{"description":"Documents matching 'compliance which states loan proceeds'","count":3742,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=compliance+which+states+loan+proceeds&format=json&page=2","results":[{"title":"Improving SBA Disaster Loan Ability To Provide Meaningful and Timely Assistance","type":"Rule","abstract":"The U.S. Small Business Administration (SBA or Agency) is issuing this interim final rule (IFR) to ensure the timely and effective delivery of assistance under the Disaster Loan Program authorized under section 7(b) of the Small Business Act (15 U.S.C. 636(b)) (\"Disaster Loan Program\") following a Presidentially declared disaster. This rule preempts certain state and local requirements impacting the repair, rehabilitation, or replacement of damaged or destroyed property and associated activities financed by the Disaster Loan Program when such requirements cause delay in the use of SBA Disaster Loan Program proceeds. The rule is necessary to reconcile non- federal requirements that undermine Congress's objective of rapid housing and business recovery, public health and safety restoration, and economic stabilization after disasters.","document_number":"2026-01797","html_url":"https://www.federalregister.gov/documents/2026/01/29/2026-01797/improving-sba-disaster-loan-ability-to-provide-meaningful-and-timely-assistance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-29/pdf/2026-01797.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-01797.pdf?1769607917","publication_date":"2026-01-29","agencies":[{"raw_name":"SMALL BUSINESS ADMINISTRATION","name":"Small Business Administration","id":468,"url":"https://www.federalregister.gov/agencies/small-business-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/468","parent_id":null,"slug":"small-business-administration"}],"excerpts":"federally approved <span class=\"match\">loan</span> <span class=\"match\">proceeds</span>, frustrating the core objectives of the Disaster <span class=\"match\">Loan</span> Program. Specifically, SBA has identified instances where existing victims of Presidentially-declared disasters have suffered undue delays in their ability to use approved <span class=\"match\">loan</span> <span class=\"match\">proceeds</span> because local and state authorities are delaying approvals and permits necessary to repair, rehabilitate, or replace their homes and businesses. Some of these victims have delayed disbursement of their SBA <span class=\"match\">loans</span>, while others who have received <span class=\"match\">loan</span> <span class=\"match\">proceeds</span> cannot use them and"},{"title":"Changes Related to Insurance Requirements in Multi-Family Housing (MFH) Direct Loan and Grant Programs","type":"Rule","abstract":"The Rural Housing Service (RHS or the Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), will implement changes related to insurance requirements under the Multi-Family Housing (MFH) Direct Loan and Grant programs. This final rule will align RD insurance coverage types, amounts, and deductibles with affordable housing industry standards to simplify the coverage amounts, deductible limits, and improve customer experience with updated and understandable insurance requirements.","document_number":"2026-07618","html_url":"https://www.federalregister.gov/documents/2026/04/20/2026-07618/changes-related-to-insurance-requirements-in-multi-family-housing-mfh-direct-loan-and-grant-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-20/pdf/2026-07618.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07618.pdf?1776429913","publication_date":"2026-04-20","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"Programs. \n RHS operates the MFH direct <span class=\"match\">loan</span> and grant programs by providing direct <span class=\"match\">loans</span> or grants to affordable multi-family rental housing for low income, elderly, disabled individuals and families, or domestic farm workers in eligible rural areas. The programs are covered by the 7 CFR part 3560, Direct Multi-Family Housing <span class=\"match\">Loans</span> and Grants and are: (1) Section 515, Rural Rental Housing <span class=\"match\">loans</span>, <span class=\"match\">which</span> finances multi-family units in rural areas; (2) Section 514 and 516 Farm Labor Housing <span class=\"match\">loans</span> and grants, <span class=\"match\">which</span> finances farm labor housing; and (3)"},{"title":"Car Loan Interest Deduction","type":"Proposed Rule","abstract":"This document contains proposed regulations regarding the deduction for certain taxpayers for an amount up to $10,000 of qualified passenger vehicle loan interest. This document also contains proposed regulations regarding new information reporting requirements for certain persons who, in a trade or business, receive from any individual interest aggregating $600 or more for any calendar year on a specified passenger vehicle loan, including applicable penalties for failures to file information returns or furnish payee statements as required. The proposed regulations would affect taxpayers that may deduct qualified passenger vehicle loan interest, and also persons subject to these information reporting requirements. This document also provides notice of a public hearing on these proposed regulations.","document_number":"2025-24154","html_url":"https://www.federalregister.gov/documents/2026/01/02/2025-24154/car-loan-interest-deduction","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-02/pdf/2025-24154.