the Children's Online Privacy Protection Rule (the \"Rule\"), consistent with the requirements of the Children's Online Privacy Protection Act. The amendments to the Rule, which are based on the FTC's review of public comments and its enforcement experience, include one new definition and modifications to several others, as well as updates to key provisions to respond to changes in technology and online practices. The amendments are intended to strengthen protection of personal information collected from children, and, where appropriate, to clarify and streamline the Rule since it was last amended in January 2013.","document_number":"2025-05904","html_url":"https://www.federalregister.gov/documents/2025/04/22/2025-05904/childrens-online-privacy-protection-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-04-22/pdf/2025-05904.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-05904.pdf?1745239507","publication_date":"2025-04-22","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"should be required to state <span class=\"match\">which</span> disclosures are integral to the nature of the website or online service,\n 319 \n \n reasoning, for example, that such delineation would serve as “a crucial layer of protection” to prevent parents from “unwittingly providing consent to a broader range of disclosures than they may have <span class=\"match\">intended</span>.” \n 320 \n \n As a children's advocates coalition put it, “[t]he consent request should clearly state <span class=\"match\">which</span> personal information element or <span class=\"match\">which</span> category of personal information will be shared with <span class=\"match\">which</span> third party and for what"},{"title":"Order No. 917; Filing Process and Data Collection for the Electric Quarterly Report","type":"Rule","abstract":"The Federal Energy Regulatory Commission adopts eXtensible Business Reporting Language-Comma-Separated Values as the standard for filing the Electric Quarterly Report (EQR). In addition, the Commission amends its regulations to require Regional Transmission Organizations and Independent System Operators to produce reports containing market participant transaction data. The Commission also modifies and clarifies EQR reporting requirements. These changes are designed to update the data collection, improve data quality, increase market transparency, decrease the costs, over time, of preparing the necessary data for submission, and streamline compliance with any future changes to the filing requirements.","document_number":"2026-05709","html_url":"https://www.federalregister.gov/documents/2026/03/24/2026-05709/order-no-917-filing-process-and-data-collection-for-the-electric-quarterly-report","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-24/pdf/2026-05709.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05709.pdf?1774269913","publication_date":"2026-03-24","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"},{"raw_name":"Federal Energy Regulatory Commission","name":"Federal Energy Regulatory Commission","id":167,"url":"https://www.federalregister.gov/agencies/federal-energy-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/167","parent_id":136,"slug":"federal-energy-regulatory-commission"}],"excerpts":"internal databases.\n 30 \n \n \n \n \n 30 \n  CAISO Comments at 2-3.\n \n \n \n 15. BPA requests that the Commission provide a template or an example showing the new data fields and the order in <span class=\"match\">which</span> the fields should appear for the Contracts and Transactions files. BPA states that a template would help filers identify <span class=\"match\">which</span> fields remain, <span class=\"match\">which</span> are eliminated, and <span class=\"match\">which</span> are changing, thereby creating a more efficient filing process.\n 31 \n \n \n \n \n 31 \n  BPA Comments at 3.\n \n \n \n 16. XBRL US requests a more detailed explanation of the templates the Commission"},{"title":"Request for Information Regarding Community Banks' Engagement With Core Service Providers and Other Essential Third-Party Service Providers","type":"Notice","abstract":"The OCC is issuing a request for information (RFI) on community bank engagement with their core service providers and other essential third-party service providers. The RFI seeks to better understand how challenges community banks face with such service providers affect these banks' abilities to remain competitive in a rapidly evolving marketplace, as well as what actions the OCC can take to address any of these challenges.","document_number":"2025-21333","html_url":"https://www.federalregister.gov/documents/2025/11/28/2025-21333/request-for-information-regarding-community-banks-engagement-with-core-service-providers-and-other","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-28/pdf/2025-21333.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-21333.pdf?1764164713","publication_date":"2025-11-28","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"example, through the provision of transaction processing, account management, payments processing, customer relationship management, <span class=\"match\">compliance</span> and reporting, online banking, and other material functions (core service providers). It also includes those third parties who provide other essential functions supporting those core functions, including cloud processing, cloud storage, artificial intelligence, and <span class=\"match\">compliance</span> tools.