{"description":"Documents matching 'compliance burdens digital asset brokers'","count":681,"total_pages":35,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=compliance+burdens+digital+asset+brokers&format=json&page=2","results":[{"title":"Electronic Furnishing of Payee Statements Regarding Digital Asset Sales by Brokers","type":"Proposed Rule","abstract":"This document contains proposed regulations that would provide digital asset brokers that are required to furnish to their customers written statements reflecting information provided to the IRS with respect to digital asset sale transactions with an alternative process for obtaining consent from their customers to receive these statements in an electronic format without offering a paper delivery alternative.","document_number":"2026-04431","html_url":"https://www.federalregister.gov/documents/2026/03/06/2026-04431/electronic-furnishing-of-payee-statements-regarding-digital-asset-sales-by-brokers","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-06/pdf/2026-04431.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04431.pdf?1772718312","publication_date":"2026-03-06","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"sales of <span class=\"match\">digital</span> <span class=\"match\">assets</span> as a processor of <span class=\"match\">digital</span> <span class=\"match\">asset</span> payments as defined in § 1.6045-1(a)(22) (PDAP <span class=\"match\">broker</span>), where the <span class=\"match\">digital</span> <span class=\"match\">assets</span> that the customer uses for payment are held in an account at a different custodial <span class=\"match\">broker</span>, might not be aware of the PDAP <span class=\"match\">broker's</span> website, mobile device application, or other online platform. Accordingly, to ensure that customers using kiosks or PDAP <span class=\"match\">brokers</span> to effect sales of their <span class=\"match\">digital</span> <span class=\"match\">assets</span> have continuing access to this initial disclosure statement, proposed § 1.6045-1(k)(5)(iii)(C) would require that PDAP"},{"title":"Gross Proceeds Reporting by Brokers That Regularly Provide Services Effectuating Digital Asset Sales","type":"Rule","abstract":"This document contains final regulations regarding information reporting by brokers that regularly provide services effectuating certain digital asset sales and exchanges. The final regulations require these brokers to file information returns and furnish payee statements reporting gross proceeds on dispositions of digital assets effected for customers in certain sale or exchange transactions.","document_number":"2024-30496","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-30496/gross-proceeds-reporting-by-brokers-that-regularly-provide-services-effectuating-digital-asset-sales","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-30496.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30496.pdf?1735307119","publication_date":"2024-12-30","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"certain <span class=\"match\">brokers</span> and the determination of amount realized and basis for certain <span class=\"match\">digital</span> <span class=\"match\">asset</span> sales and exchanges. TD 10000 generally applies to <span class=\"match\">digital</span> <span class=\"match\">asset</span> <span class=\"match\">brokers</span> that act as agents for a party in the transaction, such as operators of custodial <span class=\"match\">digital</span> <span class=\"match\">asset</span> trading platforms, certain <span class=\"match\">digital</span> <span class=\"match\">asset</span> hosted wallet providers, and certain processors of <span class=\"match\">digital</span> <span class=\"match\">asset</span> payments (PDAPs), as well as persons that interact with their customers as counterparties to transactions, such as owners of <span class=\"match\">digital</span> <span class=\"match\">asset</span> kiosks, <span class=\"match\">brokers</span> who accept <span class=\"match\">digital</span> \n \n <span class=\"match\">assets</span> as"},{"title":"Gross Proceeds and Basis Reporting by Brokers and Determination of Amount Realized and Basis for Digital Asset Transactions","type":"Rule","abstract":"This document contains final regulations regarding information reporting and the determination of amount realized and basis for certain digital asset sales and exchanges. The final regulations require brokers to file information returns and furnish payee statements reporting gross proceeds and adjusted basis on dispositions of digital assets effected for customers in certain sale or exchange transactions. These final regulations also require real estate reporting persons to file information returns and furnish payee statements with respect to real estate purchasers who use digital assets to acquire real estate.","document_number":"2024-14004","html_url":"https://www.federalregister.gov/documents/2024/07/09/2024-14004/gross-proceeds-and-basis-reporting-by-brokers-and-determination-of-amount-realized-and-basis-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-09/pdf/2024-14004.