{"description":"Documents matching 'connecting lenders holders through programming'","count":485,"total_pages":25,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=connecting+lenders+holders+through+programming&format=json&page=2","results":[{"title":"Loan Guaranty: Loan Reporting and Partial or Total Loss of Guaranty or Insurance","type":"Proposed Rule","abstract":"The Department of Veterans Affairs (VA) proposes to amend its regulations governing loan reporting requirements for lenders that participate in the VA-guaranteed home loan program and circumstances when VA would assert a defense for partial or total loss of guaranty or insurance for lenders and holders. These proposed amendments would support VA's ongoing efforts to modernize and transform technology and processes within the guaranteed home loan program, capitalizing on industry standard datasets. In addition, the proposed regulatory changes would update and enhance the loan guaranty reporting requirements for lenders, providing veterans stronger protections against noncompliant loans through improved transparency and oversight of the program.","document_number":"2024-26776","html_url":"https://www.federalregister.gov/documents/2024/11/20/2024-26776/loan-guaranty-loan-reporting-and-partial-or-total-loss-of-guaranty-or-insurance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-20/pdf/2024-26776.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-26776.pdf?1732023915","publication_date":"2024-11-20","agencies":[{"raw_name":"DEPARTMENT OF VETERANS AFFAIRS","name":"Veterans Affairs Department","id":520,"url":"https://www.federalregister.gov/agencies/veterans-affairs-department","json_url":"https://www.federalregister.gov/api/v1/agencies/520","parent_id":null,"slug":"veterans-affairs-department"}],"excerpts":"transaction in which VA determines the <span class=\"match\">holder</span> or <span class=\"match\">holder's</span> agent participated in fraud in obtaining the guaranty or insurance. In other words, the <span class=\"match\">holder</span> is not a <span class=\"match\">holder</span> in due course if the <span class=\"match\">holder</span> colluded with the originating <span class=\"match\">lender</span> in defrauding VA. So, the rule would mean that, even if a <span class=\"match\">holder</span> was not the originating <span class=\"match\">lender</span>, if the <span class=\"match\">holder</span> was directly involved or complicit in the fraud at origination, VA would not have liability on the guaranty. \n In proposed paragraph (d)(2), VA would state, under the heading “<span class=\"match\">Holder</span> fraud in obtaining a claim payment"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended (Privacy Act), the U.S. Department of Education (Department) publishes this notice of a new system of records titled the \"Federal Student Aid Partner Connect\" (18-11-24) (FSA Partner Connect) and of the rescindment of two systems of records notices titled \"Postsecondary Education Participants System (PEPS)\" (18-11-09) and \"Student Aid internet Gateway (SAIG), Participation Management System\" (18-11-10). The Department proposes this new system of records to integrate distinct legacy lines of business into a single web-based platform to simplify the user experience while leveraging modernized, more secure technology. The Department is rescinding the systems of records notices that covered the PEPS and the SAIG, Participation Management System because the records previously covered by those systems are now covered by the FSA Partner Connect system of records notice.","document_number":"2025-13212","html_url":"https://www.federalregister.gov/documents/2025/07/15/2025-13212/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-07-15/pdf/2025-13212.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-13212.pdf?1752497113","publication_date":"2025-07-15","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"AND PHYSICAL SAFEGUARDS: \n Access to the system is limited to authorized FSA Partner <span class=\"match\">Connect</span> <span class=\"match\">program</span> personnel and contractors responsible for administering the FSA Partner <span class=\"match\">Connect</span> <span class=\"match\">program</span>. Authorized personnel include Department employees and contractors, financial and fiscal management personnel, computer personnel, and <span class=\"match\">program</span> managers who have responsibilities for implementing the FSA Partner <span class=\"match\">Connect</span> <span class=\"match\">program</span>. Read-only access is given to servicers, <span class=\"match\">holders</span>, financial/fiscal management personnel, and postsecondary educational institutional personnel"},{"title":"Supervisory Highlights: Special Edition Student Lending","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB or Bureau) is issuing its thirty sixth edition of Supervisory Highlights.","document_number":"2024-30758","html_url":"https://www.federalregister.gov/documents/2024/12/26/2024-30758/supervisory-highlights-special-edition-student-lending","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-26/pdf/2024-30758.