\n \n \n \n 1 \n  The term “banks” as used in this RFI means national banks and Federal savings associations.\n \n \n \n The OCC is aware"},{"title":"Medicare and Medicaid Programs; Patient Protection and Affordable Care Act; Interoperability Standards and Prior Authorization for Drugs for Medicare Advantage Organizations, Medicaid Managed Care Plans, State Medicaid Agencies, Children's Health Insurance Program (CHIP) Agencies and CHIP Managed Care Entities, and Issuers of Qualified Health Plans on the Federally-Facilitated Exchanges","type":"Proposed Rule","abstract":"These proposals are intended to improve the electronic exchange of health care data and streamline processes related to prior authorization by increasing the interoperability of systems used across the health care industry. We are proposing new requirements for Medicare Advantage (MA) organizations, state Medicaid fee-for-service (FFS) programs, state Children's Health Insurance Program (CHIP) FFS programs, Medicaid managed care plans, CHIP managed care entities, and Qualified Health Plan (QHP) issuers on the Federally-facilitated Exchanges (FFEs), including issuers that offer small group market QHPs on the Federally-facilitated Small Business Health Options Program (FF- SHOP) Exchanges (hereinafter referred to as \"small group market QHP issuers on the FF-SHOPs\") (collectively \"impacted payers\"), to make available electronic prior authorization for drugs. We are also proposing to extend many existing interoperability requirements for the prior authorization of non-drug items and services to include prior authorizations for drugs to further reduce patient and provider burden. We are also proposing to require impacted payers to report their application programming interfaces (API) endpoints and related information for the Patient Access, Provider Directory, Provider Access, Payer-to-Payer, and Prior Authorization APIs to CMS. To help assess the impact of our policies, we are proposing to collect API usage metrics. In addition, we are proposing to apply the existing interoperability requirements to small group market QHP issuers on the FF-SHOPs as impacted payers. To improve impacted payers' ability to exchange health information while continuing CMS's drive toward interoperability, we are proposing to require certain Health Level Seven (HL7[supreg]) Fast Healthcare Interoperability Resources (FHIR[supreg]) implementation guides (IGs) that are currently recommended. In addition, HHS is proposing to adopt the HL7 FHIR base standard and certain associated specifications and IGs as the Health Insurance Portability and Accountability Act of 1996 (hereinafter referred to as \"HIPAA\") (Pub. L. 104-191, enacted Aug. 21, 1996) standards for dental, professional, and institutional \"referral certification and authorization\" transactions and \"eligibility for a health plan\" transactions associated with prior authorization. We are proposing to add a definition for \"failure to report,\" which would allow CMS to impose a civil monetary penalty (CMP) on applicable manufacturers or applicable group purchasing organizations (GPOs) if those entities fail to grant CMS timely access to documents for the purposes of an audit. Finally, ONC is using this rulemaking to propose to adopt updated versions of certain health information technology (health IT) standards and specifications for HHS use, such as CMS's interoperability requirements, to support a more robust health IT infrastructure.","document_number":"2026-07205","html_url":"https://www.federalregister.gov/documents/2026/04/14/2026-07205/medicare-and-medicaid-programs-patient-protection-and-affordable-care-act-interoperability-standards","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-14/pdf/2026-07205.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07205.pdf?1775852111","publication_date":"2026-04-14","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"adopt the FHIR standards would only apply to dental, professional, and institutional transactions, not to those for retail pharmacy drugs, <span class=\"match\">which</span> are currently required to be conducted using NCPDP standards. HHS proposes a <span class=\"match\">compliance</span> date for these HIPAA Administrative Simplification proposals 24 months after the effective date of a final rule, except for small health plans, for <span class=\"match\">which</span> HHS proposes a <span class=\"match\">compliance</span> date 36 months after the effective date of a final rule. HHS is making these proposals after evaluating the results of the exception from the"},{"title":"HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information","type":"Proposed Rule","abstract":"The Department of Health and Human Services (HHS or \"Department\") is issuing this notice of proposed rulemaking (NPRM) to solicit comment on its proposal to modify the Security Standards for the Protection of Electronic Protected Health Information (\"Security Rule\") under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health Information Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better protect the confidentiality, integrity, and availability of electronic protected health information (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the Security Rule to address: changes in the environment in which health care is provided; significant increases in breaches and cyberattacks; common deficiencies the Office for Civil Rights has observed in investigations into Security Rule compliance by covered entities and their business associates (collectively, \"regulated entities\"); other cybersecurity guidelines, best practices, methodologies, procedures, and processes; and court decisions that affect enforcement of the Security Rule.","document_number":"2024-30983","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-30983.