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-24154.pdf?1767188710","publication_date":"2026-01-02","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"Facts. \n A incurs indebtedness (<span class=\"match\">Loan</span> 1) to finance the purchase of an APV, and in a subsequent taxable year in <span class=\"match\">which</span> A is eligible to deduct QPVLI, A refinances <span class=\"match\">Loan</span> 1 by incurring new indebtedness of $38,000 (<span class=\"match\">Loan</span> 2), <span class=\"match\">which</span> is secured by a first lien on the APV. At the time of refinancing, the APV has a fair market value of $38,000 and <span class=\"match\">Loan</span> 1 has an outstanding balance of $30,000. The <span class=\"match\">Loan</span> 2 <span class=\"match\">proceeds</span> of $38,000 are used to first repay the $30,000 <span class=\"match\">Loan</span> 1 balance, with the remaining $8,000 going to A as cash <span class=\"match\">proceeds</span>.\n \n \n (B) \n Analysis. \n Of the"},{"title":"Guidance on Tax-Exempt Refunding Bonds","type":"Proposed Rule","abstract":"This document contains proposed regulations that would update certain arbitrage rules and definitions applicable to tax-exempt and other tax-advantaged bonds by clarifying the time and manner for requesting refunds of overpayment of rebate to the United States, the special transition rule for transferred proceeds, the limitation on allocations to expenditures, and the IRS address for filing defeasance notices. These proposed regulations would also revise the provision addressing certain perpetual State guarantee funds, the definition of tax-exempt bond, and the definition of refunding issue. The proposed regulations would affect issuers of tax-advantaged bonds.","document_number":"2026-04798","html_url":"https://www.federalregister.gov/documents/2026/03/12/2026-04798/guidance-on-tax-exempt-refunding-bonds","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-12/pdf/2026-04798.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04798.pdf?1773233111","publication_date":"2026-03-12","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"use net <span class=\"match\">proceeds</span> of the issue within two years of the issue date to refinance one or more obligations that are qualified student <span class=\"match\">loans</span> (as defined in paragraph (b) of this section).\n \n \n \n (6) \n Definition of <span class=\"match\">proceeds</span>. \n For purposes of this paragraph (d), \n <span class=\"match\">proceeds</span> \n means any sale <span class=\"match\">proceeds</span>, investment <span class=\"match\">proceeds</span>, or transferred <span class=\"match\">proceeds</span> (all as defined in § 1.148-1(b)), except that <span class=\"match\">proceeds</span> does not include investment <span class=\"match\">proceeds</span> (or transferred <span class=\"match\">proceeds</span> allocable to investment <span class=\"match\">proceeds</span>) received from investing in a qualified mortgage <span class=\"match\">loan</span> or a qualified"},{"title":"Request for Information on Developing and Implementing a Common Manual for the Federal Direct Loan Program","type":"Notice","abstract":"The U.S. Department of Education (ED), office of Federal Student Aid (FSA) is interested in developing and instituting common standards to serve as a centralized, authoritative source of servicing and collections policies and procedures under the William D. Ford Federal Direct Loan (Direct Loan) Program. This initiative will complement the current performance-based contracts and is aimed at establishing a set of clear, concise, consistent, and enforceable federal standards for the operations and oversight of the Direct Loan Program, drawing lessons from the Common Manual model used for the Federal Family Education Loan (FFEL) Program. This effort is intended to promote consistency, transparency, and effectiveness across all post-disbursement servicing and collections functions.","document_number":"2025-17216","html_url":"https://www.federalregister.gov/documents/2025/09/08/2025-17216/request-for-information-on-developing-and-implementing-a-common-manual-for-the-federal-direct-loan","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-09-08/pdf/2025-17216.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-17216.pdf?1757076324","publication_date":"2025-09-08","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Direct <span class=\"match\">Loan</span> (Direct <span class=\"match\">Loan</span>) Program under <span class=\"match\">which</span> students and parents, who are eligible, can borrow directly from the federal government at participating institutions of higher education. The Direct <span class=\"match\">Loan</span> program is the single largest source of federal financial assistance to support students who are in pursuit of a postsecondary education. In Fiscal Year (FY) 2025, ED estimates that $93.1 billion in new Direct <span class=\"match\">Loans</span> will be originated. As of June 2025, more than 40.2 million individuals have borrowed approximately $1.5 trillion in Direct <span class=\"match\">Loans</span>. ED also"},{"title":"Supplemental Disaster Assistance Programs, Marketing Assistance Loans, and Sugar Provisions","type":"Rule","abstract":"This rule revises the regulations of the Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish Program (ELAP), the Livestock Forage Disaster Program (LFP), the Livestock Indemnity Program (LIP), the Tree Assistance Program (TAP), the Marketing Assistance Loan (MAL) and Loan Deficiency Payments (LDP) Programs, and the Sugar Program to conform with provisions of the One Big Beautiful Bill Act (OBBBA). Changes to the supplemental disaster assistance programs include ELAP assistance for losses due to bird depredation and a change to honeybee colony loss normal mortality; a lower drought threshold for LFP eligibility; LIP assistance for unborn death losses and changes to compensation for predation losses and the market values used in the LIP payment calculations; and changes to the TAP eligibility threshold and reimbursement percentage for certain costs. This rule increases the MAL and LDP loan rates for all eligible commodities for the 2026 through 2031 crop years as specified by OBBBA. Additional MAL and LDP changes for upland and extra-long staple (ELS) cotton required by OBBBA include revised formulas to calculate the prevailing world market price for upland cotton, the introduction of a prevailing world market price and adjusted world price for ELS cotton, and changes to the payment of cotton storage costs by area. Additionally, FSA is amending regulations to add provisions for a 30- day post-repayment loan review in which a refund for upland cotton repayment or an additional LDP disbursement could occur. Sugar Program changes are related to effective loan rates, storage rates, and sugar marketing allocation provisions. This rule also makes minor administrative changes to the Sugar Program regulations. Technical amendments are included for grains and similarly handled commodities, and honey. This rule also makes additional changes to the regulations for those programs to update eligibility and payment provisions, clarify program requirements, and improve program integrity. This rule also updates the Feedstock Flexibility Program (FFP) provisions to indicate that 2026 is the final crop year covered by the program, and makes corrections to the regulations for the Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) Programs and Dairy Margin Coverage (DMC) Program.","document_number":"2026-13878","html_url":"https://www.federalregister.gov/documents/2026/07/09/2026-13878/supplemental-disaster-assistance-programs-marketing-assistance-loans-and-sugar-provisions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-09/pdf/2026-13878.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13878.pdf?1783514715","publication_date":"2026-07-09","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Commodity Credit Corporation","name":"Commodity Credit Corporation","id":76,"url":"https://www.federalregister.gov/agencies/commodity-credit-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/76","parent_id":12,"slug":"commodity-credit-corporation"}],"excerpts":"used as collateral and may be delivered at maturity as full repayment of the <span class=\"match\">loan</span>. Recourse <span class=\"match\">loans</span> are available for a few commodities that are low quality, contaminated, or for <span class=\"match\">which</span> long term storage is not readily available, meaning that the collateral cannot be delivered as full repayment of the <span class=\"match\">loan</span>. MALs and LDPs must be requested on or before the final <span class=\"match\">loan</span> availability date for the commodity. \n Producers may repay the MAL at a rate that is the lesser of the <span class=\"match\">loan</span> rate plus interest or at a repayment rate announced by USDA. The repayment rate"},{"title":"Reimagining and Improving Student Education-Federal Student Loan Program Final Regulations","type":"Rule","abstract":"The Secretary amends the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in Public Law 119-21, the Working Families Tax Cuts Act signed into law by President Trump on July 4, 2025. The Department previously referred to the Working Families Tax Cuts Act as the \"One Big Beautiful Bill Act,\" including in the Notice of Proposed Rulemaking published on January 30, 2026. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS (Grad PLUS) Program. The Working Families Tax Cuts Act also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income- Contingent Repayment (ICR) plans, creating a new Tiered Standard repayment plan option, and establishing a new income-driven repayment plan known as the Repayment Assistance Plan. The Working Families Tax Cuts Act also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-08556","html_url":"https://www.federalregister.gov/documents/2026/05/01/2026-08556/reimagining-and-improving-student-education-federal-student-loan-program-final-regulations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-01/pdf/2026-08556.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08556.pdf?1777553126","publication_date":"2026-05-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"forbearance, and Public Service <span class=\"match\">Loan</span> Forgiveness (PSLF). The regulations also provide borrowers in default a second opportunity to rehabilitate their <span class=\"match\">loans</span> and resume repayment, even if they previously rehabilitated a defaulted <span class=\"match\">loan</span>. \n 1. Summary of Major Provisions of This Regulatory Action \n These final regulations: \n • Amend §§ 674.39, 682.215, and 682.405 to allow <span class=\"match\">loan</span> rehabilitation up to twice per each <span class=\"match\">loan</span> borrowed under the Federal Perkins Program, Federal Family Education <span class=\"match\">Loan</span> Program, and the Direct <span class=\"match\">Loan</span> Program, up from only one. \n • Amend"},{"title":"OneRD Guarantee Loan","type":"Rule","abstract":"Rural Development's Rural Business-Cooperative Service, Rural Housing Service, and Rural Utilities Service, agencies of the United States Department of Agriculture (USDA), collectively referred to as the Agency in this document, are publishing this final rule for the OneRD Guarantee Loan Program (OneRD). The intent of this rule is to make necessary revisions to the policy and procedures which will strengthen oversight and management of the growing Community Facilities (CF), Water and Waste Disposal (WWD), Business and Industry (B&I), and Rural Energy for America (REAP) guarantee portfolios. This action is part of a continuing effort by the Agency to improve customer service for its lenders and create a more efficient work process for its staff.","document_number":"2024-21920","html_url":"https://www.federalregister.gov/documents/2024/09/30/2024-21920/onerd-guarantee-loan","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-30/pdf/2024-21920.