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14004.pdf?1719605716","publication_date":"2024-07-09","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"traditional <span class=\"match\">asset</span> classes, such as tokenized securities, and other <span class=\"match\">digital</span> <span class=\"match\">assets</span> that don't function as a medium of exchange, unit of account, or store of value. Another comment recommended that the definition of <span class=\"match\">digital</span> <span class=\"match\">asset</span> distinguish between <span class=\"match\">digital</span> representations of what the comment referred to as “hard <span class=\"match\">assets</span>,” such as gold, where the <span class=\"match\">digital</span> <span class=\"match\">asset</span> is merely a proxy for the underlying <span class=\"match\">asset</span> versus <span class=\"match\">digital</span> <span class=\"match\">assets</span> that are not backed by hard <span class=\"match\">assets</span>. Another comment recommended that the definition of <span class=\"match\">digital</span> <span class=\"match\">asset</span> not include tokenized <span class=\"match\">assets</span>, including"},{"title":"Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements","type":"Proposed Rule","abstract":"The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) are jointly issuing this proposed rule to implement provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, it implements the GENIUS Act's directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions for purposes of the Bank Secrecy Act, proposes anti-money laundering obligations for PPSIs, and proposes certain specific obligations required by the GENIUS Act for PPSIs. It also implements the GENIUS Act's directive to require PPSIs to maintain effective sanctions compliance programs.","document_number":"2026-06963","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-06963/permitted-payment-stablecoin-issuer-anti-money-launderingcountering-the-financing-of-terrorism","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-06963.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06963.pdf?1775738715","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of Foreign Assets Control","name":"Foreign Assets Control Office","id":203,"url":"https://www.federalregister.gov/agencies/foreign-assets-control-office","json_url":"https://www.federalregister.gov/api/v1/agencies/203","parent_id":497,"slug":"foreign-assets-control-office"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"part because, relative to other <span class=\"match\">digital</span> <span class=\"match\">assets</span>, they are more stable and have better liquidity.\n 55 \n \n Some facilitators involved in exchanging illicit proceeds in <span class=\"match\">digital</span> <span class=\"match\">assets</span> for fiat currency request stablecoins instead of other <span class=\"match\">digital</span> <span class=\"match\">assets</span>.\n 56 \n \n \n \n \n 55 \n  \n 2026 NMLRA, supra \n note 46, p. 52.\n \n \n \n \n 56 \n  \n Id. \n \n \n \n At times, stablecoins are one element of a complex money laundering process that may include the use of <span class=\"match\">digital</span> <span class=\"match\">asset</span> exchanges, conversion between stablecoins and other <span class=\"match\">digital</span> <span class=\"match\">assets</span>, and transfers between wallets"},{"title":"Daily Computation of Customer and Broker-Dealer Reserve Requirements Under the Broker-Dealer Customer Protection Rule","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting amendments to the broker-dealer customer protection rule to require certain broker-dealers to perform their reserve computations for accounts of customers and proprietary accounts of broker-dealers and make any required deposits into their reserve bank accounts daily rather than weekly. The Commission also is adopting amendments to the broker-dealer net capital rule and customer protection rule to permit certain broker-dealers that perform a daily reserve computation for accounts of customers to reduce aggregate debit items (i.e., customer- related receivables) by 2% rather than 3% as part of the computation. Finally, the Commission is adopting technical amendments to the Financial and Operational Combined Uniform Single Report (\"FOCUS Report\") to conform it to the amendments with respect to the lowering of the debit reduction from 3% to 2%.","document_number":"2024-31178","html_url":"https://www.federalregister.gov/documents/2025/01/13/2024-31178/daily-computation-of-customer-and-broker-dealer-reserve-requirements-under-the-broker-dealer","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-13/pdf/2024-31178.