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30758.pdf?1734961535","publication_date":"2024-12-26","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"access to various forgiveness <span class=\"match\">programs</span>. For example, under the Public Service Loan Forgiveness <span class=\"match\">program</span>, eligible borrowers can have their remaining loan balance forgiven after making 120 qualifying loan payments on an IDR plan, while working for a qualifying public service employer. Under the Teacher Loan Forgiveness <span class=\"match\">program</span>, teachers may be eligible to have a portion of their loans forgiven after working for five years in low-income public schools. When borrowers refinance or consolidate these loans <span class=\"match\">through</span> a private <span class=\"match\">lender</span>, they lose these benefits"},{"title":"Strengthening the Section 184 Indian Housing Loan Guarantee Program","type":"Rule","abstract":"This final rule amends the regulations governing the Section 184 Indian Housing Loan Guarantee Program (\"Section 184 Program\") to strengthen the program by clarifying rules for stakeholders. As the program has experienced an increase in demand, it is necessary that HUD update the Section 184 Program implementing regulations to minimize potential risk and increase program participation by financial institutions. This final rule adds participation and eligibility requirements for Lender Applicants, Direct Guarantee Lenders, Non- Direct Guarantee Lenders, Holders and Servicers and other financial institutions. This final rule clarifies the rules governing Tribal participation in the program, establishes underwriting requirements, specifies rules on the closing and endorsement process, establishes stronger and clearer servicing requirements, establishes program rules governing claims submitted by Servicers and paid by HUD, and adds standards governing monitoring, reporting, sanctions, and appeals. This final rule adds new definitions and makes statutory conforming amendments, including the categorical exclusion of the Section 184 Program in HUD's environmental review regulations. Ultimately, the changes made by this final rule promote program sustainability, increase Borrower protections, and provide clarity for new and existing Lenders who participate in the program. This final rule follows the publication of a proposed rule on December 21, 2022, and takes into consideration the comments received in response to that proposed rule and during the Tribal consultations.","document_number":"2024-05515","html_url":"https://www.federalregister.gov/documents/2024/03/20/2024-05515/strengthening-the-section-184-indian-housing-loan-guarantee-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-03-20/pdf/2024-05515.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-05515.pdf?1710852313","publication_date":"2024-03-20","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"Section 184 Indian Housing Loan Guarantee <span class=\"match\">Program</span> (“Section 184 <span class=\"match\">Program</span>”) to strengthen the <span class=\"match\">program</span> by clarifying rules for stakeholders. As the <span class=\"match\">program</span> has experienced an increase in demand, it is necessary that HUD update the Section 184 <span class=\"match\">Program</span> implementing regulations to minimize potential risk and increase <span class=\"match\">program</span> participation by financial institutions. This final rule adds participation and eligibility requirements for <span class=\"match\">Lender</span> Applicants, Direct Guarantee <span class=\"match\">Lenders</span>, Non-Direct Guarantee <span class=\"match\">Lenders</span>, <span class=\"match\">Holders</span> and Servicers and other financial institutions"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended, the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled the \"National Student Loan Data System (NSLDS)\" (18-11-06). The information contained in this system is maintained for various purposes relating to aid applicants and recipients. These include determining aid applicants' and recipients' eligibility for Federal student financial assistance under the programs authorized by title IV of the Higher Education Act of 1965, as amended (HEA); assisting institutions of higher education participating in and administering the title IV, HEA programs by verifying the eligibility of aid recipients for, and tracking, Federal student loans; and assisting the Department's oversight and administration of the title IV, HEA programs, including evaluating their effectiveness.","document_number":"2026-07817","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07817/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07817.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07817.pdf?1776775514","publication_date":"2026-04-22","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Federal Pell Grant <span class=\"match\">program</span> (including approved Prison Education <span class=\"match\">Programs</span> (PEPs) (the FAFSA Simplification Act allows for expanding access to Federal Pell Grants to include Federal and State penal facilities' approved educational <span class=\"match\">programs</span>), the Academic Competitiveness Grant (ACG) <span class=\"match\">program</span>, the National Science and Mathematics Access to Retain Talent (National SMART) Grant <span class=\"match\">program</span>, the Teacher Education Assistance for College and Higher Education (TEACH) Grant <span class=\"match\">program</span>, the Federal Supplemental Educational Opportunity Grant (FSEOG) <span class=\"match\">program</span>, the Iraq and"},{"title":"Accountability in Higher Education and Access Through Demand-Driven Workforce Pell: Pell Grant Exclusion Relating to Other Grant Aid; and Workforce Pell Grants","type":"Rule","abstract":"The