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30983.pdf?1735334119","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"of HIPAA <span class=\"match\">compliance</span> and improved cybersecurity. Knowledge that there is a negative consequence to noncompliance enhances the likelihood of <span class=\"match\">compliance</span>.\n 513 \n \n Training workforce members on a regulated entity's sanction policy can also promote <span class=\"match\">compliance</span> and greater cybersecurity vigilance by informing workforce members in advance <span class=\"match\">which</span> actions are prohibited and punishable.\n 514 \n \n A sanction policy that clearly communicates a regulated entity's expectations should ensure that workforce members understand their individual <span class=\"match\">compliance</span> obligations"},{"title":"Self-Regulatory Organizations; Chicago Mercantile Exchange Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change Relating To Adoption of Chicago Mercantile Exchange's Rules Governing Security Futures Product Listing Standards, Adoption of Chicago Mercantile Exchange Inc.'s Rules Governing Security Futures Adjustments, and Adoption of Chicago Mercantile Exchange Inc.'s Rules Governing Cash-Settled Single Stock Security Futures","type":"Notice","abstract":null,"document_number":"2026-13712","html_url":"https://www.federalregister.gov/documents/2026/07/07/2026-13712/self-regulatory-organizations-chicago-mercantile-exchange-inc-notice-of-filing-and-immediate","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-07/pdf/2026-13712.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13712.pdf?1783341917","publication_date":"2026-07-07","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"the market or creating a condition in <span class=\"match\">which</span> prices do not or will not reflect fair market values” is a “general offense.” CME Rule 402.B. spells out the disciplinary capabilities of the Exchange <span class=\"match\">which</span> include, but are not limited to, expulsion, suspension, disgorgement, and/or a fine of not more than $5 million per violation.\n \n \n \n Clause (I) \n of Section 6(h)(3) of the Act \n 32 \n \n requires that procedures be in place for coordinated surveillance among the market on <span class=\"match\">which</span> a SFP is traded, any market on <span class=\"match\">which</span> any security underlying the SFP is traded"},{"title":"Enhancing Surface Cyber Risk Management","type":"Proposed Rule","abstract":"The Transportation Security Administration (TSA) is proposing to impose cyber risk management (CRM) requirements on certain pipeline and rail owner/operators and a more limited requirement, on certain over-the-road bus (OTRB) owner/operators, to report cybersecurity incidents. With the proposed addition of requirements applicable to pipeline facilities and systems, TSA is also proposing that a requirement to have a Physical Security Coordinator and report significant physical security concerns be extended to the same facilities and systems. Finally, TSA is proposing clarifications and reorganization of other regulatory requirements necessitated by these changes.","document_number":"2024-24704","html_url":"https://www.federalregister.gov/documents/2024/11/07/2024-24704/enhancing-surface-cyber-risk-management","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-07/pdf/2024-24704.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-24704.pdf?1730900722","publication_date":"2024-11-07","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"},{"raw_name":"Transportation Security Administration","name":"Transportation Security Administration","id":494,"url":"https://www.federalregister.gov/agencies/transportation-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/494","parent_id":227,"slug":"transportation-security-administration"}],"excerpts":"the cybersecurity evaluation (CSE) (<span class=\"match\">which</span> involves an enterprise-wide CSE); the COIP (<span class=\"match\">which</span> \n \n includes items related to the Cybersecurity Coordinator, identification of critical cyber systems, supply chain risk management, protection of critical cyber systems, incident response, training, detection of incidents, and the POAM); the CAP (<span class=\"match\">which</span> involves creating and submitting a plan that assesses the effectiveness of the COIP); and recordkeeping and <span class=\"match\">compliance</span> (<span class=\"match\">which</span> relates to those items needed to show <span class=\"match\">compliance</span> with provisions of the proposed rule)"},{"title":"Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2025; Updating Section 1332 Waiver Public Notice Procedures; Medicaid; Consumer Operated and Oriented Plan (CO-OP) Program; and Basic Health Program","type":"Rule","abstract":"This final rule includes payment parameters and provisions related