{"description":"Documents matching 'identity theft fraud concerns claims involving compliance'","count":660,"total_pages":33,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=identity+theft+fraud+concerns+claims+involving+compliance&format=json&page=2","results":[{"title":"Imposition of Special Measure Regarding Huione Group, as a Foreign Financial Institution of Primary Money Laundering Concern","type":"Rule","abstract":"FinCEN is issuing this final rule to prohibit covered U.S. financial institutions from opening or maintaining a correspondent account for, or on behalf of Huione Group, a foreign financial institution based in Cambodia found to be of primary money laundering concern pursuant to section 311 of the USA PATRIOT Act. The rule further requires covered financial institutions to apply special due diligence to their foreign correspondent accounts that is reasonably designed to guard against the use of such accounts to process transactions involving Huione Group.","document_number":"2025-19571","html_url":"https://www.federalregister.gov/documents/2025/10/16/2025-19571/imposition-of-special-measure-regarding-huione-group-as-a-foreign-financial-institution-of-primary","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-16/pdf/2025-19571.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19571.pdf?1760532307","publication_date":"2025-10-16","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"FinCEN finds this <span class=\"match\">claim</span> unpersuasive and continues to assess that Huione Pay PLC is a component of Huione Group.\n 105 \n \n \n \n \n 105 \n  \n See supra \n Sections II.A.1.c, II.A.2.c, and II.A.3.a.ii.\n \n \n In its comment, Huione Pay PLC also <span class=\"match\">claims</span> that it is “undertaking substantial efforts to address and remediate <span class=\"match\">compliance</span> issues raised by the Proposed Rulemaking,” and that it had retained “an independent, reputable, U.S.-based, global consulting firm” in order “to assist Huione Pay PLC in identifying and remediating potential <span class=\"match\">compliance</span> deficiencies.”"},{"title":"Special Measure Regarding Huione Group, as a Foreign Financial Institution of Primary Money Laundering Concern","type":"Proposed Rule","abstract":"FinCEN is issuing a notice of proposed rulemaking (NPRM), pursuant to section 311 of the USA PATRIOT Act, that proposes prohibiting the opening or maintaining of a correspondent account in the United States for, or on behalf of, Huione Group, a foreign financial institution based in Cambodia found to be of primary money laundering concern. The NPRM also would require covered financial institutions to apply special due diligence to their foreign correspondent accounts that is reasonably designed to guard against their use to process transactions involving Huione Group.","document_number":"2025-07837","html_url":"https://www.federalregister.gov/documents/2025/05/05/2025-07837/special-measure-regarding-huione-group-as-a-foreign-financial-institution-of-primary-money","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-05-05/pdf/2025-07837.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-07837.pdf?1746189943","publication_date":"2025-05-05","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"collection would likely be ineffective and insufficient to determine the true <span class=\"match\">identity</span> of illicit finance actors who transact with the group. For example, the provision under special measure one, that “the <span class=\"match\">identity</span> and address of the participants in a transaction or relationship, including the <span class=\"match\">identity</span> of the originator of any funds transfer” be collected in records and reports, could be circumvented by the operations of shell companies, wherein the reported <span class=\"match\">identity</span> of the originator serves to obscure the true beneficial owner or originator.\n 97"},{"title":"Lifeline and Link Up Reform and Modernization; Bridging the Digital Divide for Low-Income Consumers; Telecommunications Carriers Eligible for Universal Service Support; Affordable Connectivity Program; Emergency Broadband Benefit Program","type":"Proposed Rule","abstract":"In this document, the Federal Communications Commission (Commission) seeks to ensure that Lifeline services are used to benefit and support eligible low-income Americans, that the program's funding is protected from waste, fraud, and abuse, and that service providers are in compliance with Commission rules. The Commission also seeks to update and streamline Lifeline and related rules.","document_number":"2026-06531","html_url":"https://www.federalregister.gov/documents/2026/04/03/2026-06531/lifeline-and-link-up-reform-and-modernization-bridging-the-digital-divide-for-low-income-consumers","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-03/pdf/2026-06531.