Secretary of Education (Secretary) amends the regulations governing institutional eligibility, general provisions, and the Federal Pell Grant (Pell Grant) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs). The final regulations implement statutory changes to the title IV, HEA programs included in the Working Families Tax Cuts Act (WFTCA), signed into law by President Trump on July 4, 2025. In the NPRM, we referenced the WFTCA as the \"One Big Beautiful Bill\"; however, for clarity and consistency in this final rule, we will instead use WFTCA. The WFTCA made numerous changes to the HEA, including changes to student eligibility requirements for the Pell Grant Program and the establishment of Workforce Pell Grants for students who enroll in a new type of eligible program called an \"eligible workforce program,\" intended to be a high-quality, performance-based, short-term program that supports America's workforce needs.","document_number":"2026-10013","html_url":"https://www.federalregister.gov/documents/2026/05/19/2026-10013/accountability-in-higher-education-and-access-through-demand-driven-workforce-pell-pell-grant","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-19/pdf/2026-10013.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-10013.pdf?1779108315","publication_date":"2026-05-19","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"the employer for which the <span class=\"match\">program</span> prepares students, the <span class=\"match\">program</span> trains in artificial intelligence, if the <span class=\"match\">program</span> is in a correctional facility, if the <span class=\"match\">program</span> is endorsed by the State board, if the <span class=\"match\">program</span> partners with cohort-based workforce training organizations, and the accrediting agency's support for the <span class=\"match\">program</span>. \n Several commenters recommended that the Department permit greater portions of <span class=\"match\">programs</span> to be offered by an ineligible entity <span class=\"match\">through</span> a written arrangement. These commenters suggested that if a <span class=\"match\">program</span> is part of a Registered Apprenticeship"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended, the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled \"Common Origination and Disbursement (COD) System\" (18-11-02). The information contained in this system is maintained for various purposes relating to aid applicants and recipients including determining their eligibility for Federal student financial assistance under the programs authorized by title IV of the Higher Education Act of 1965, as amended (HEA); institutions of higher education participating in and administering title IV, HEA programs; and the Department's oversight of title IV, HEA programs.","document_number":"2026-07827","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07827/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07827.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07827.pdf?1776775515","publication_date":"2026-04-22","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Grant <span class=\"match\">Program</span>; \n (2) Federal Perkins Loans <span class=\"match\">Program</span>; \n (3) Academic Competitiveness Grant (ACG) <span class=\"match\">Program</span>; \n (4) National Science and Mathematics Access to Retain Talent (National SMART) Grant <span class=\"match\">Program</span>; \n (5) TEACH Grant <span class=\"match\">Program</span>; \n (6) Iraq and Afghanistan Service Grant (IASG) <span class=\"match\">Program</span>; \n (7) Direct Loan <span class=\"match\">Program</span>, which includes Federal Direct Stafford/Ford Loans, Federal Direct Unsubsidized Stafford/Ford Loans, Federal Direct PLUS Loans, and Federal Direct Consolidation Loans; \n (8) FFEL <span class=\"match\">Program</span>; \n (9) Federal Insured Student Loan (FISL) <span class=\"match\">Program</span>; \n (10)"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended, the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled \"Aid Awareness and Application Processing\" (18-11-21). This system maintains information necessary for the Department to process applications for Federal student financial program assistance under title IV of the Higher Education Act of 1965, as amended (HEA); to perform the responsibilities of the Federal Student Aid (FSA) Ombudsman; to provide Federal student loan repayment relief including under the borrower defense to repayment regulations; to notify aid applicants and aid recipients of aid program opportunities and updates under title IV of the HEA via digital communication channels; and to maintain the StudentAid.gov website as the front end for assisting customers with all of their Federal student financial aid needs throughout the student aid lifecycle. The Department's Digital and Customer Care (DCC) Information Technology (IT) system collects the electronic records maintained in the Aid Awareness and Application Processing (AAAP) system.","document_number":"2026-07825","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07825/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07825.