to the HHS-operated risk adjustment program, as well as 2025 user fee rates for issuers offering qualified health plans (QHPs) through federally facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This final rule also includes requirements related to the auto re-enrollment hierarchy; essential health benefits; failure to file Federal income taxes to reconcile advance payments of the premium tax credit (APTC); non- standardized plan option limits in the FFEs and SBE-FPs and a related exceptions process; standardized plan options in the FFEs and SBE-FPs; special enrollment periods (SEPs); direct enrollment (DE) entities supporting Exchange applications and enrollments; the Insurance Affordability Program enrollment eligibility verification process; requirements for agents, brokers, web-brokers, and DE entities assisting Exchange consumers; network adequacy; public notice procedures for section 1332 waivers; prescription drug benefits; updates to the Consumer Operated and Oriented Plan (CO-OP) Program; and State flexibility on the effective date of coverage in the Basic Health Program (BHP).","document_number":"2024-07274","html_url":"https://www.federalregister.gov/documents/2024/04/15/2024-07274/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2025","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-15/pdf/2024-07274.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-07274.pdf?1712351231","publication_date":"2024-04-15","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"scope of the <span class=\"match\">assistance</span> currently provided through an Exchange's live call center representatives.\n \n \n Response: \n The intent of the proposal was not to revise the scope of <span class=\"match\">assistance</span> currently provided by live call center representatives, and instead was meant to bolster the consumer experience while Exchanges meet the basic statutory requirements at sections 1311(d)(4)(B) and 1413(b)(1)(A)(ii) of the ACA, <span class=\"match\">which</span> requires Exchanges to provide for the operation of a toll-free telephone hotline to respond to requests for <span class=\"match\">assistance</span> and to provide"},{"title":"Medicare and Medicaid Programs; Patient Protection and Affordable Care Act; Advancing Interoperability and Improving Prior Authorization Processes for Medicare Advantage Organizations, Medicaid Managed Care Plans, State Medicaid Agencies, Children's Health Insurance Program (CHIP) Agencies and CHIP Managed Care Entities, Issuers of Qualified Health Plans on the Federally-Facilitated Exchanges, Merit-Based Incentive Payment System (MIPS) Eligible Clinicians, and Eligible Hospitals and Critical Access Hospitals in the Medicare Promoting Interoperability Program","type":"Rule","abstract":"This final rule will improve the electronic exchange of health care data and streamline processes related to prior authorization through new requirements for Medicare Advantage (MA) organizations, state Medicaid fee-for-service (FFS) programs, state Children's Health Insurance Program (CHIP) FFS programs, Medicaid managed care plans, CHIP managed care entities, and Qualified Health Plan (QHP) issuers on the Federally-facilitated Exchanges (FFEs). This final rule will also add new measures for eligible hospitals and critical access hospitals (CAHs) to report under the Medicare Promoting Interoperability Program and for MIPS eligible clinicians to report under the Promoting Interoperability performance category of the Merit-based Incentive Payment System (MIPS). These policies, taken together, will reduce overall payer and provider burden and improve patient access to health information while continuing CMS's drive toward interoperability in the health care market.","document_number":"2024-00895","html_url":"https://www.federalregister.gov/documents/2024/02/08/2024-00895/medicare-and-medicaid-programs-patient-protection-and-affordable-care-act-advancing-interoperability","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-08/pdf/2024-00895.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-00895.pdf?1705612517","publication_date":"2024-02-08","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"used the term “implementation dates” rather than “<span class=\"match\">compliance</span> dates” as we are using in this final rule. Because payers may implement APIs before the <span class=\"match\">compliance</span> dates, we want to be clear when we are discussing the regulatory deadlines in this final rule. This terminology does not indicate any changes to the substance of any proposals or finalized requirements. \n \n Comment: \n Many commenters expressed support for the proposed <span class=\"match\">compliance</span> dates in 2026. A commenter stated that the proposed <span class=\"match\">compliance</span> dates give impacted payers, health information technology"},{"title":"Medicare Program; End-Stage Renal Disease Prospective Payment System, Payment for Renal Dialysis Services Furnished to Individuals With Acute Kidney Injury, End-Stage Renal Disease Quality Incentive Program, and End-Stage Renal Disease Treatment Choices Model","type":"Rule","abstract":"This final rule updates and revises the End-Stage Renal Disease (ESRD) Prospective Payment System for calendar year 2026. This rule also includes updates to the payment rate for renal dialysis services furnished by an ESRD facility to individuals with acute kidney injury. In addition, this rule updates the requirements for the ESRD Quality Incentive Program and terminates and modifies requirements for the ESRD Treatment Choices Model.","document_number":"2025-20681","html_url":"https://www.federalregister.gov/documents/2025/11/24/2025-20681/medicare-program-end-stage-renal-disease-prospective-payment-system-payment-for-renal-dialysis","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-24/pdf/2025-20681.