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06531.pdf?1775133915","publication_date":"2026-04-03","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"attached to <span class=\"match\">compliance</span> plans, once approved, that would result in automatic termination of the <span class=\"match\">compliance</span> plan if the condition is violated? The Commission seeks comments on what the conditions should be for terminating a Lifeline <span class=\"match\">compliance</span> plan. Should Lifeline <span class=\"match\">compliance</span> plans terminate when ETCs are found guilty of committing <span class=\"match\">fraud</span> or other misconduct in the Lifeline program? Should <span class=\"match\">compliance</span> plans terminate when ETCs change corporate ownership or control without notifying the Commission and receiving approval of an updated <span class=\"match\">compliance</span> plan? Or"},{"title":"Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons","type":"Rule","abstract":"The Department of Justice is issuing a final rule to implement Executive Order 14117 of February 28, 2024 (Preventing Access to Americans' Bulk Sensitive Personal Data and United States Government- Related Data by Countries of Concern), by prohibiting and restricting certain data transactions with certain countries or persons.","document_number":"2024-31486","html_url":"https://www.federalregister.gov/documents/2025/01/08/2024-31486/preventing-access-to-us-sensitive-personal-data-and-government-related-data-by-countries-of-concern","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-08/pdf/2024-31486.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31486.pdf?1735911918","publication_date":"2025-01-08","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"}],"excerpts":"transactions that <span class=\"match\">involve</span> access by a country of <span class=\"match\">concern</span> or covered person to bulk U.S. sensitive personal data or government-related data, as the term “access” is defined in the rule. The rule does not impose any restrictions or prohibitions on transactions that do not <span class=\"match\">involve</span> access by a country of <span class=\"match\">concern</span> or covered person to government-related data or bulk U.S. sensitive personal data. For instance, a U.S. research institution that entered into a vendor agreement with a covered person cloud-services provider in a country of <span class=\"match\">concern</span> to store bulk"},{"title":"Provisions Pertaining to Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons","type":"Proposed Rule","abstract":"The Department of Justice proposes a rule to implement Executive Order 14117 of February 28, 2024 (Preventing Access to Americans' Bulk Sensitive Personal Data and United States Government- Related Data by Countries of Concern), by prohibiting and restricting certain data transactions with certain countries or persons.","document_number":"2024-24582","html_url":"https://www.federalregister.gov/documents/2024/10/29/2024-24582/provisions-pertaining-to-preventing-access-to-us-sensitive-personal-data-and-government-related-data","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-29/pdf/2024-24582.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-24582.pdf?1729628118","publication_date":"2024-10-29","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"}],"excerpts":"Categories and to Countries of <span class=\"match\">Concern</span> \n iii. Estimates of U.S. Exports of Genomic, Biometric, and Location Data \n iv. Estimates of U.S. Exports of Genomic, Biometric, and Location Data to the Six Countries of <span class=\"match\">Concern</span> \n v. Total Estimated Value of Lost and Forgone Transactions \n vi. Alternative Methodology for Estimating the Value of Lost and Forgone Transactions \n b. Security Costs \n i. Similar Security Standards and Frameworks \n ii. Current Industry <span class=\"match\">Compliance</span> Level \n iii. Costs of <span class=\"match\">Compliance</span> \n c. Costs Associated With <span class=\"match\">Compliance</span> Program: Due Diligence"},{"title":"Availability of Motus, FMCSA's New Registration System","type":"Notice","abstract":"FMCSA is announcing a new, online registration system, and explaining how use of this new system will satisfy current statutory and regulatory requirements pertaining to the Unified Registration System (URS). The new system, called Motus, derives its name from the Latin word for \"movement,\" \"motion,\" or \"progress\" and will simplify the registration process, streamline identification, improve the user experience, and incorporate enhanced verification tools. FMCSA intends to introduce Motus in phases. Phase I was released on December 8, 2025, and allows supporting companies, which include blanket companies (Form BOC-3 filers), financial responsibility filers (such as insurance/surety companies and other financial institutions), and transportation service providers (those who assist motor carriers, brokers, freight forwarders, and other entities that are required to register with FMCSA) to create an account in the new registration system. In Phase II, planned for the second quarter of 2026, Motus will become available to all regulated entities. The system will satisfy the statutory mandate for a unified registration system and FMCSA will sunset the current URS used for new applications for USDOT Numbers and Operating Authority, registration components of the Motor Carrier Management Information System (MCMIS) and the former Interstate Commerce Commission Licensing and Insurance system, established in 1994.","document_number":"2026-08334","html_url":"https://www.federalregister.gov/documents/2026/04/29/2026-08334/availability-of-motus-fmcsas-new-registration-system","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-29/pdf/2026-08334.