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31178.pdf?1736516722","publication_date":"2025-01-13","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"account of a <span class=\"match\">broker</span>-dealer (which includes a foreign <span class=\"match\">broker</span>-dealer, or a foreign bank acting as a <span class=\"match\">broker</span>-dealer) other than a delivery-versus-payment account or a receipt-versus-payment account. The term does not include an account that has been subordinated to the claims of creditors of the carrying <span class=\"match\">broker</span>-dealer. \n See \n paragraph (a)(16) of Rule 15c3-3. For example, a <span class=\"match\">broker</span>-dealer that is not a carrying <span class=\"match\">broker</span>-dealer (\n e.g., \n a <span class=\"match\">broker</span>-dealer that introduces its customer accounts to a carrying <span class=\"match\">broker</span>-dealer (“introducing <span class=\"match\">broker</span>-dealer”)) may"},{"title":"Gross Proceeds and Basis Reporting by Brokers and Determination of Amount Realized and Basis for Digital Asset Transactions","type":"Proposed Rule","abstract":"This document contains proposed regulations regarding information reporting, the determination of amount realized and basis, and backup withholding, for certain digital asset sales and exchanges. Based on existing authority as well as changes to the applicable tax law made by the Infrastructure Investment and Jobs Act, these proposed regulations would require brokers, including digital asset trading platforms, digital asset payment processors, and certain digital asset hosted wallets, to file information returns, and furnish payee statements, on dispositions of digital assets effected for customers in certain sale or exchange transactions. These proposed regulations would also require real estate reporting persons, who are treated as brokers with respect to reportable real estate transactions, to include on filed information returns and furnished payee statements the fair market value of digital asset consideration received by real estate sellers in reportable real estate transactions. Additionally, these real estate reporting persons would also be required to file information returns and furnish payee statements with respect to real estate purchasers who use digital assets to acquire real estate in these transactions.","document_number":"2023-17565","html_url":"https://www.federalregister.gov/documents/2023/08/29/2023-17565/gross-proceeds-and-basis-reporting-by-brokers-and-determination-of-amount-realized-and-basis-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-08-29/pdf/2023-17565.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-17565.pdf?1692967516","publication_date":"2023-08-29","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"users, whereas in other circumstances, the <span class=\"match\">digital</span> <span class=\"match\">asset</span> trading platform will settle users' orders using the <span class=\"match\">digital</span> <span class=\"match\">asset</span> trading platform's own account. In either circumstance, the <span class=\"match\">digital</span> <span class=\"match\">asset</span> trading platform could elect to require users to deposit with the trading platform the <span class=\"match\">digital</span> <span class=\"match\">assets</span> traded on the platform. Users typically pay these <span class=\"match\">digital</span> <span class=\"match\">asset</span> trading platforms a transaction fee (sometimes in <span class=\"match\">digital</span> <span class=\"match\">assets</span>). A custodial <span class=\"match\">digital</span> <span class=\"match\">asset</span> trading platform might often record its users' <span class=\"match\">digital</span> <span class=\"match\">asset</span> sale and exchange transactions on a centralized"},{"title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) issues this rule to define larger participants of a market for general-use digital consumer payment applications. Larger participants of this market will be subject to the CFPB's supervisory authority under the Consumer Financial Protection Act (CFPA). A nonbank covered person qualifies as a larger participant if it facilitates an annual covered consumer payment transaction volume of at least 50 million transactions as defined in the rule, and it is not a small business concern.","document_number":"2024-27836","html_url":"https://www.federalregister.gov/documents/2024/12/10/2024-27836/defining-larger-participants-of-a-market-for-general-use-digital-consumer-payment-applications","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-10/pdf/2024-27836.