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07825.pdf?1776775515","publication_date":"2026-04-22","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"apply under one of the <span class=\"match\">programs</span> authorized under title IV of the HEA, including, but not limited to the: (1) Federal Pell Grant <span class=\"match\">Program</span>; (2) Federal Perkins Loans <span class=\"match\">Program</span>; (3) ACG <span class=\"match\">Program</span>; (4) National SMART Grant <span class=\"match\">Program</span>; (5) TEACH Grant <span class=\"match\">Program</span>; (6) Iraq and Afghanistan Service Grant <span class=\"match\">Program</span>; (7) Direct Loan <span class=\"match\">Program</span>, which includes Federal Direct Stafford/Ford Loans, Federal Direct Unsubsidized Stafford/Ford Loans and Federal Direct PLUS Loans and Federal Direct Consolidation Loans; (8) FFEL <span class=\"match\">Program</span>; and (9) FISL <span class=\"match\">Program</span>. \n POLICIES AND PRACTICES"},{"title":"Accountability in Higher Education and Access Through Demand- Driven Workforce Pell: Student Tuition and Transparency System (STATS) and Earnings Accountability","type":"Rule","abstract":"The Secretary of Education (Secretary) amends the regulations governing institutional eligibility, general provisions, and the William D. Ford Direct Loan (Direct Loan) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement statutory changes to the title IV, HEA programs included in the Working Families Tax Cuts Act (WFTCA) signed into law by President Trump on July 4, 2025. These changes include revisions to program eligibility requirements for the Direct Loan program and the introduction of an earnings accountability framework that limits Direct Loan eligibility to programs whose graduates meet certain earnings benchmarks. This action finalizes regulations to implement the provisions of the WFTCA related to low-earning outcome programs and the Direct Loan program, and to harmonize those regulations with requirements for programs that are required to lead to gainful employment (GE programs).","document_number":"2026-13286","html_url":"https://www.federalregister.gov/documents/2026/07/01/2026-13286/accountability-in-higher-education-and-access-through-demand--driven-workforce-pell-student-tuition","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-01/pdf/2026-13286.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13286.pdf?1782823517","publication_date":"2026-07-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"that earnings accountability applies to an eligible non-GE <span class=\"match\">program</span> or a GE <span class=\"match\">program</span> offered by an eligible institution and the Secretary determines whether the <span class=\"match\">program</span> is eligible for Direct Loan <span class=\"match\">program</span> funds. \n • Add § 668.601(b) to establish exemptions for <span class=\"match\">programs</span> at institutions that enroll only students with Specific Learning Disabilities and Autism Spectrum Disorder. \n • Amend §  668.603(a) to establish that a low-earning outcome <span class=\"match\">program</span> is a GE <span class=\"match\">program</span> or eligible non-GE <span class=\"match\">program</span> that fails the earnings premium measure in §  668.402 in two"},{"title":"Reimagining and Improving Student Education-Federal Student Loan Program Final Regulations","type":"Rule","abstract":"The Secretary amends the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in Public Law 119-21, the Working Families Tax Cuts Act signed into law by President Trump on July 4, 2025. The Department previously referred to the Working Families Tax Cuts Act as the \"One Big Beautiful Bill Act,\" including in the Notice of Proposed Rulemaking published on January 30, 2026. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS (Grad PLUS) Program. The Working Families Tax Cuts Act also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income- Contingent Repayment (ICR) plans, creating a new Tiered Standard repayment plan option, and establishing a new income-driven repayment plan known as the Repayment Assistance Plan. The Working Families Tax Cuts Act also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-08556","html_url":"https://www.federalregister.gov/documents/2026/05/01/2026-08556/reimagining-and-improving-student-education-federal-student-loan-program-final-regulations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-01/pdf/2026-08556.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08556.pdf?1777553126","publication_date":"2026-05-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"to all degree <span class=\"match\">programs</span>. In addition, the illustrative list of degrees in the statute provides context and limiting principles that are common across all, or substantially all, of the illustrative <span class=\"match\">programs</span> listed in the definition. Degree <span class=\"match\">programs</span> that meet the operative elements and satisfy the contextual principles are professional degrees; all other <span class=\"match\">programs</span> at the graduate level do not. The statute is not fixed in the sense that new degree <span class=\"match\">programs</span> could, at some point in the future, be professional degrees even if the <span class=\"match\">program</span>-type was not in"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) amends Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that these extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers estimated costs and losses. The rule allows consumers to better comparison shop across credit products and provides substantive protections that apply to other consumer credit.","document_number":"2024-29699","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-29699/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-29699.