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08334.pdf?1777380321","publication_date":"2026-04-29","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Federal Motor Carrier Safety Administration","name":"Federal Motor Carrier Safety Administration","id":181,"url":"https://www.federalregister.gov/agencies/federal-motor-carrier-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/181","parent_id":492,"slug":"federal-motor-carrier-safety-administration"}],"excerpts":"Commercial Zones on the U.S. Mexico Border). \n Enhanced Verification and <span class=\"match\">Fraud</span> Reduction \n <span class=\"match\">Identity</span> Verification \n FMCSA is increasing accountability and reducing fraudulent information from appearing in registration records with the introduction of an <span class=\"match\">identity</span> verification process as part of any new FMCSA registration. In April 2025, the Agency partnered with IDEMIA to perform <span class=\"match\">identity</span> document capture and verification services to verify the legitimacy of an applicant's <span class=\"match\">identity</span>, to reduce fraudulent activity, to enhance the security of FMCSA systems"},{"title":"Medicare, Medicaid, and Children's Health Insurance Programs: Announcement of Nationwide Temporary Moratoria on Enrollment of Home Health Agencies (HHAs)","type":"Notice","abstract":"This notice announces the imposition of a 6-month nationwide moratorium on the Medicare enrollment of home health agencies (HHAs).","document_number":"2026-09717","html_url":"https://www.federalregister.gov/documents/2026/05/15/2026-09717/medicare-medicaid-and-childrens-health-insurance-programs-announcement-of-nationwide-temporary","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-15/pdf/2026-09717.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-09717.pdf?1778676329","publication_date":"2026-05-15","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"and (3) billed Medicare for over $400,000 in HHA <span class=\"match\">claims</span> but did not maintain the documentation for many of them and later falsified records to support the <span class=\"match\">claims</span>.\n 18 \n \n \n \n \n 18 \n  \n https://www.justice.gov/usao-sdtx/pr/home-health-agency-owner-sentenced-more-six-years-medicare-<span class=\"match\">fraud</span>-and-<span class=\"match\">identity</span>-<span class=\"match\">theft</span>. \n \n \n \n \n • A Michigan man was convicted in September 2023 for orchestrating a $2.8 million health care <span class=\"match\">fraud</span> and wire <span class=\"match\">fraud</span> conspiracy, and engaging in money laundering, aggravated <span class=\"match\">identity</span> <span class=\"match\">theft</span>, and witness tampering. Despite being excluded from"},{"title":"Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements","type":"Proposed Rule","abstract":"The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) are jointly issuing this proposed rule to implement provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, it implements the GENIUS Act's directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions for purposes of the Bank Secrecy Act, proposes anti-money laundering obligations for PPSIs, and proposes certain specific obligations required by the GENIUS Act for PPSIs. It also implements the GENIUS Act's directive to require PPSIs to maintain effective sanctions compliance programs.","document_number":"2026-06963","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-06963/permitted-payment-stablecoin-issuer-anti-money-launderingcountering-the-financing-of-terrorism","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-06963.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06963.pdf?1775738715","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of Foreign Assets Control","name":"Foreign Assets Control Office","id":203,"url":"https://www.federalregister.gov/agencies/foreign-assets-control-office","json_url":"https://www.federalregister.gov/api/v1/agencies/203","parent_id":497,"slug":"foreign-assets-control-office"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"5903(a)(5)(B).\n \n \n \n In 2019, OFAC published “A Framework for OFAC <span class=\"match\">Compliance</span> Commitments” (the “2019 <span class=\"match\">Compliance</span> Framework”) to support the regulated public's development of effective sanctions <span class=\"match\">compliance</span> programs with guidance on tailoring risk-based principles to an organization's unique characteristics and sanctions risk exposure.