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-21920.pdf?1727441119","publication_date":"2024-09-30","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Utilities Service","name":"Rural Utilities Service","id":460,"url":"https://www.federalregister.gov/agencies/rural-utilities-service","json_url":"https://www.federalregister.gov/api/v1/agencies/460","parent_id":12,"slug":"rural-utilities-service"}],"excerpts":"Guaranteed <span class=\"match\">loan</span> \n means a <span class=\"match\">loan</span> made and serviced by a lender for <span class=\"match\">which</span> the Agency and lender have entered into a lender's agreement and for <span class=\"match\">which</span> the Agency has issued a <span class=\"match\">loan</span> note guarantee. Unless otherwise specified, guaranteed <span class=\"match\">loan</span> refers to a <span class=\"match\">loan</span> that the Agency has guaranteed under this part.\n \n \n \n Guarantor \n means a person giving assurance to the Agency under an Agency-approved written agreement that the borrower's obligations will be fulfilled and promising \n its undertaking of responsibility for \n repayment of a guaranteed <span class=\"match\">loan</span> if the borrower"},{"title":"Extension of Compliance Dates for Nondiscrimination on the Basis of Disability; Accessibility of Web Content and Mobile Applications of Recipients of Departmental Financial Assistance","type":"Rule","abstract":"By this interim final rule (\"IFR\"), the Department of Health and Human Services (\"Department\") is revising the Department's regulations implementing section 504 of the Rehabilitation Act (\"section 504\") to extend the compliance dates for the requirements for web content and mobile application (\"app\") accessibility that were adopted on May 9, 2024. The compliance date for recipients with fifteen (15) or more employees is extended from May 11, 2026, to May 11, 2027. The compliance date for recipients with fewer than fifteen (15) employees is extended from May 10, 2027, to May 10, 2028.","document_number":"2026-09266","html_url":"https://www.federalregister.gov/documents/2026/05/11/2026-09266/extension-of-compliance-dates-for-nondiscrimination-on-the-basis-of-disability-accessibility-of-web","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-11/pdf/2026-09266.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-09266.pdf?1778184911","publication_date":"2026-05-11","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"}],"excerpts":"final actions that reduce <span class=\"match\">compliance</span> costs below zero, <span class=\"match\">which</span> may include repealing, revising, or streamlining existing regulations.\n 80 \n \n This IFR revises the 2024 final rule by extending the rule's web and mobile app accessibility <span class=\"match\">compliance</span> dates by one year. As explained in the preamble, extending the <span class=\"match\">compliance</span> dates is expected to avoid burdens to recipients in the near term from rushed <span class=\"match\">compliance</span> efforts. It \n \n is also expected to reduce litigation exposure associated with the 2024 final rule's impending <span class=\"match\">compliance</span> deadlines, including potential"},{"title":"Gross Proceeds and Basis Reporting by Brokers and Determination of Amount Realized and Basis for Digital Asset Transactions","type":"Rule","abstract":"This document contains final regulations regarding information reporting and the determination of amount realized and basis for certain digital asset sales and exchanges. The final regulations require brokers to file information returns and furnish payee statements reporting gross proceeds and adjusted basis on dispositions of digital assets effected for customers in certain sale or exchange transactions. These final regulations also require real estate reporting persons to file information returns and furnish payee statements with respect to real estate purchasers who use digital assets to acquire real estate.","document_number":"2024-14004","html_url":"https://www.federalregister.gov/documents/2024/07/09/2024-14004/gross-proceeds-and-basis-reporting-by-brokers-and-determination-of-amount-realized-and-basis-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-09/pdf/2024-14004.