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29699.pdf?1735307118","publication_date":"2024-12-30","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"for the different <span class=\"match\">program</span> features and rate structures. Some features of the <span class=\"match\">program</span> might be used repeatedly (for example, an overdraft line) while others might be used infrequently (such as the part of the credit line available for secured credit). If the <span class=\"match\">program</span> as a whole is subject to prescribed terms and otherwise meets the definition of open-end credit, such a <span class=\"match\">program</span> would be considered a single, multifeatured plan. \n iv. With respect to a covered asset account as defined in § 1026.62, a plan includes, for example, a <span class=\"match\">program</span> where the consumer"},{"title":"ACCOUNTABILITY IN HIGHER EDUCATION AND ACCESS THROUGH DEMAND-DRIVEN WORKFORCE PELL: PELL GRANT EXCLUSION RELATING TO OTHER GRANT AID; AND WORKFORCE PELL GRANTS","type":"Proposed Rule","abstract":"The Secretary of Education (Secretary) proposes to amend the regulations governing institutional eligibility, general provisions, and the Federal Pell Grant (Pell Grant) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs). The proposed regulations would implement statutory changes to the title IV, HEA programs included in the One Big Beautiful Bill Act (OBBB), signed into law by President Trump on July 4, 2025. The OBBB made numerous changes to the HEA, including changes to student eligibility requirements for the Pell Grant Program and the establishment of Workforce Pell Grants for students who enroll in a new type of eligible program called an \"eligible workforce program,\" intended to be a high-quality, performance-based, short-term program that supports America's workforce needs.","document_number":"2026-04520","html_url":"https://www.federalregister.gov/documents/2026/03/09/2026-04520/accountability-in-higher-education-and-access-through-demand-driven-workforce-pell-pell-grant","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-09/pdf/2026-04520.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04520.pdf?1772804709","publication_date":"2026-03-09","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":" eligible <span class=\"match\">programs</span> \n for the purposes of the title IV, HEA <span class=\"match\">programs</span>. Beyond the general requirements set forth in § 668.8, § 668.8(n) specifically states that eligible <span class=\"match\">programs</span> include: direct assessment <span class=\"match\">programs</span>, comprehensive transition and postsecondary <span class=\"match\">programs</span>, and prison education <span class=\"match\">programs</span>.\n \n \n Proposed Regulations: \n The proposed regulations state that an eligible <span class=\"match\">program</span> includes, solely for the purposes of the Pell Grant <span class=\"match\">Program</span>, an eligible workforce <span class=\"match\">program</span> as defined in 34 CFR 690.92.\n \n \n Additionally, we propose to make a technical"},{"title":"HOME Investment Partnerships Program: Program Updates and Streamlining","type":"Rule","abstract":"HUD's HOME Investment Partnerships Program (HOME program or HOME) provides formula grants to States and units of general local government to fund a wide range of activities to produce and maintain affordable rental and homeownership housing and provides tenant-based rental assistance for low-income and very low-income households. This final rule revises the current HOME regulations to update, simplify, or streamline requirements, better align the program with other Federal housing programs, and implement recent amendments to the HOME statute. This final rule also includes minor revisions to the regulations for the Community Development Block Grant and Section 8 Housing Choice Voucher Programs consistent with the implementation of the changes to the HOME program. This final rule follows the publication of a proposed rule on May 29, 2024, and takes into consideration the comments received in response to that proposed rule.","document_number":"2024-29824","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-29824/home-investment-partnerships-program-program-updates-and-streamlining","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-29824.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29824.pdf?1735911914","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"family is participating in a HOME lease-purchase <span class=\"match\">program</span> and not for other non-HOME lease-purchase <span class=\"match\">programs</span> because those <span class=\"match\">programs</span> may have different rules and restrictions, and their <span class=\"match\">program</span> design may vary significantly from HOME requirements. In those instances where a family is receiving tenant-based rental assistance and participating in a lease-purchase <span class=\"match\">program</span>, the family's income will be examined when the family enters into the rental assistance contract and again if the family's assistance is renewed.