\n 285 \n \n In addition to being a cornerstone of OFAC's public outreach to all regulated industries, the <span class=\"match\">compliance</span> guidance and expectations detailed in the 2019 <span class=\"match\">Compliance</span> Framework consistently form the basis of OFAC's published"},{"title":"Protecting Consumers from SIM-Swap and Port-Out Fraud","type":"Rule","abstract":"In this document, the Federal Communications Commission adopted a Report and Order that adopts measures designed to address two fraudulent practices bad actors use to take control of consumers' cell phone accounts and wreak havoc on people's financial and digital lives without ever gaining physical control of a consumer's phone. The Report and Order revises the Commission's Customer Proprietary Network Information (CPNI) and Local Number Portability (LNP) rules to require wireless providers to adopt secure methods of authenticating a customer before redirecting a customer's phone number to a new device or provider. The Report and Order also require wireless providers to immediately notify customers whenever a SIM change or port-out request is made on customers' accounts, and take additional steps to protect customers from SIM swap and port-out fraud.","document_number":"2023-26338","html_url":"https://www.federalregister.gov/documents/2023/12/08/2023-26338/protecting-consumers-from-sim-swap-and-port-out-fraud","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-12-08/pdf/2023-26338.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-26338.pdf?1701956716","publication_date":"2023-12-08","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"port-out <span class=\"match\">fraud</span> <span class=\"match\">involving</span> their accounts. These measures must be provided to victims of SIM swap and port out <span class=\"match\">fraud</span> at no cost. We anticipate that, in combination, these requirements will serve to minimize the harms that victims experience as a result of SIM swap and port-out <span class=\"match\">fraud</span>.\n \n 58. Our requirement that wireless providers maintain a clearly disclosed, transparent, and easy-to-use process for customers to report SIM swap and port-out <span class=\"match\">fraud</span> rests on our <span class=\"match\">concern</span> that customers currently struggle to report SIM swap and port-out <span class=\"match\">fraud</span> to their"},{"title":"Calendar Year 2027 Home Health Prospective Payment System (HH PPS) Rate Update; Requirements for the HH Quality Reporting Program and the Expanded HH Value-Based Purchasing Model; Medicare Provider Enrollment, Durable Medical Equipment (DME), and DME, Prosthetics, Orthotics, and Supplies (DMEPOS) Policies","type":"Proposed Rule","abstract":"This proposed rule would set forth routine updates to the Medicare home health payment rates in accordance with existing statutory and regulatory requirements. In addition, this proposed rule discusses the behavior adjustment and proposes a temporary behavior adjustment and proposes to recalibrate the case-mix weights and update the functional impairment levels; comorbidity subgroups; and low- utilization payment adjustment (LUPA) thresholds for CY 2027. Additionally, this proposed rule discusses the provision of home health palliative care services and includes a request for information (RFI) on a home health specific wage index. This rule would also propose changes to the Home Health Quality Reporting Program (HH QRP) and summarizes potential initiatives to improve alignment between the HH QRP and expanded Home Health Value Based Purchasing (HHVBP) Model. Lastly, the rule would--clarify the application of the DMEPOS face-to- face encounter requirements for the replacement of DMEPOS items; make changes to the provider and supplier enrollment requirements; make changes regarding DME benefit expansion for infusion pumps and drugs; and discuss collection of information requirement changes regarding the DMEPOS Competitive Bidding Program (CBP) country of origin.","document_number":"2026-13602","html_url":"https://www.federalregister.gov/documents/2026/07/06/2026-13602/calendar-year-2027-home-health-prospective-payment-system-hh-pps-rate-update-requirements-for-the-hh","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-06/pdf/2026-13602.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13602.pdf?1782936912","publication_date":"2026-07-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"Percentage of <span class=\"match\">Claims</span> Denied—This factor, too, is problematic. Non-compliant billing often occurs notwithstanding a low percentage of denied <span class=\"match\">claims</span>, especially with providers that submit many <span class=\"match\">claims</span>. Similar to the adverse history factor, the <span class=\"match\">claim</span> denial criterion thus makes it more difficult to use § 424.535(a)(8)(ii) even if a pattern of abusive billing exists. Moreover, the factor is limited to <span class=\"match\">claim</span> denials and does not consider other types of non-compliant <span class=\"match\">claims</span> (such as rejected <span class=\"match\">claims</span>). In our view, it is the lack of <span class=\"match\">compliance</span> itself, rather"},{"title":"Collection and Use of Biometrics by U.S. Citizenship and Immigration Services","type":"Proposed Rule","abstract":"The U.S. Department of Homeland Security (DHS) proposes to amend its regulations governing biometrics use and collection. DHS proposes to require submission of biometrics by any individual, regardless of age, filing or associated with an immigration benefit request, other request, or collection of information, unless exempted; expand biometrics collection authority upon alien arrest; define \"biometrics;\" codify reuse requirements; codify and expand DNA testing, use and storage; establish an \"extraordinary circumstances\" standard to excuse a failure to appear at a biometric services appointment; modify how VAWA self-petitioners and T nonimmigrant status applicants demonstrate good moral character; and clarify biometrics collection purposes.","document_number":"2025-19747","html_url":"https://www.federalregister.gov/documents/2025/11/03/2025-19747/collection-and-use-of-biometrics-by-us-citizenship-and-immigration-services","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-03/pdf/2025-19747.