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-27836.pdf?1733751918","publication_date":"2024-12-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"85 \n  With respect to the proposed coverage of <span class=\"match\">digital</span> <span class=\"match\">assets</span>, commenters from the <span class=\"match\">digital</span> <span class=\"match\">asset</span> sector provided extensive and detailed comments, demonstrating that those commenters were able to provide meaningful input on the Proposed Rule during the comment period. In any event, as discussed below, the CFPB has decided, for purposes of this Final Rule, not to define larger participants in the general-use <span class=\"match\">digital</span> consumer payment applications market by reference to activity involving <span class=\"match\">digital</span> <span class=\"match\">assets</span>.\n \n \n \n \n 86 \n  The extensive comments in the rulemaking"},{"title":"Unsafe and Unsound Banking Practices: Brokered Deposits Restrictions","type":"Proposed Rule","abstract":"The Federal Deposit Insurance Corporation (FDIC) is inviting comment on proposed revisions to its regulations relating to the brokered deposits restrictions that apply to less than well-capitalized insured depository institutions. The proposed rule would revise the \"deposit broker\" definition and would amend the analysis of the \"primary purpose\" exception to the \"deposit broker\" definition. The proposed rule would also amend two of the designated business relationships under the primary purpose exception and make changes to the notice and application process for the primary purpose exception. In addition, the proposed rule would clarify when an insured depository institution can regain status as an \"agent institution\" under the limited exception for a capped amount of reciprocal deposits.","document_number":"2024-18214","html_url":"https://www.federalregister.gov/documents/2024/08/23/2024-18214/unsafe-and-unsound-banking-practices-brokered-deposits-restrictions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-23/pdf/2024-18214.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-18214.pdf?1724330714","publication_date":"2024-08-23","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"deposits were correlated with higher levels of <span class=\"match\">asset</span> growth, higher levels of nonperforming loans, and a lower proportion of core deposit funding.\n 28 \n \n For example, the FDIC's study describes the following characteristics of <span class=\"match\">brokered</span> deposits that have posed risks to the DIF: (1) rapid growth—<span class=\"match\">brokered</span> deposits could be gathered quickly and used imprudently to fund risky <span class=\"match\">assets</span> or investments; and (2) less stable nature (described in the study as “volatility”)—<span class=\"match\">brokered</span> deposits might flee if the <span class=\"match\">broker</span> (or the underlying customer) moves funds to"},{"title":"Publication or Submission of Quotations Without Specified Information","type":"Proposed Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is proposing amendments to revise a rule that governs certain information gathering and review requirements that brokers and dealers must satisfy before initiating (or resuming) any quotation for a security in a quotation medium other than a national securities exchange. The proposed amendments would revise the rule to refer to only equity securities.","document_number":"2026-05401","html_url":"https://www.federalregister.gov/documents/2026/03/19/2026-05401/publication-or-submission-of-quotations-without-specified-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-19/pdf/2026-05401.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05401.pdf?1773837917","publication_date":"2026-03-19","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"Regarding the proposed amendments' application to crypto <span class=\"match\">assets</span>,\n 41 \n \n to the extent a crypto <span class=\"match\">asset</span> is an equity security, as defined in Rule 3a11-1, Rule 15c2-11 would apply to <span class=\"match\">brokers</span> and dealers initiating (or resuming) quotations for those crypto <span class=\"match\">assets</span> in a quotation medium.\n \n \n \n 41 \n  A “crypto <span class=\"match\">asset</span>” is any <span class=\"match\">digital</span> representation of value that is recorded on a cryptographically secured distributed ledger. The foregoing definition of “crypto <span class=\"match\">asset</span>” is identical to the definition of “<span class=\"match\">Digital</span> <span class=\"match\">Asset</span>” in section 2(6) of the Guiding and Establishing"},{"title":"Protecting Americans From Harmful Data Broker Practices (Regulation V)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a proposed rule for public comment to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule would implement the FCRA's definitions of consumer report and consumer reporting agency as well as certain of the FCRA's provisions governing when consumer reporting agencies may furnish, and users may obtain, consumer reports. The proposed rule is designed to, among other things, ensure that the FCRA's protections are applied to sensitive consumer information that the statute was enacted to protect, including information sold by data brokers.","document_number":"2024-28690","html_url":"https://www.federalregister.gov/documents/2024/12/13/2024-28690/protecting-americans-from-harmful-data-broker-practices-regulation-v","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-13/pdf/2024-28690.