\n \n \n \n 6 \n  See 42 U.S.C. 12745(b)(2)(B)"},{"title":"Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modernize the capital requirements applicable to Category I and II depository institution holding companies and depository institutions, as well as revise the market risk capital framework for banking organizations with significant trading activity (the proposal). The proposal would improve the regulatory capital framework for covered banking organizations by enhancing its risk sensitivity and consistency and by simplifying core components of its design. The agencies expect the proposal would support the safety and soundness of covered banking organizations and U.S. financial stability while promoting lending and other financial intermediation activities in the banking system over a range of economic conditions.","document_number":"2026-05959","html_url":"https://www.federalregister.gov/documents/2026/03/27/2026-05959/regulatory-capital-rule-category-i-and-ii-banking-organizations-banking-organizations-with","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-27/pdf/2026-05959.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05959.pdf?1774529111","publication_date":"2026-03-27","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"commitments. Traditional <span class=\"match\">lending</span> is further subdivided into residential mortgage <span class=\"match\">lending</span>, other retail <span class=\"match\">lending</span>, and corporate <span class=\"match\">lending</span>. Residential mortgage <span class=\"match\">lending</span> includes loans, residential mortgage-backed securities and mortgage securitization and servicing activity. Other retail <span class=\"match\">lending</span> captures all other forms of credit extension to households, such as credit cards, auto loans, installment loans, and student loans. In addition, loans to small businesses below $1 million are included in retail <span class=\"match\">lending</span>. Corporate <span class=\"match\">lending</span> consists of larger loans"},{"title":"Reimagining and Improving Student Education","type":"Proposed Rule","abstract":"The Secretary proposes to amend the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in the One Big Beautiful Bill Act (OBBB) signed into law by President Trump on July 4, 2025. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS Program. The Department notes that the term \"professional student\" as used in this Notice of Proposed Rulemaking (NPRM) is intended solely to distinguish those programs that we propose would be eligible for higher loan limits, as required by the OBBB. The designation, or lack thereof, of a program as \"professional\" does not reflect a value judgment by the Department regarding whether a borrower graduating from the program is considered a \"professional.\" This NPRM only interprets the phrase \"professional student\" as used in the context of the loan limits established by the OBBB. The OBBB also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income-Contingent Repayment (ICR) plans, creating a new tiered standard repayment plan option, and implementing a new income-driven repayment plan known as the Repayment Assistant Plan. The OBBB also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-01912","html_url":"https://www.federalregister.gov/documents/2026/01/30/2026-01912/reimagining-and-improving-student-education","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-30/pdf/2026-01912.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-01912.pdf?1769694321","publication_date":"2026-01-30","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"six-digit codes to specific instructional <span class=\"match\">programs</span>. Six-digit CIP codes are the most specific <span class=\"match\">program</span> classifications under the taxonomy and institutions participating in the title IV, HEA <span class=\"match\">programs</span> are required to report completion data in IPEDS for each of their <span class=\"match\">programs</span> using the six-digit CIP code. \n Id, \n at 2. In some cases, instructional <span class=\"match\">programs</span> may be found in one or more series. For instance, a person can receive a degree in Statistics from a <span class=\"match\">program</span> that focuses on mathematical models; this <span class=\"match\">program</span> would be coded under code 27.0501 (Statistics"},{"title":"Promoting the Integrity and Security of Telecommunications Certification Bodies, Measurement Facilities, and the Equipment Authorization Program","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission or FCC) requires all recognized telecommunication certification bodies (TCBs), test labs, and laboratory accreditation bodies to certify to the Commission that they are not owned by, controlled by, or subject to the direction of a prohibited entity and to report all equity or voting interests of 5% or greater by any entity. The FCC also amends it rules to state that it will not recognize--and will revoke any existing recognition of--any TCB, test lab, or laboratory accreditation body that fails to provide, or that provides a false or inaccurate, certification; or that fails to provide, or provides false or inaccurate, information regarding equity or voting interests of 5% or greater. The FCC prohibits recognition of any TCB, test lab, or laboratory accreditation body owned by, controlled by, or subject to the direction of a prohibited entity, and prohibits such TCBs, test labs, and laboratory accreditation bodies from participating in the Commission's equipment authorization program, not only with regard to the equipment certification process but also the Supplier's Declaration of Conformity (SDoC) process.","document_number":"2025-14970","html_url":"https://www.federalregister.gov/documents/2025/08/07/2025-14970/promoting-the-integrity-and-security-of-telecommunications-certification-bodies-measurement","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-07/pdf/2025-14970.