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19747.pdf?1761914706","publication_date":"2025-11-03","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"mainly on paper-based documentary evidence when evaluating or verifying <span class=\"match\">identity</span> in administering its programs. Unfortunately, there is no guaranteed way to prevent the manufacturing, counterfeiting, alteration, sale, and use of fraudulent <span class=\"match\">identity</span> documents or other fraudulent documents to circumvent immigration laws or for <span class=\"match\">identity</span> <span class=\"match\">theft</span>. On the other hand, biometric identifiers are not transferable and may provide confirmation or non-confirmation of an individual's <span class=\"match\">claimed</span> <span class=\"match\">identity</span>. Therefore, DHS believes that the best approach to address the vulnerabilities"},{"title":"Prohibition on the Use of Reputation Risk by Regulators","type":"Rule","abstract":"The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation are adopting a final rule to codify the elimination of reputation risk from their supervisory programs. Among other things, the rule prohibits the agencies from criticizing or taking adverse action against an institution on the basis of reputation risk. The rule also prohibits the agencies from requiring, instructing, or encouraging an institution to close an account, to refrain from providing an account, product, or service, or to modify or terminate any product or service on the basis of a person or entity's political, social, cultural, or religious views or beliefs, constitutionally protected speech, or solely on the basis of politically disfavored but lawful business activities perceived to present reputation risk. The rule further forbids the agencies from taking any supervisory action or other adverse action against an institution, a group of institutions, or the institution-affiliated parties of any institution that is designed to punish or discourage an individual or group from engaging in any lawful political, social, cultural, or religious activities, constitutionally protected speech, or, for political reasons, lawful business activities that the agencies or its personnel disagree with or disfavor.","document_number":"2026-06947","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-06947/prohibition-on-the-use-of-reputation-risk-by-regulators","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-06947.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06947.pdf?1775738713","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"affect their reputations, such as <span class=\"match\">fraud</span>. Supervised institutions have legal and supervisory requirements to be vigilant against <span class=\"match\">fraud</span>, and these requirements are not affected by this rule.\n 10 \n \n The expectation that banks continue to follow all legal requirements for their operations and their treatment of customers is not altered. Moreover, <span class=\"match\">concerns</span> regarding <span class=\"match\">fraud</span> directly impact the operational and financial condition of the institution and can directly cause consumer harm. Thus, the rule excludes public <span class=\"match\">concerns</span> regarding these issues from the"},{"title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) issues this rule to define larger participants of a market for general-use digital consumer payment applications. Larger participants of this market will be subject to the CFPB's supervisory authority under the Consumer Financial Protection Act (CFPA). A nonbank covered person qualifies as a larger participant if it facilitates an annual covered consumer payment transaction volume of at least 50 million transactions as defined in the rule, and it is not a small business concern.","document_number":"2024-27836","html_url":"https://www.federalregister.gov/documents/2024/12/10/2024-27836/defining-larger-participants-of-a-market-for-general-use-digital-consumer-payment-applications","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-10/pdf/2024-27836.