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-20681.pdf?1763673309","publication_date":"2025-11-24","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"higher-than-typical average value, <span class=\"match\">which</span> resulted in a lower-than-typical budget neutrality factor for CY 2025. For CY 2026, many ESRD facilities <span class=\"match\">which</span> received a capped value in 2025 are now set to receive a lower value. Thus, the average wage index value for CY 2026 is lower than that of CY 2025, <span class=\"match\">which</span> results in a budget neutrality factor greater than 1, <span class=\"match\">which</span> increases the ESRD PPS base rate. It would not be appropriate to consider relative CY 2026 decreases resulting from the application of the cap in CY 2025, the transition year in <span class=\"match\">which</span> the current wage index"},{"title":"Medicare Program; Hospital Inpatient Prospective Payment Systems for Acute Care Hospitals (IPPS) and the Long-Term Care Hospital Prospective Payment System and Policy Changes and Fiscal Year (FY) 2026 Rates; Changes to the FY 2025 IPPS Rates Due to Court Decision; Requirements for Quality Programs; and Other Policy Changes; Health Data, Technology, and Interoperability: Electronic Prescribing, Real-Time Prescription Benefit and Electronic Prior Authorization","type":"Rule","abstract":"This final rule revises the Medicare hospital inpatient prospective payment systems (IPPS) for operating and capital-related costs of acute care hospitals; makes changes relating to Medicare graduate medical education (GME) for teaching hospitals; updates the payment policies and the annual payment rates for the Medicare prospective payment system (PPS) for inpatient hospital services provided by long-term care hospitals (LTCHs); updates and makes changes to requirements for certain quality programs; and makes other policy- related changes. We are also finalizing the provisions of the interim final action with comment period regarding the changes to the FY 2025 IPPS rates due to the court decision in Bridgeport Hosp. v. Becerra. Lastly, it finalizes certain updates to the ONC Health Information Technology (IT) Certification Program.","document_number":"2025-14681","html_url":"https://www.federalregister.gov/documents/2025/08/04/2025-14681/medicare-program-hospital-inpatient-prospective-payment-systems-for-acute-care-hospitals-ipps-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-04/pdf/2025-14681.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-14681.pdf?1753992911","publication_date":"2025-08-04","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"Purchasing (VBP) Program, under <span class=\"match\">which</span> value-based incentive payments are made in a fiscal year to hospitals based on their performance on measures established for a performance period for such fiscal year. \n • Section 1886(p) of the Act, <span class=\"match\">which</span> establishes a Hospital-Acquired Condition (HAC) Reduction Program, under <span class=\"match\">which</span> payments to applicable hospitals are adjusted to provide an incentive to reduce hospital-acquired conditions. \n • Section 1886(q) of the Act, as amended by section 15002 of the 21st Century Cures Act, <span class=\"match\">which</span> establishes the Hospital Readmissions"},{"title":"Implementation of 2022 Wassenaar Arrangement Decisions and Request for Comments on License Exception Eligibility for Certain Supersonic Aero Gas Turbine Engine Component Technology","type":"Rule","abstract":"The Bureau of Industry and Security (BIS) maintains, as part of its Export Administration Regulations (EAR), the Commerce Control List (CCL), which identifies certain items subject to Department of Commerce jurisdiction. During the December 2022 Wassenaar Arrangement on Export Controls for Conventional Arms and Dual-Use Goods and Technologies (WA) Plenary meeting, Participating States of the WA (Participating States) made certain decisions affecting the WA dual-use and munitions control lists, which BIS is now implementing via amendments to the CCL. BIS seeks comments on restricting STA eligibility for countries in EAR Country Group A:5 of certain technology for the development of supersonic aero gas turbine engine components controlled under ECCN 9E003.k, formerly controlled under ECCN 9E001 as part of its ongoing assessment of current export control licensing policy.","document_number":"2023-22299","html_url":"https://www.federalregister.gov/documents/2023/10/18/2023-22299/implementation-of-2022-wassenaar-arrangement-decisions-and-request-for-comments-on-license-exception","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-10-18/pdf/2023-22299.