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14004.pdf?1719605716","publication_date":"2024-07-09","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"customer's aggregate gross <span class=\"match\">proceeds</span> (after reduction for the allocable digital asset transaction costs) from all designated sales of qualifying stablecoins exceed $10,000 for the year, the broker must report on a separate information return for each qualifying stablecoin for <span class=\"match\">which</span> there are designated sales. Final § 1.6045-1(d)(10)(i)(B). If the aggregate gross <span class=\"match\">proceeds</span> exceed the $10,000 threshold, reporting is required with respect to each qualifying stablecoin for <span class=\"match\">which</span> there are designated sales even if the aggregate gross <span class=\"match\">proceeds</span> for that qualifying"},{"title":"Notice of Funds Availability (NOFA) for the Multifamily Housing Preservation and Revitalization Demonstration Program (MPR) and for Section 515 Subsequent Loans for Preservation Activities for the Fiscal Year (FY) 2024","type":"Notice","abstract":"The Rural Housing Service (RHS or Agency), a Rural Development (RD) agency of the United States Department of Agriculture, announces that it is inviting applications for the Multifamily Housing Preservation and Revitalization Demonstration Program (MPR) and Section 515 Loan Program. These loan and grant funds will be made available to qualified applicants which may be used to preserve and improve existing Rural Rental Housing (RRH) and Off-Farm Labor Housing (OFF-FLH) projects to extend their affordable use.","document_number":"2024-22177","html_url":"https://www.federalregister.gov/documents/2024/09/27/2024-22177/notice-of-funds-availability-nofa-for-the-multifamily-housing-preservation-and-revitalization","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-27/pdf/2024-22177.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-22177.pdf?1727354724","publication_date":"2024-09-27","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"\n \n (3) \n MPR Zero Percent <span class=\"match\">Loan</span>. \n An amortizing <span class=\"match\">loan</span> offered at zero percent interest. This <span class=\"match\">loan</span> is not deferred. Monthly payments are required for the maximum term and the amortization period will be as authorized by the respective program authority.\n \n (a) For Section 515 RRH projects, the maximum <span class=\"match\">loan</span> term is 30 years amortized over a maximum term of 50 years. \n (b) For Sections 514/516 projects, the <span class=\"match\">loan</span> will be amortized over a maximum term of the <span class=\"match\">loan</span> <span class=\"match\">which</span> is 33 years. \n \n (4) \n MPR Soft-Second <span class=\"match\">Loan</span>. \n A <span class=\"match\">loan</span> with a one percent interest"},{"title":"Enhancing Program Access and Delivery for Farm Loans","type":"Rule","abstract":"The Farm Service Agency (FSA) is amending the Farm Loan Programs (FLP) regulations to implement the Distressed Borrower Set- Aside (DBSA) Program and other changes. DBSA will provide a new loan servicing program for financially distressed borrowers that will allow for the deferral of one annual loan installment at a reduced interest rate. DBSA will provide a simpler option to resolve financial distress than existing loan servicing programs. In addition to helping borrowers by adding DBSA as a new loan servicing program, FSA is amending the FLP regulations to revise loan making and servicing to improve program access and delivery. This rule is part of FSA's ongoing efforts for farm loans to remove barriers to capital access and increase opportunities for borrowers to be successful.","document_number":"2024-16828","html_url":"https://www.federalregister.gov/documents/2024/08/08/2024-16828/enhancing-program-access-and-delivery-for-farm-loans","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-08/pdf/2024-16828.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-16828.pdf?1723034719","publication_date":"2024-08-08","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Farm Service Agency","name":"Farm Service Agency","id":157,"url":"https://www.federalregister.gov/agencies/farm-service-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/157","parent_id":12,"slug":"farm-service-agency"}],"excerpts":"original <span class=\"match\">loan</span> terms. \n <span class=\"match\">Loan</span> Security \n This rule amends additional direct <span class=\"match\">loan</span> security and collateral servicing requirements to better enable borrowers to leverage assets and make strategic investments in their operations. This rule does not amend guaranteed <span class=\"match\">loan</span> security requirements. Additional <span class=\"match\">loan</span> security is collateral in excess of what is needed to fully secure the <span class=\"match\">loan</span>. Specifically: \n • Additional direct <span class=\"match\">loan</span> security requirements in 7 CFR 764.103(c) requires a 125 percent <span class=\"match\">loan</span> security margin when available for direct <span class=\"match\">loans</span>, <span class=\"match\">which</span> is a change"},{"title":"Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism and Sanctions Compliance Risk Management","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency (OCC), in coordination with the Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and the Office of Foreign Assets Control (OFAC), proposes to issue regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act's requirement to issue regulations implementing appropriate Bank Secrecy Act (BSA) and sanctions compliance standards for permitted payment stablecoin issuers subject to the OCC's jurisdiction.","document_number":"2026-12692","html_url":"https://www.federalregister.gov/documents/2026/06/24/2026-12692/permitted-payment-stablecoin-issuer-anti-money-launderingcountering-the-financing-of-terrorism-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-24/pdf/2026-12692.