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-28690.pdf?1734011119","publication_date":"2024-12-13","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"unsealed%29.pdf; \n Joanne Kim, Duke Sanford Cyber Policy Program, \n Data <span class=\"match\">Brokers</span> &amp; the Sale of Americans' Mental Health Data \n (Feb. 2023) (hereinafter Duke Report on Data <span class=\"match\">Brokers</span> and Mental Health Data), \n https://techpolicy.sanford.duke.edu/wp-content/uploads/sites/4/2023/02/Kim-2023-Data-<span class=\"match\">Brokers</span>-and-the-Sale-of-Americans-Mental-Health-Data.pdf; \n FTC Data <span class=\"match\">Broker</span> Report, \n supra \n note 25; Staff of S. Comm. on Com., Sci., &amp; Transp., \n A Review of the Data <span class=\"match\">Broker</span> Industry: Collection, Use, and Sale of Consumer Data for Marketing Purposes"},{"title":"Resolution Plans Required for Insured Depository Institutions With $100 Billion or More in Total Assets; Informational Filings Required for Insured Depository Institutions With at Least $50 Billion but Less Than $100 Billion in Total Assets","type":"Rule","abstract":"The FDIC is adopting this final rule to require the submission of resolution plans by insured depository institutions (IDIs) with $100 billion or more in total assets and informational filings by IDIs with at least $50 billion but less than $100 billion in total assets. The final rule modifies the current rule requirements regarding the content and timing of full resolution submissions, as well as interim supplements to those submissions provided to the FDIC, in order to support the FDIC's resolution readiness in the event of material distress and failure of these large IDIs. The final rule also enhances how the credibility of full resolution submissions will be assessed, expands expectations regarding engagement and capabilities testing, and explains expectations regarding the FDIC's review, feedback, and enforcement of IDIs' compliance with the rule.","document_number":"2024-13982","html_url":"https://www.federalregister.gov/documents/2024/07/09/2024-13982/resolution-plans-required-for-insured-depository-institutions-with-100-billion-or-more-in-total","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-09/pdf/2024-13982.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-13982.pdf?1720442715","publication_date":"2024-07-09","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"Material <span class=\"match\">asset</span> portfolios. \n A full resolution submission must identify each material <span class=\"match\">asset</span> portfolio by size, and by category and classes of <span class=\"match\">assets</span> within such material <span class=\"match\">asset</span> portfolio, and include a breakdown of those <span class=\"match\">assets</span> within a material <span class=\"match\">asset</span> portfolio that are held by a foreign branch or regulated subsidiary. For each material <span class=\"match\">asset</span> portfolio, describe how the <span class=\"match\">assets</span> within the portfolio are valued and how they are maintained on the books and records of the CIDI. Identify and discuss impediments to the sale of each material <span class=\"match\">asset</span> portfolio"},{"title":"Self-Regulatory Organizations; NYSE Arca, Inc.; Notice of Filing of Proposed Rule Change To Adopt New NYSE Arca Rule 8.800-E To Provide for the Listing and Trading of Commodity- and Digital Asset-Based Investment Interests and To List and Trade Shares of the Grayscale Digital Large Cap Fund LLC","type":"Notice","abstract":null,"document_number":"2024-25529","html_url":"https://www.federalregister.gov/documents/2024/11/04/2024-25529/self-regulatory-organizations-nyse-arca-inc-notice-of-filing-of-proposed-rule-change-to-adopt-new","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-04/pdf/2024-25529.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25529.pdf?1730465121","publication_date":"2024-11-04","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"custody, trading, derivatives and insurance, by removing third-party intermediaries. DeFi can allow users to lend and earn interest on their <span class=\"match\">digital</span> <span class=\"match\">assets</span>, exchange one <span class=\"match\">digital</span> <span class=\"match\">asset</span> for another and create derivative <span class=\"match\">digital</span> <span class=\"match\">assets</span> such as stablecoins, which are <span class=\"match\">digital</span> <span class=\"match\">assets</span> pegged to a reserve <span class=\"match\">asset</span> such as fiat currency. Over the course of 2023, between $20 billion and $30 billion worth of <span class=\"match\">digital</span> <span class=\"match\">assets</span> were locked up as collateral on DeFi platforms on the Ethereum Network.