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-14970.pdf?1754484348","publication_date":"2025-08-07","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"FCC-recognized test labs, which could serve to promote the integrity of the <span class=\"match\">program</span> in precluding potentially untrustworthy test labs from participating in the equipment authorization <span class=\"match\">program</span> and serve the national security goals of the proceeding.\n \n \n Some commenters expressed concern about the potential “rolling back” of the successful SDoC <span class=\"match\">program</span>. These commenters say that the SDoC <span class=\"match\">program</span> has been a resounding success that has added efficiency to the equipment authorization <span class=\"match\">program</span> without raising interference or national security concerns, as evidenced"},{"title":"Housing Opportunity Through Modernization Act of 2016-Housing Choice Voucher (HCV) and Project-Based Voucher Implementation; Additional Streamlining Changes","type":"Rule","abstract":"This final rule amends HUD's regulations to implement changes to the Housing Choice Voucher (HCV) tenant-based program and the Project-Based Voucher (PBV) program made by the Housing Opportunity Through Modernization Act of 2016 (HOTMA). HOTMA made several amendments to the HCV and PBV programs, including establishing a statutory definition of public housing agency (PHA)-owned housing, and amending several elements of both programs. In response to public comments, HUD has also included additional regulatory changes in this final rule that are intended to reduce the burden on public housing agencies, by either modifying requirements or simplifying and clarifying existing regulatory language.","document_number":"2024-08601","html_url":"https://www.federalregister.gov/documents/2024/05/07/2024-08601/housing-opportunity-through-modernization-act-of-2016-housing-choice-voucher-hcv-and-project-based","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-07/pdf/2024-08601.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-08601.pdf?1714999515","publication_date":"2024-05-07","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"reviewing ways to support internet access for the families it serves in all assisted housing <span class=\"match\">programs</span> and how to best complement subsidies provided <span class=\"match\">through</span> the Affordable Connectivity <span class=\"match\">Program</span> (ACP) and Lifeline administered by the Federal Communications Commission (FCC). HUD is working to raise awareness among PHAs so they can help families enroll in the ACP and Lifeline <span class=\"match\">programs</span>. In addition to supporting the FCC <span class=\"match\">programs</span>, HUD is reviewing its assisted housing <span class=\"match\">program</span> policies across the department to align policies and support broadband. At this time"},{"title":"EB-5 Reform and Integrity Act of 2022; Ensuring the Integrity of the EB-5 Program; Automatic Revocation of Petitions for Immigrant Classification","type":"Proposed Rule","abstract":"This proposed rule would implement the EB-5 Reform and Integrity Act of 2022 (RIA), which the President signed on March 15, 2022. The RIA substantially reforms and adds significant integrity provisions to the employment-based, fifth preference (EB-5) visa category for alien investors and the associated Regional Center Program. In general, under the EB-5 program, aliens are eligible to apply for lawful permanent resident status in the United States if they make the necessary investment in a new commercial enterprise in the United States and create 10 permanent full-time jobs for qualified U.S. workers.","document_number":"2026-13392","html_url":"https://www.federalregister.gov/documents/2026/07/02/2026-13392/eb-5-reform-and-integrity-act-of-2022-ensuring-the-integrity-of-the-eb-5-program-automatic","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-02/pdf/2026-13392.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13392.pdf?1782909918","publication_date":"2026-07-02","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"conditions <span class=\"match\">through</span> job preservation. \n See \n proposed 8 CFR 216.6(d).\n \n H. Regional Center <span class=\"match\">Program</span> \n \n The RIA repealed the former authorizing statute, codified a significantly reformed Regional Center <span class=\"match\">Program</span> in the INA, and authorized the issuance of immigrant visas to investors participating in the <span class=\"match\">program</span> <span class=\"match\">through</span> September 30, 2027. \n See \n Public Law 117-103, Division BB, sec. 103 (2022); INA sec. 203(b)(5)(E)(i), 8 U.S.C. 1153(b)(5)(E)(i).