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12692.pdf?1782218717","publication_date":"2026-06-24","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"proposing to amend the March 2 proposed rule to add one paragraph to proposed part 15 <span class=\"match\">which</span> would cross-reference the obligations in the Treasury AML and Sanctions <span class=\"match\">Compliance</span> proposed rule and would implement the GENIUS Act's requirement for the OCC to issue regulations implementing appropriate Bank Secrecy Act and sanctions <span class=\"match\">compliance</span> standards. This proposed rule would also make corresponding changes to 12 CFR part 4 and 12 CFR part 19. \n A. AML/CFT and Sanctions <span class=\"match\">Compliance</span> for Permitted Payment Stablecoin Issuers \n Section 4(a)(4)(A) of the GENIUS Act"},{"title":"Disaster Assistance Loan Program Changes to Unsecured Loan Amounts and Credit Elsewhere Criteria","type":"Rule","abstract":"This direct final rule amends the U.S. Small Business Administration (SBA or Agency) regulations governing the SBA Disaster Loan Program by revising how it determines whether an applicant has credit elsewhere to modernize and replace the current process. SBA is also increasing the unsecured threshold for physical damage loans under Major Disaster declarations and for Economic Injury Disaster Loans (EIDL) under all disaster declarations.","document_number":"2024-16207","html_url":"https://www.federalregister.gov/documents/2024/07/24/2024-16207/disaster-assistance-loan-program-changes-to-unsecured-loan-amounts-and-credit-elsewhere-criteria","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-24/pdf/2024-16207.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-16207.pdf?1721738721","publication_date":"2024-07-24","agencies":[{"raw_name":"SMALL BUSINESS ADMINISTRATION","name":"Small Business Administration","id":468,"url":"https://www.federalregister.gov/agencies/small-business-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/468","parent_id":null,"slug":"small-business-administration"}],"excerpts":"active home <span class=\"match\">loan</span> portfolio and in dollars.\n \n \n Hurricane Ian Home <span class=\"match\">Loans</span> \n \n <span class=\"match\">Loan</span> amounts \n \n Number of\n active <span class=\"match\">loans</span> \n \n \n Percentage of\n number of \n home <span class=\"match\">loans</span> \n \n \n Total\n <span class=\"match\">loan</span> value \n \n \n Percentage of\n total value of \n home <span class=\"match\">loans</span> \n \n \n \n 0-$50,000 \n 9,286 \n 70.98 \n $226,545,460 \n 35.50 \n \n \n &gt;$50,000 \n 3,797 \n 29.02 \n 411,660,300 \n 64.5 \n \n \n Total \n 13,083 \n 100 \n 638,205,760 \n 100 \n \n \n \n Hurricane Ian Business <span class=\"match\">Loans</span> \n \n <span class=\"match\">Loan</span> amounts \n \n Number of\n active <span class=\"match\">loans</span> \n \n \n Percentage of\n number of \n business <span class=\"match\">loans</span> \n \n \n Total\n <span class=\"match\">loan</span> value \n \n "},{"title":"Revisions to the Smoke Alarm Requirements in the Section 515 Rural Rental Housing and Section 514/516 Farm Labor Housing Direct Loan Programs","type":"Rule","abstract":"The Rural Housing Service (RHS or Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), is amending its regulation to implement changes related to the smoke alarm requirements for properties that receive funding from the Multi-Family Housing Section 515 Rural Rental Housing and the Section 514/516 Farm Labor Housing Direct Loan and Grant Programs. These changes are intended to align the Agency's smoke alarm requirements with the requirements set forth in the Consolidated Appropriations Act, 2023. The Consolidated Appropriations Act, 2023, requires each unit of Federally assisted housing to contain hardwired or 10-year non- rechargeable, non-replaceable, sealed, tamper-resistant, primary battery-powered smoke alarm devices containing silencing means, and provides notification for persons with hearing loss as required by applicable law (Qualifying Smoke Alarm requirements).","document_number":"2024-30216","html_url":"https://www.federalregister.gov/documents/2024/12/19/2024-30216/revisions-to-the-smoke-alarm-requirements-in-the-section-515-rural-rental-housing-and-section-514516","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-19/pdf/2024-30216.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30216.pdf?1734529539","publication_date":"2024-12-19","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"facilities in rural areas. RHS offers <span class=\"match\">loans</span>, grants, and <span class=\"match\">loan</span> guarantees for single- and multi-family housing, childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools, first responder vehicles and equipment, and housing for farm laborers. RHS also provides technical assistance <span class=\"match\">loans</span> and grants in partnership with non-profit organizations, Indian tribes, State and Federal Government agencies, and local communities. \n Title V of the Housing Act of 1949 authorized the USDA to make housing <span class=\"match\">loans</span> to farmers to enable them to"},{"title":"Funding Opportunities: Bank Enterprise Award Program (BEA) Program: FY 2026 Funding Round","type":"Notice","abstract":"The CDFI Fund promotes economic revitalization and community development through investment in and assistance to CDFIs. The BEA Program awards formula-based grants to FDIC-insured banks or thrifts that have, during a specified period, (1) increased their levels of loans, investments, and Service Activities to residents and businesses in economically Distressed Communities; and/or (2) increased their financial assistance and Technical Assistance to Certified CDFIs through equity investments, equity-like loans, grants, stock purchases, loans, deposits, and other forms of assistance. Capitalized terms in this NOFA are defined in the Authorizing Statute, the Interim Rule, this NOFA, the Application, Application materials, or the Uniform Administrative Requirements.","document_number":"2026-13199","html_url":"https://www.federalregister.gov/documents/2026/06/30/2026-13199/funding-opportunities-bank-enterprise-award-program-bea-program-fy-2026-funding-round","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-30/pdf/2026-13199.