\n 23 \n \n \n \n \n 23 \n  DeFiLlama, “Ethereum Total Value Locked,” \n https://defillama"},{"title":"Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Notice of Filing of Proposed Rule Change, as Modified by Amendment No. 1, To Adopt Nasdaq Rule 5712 To Provide for the Listing and Trading of Commodity- and Digital Asset-Based Investment Interests and To List and Trade Shares of the Hashdex Nasdaq Crypto Index US ETF Under Proposed Nasdaq Rule 5712","type":"Notice","abstract":null,"document_number":"2025-03662","html_url":"https://www.federalregister.gov/documents/2025/03/07/2025-03662/self-regulatory-organizations-the-nasdaq-stock-market-llc-notice-of-filing-of-proposed-rule-change","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-03-07/pdf/2025-03662.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-03662.pdf?1741268714","publication_date":"2025-03-07","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"and/or <span class=\"match\">Digital</span> <span class=\"match\">Asset</span>-Based Investment Interests based on an underlying commodity(ies), <span class=\"match\">digital</span> <span class=\"match\">asset</span>(s), and/or derivative securities products. Each issue of a Commodity- and/or <span class=\"match\">Digital</span> <span class=\"match\">Asset</span>-Based Investment Interest shall be designated as a separate series and shall be identified by a unique symbol. \n Proposed Rule 5712(e)(1) sets forth initial listing criteria for Commodity- and/or <span class=\"match\">Digital</span> <span class=\"match\">Asset</span>-Based Investment Interests. Proposed Rule 5712(e)(1)(i) provides that the Exchange will establish a minimum number of Commodity- and/or <span class=\"match\">Digital</span> <span class=\"match\">Asset</span>-Based"},{"title":"Resolution Submissions Required for Covered Insured Depository Institutions","type":"Proposed Rule","abstract":"The FDIC is seeking comment on a proposal to revise its regulations that require resolution submissions by insured depository institutions (IDIs) with at least $50 billion in total assets. The proposed rule would modify the current rule by raising and automatically updating the dollar threshold that determines the scope of applicability; reducing the requirements regarding the content of resolution submissions provided to the FDIC, with a focus on information that most directly supports the FDIC's resolution readiness in the event of material distress and failure of a covered IDI; and standardizing content requirements for covered IDIs. The proposed rule would also eliminate the FDIC's credibility assessment of submissions provided by IDIs, as well as expectations for capabilities testing under the current rule.","document_number":"2026-13191","html_url":"https://www.federalregister.gov/documents/2026/06/30/2026-13191/resolution-submissions-required-for-covered-insured-depository-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-30/pdf/2026-13191.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13191.pdf?1782737120","publication_date":"2026-06-30","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"that the CIDI or any CIDI subsidiary has with any affiliate, and the location of related <span class=\"match\">assets</span>, funds, or deposits. \n \n (12) \n <span class=\"match\">Digital</span> services and products. \n \n (i) Briefly describe any novel or emerging <span class=\"match\">digital</span> services and products currently offered to retail or business customers through online, mobile, or <span class=\"match\">digital</span> channels, including online or mobile banking applications and <span class=\"match\">digital</span> wallets and other embedded arrangements. \n (ii) Identify whether such <span class=\"match\">digital</span> services and products are provided by the CIDI, the CIDI's affiliate, or a third party"},{"title":"Self-Regulatory Organizations; NYSE Arca, Inc.; Notice of Filing of Proposed Rule Change To List and Trade Shares of the Bitwise 10 Crypto Index Fund Under Proposed NYSE Arca Rule 8.800-E (Commodity- and Digital Asset-Based Investment Interests)","type":"Notice","abstract":null,"document_number":"2024-28343","html_url":"https://www.federalregister.gov/documents/2024/12/03/2024-28343/self-regulatory-organizations-nyse-arca-inc-notice-of-filing-of-proposed-rule-change-to-list-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-03/pdf/2024-28343.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-28343.pdf?1733147134","publication_date":"2024-12-03","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"number of existing <span class=\"match\">digital</span> <span class=\"match\">assets</span> native to a specific Blockchain and subtracting the number of coins verifiably burned, locked, or reserved (for example, by a foundation).