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-27836.pdf?1733751918","publication_date":"2024-12-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"nonprofits, and an industry association stated that the Proposed Rule did not adequately assess the degree of existing <span class=\"match\">compliance</span> or otherwise explain how it would promote <span class=\"match\">compliance</span>. For example, one commenter criticized the statement in the proposal that CFPB supervision would incentivize <span class=\"match\">compliance</span> as circular, given what it viewed as inadequate discussion in the Proposed Rule of the level of existing non-<span class=\"match\">compliance</span> or risks of non-<span class=\"match\">compliance</span>.\n 63 \n \n In addition, several industry comments suggested that EFTA/Regulation E, GLBA/Regulation P, or both do"},{"title":"Protecting Americans From Harmful Data Broker Practices (Regulation V)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a proposed rule for public comment to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule would implement the FCRA's definitions of consumer report and consumer reporting agency as well as certain of the FCRA's provisions governing when consumer reporting agencies may furnish, and users may obtain, consumer reports. The proposed rule is designed to, among other things, ensure that the FCRA's protections are applied to sensitive consumer information that the statute was enacted to protect, including information sold by data brokers.","document_number":"2024-28690","html_url":"https://www.federalregister.gov/documents/2024/12/13/2024-28690/protecting-americans-from-harmful-data-broker-practices-regulation-v","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-13/pdf/2024-28690.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-28690.pdf?1734011119","publication_date":"2024-12-13","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"consumer reporting agency coverage through an anticipated reduction in <span class=\"match\">fraud</span> and <span class=\"match\">identity</span> <span class=\"match\">theft</span>. For example, by requiring many companies, such as data brokers, that currently sell one of the four data types to comply with the FCRA, the CFPB expects the risk of data being obtained by unauthorized parties and used to commit <span class=\"match\">fraud</span> and <span class=\"match\">identity</span> <span class=\"match\">theft</span> to decrease. Therefore, covered persons, \n \n such as banks, would benefit, as they typically face costs associated with <span class=\"match\">fraud</span> and <span class=\"match\">identity</span> <span class=\"match\">theft</span>.\n \n Potential Costs to Consumers of Provisions That Could Affect"},{"title":"Collection of Biometric Data From Aliens Upon Entry to and Departure From the United States","type":"Rule","abstract":"This final rule amends Department of Homeland Security (DHS) regulations to provide that DHS may require all aliens to be photographed when entering or exiting the United States, and may require non-exempt aliens to provide other biometrics. The final rule also amends the regulations to remove the references to pilot programs and the port limitation to permit collection of biometrics from aliens departing from airports, land ports, seaports, or any other authorized point of departure. In addition, DHS is requesting comments on the specific collection process as well as costs and benefits for new transportation modalities.","document_number":"2025-19655","html_url":"https://www.federalregister.gov/documents/2025/10/27/2025-19655/collection-of-biometric-data-from-aliens-upon-entry-to-and-departure-from-the-united-states","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-27/pdf/2025-19655.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19655.pdf?1761309905","publication_date":"2025-10-27","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"of the Homeland Security Act (6 U.S.C. 211(c)). Instead of verifying a child's <span class=\"match\">identity</span> using a manual review of travel documents, CBP will use facial comparison technology for <span class=\"match\">identity</span> verification at the border.\n \n \n Not only will the facial comparison technology be used to determine and verify <span class=\"match\">identity</span>, but it will also support CBP efforts to ensure the safety of everyone crossing the border, including children. Typically, <span class=\"match\">fraud</span> schemes that DHS encounters <span class=\"match\">involve</span> adults and unrelated children posing as family units to DHS authorities. \n See"},{"title":"Regulation S-P: Privacy of Consumer Financial Information and Safeguarding Customer Information","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\" or \"SEC\") is adopting rule amendments that will require brokers and dealers (or \"broker-dealers\"), investment companies, investment advisers registered with the Commission (\"registered investment advisers\"), funding portals, and transfer agents registered with the Commission or another appropriate regulatory agency (\"ARA\") as defined in the Securities Exchange Act of 1934 (\"transfer agents\") to adopt written policies and procedures for incident response programs to address unauthorized access to or use of customer information, including procedures for providing timely notification to individuals affected by an incident involving sensitive customer information with details about the incident and information