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-22299.pdf?1697141896","publication_date":"2023-10-18","agencies":[{"raw_name":"DEPARTMENT OF COMMERCE","name":"Commerce Department","id":54,"url":"https://www.federalregister.gov/agencies/commerce-department","json_url":"https://www.federalregister.gov/api/v1/agencies/54","parent_id":null,"slug":"commerce-department"},{"raw_name":"Bureau of Industry and Security","name":"Industry and Security Bureau","id":241,"url":"https://www.federalregister.gov/agencies/industry-and-security-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/241","parent_id":54,"slug":"industry-and-security-bureau"}],"excerpts":"the following: \n \n \n a. The civilian passenger land vehicle for <span class=\"match\">which</span> it was <span class=\"match\">intended</span> and the vehicle weighs less than 4,500 kg (gross vehicle weight); \n \n \n b. The passenger and vehicle ferry for <span class=\"match\">which</span> it was <span class=\"match\">intended</span> and having a length overall (LOA) 65 m or greater; or \n \n \n c. A “specially designed”, authorized maintenance test facility; and \n \n \n 3. Incorporates an active mechanism that forces the camera not to function when it is removed from the vehicle for <span class=\"match\">which</span> it was <span class=\"match\">intended</span>; \n \n \n c. Limited by design to have a maximum “radiant sensitivity”"},{"title":"Health Data, Technology, and Interoperability: Certification Program Updates, Algorithm Transparency, and Information Sharing","type":"Rule","abstract":"This final rule implements the Electronic Health Record (EHR) Reporting Program provision of the 21st Century Cures Act by establishing new Conditions and Maintenance of Certification requirements for health information technology (health IT) developers under the ONC Health IT Certification Program (Program). This final rule also makes several updates to certification criteria and standards recognized by the Program. The Program updates include revised certification criteria for \"decision support interventions,\" \"patient demographics and observations,\" and \"electronic case reporting,\" as well as a new baseline version of the United States Core Data for Interoperability (USCDI) standard to Version 3. Additionally, this final rule provides enhancements to support information sharing under the information blocking regulations. The implementation of these provisions advances interoperability, improves algorithm transparency, and supports the access, exchange, and use of electronic health information (EHI). This final rule also updates numerous technical standards in the Program in additional ways to advance interoperability, enhance health IT certification, and reduce burden and costs for health IT developers and users of health IT.","document_number":"2023-28857","html_url":"https://www.federalregister.gov/documents/2024/01/09/2023-28857/health-data-technology-and-interoperability-certification-program-updates-algorithm-transparency-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-01-09/pdf/2023-28857.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-28857.pdf?1704230116","publication_date":"2024-01-09","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"finalized the adoption of certain certification criteria and standards with a <span class=\"match\">compliance</span> date of January 1, 2026, instead of the proposed <span class=\"match\">compliance</span> date of January 1, 2025, and noted in the specific certification criteria or standards each specific adopted conformance date. We have finalized the adoption of § 170.315(a)(5); (b)(1), (2), and (9); (e)(1); (f)(5); and (g)(6), (9), and (10) with a <span class=\"match\">compliance</span> date of January 1, 2026. We believe that these updated <span class=\"match\">compliance</span> dates, <span class=\"match\">which</span> are approximately two years from when this final rule published in the"},{"title":"Affordable Connectivity Program","type":"Rule","abstract":"In this document, the Federal Communications Commission (FCC or Commission) establishes the Affordable Connectivity Outreach Grant Program (Outreach Grant Program), which will provide eligible partners grant funds to conduct outreach in support of the Affordable Connectivity Program (ACP).","document_number":"2022-17927","html_url":"https://www.federalregister.gov/documents/2022/09/06/2022-17927/affordable-connectivity-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2022-09-06/pdf/2022-17927.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2022-17927.pdf?1662122714","publication_date":"2022-09-06","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"support and <span class=\"match\">assistance</span> for grantees. For example, EducationSuperHighway requests that the Commission provide grantees a “<span class=\"match\">sandbox</span>,” or virtual testing environment that would simulate the National Verifier application and enrollment process. Other commenters request additional training for individuals providing application <span class=\"match\">assistance</span>. The Commission finds that existing resources for partner organizations and potential grant resources for future grantees are sufficient to train and educate individuals providing consumers with application <span class=\"match\">assistance</span>. EducationSuperHighway"},{"title":"Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections","type":"Proposed Rule","abstract":"The Consumer Financial Protection Act of 2010 (CFPA) requires the Consumer Financial Protection Bureau (Bureau or CFPB) to monitor markets for consumer