\n \n \n The Index will only consider for eligibility as Index Components <span class=\"match\">digital</span> <span class=\"match\">assets</span> that satisfy the following criteria: \n • The <span class=\"match\">digital</span> <span class=\"match\">asset</span> must be a cryptographically secured <span class=\"match\">digital</span> bearer instrument; \n • The <span class=\"match\">digital</span> <span class=\"match\">asset</span> must have a price that is not pegged to another <span class=\"match\">digital</span> <span class=\"match\">asset</span>, fiat currency, group of those currencies, or hard <span class=\"match\">asset</span>; \n • The <span class=\"match\">digital</span> <span class=\"match\">asset</span> must be freely"},{"title":"Fiduciary Duties in Selecting Designated Investment Alternatives","type":"Proposed Rule","abstract":"This document contains a proposed regulation that clarifies, and provides a safe harbor for, a fiduciary's duty of prudence under the Employee Retirement Income Security Act of 1974 (ERISA) in connection with selecting designated investment alternatives for a participant-directed individual account plan, including asset allocation funds that include alternative assets. This proposal implements section 3(c) of President Trump's Executive Order 14330, Democratizing Access to Alternative Assets for 401(k) Investors.","document_number":"2026-06178","html_url":"https://www.federalregister.gov/documents/2026/03/31/2026-06178/fiduciary-duties-in-selecting-designated-investment-alternatives","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-31/pdf/2026-06178.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06178.pdf?1774901707","publication_date":"2026-03-31","agencies":[{"raw_name":"DEPARTMENT OF LABOR","name":"Labor Department","id":271,"url":"https://www.federalregister.gov/agencies/labor-department","json_url":"https://www.federalregister.gov/api/v1/agencies/271","parent_id":null,"slug":"labor-department"},{"raw_name":"Employee Benefits Security Administration","name":"Employee Benefits Security Administration","id":131,"url":"https://www.federalregister.gov/agencies/employee-benefits-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/131","parent_id":271,"slug":"employee-benefits-security-administration"}],"excerpts":"alternative <span class=\"match\">assets</span> to include private market investments, real estate, <span class=\"match\">digital</span> <span class=\"match\">assets</span>, commodities, infrastructure, and lifetime income investment strategies.\n 150 \n \n There is significant variability in the return and risk characteristics of the <span class=\"match\">asset</span> classes within the broader category of alternative <span class=\"match\">assets</span>. Consequently, each would play a different role within a portfolio. This analysis does not attempt to discern whether alternative <span class=\"match\">assets</span> overperform or underperform traditional <span class=\"match\">assets</span> but rather explores how alternative <span class=\"match\">assets</span> may contribute"},{"title":"Self-Regulatory Organizations; NYSE Arca, Inc.; Notice of Filing of Amendment No. 1 to Proposed Rule Change To Amend NYSE Arca Rule 8.500-E and To List and Trade Shares of the Grayscale Digital Large Cap Fund LLC","type":"Notice","abstract":null,"document_number":"2025-12304","html_url":"https://www.federalregister.gov/documents/2025/07/02/2025-12304/self-regulatory-organizations-nyse-arca-inc-notice-of-filing-of-amendment-no-1-to-proposed-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-07-02/pdf/2025-12304.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-12304.pdf?1751373911","publication_date":"2025-07-02","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"Components \n <span class=\"match\">Digital</span> <span class=\"match\">assets</span> and <span class=\"match\">digital</span> <span class=\"match\">asset</span> transactions are recorded and validated on blockchains, the public transaction ledgers of a <span class=\"match\">digital</span> <span class=\"match\">asset</span> network. Each <span class=\"match\">digital</span> <span class=\"match\">asset</span> blockchain serves as a record of ownership for all of the units of such <span class=\"match\">digital</span> <span class=\"match\">asset</span>, even in the case of certain privacy-preserving <span class=\"match\">digital</span> <span class=\"match\">assets</span>, where the transactions themselves are not publicly viewable. All <span class=\"match\">digital</span> <span class=\"match\">assets</span> recorded on a blockchain are associated with a public blockchain address, also referred to as a <span class=\"match\">digital</span> wallet. <span class=\"match\">Digital</span> <span class=\"match\">assets</span> held at a particular"},{"title":"Self-Regulatory Organizations; MEMX LLC; Notice of Filing of a Proposed Rule Change To Amend Rules 19.3 and 19.4 To Establish Listing Criteria and Withdrawal Standards for Options on Commodity-Based Trusts That Hold Multiple Crypto Assets","type":"Notice","abstract":null,"document_number":"2026-11484","html_url":"https://www.federalregister.gov/documents/2026/06/09/2026-11484/self-regulatory-organizations-memx-llc-notice-of-filing-of-a-proposed-rule-change-to-amend-rules-193","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-09/pdf/2026-11484.