designed to help affected individuals respond appropriately. In addition, the amendments extend the application of requirements to safeguard customer records and information to transfer agents; broaden the scope of information covered by the requirements for safeguarding customer records and information and for properly disposing of consumer report information; impose requirements to maintain written records documenting compliance with the amended rules; and conform annual privacy notice delivery provisions to the terms of an exception provided by a statutory amendment to the Gramm-Leach-Bliley Act (\"GLBA\").","document_number":"2024-11116","html_url":"https://www.federalregister.gov/documents/2024/06/03/2024-11116/regulation-s-p-privacy-of-consumer-financial-information-and-safeguarding-customer-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-03/pdf/2024-11116.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-11116.pdf?1717159514","publication_date":"2024-06-03","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"adviser); 17 CFR 270.38a-1(a)(1) (requiring investment companies to adopt <span class=\"match\">compliance</span> policies and procedures); 275.206(4)-7(a) (requiring investment advisers to adopt <span class=\"match\">compliance</span> policies and procedures); and Regulation S-ID, 17 CFR part 248, subpart C (requiring financial institutions subject to the Commission's jurisdiction with covered accounts to develop and implement a written <span class=\"match\">identity</span> <span class=\"match\">theft</span> prevention program that is designed to detect, prevent, and mitigate <span class=\"match\">identity</span> <span class=\"match\">theft</span> in connection with covered accounts, which must include, among other things"},{"title":"Fair Hiring in Banking","type":"Rule","abstract":"The NCUA Board (Board) is issuing this final rule to incorporate Interpretive Ruling and Policy Statement (IRPS) 19-1 and the Fair Hiring in Banking Act (FHBA) into its regulations. The Federal Credit Union Act (FCU Act) generally prohibits, except with the Board's prior written consent, any person who has been convicted of or has a program entry for certain criminal offenses involving dishonesty or breach of trust from participating in the affairs of an insured credit union. The final rule will expand career opportunities for individuals to work and volunteer at insured credit unions. The Board also rescinds IRPS 19-1.","document_number":"2024-21887","html_url":"https://www.federalregister.gov/documents/2024/09/30/2024-21887/fair-hiring-in-banking","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-30/pdf/2024-21887.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-21887.pdf?1727441118","publication_date":"2024-09-30","agencies":[{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"excerpts":"of crimes <span class=\"match\">involving</span> possession.\n \n \n The Board believes that the final rule is consistent with the text and purposes of the FHBA and will align the Board's interpretation of section 205(d) as to offenses <span class=\"match\">involving</span> controlled substances more closely with other Federal banking regulators. The FHBA explicitly excludes from the category of “criminal offense <span class=\"match\">involving</span> dishonesty” “an offense \n <span class=\"match\">involving</span> \n the possession of controlled substances,” not just the offense of “possession of controlled substances.” \n 21 \n \n The modifier “<span class=\"match\">involving</span>,” in the Board's"},{"title":"Private Fund Advisers; Documentation of Registered Investment Adviser Compliance Reviews","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\" or \"SEC\") is adopting new rules under the Investment Advisers Act of 1940 (\"Advisers Act\" or \"Act\"). The rules are designed to protect investors who directly or indirectly invest in private funds by increasing visibility into certain practices involving compensation schemes, sales practices, and conflicts of interest through disclosure; establishing requirements to address such practices that have the potential to lead to investor harm; and restricting practices that are contrary to the public interest and the protection of investors. These rules are likewise designed to prevent fraud, deception, or manipulation by the investment advisers to those funds. The Commission is adopting corresponding amendments to the Advisers Act books and records rule to facilitate compliance with these new rules and assist our examination staff. Finally, the Commission is adopting amendments to the Advisers Act compliance rule, which affect all registered investment advisers, to better enable our staff to conduct examinations.","document_number":"2023-18660","html_url":"https://www.federalregister.gov/documents/2023/09/14/2023-18660/private-fund-advisers-documentation-of-registered-investment-adviser-compliance-reviews","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-09-14/pdf/2023-18660.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-18660.pdf?1694609115","publication_date":"2023-09-14","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"necessary to demonstrate <span class=\"match\">compliance</span> with the quarterly statement distribution requirement.