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13199.pdf?1782737121","publication_date":"2026-06-30","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Community Development Financial Institutions Fund","name":"Community Development Financial Institutions Fund","id":78,"url":"https://www.federalregister.gov/agencies/community-development-financial-institutions-fund","json_url":"https://www.federalregister.gov/api/v1/agencies/78","parent_id":497,"slug":"community-development-financial-institutions-fund"}],"excerpts":"Equity-Like <span class=\"match\">Loans</span>, and CDFI Support Activities. The CDFI Equity sub-category consists of Equity Investments, Equity-Like <span class=\"match\">Loans</span>, and Grants. CDFI Support Activities includes Certificates of Deposits, <span class=\"match\">Loans</span>, and Technical Assistance. Distressed Community Financing Activities (12 CFR 1806.103) means Consumer <span class=\"match\">Loans</span> and Commercial <span class=\"match\">Loans</span> and Investments. Consumer <span class=\"match\">Loans</span> include Affordable Housing <span class=\"match\">Loans</span>, Education <span class=\"match\">Loans</span>, Home Improvement <span class=\"match\">Loans</span>, and Small Dollar Consumer <span class=\"match\">Loans</span>. Commercial <span class=\"match\">Loans</span> and Investments includes Affordable Housing Development <span class=\"match\">Loans</span> and related"},{"title":"Criminal Justice Reviews for the SBA Business Loan Programs, Disaster Loan Programs, and Surety Bond Guaranty Program","type":"Rule","abstract":"On September 15, 2023 the U.S. Small Business Administration (SBA or Agency) published a notice of proposed rulemaking (\"NPRM\" or \"proposed rule\") to amend regulations governing SBA's business loan programs (7(a) Loan Program, 504 Loan Program, Microloan Program, Intermediary Lending Pilot Program (ILP), Surety Bond Guarantee Program, and the Disaster Loan Program (except for the COVID-19 Economic Injury Disaster Loan (EIDL) Program) for criminal background reviews. The proposed rule introduced amendments to improve equitable access based on criminal background review of applicants seeking to participate in one or more of these programs. This final rule implements proposed regulatory changes and addresses comments SBA received.","document_number":"2024-09009","html_url":"https://www.federalregister.gov/documents/2024/04/30/2024-09009/criminal-justice-reviews-for-the-sba-business-loan-programs-disaster-loan-programs-and-surety-bond","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-30/pdf/2024-09009.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-09009.pdf?1714398256","publication_date":"2024-04-30","agencies":[{"raw_name":"SMALL BUSINESS ADMINISTRATION","name":"Small Business Administration","id":468,"url":"https://www.federalregister.gov/agencies/small-business-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/468","parent_id":null,"slug":"small-business-administration"}],"excerpts":"Small Business Administration (SBA or Agency) published a notice of proposed rulemaking (“NPRM” or “proposed rule”) to amend regulations governing SBA's business <span class=\"match\">loan</span> programs (7(a) <span class=\"match\">Loan</span> Program, 504 <span class=\"match\">Loan</span> Program, Microloan Program, Intermediary Lending Pilot Program (ILP), Surety Bond Guarantee Program, and the Disaster <span class=\"match\">Loan</span> Program (except for the COVID-19 Economic Injury Disaster <span class=\"match\">Loan</span> (EIDL) Program) for criminal background reviews. The proposed rule introduced amendments to improve equitable access based on criminal background review of applicants"},{"title":"Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements","type":"Proposed Rule","abstract":"The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) are jointly issuing this proposed rule to implement provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, it implements the GENIUS Act's directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions for purposes of the Bank Secrecy Act, proposes anti-money laundering obligations for PPSIs, and proposes certain specific obligations required by the GENIUS Act for PPSIs. It also implements the GENIUS Act's directive to require PPSIs to maintain effective sanctions compliance programs.","document_number":"2026-06963","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-06963/permitted-payment-stablecoin-issuer-anti-money-launderingcountering-the-financing-of-terrorism","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-06963.