\n \n \n Originally created as a pilot <span class=\"match\">program</span> in 1992, over time the Regional Center <span class=\"match\">Program</span> has become"},{"title":"Medicare and Medicaid Programs; Patient Protection and Affordable Care Act; Interoperability Standards and Prior Authorization for Drugs for Medicare Advantage Organizations, Medicaid Managed Care Plans, State Medicaid Agencies, Children's Health Insurance Program (CHIP) Agencies and CHIP Managed Care Entities, and Issuers of Qualified Health Plans on the Federally-Facilitated Exchanges","type":"Proposed Rule","abstract":"These proposals are intended to improve the electronic exchange of health care data and streamline processes related to prior authorization by increasing the interoperability of systems used across the health care industry. We are proposing new requirements for Medicare Advantage (MA) organizations, state Medicaid fee-for-service (FFS) programs, state Children's Health Insurance Program (CHIP) FFS programs, Medicaid managed care plans, CHIP managed care entities, and Qualified Health Plan (QHP) issuers on the Federally-facilitated Exchanges (FFEs), including issuers that offer small group market QHPs on the Federally-facilitated Small Business Health Options Program (FF- SHOP) Exchanges (hereinafter referred to as \"small group market QHP issuers on the FF-SHOPs\") (collectively \"impacted payers\"), to make available electronic prior authorization for drugs. We are also proposing to extend many existing interoperability requirements for the prior authorization of non-drug items and services to include prior authorizations for drugs to further reduce patient and provider burden. We are also proposing to require impacted payers to report their application programming interfaces (API) endpoints and related information for the Patient Access, Provider Directory, Provider Access, Payer-to-Payer, and Prior Authorization APIs to CMS. To help assess the impact of our policies, we are proposing to collect API usage metrics. In addition, we are proposing to apply the existing interoperability requirements to small group market QHP issuers on the FF-SHOPs as impacted payers. To improve impacted payers' ability to exchange health information while continuing CMS's drive toward interoperability, we are proposing to require certain Health Level Seven (HL7[supreg]) Fast Healthcare Interoperability Resources (FHIR[supreg]) implementation guides (IGs) that are currently recommended. In addition, HHS is proposing to adopt the HL7 FHIR base standard and certain associated specifications and IGs as the Health Insurance Portability and Accountability Act of 1996 (hereinafter referred to as \"HIPAA\") (Pub. L. 104-191, enacted Aug. 21, 1996) standards for dental, professional, and institutional \"referral certification and authorization\" transactions and \"eligibility for a health plan\" transactions associated with prior authorization. We are proposing to add a definition for \"failure to report,\" which would allow CMS to impose a civil monetary penalty (CMP) on applicable manufacturers or applicable group purchasing organizations (GPOs) if those entities fail to grant CMS timely access to documents for the purposes of an audit. Finally, ONC is using this rulemaking to propose to adopt updated versions of certain health information technology (health IT) standards and specifications for HHS use, such as CMS's interoperability requirements, to support a more robust health IT infrastructure.","document_number":"2026-07205","html_url":"https://www.federalregister.gov/documents/2026/04/14/2026-07205/medicare-and-medicaid-programs-patient-protection-and-affordable-care-act-interoperability-standards","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-14/pdf/2026-07205.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07205.pdf?1775852111","publication_date":"2026-04-14","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"Medicaid FFS <span class=\"match\">programs</span>, 42 CFR 457.760(a) for state CHIP FFS <span class=\"match\">programs</span>, <span class=\"match\">through</span> cross reference to 42 CFR 431.70 in 42 CFR 438.242(b)(6) for Medicaid managed care plans, and <span class=\"match\">through</span> cross reference to 42 CFR 438.242 in 42 CFR 457.1233(d) for CHIP managed care entities.\n \n \n \n \n 52 \n  \n See \n 42 CFR 422.120(c) for MA organizations, 42 CFR 431.70(c) for state Medicaid FFS <span class=\"match\">programs</span>, 42 CFR 457.760(c) for state CHIP FFS <span class=\"match\">programs</span>, <span class=\"match\">through</span> cross reference to 42 CFR 431.70(c) in 42 CFR 438.242(b)(6) for Medicaid managed care plans, and <span class=\"match\">through</span> cross reference"},{"title":"Self-Regulatory Organizations; NYSE Arca, Inc.; Notice of Filing of Proposed Rule Change To List and Trade Shares of the Truth Social Bitcoin and Ethereum ETF, B.T. Under NYSE Arca Rule 8.201-E (Commodity-Based Trust Shares)","type":"Notice","abstract":null,"document_number":"2025-12809","html_url":"https://www.federalregister.gov/documents/2025/07/10/2025-12809/self-regulatory-organizations-nyse-arca-inc-notice-of-filing-of-proposed-rule-change-to-list-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-07-10/pdf/2025-12809.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-12809.pdf?1752065112","publication_date":"2025-07-10","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"Network. <span class=\"match\">Through</span> the node's Ethereum Client, a user's Ethereum wallet and its associated Ethereum Network address enable the user to <span class=\"match\">connect</span> to the Ethereum Network and transfer ether to, and receive ether from, other users, and interact with smart contracts, on a peer-to-peer basis. A user with an externally owned account can either run its own node (and its own Ethereum Client) and <span class=\"match\">connect</span> that node to its Ethereum wallet, allowing it to make transactions from its Ethereum wallet on the Ethereum Network, or a user's wallet can <span class=\"match\">connect</span> to third-party"}]}