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-11484.pdf?1780922709","publication_date":"2026-06-09","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"Surveillance Group. For purposes of this number (v) in this Rule, the term “crypto <span class=\"match\">asset</span>” means an <span class=\"match\">asset</span> that is generated, issued and/or transferred using a blockchain or similar distributive ledger technology network, including but not limited to, <span class=\"match\">assets</span> known as “tokens,” “<span class=\"match\">digital</span> <span class=\"match\">assets</span>,” “virtual currencies,” and “coins” and that relies on cryptographic protocols. \n \n With the addition of multiple crypto <span class=\"match\">assets</span>, the criteria would require each underlying crypto <span class=\"match\">asset</span> to meet the total global supply figure and to underlie a derivative contract that"},{"title":"Self-Regulatory Organizations; NYSE Arca, Inc.; Order Setting Aside Action by Delegated Authority and Approving a Proposed Rule Change, as Modified by Amendment No. 1, To Amend NYSE Arca Rule 8.500-E (Trust Units) and To List and Trade Shares of the Grayscale Digital Large Cap Fund LLC Under Amended NYSE Arca Rule 8.500-E (Trust Units)","type":"Notice","abstract":null,"document_number":"2025-18257","html_url":"https://www.federalregister.gov/documents/2025/09/22/2025-18257/self-regulatory-organizations-nyse-arca-inc-order-setting-aside-action-by-delegated-authority-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-09-22/pdf/2025-18257.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-18257.pdf?1758285911","publication_date":"2025-09-22","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"Cardano (0.81%).\n 28 \n \n \n \n \n 22 \n  The “Index Price” of each Fund Component is the U.S. dollar value derived from the <span class=\"match\">Digital</span> <span class=\"match\">Asset</span> Trading Platforms that are reflected in each Fund Component's CoinDesk CCIXber Reference Rate, calculated at 4:00 p.m., New York time, on each business day. \n See id. \n at 29059, n.20. A “<span class=\"match\">Digital</span> <span class=\"match\">Asset</span> Trading Platform” is an electronic marketplace where participants may trade, buy, and sell <span class=\"match\">digital</span> <span class=\"match\">assets</span> based on bid-ask trading. \n See id. \n at 29061, n.29.\n \n \n \n \n 23 \n  \n See id. \n at 29059. The Fund is a Cayman Islands"},{"title":"Permitted Payment Stablecoin Issuer Customer Identification Program","type":"Proposed Rule","abstract":"The Financial Crimes Enforcement Network (FinCEN), together with the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA) are jointly issuing this proposed rule to implement certain provisions of the Guiding and Establishing National and Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, this rulemaking implements the GENIUS Act's directives to treat permitted payment stablecoin issuers as financial institutions under the Bank Secrecy Act and to require issuers to maintain an effective customer identification program.","document_number":"2026-12460","html_url":"https://www.federalregister.gov/documents/2026/06/22/2026-12460/permitted-payment-stablecoin-issuer-customer-identification-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-22/pdf/2026-12460.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12460.pdf?1781786722","publication_date":"2026-06-22","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"(including on behalf of customers or users in the United States) of: (A) exchanging <span class=\"match\">digital</span> <span class=\"match\">assets</span> for monetary value, meaning a national currency or deposit denominated in a national currency; (B) exchanging <span class=\"match\">digital</span> <span class=\"match\">assets</span> for other <span class=\"match\">digital</span> <span class=\"match\">assets</span>; (C) transferring <span class=\"match\">digital</span> <span class=\"match\">assets</span> to a third party; (D) acting as a <span class=\"match\">digital</span> <span class=\"match\">asset</span> custodian; or (E) participating in financial services relating to <span class=\"match\">digital</span> <span class=\"match\">asset</span> issuance. The proposed definition also provides that the term “<span class=\"match\">digital</span> <span class=\"match\">asset</span> service provider” does not include: (i) a distributed ledger protocol; (ii)"}]}