\n 458 \n \n We agree that the addresses and delivery methods used to disseminate quarterly statements are not necessary to demonstrate <span class=\"match\">compliance</span> with the quarterly statement distribution requirement and have removed those obligations accordingly. However, we believe that recordkeeping of each addressee and the dates sent are necessary to demonstrate <span class=\"match\">compliance</span> with the final rule. Records of the distribution dates will demonstrate <span class=\"match\">compliance</span> with the various distribution"},{"title":"Securing the Information and Communications Technology and Services Supply Chain: Connected Vehicles","type":"Rule","abstract":"This final rule, published by the Department of Commerce's (Department) Bureau of Industry and Security (BIS), sets forth regulations and procedures to address undue or unacceptable risks to national security and U.S. persons posed by classes of transactions involving information and communications technology and services (ICTS) that are designed, developed, manufactured, or supplied by persons owned by, controlled by, or subject to the jurisdiction or direction of certain foreign adversaries and that are integral to connected vehicles as defined herein.","document_number":"2025-00592","html_url":"https://www.federalregister.gov/documents/2025/01/16/2025-00592/securing-the-information-and-communications-technology-and-services-supply-chain-connected-vehicles","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-16/pdf/2025-00592.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00592.pdf?1736862326","publication_date":"2025-01-16","agencies":[{"raw_name":"DEPARTMENT OF COMMERCE","name":"Commerce Department","id":54,"url":"https://www.federalregister.gov/agencies/commerce-department","json_url":"https://www.federalregister.gov/api/v1/agencies/54","parent_id":null,"slug":"commerce-department"},{"raw_name":"Bureau of Industry and Security","name":"Industry and Security Bureau","id":241,"url":"https://www.federalregister.gov/agencies/industry-and-security-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/241","parent_id":54,"slug":"industry-and-security-bureau"}],"excerpts":"Conformity.\n \n \n Another commenter requested that BIS clarify that foreign IP <span class=\"match\">claims</span>, which may not be recognized under U.S. law, do not constitute a foreign interest. BIS declines to insert language that would require an extensive inquiry into the legal status of IP <span class=\"match\">claims</span> in multiple jurisdictions in order to determine whether a foreign interest is present. BIS notes that there may be situations, such as where a foreign IP <span class=\"match\">claim</span> is frivolous, in which the foreign IP <span class=\"match\">claim</span> would not constitute a valid interest. The commenter suggests revising the"},{"title":"Labor Organization Annual Financial Reports","type":"Rule","abstract":"The Department of Labor (Department) publishes this combined final rule to its regulations to improve its LM Labor Organization Annual Financial Reports by establishing a longer LM form for the largest labor organizations (Form LM-2 Long Form), revising a slightly shorter form for most labor organizations at and above the $350,000 threshold (Form LM-2), making a parallel revision to Form LM-3, and updating reporting thresholds for Forms LM-3 and LM-4 to promote financial integrity and transparency. The final rule applies prospectively under section 208 of the Labor-Management Reporting and Disclosure Act of 1959 (LMRDA).","document_number":"2026-10849","html_url":"https://www.federalregister.gov/documents/2026/06/01/2026-10849/labor-organization-annual-financial-reports","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-01/pdf/2026-10849.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-10849.pdf?1780058719","publication_date":"2026-06-01","agencies":[{"raw_name":"DEPARTMENT OF LABOR","name":"Labor Department","id":271,"url":"https://www.federalregister.gov/agencies/labor-department","json_url":"https://www.federalregister.gov/api/v1/agencies/271","parent_id":null,"slug":"labor-department"},{"raw_name":"Office of Labor-Management Standards","name":"Labor-Management Standards Office","id":274,"url":"https://www.federalregister.gov/agencies/labor-management-standards-office","json_url":"https://www.federalregister.gov/api/v1/agencies/274","parent_id":271,"slug":"labor-management-standards-office"}],"excerpts":"would increase both the length of filings and the costs of <span class=\"match\">compliance</span> without providing commensurate benefits to union members. \n After careful consideration of these comments, the Department has determined that the <span class=\"match\">concerns</span> raised do not outweigh the Department's, members', and the public's interest in promoting enhanced transparency, accountability, and effective enforcement of the LMRDA. \n \n The Department recognizes that <span class=\"match\">compliance</span> with any version of Form LM-2 or Form LM-2 Long Form <span class=\"match\">involves</span> time and resources. However, Congress expressly authorized"}]}