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06963.pdf?1775738715","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of Foreign Assets Control","name":"Foreign Assets Control Office","id":203,"url":"https://www.federalregister.gov/agencies/foreign-assets-control-office","json_url":"https://www.federalregister.gov/api/v1/agencies/203","parent_id":497,"slug":"foreign-assets-control-office"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"various state regulators. Relatedly, the IRS currently examines money transmitters, including stablecoin issuers, for BSA <span class=\"match\">compliance</span> and is, thus, well positioned to assess PPSI <span class=\"match\">compliance</span> with the BSA and ensure consistent application of BSA provisions across PPSIs based in various <span class=\"match\">states</span>.\n \n To effectuate this delegation of BSA examination, FinCEN believes that no changes are necessary to § 1010.810(b)(8), <span class=\"match\">which</span> already <span class=\"match\">states</span> that such authority is delegated with respect to “financial institutions . . . not currently examined by Federal bank supervisory"},{"title":"Reimagining and Improving Student Education","type":"Proposed Rule","abstract":"The Secretary proposes to amend the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in the One Big Beautiful Bill Act (OBBB) signed into law by President Trump on July 4, 2025. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS Program. The Department notes that the term \"professional student\" as used in this Notice of Proposed Rulemaking (NPRM) is intended solely to distinguish those programs that we propose would be eligible for higher loan limits, as required by the OBBB. The designation, or lack thereof, of a program as \"professional\" does not reflect a value judgment by the Department regarding whether a borrower graduating from the program is considered a \"professional.\" This NPRM only interprets the phrase \"professional student\" as used in the context of the loan limits established by the OBBB. The OBBB also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income-Contingent Repayment (ICR) plans, creating a new tiered standard repayment plan option, and implementing a new income-driven repayment plan known as the Repayment Assistant Plan. The OBBB also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-01912","html_url":"https://www.federalregister.gov/documents/2026/01/30/2026-01912/reimagining-and-improving-student-education","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-30/pdf/2026-01912.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-01912.pdf?1769694321","publication_date":"2026-01-30","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"may rehabilitate a defaulted <span class=\"match\">loan</span> a maximum of two times. This means that a borrower who has previously rehabilitated a defaulted <span class=\"match\">loan</span> but who has subsequently defaulted may begin the process of rehabilitating a <span class=\"match\">loan</span> on or after July 1, 2027, to bring their <span class=\"match\">loan</span> back into good standing and resume repayment.\n \n \n Reasons: \n The proposed regulations reflect the changes made by Section 82003(a)(2) of the OBBB, <span class=\"match\">which</span> amended Section 464(h)(1)(D) of the HEA to update the <span class=\"match\">loan</span> rehabilitation limits for the Federal Perkins <span class=\"match\">Loan</span> Program. Additionally, Section"},{"title":"Accountability in Higher Education and Access Through Demand- Driven Workforce Pell: Student Tuition and Transparency System (STATS) and Earnings Accountability","type":"Rule","abstract":"The Secretary of Education (Secretary) amends the regulations governing institutional eligibility, general provisions, and the William D. Ford Direct Loan (Direct Loan) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement statutory changes to the title IV, HEA programs included in the Working Families Tax Cuts Act (WFTCA) signed into law by President Trump on July 4, 2025. These changes include revisions to program eligibility requirements for the Direct Loan program and the introduction of an earnings accountability framework that limits Direct Loan eligibility to programs whose graduates meet certain earnings benchmarks. This action finalizes regulations to implement the provisions of the WFTCA related to low-earning outcome programs and the Direct Loan program, and to harmonize those regulations with requirements for programs that are required to lead to gainful employment (GE programs).","document_number":"2026-13286","html_url":"https://www.federalregister.gov/documents/2026/07/01/2026-13286/accountability-in-higher-education-and-access-through-demand--driven-workforce-pell-student-tuition","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-01/pdf/2026-13286.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13286.pdf?1782823517","publication_date":"2026-07-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"title IV, HEA as a result of Section 84001 of the WFTCA, <span class=\"match\">which</span> establishes an accountability system limiting Direct <span class=\"match\">Loan</span> eligibility for programs that demonstrate low-earning outcomes; (6) the Secretary's authority to develop a quality assurance system under the Direct <span class=\"match\">Loan</span> Agreement; and (7) the Secretary's authority to include other provisions in the Direct <span class=\"match\">Loan</span> Agreement that she determines are necessary to protect the interests of the United <span class=\"match\">States</span> and to promote the purposes of the Direct <span class=\"match\">Loan</span> program. Finally, this section also addresses the WFTCA's"}]}