financial products and services for risks to consumers in order to support the various statutory functions of the CFPB, and to conduct a risk-based nonbank supervision program for the purpose of assessing compliance with Federal consumer financial law (among other purposes). Pursuant to these authorities, the CFPB is proposing a rule to require that nonbanks subject to its supervisory authority, with limited exceptions, register each year in a nonbank registration system established by the CFPB information about their use of certain terms and conditions in form contracts for consumer financial products and services that pose risks to consumers. In particular, these nonbanks would be required to register if they use specific terms and conditions defined in the proposed rule that attempt to waive consumers' legal protections, to limit how consumers enforce their rights, or to restrict consumers' ability to file complaints or post reviews. To facilitate public awareness and oversight by other regulators including the States, the Bureau is proposing to publish information identifying registrants and their use of these terms and conditions.","document_number":"2023-00704","html_url":"https://www.federalregister.gov/documents/2023/02/01/2023-00704/registry-of-supervised-nonbanks-that-use-form-contracts-to-impose-terms-and-conditions-that-seek-to","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-02-01/pdf/2023-00704.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-00704.pdf?1675172717","publication_date":"2023-02-01","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"the protections are designed to prevent, while making it more difficult for consumers to remedy those harms by enforcing the protections. Covered terms and conditions pose risks to consumers by potentially reducing deterrence, <span class=\"match\">compliance</span>, and accountability for non-<span class=\"match\">compliance</span> with the underlying legal protections to <span class=\"match\">which</span> they apply. Some of these legal protections are so fundamental that the use of covered terms and conditions is prohibited or restricted by law, as discussed in part II.C.1. As discussed above and in the section 1022(b) impacts"},{"title":"Policy on the Compliance Assistance Sandbox","type":"Rule","abstract":"The Bureau of Consumer Financial Protection (Bureau) is issuing its final Policy on the Compliance Assistance Sandbox (Policy), which is intended to carry out certain of the Bureau's authorities under Federal consumer financial law.","document_number":"2019-19762","html_url":"https://www.federalregister.gov/documents/2019/09/13/2019-19762/policy-on-the-compliance-assistance-sandbox","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2019-09-13/pdf/2019-19762.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2019-19762.pdf?1568292316","publication_date":"2019-09-13","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"expressed concern that the Bureau would not be able to monitor <span class=\"match\">compliance</span> with the terms of <span class=\"match\">compliance</span> <span class=\"match\">assistance</span> if applicants do not precisely specify the regulatory or statutory provisions with respect to <span class=\"match\">which</span> the applicant is seeking <span class=\"match\">compliance</span> <span class=\"match\">assistance</span>. The Bureau notes that while the Policy states that an \n applicant \n may not be able to precisely identify the appropriate statutory or regulatory provisions for <span class=\"match\">which</span> it seeks <span class=\"match\">compliance</span> <span class=\"match\">assistance</span>, any <span class=\"match\">compliance</span> <span class=\"match\">assistance</span> provided by the Bureau will be limited to specified statutory and"},{"title":"Fair Lending Report of the Bureau of Consumer Financial Protection, April 2021","type":"Notice","abstract":"The Bureau of Consumer Financial Protection (Bureau) is issuing its ninth Fair Lending Report of the Bureau of Consumer Financial Protection (Fair Lending Report) to Congress. The Bureau is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This report describes our fair lending activities in supervision and enforcement; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2020.","document_number":"2021-08716","html_url":"https://www.federalregister.gov/documents/2021/04/27/2021-08716/fair-lending-report-of-the-bureau-of-consumer-financial-protection-april-2021","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2021-04-27/pdf/2021-08716.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2021-08716.pdf?1619441136","publication_date":"2021-04-27","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"providing an assessment of the extent to <span class=\"match\">which</span> <span class=\"match\">compliance</span> with ECOA has been achieved.\n 10 \n \n In addition, the Bureau's annual HMDA reporting requirement calls for the Bureau, in consultation with the Department of Housing and Urban Development (HUD), to report annually on the utility of HMDA's requirement that covered lenders itemize certain mortgage loan data.\n 11 \n \n \n \n \n 10 \n  15 U.S.C. 1691f.\n \n \n \n \n 11 \n  12 U.S.C. 2807.\n \n \n \n 3.1 Reporting on ECOA Enforcement \n \n The\n \n enforcement efforts and <span class=\"match\">compliance</span> assessments made by the eleven agencies"}]}