{"description":"Documents matching 'identity theft fraud standardized language'","count":340,"total_pages":17,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=identity+theft+fraud+standardized+language&format=json&page=2","results":[{"title":"Visas: Enhancing Vetting and Combatting Fraud in the Diversity Immigrant Visa Program","type":"Rule","abstract":"The Department of State (\"Department\") is amending regulations governing the Diversity Immigrant Visa Program (\"DV Program\") to improve the integrity of, and combat fraud in, the program. These amendments require a petitioner to the DV Program to provide valid, unexpired passport information and to upload a scan of the biographic and signature page in the electronic entry form or to otherwise indicate that he or she is exempt from this requirement. Additionally, the Department is standardizing and amending its regulations to add the word \"shall\" to simplify guidance for consular officers; ensure the use of the term \"sex\" in lieu of \"gender\"; and replace the term \"age\" in the DV Program regulations with the phrase \"date of birth\" to accurately reflect the information collected and maintained by the Department during the immigrant visa process.","document_number":"2026-04737","html_url":"https://www.federalregister.gov/documents/2026/03/11/2026-04737/visas-enhancing-vetting-and-combatting-fraud-in-the-diversity-immigrant-visa-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-11/pdf/2026-04737.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04737.pdf?1773146710","publication_date":"2026-03-11","agencies":[{"raw_name":"DEPARTMENT OF STATE","name":"State Department","id":476,"url":"https://www.federalregister.gov/agencies/state-department","json_url":"https://www.federalregister.gov/api/v1/agencies/476","parent_id":null,"slug":"state-department"}],"excerpts":"Proposing Alternative Measures To Address <span class=\"match\">Fraud</span> \n Some commenters suggest that <span class=\"match\">fraud</span> can be addressed through alternative or additional measures, such as enhanced <span class=\"match\">identity</span> verification at later stages or stricter vetting during interviews. Commenters also suggest enhancing <span class=\"match\">fraud</span> prevention through biometric verification, facial recognition, or digital <span class=\"match\">identity</span> tools. \n \n Department Response: \n The Department agrees that robust <span class=\"match\">identity</span> verification processes are essential to maintaining the integrity of the program and has already implemented many of"},{"title":"Unaccompanied Children Program Foundational Rule; Sponsor Assessment Update To Include Proof of Identity, Background Check, Placement, and Income Verification Standards","type":"Proposed Rule","abstract":"This notice of proposed rulemaking (NPRM, or proposed rule) would establish certain additional requirements for sponsor suitability assessments related to proof of identity, proof of income, and other information required for background checks to promote the safe placement of unaccompanied alien children (UAC). This NPRM proposes acceptable documentation for proof of identity and would require proof of income from potential sponsors of UAC in ORR custody by reason of their immigration status, as described in the Homeland Security Act of 2002 (HSA) and the William Wilberforce Trafficking Victims Protection Reauthorization Act of 2008 (TVPRA). This NPRM also proposes amendments to background check requirements for sponsor suitability assessments and the conduct of examinations of UAC related to considerations of UAC dangerousness to self or others that align with the One Big Beautiful Bill Act. Finally, this NPRM proposes certain administrative updates to align numbering and terminology between proposals and existing regulations. The docket on https://www.regulations.gov will include a plain language summary of the NPRM.","document_number":"2026-12946","html_url":"https://www.federalregister.gov/documents/2026/06/26/2026-12946/unaccompanied-children-program-foundational-rule-sponsor-assessment-update-to-include-proof-of","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-26/pdf/2026-12946.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12946.pdf?1782391518","publication_date":"2026-06-26","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Administration for Children and Families","name":"Children and Families Administration","id":49,"url":"https://www.federalregister.gov/agencies/children-and-families-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/49","parent_id":221,"slug":"children-and-families-administration"}],"excerpts":"proof of <span class=\"match\">identity</span>, proof of income, and background checks. Specifically, this NPRM proposes the establishment of a new requirement to submit proof of income, updated requirements for background checks, and a list of acceptable documentation for potential sponsors of UAC to demonstrate proof of <span class=\"match\">identity</span>. ORR is proposing these requirements in response to concerns identified by external and internal investigations of the safety of UAC who have been released from ORR custody, which include instances of suspected document <span class=\"match\">fraud</span>, <span class=\"match\">identity</span> <span class=\"match\">fraud</span>, identity"},{"title":"Lifeline and Link Up Reform and Modernization; Bridging the Digital Divide for Low-Income Consumers; Telecommunications Carriers Eligible for Universal Service Support; Affordable Connectivity Program; Emergency Broadband Benefit Program","type":"Proposed Rule","abstract":"In this document, the Federal Communications Commission (Commission) seeks to ensure that Lifeline services are used to benefit and support eligible low-income Americans, that the program's funding is protected from waste, fraud, and abuse, and that service providers are in compliance with Commission rules. The Commission also seeks to update and streamline Lifeline and related rules.","document_number":"2026-06531","html_url":"https://www.federalregister.gov/documents/2026/04/03/2026-06531/lifeline-and-link-up-reform-and-modernization-bridging-the-digital-divide-for-low-income-consumers","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-03/pdf/2026-06531.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06531.pdf?1775133915","publication_date":"2026-04-03","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"certain criteria? How should such submission of evidence take place?\n \n There is currently no standard <span class=\"match\">language</span> used to obtain consent for transfers to a new ETC from a consumer. How can the Commission ensure that it is the enrolled subscribers who provide consent? With the emergence of Artificial Intelligence (AI), how can the Commission better protect the program from new types of <span class=\"match\">identity</span> <span class=\"match\">theft</span> and <span class=\"match\">identity</span> <span class=\"match\">fraud</span>? Would a <span class=\"match\">standardized</span> <span class=\"match\">language</span> requirement better enable the Commission to enforce the consent rules? What are some best practices from"},{"title":"Protecting Consumers from SIM-Swap and Port-Out Fraud","type":"Rule","abstract":"In this document, the Federal Communications Commission adopted a Report and Order that adopts measures designed to address two fraudulent practices bad actors use to take control of consumers' cell phone accounts and wreak havoc on people's financial and digital lives without ever gaining physical control of a consumer's phone. The Report and Order revises the Commission's Customer Proprietary Network Information (CPNI) and Local Number Portability (LNP) rules to require wireless providers to adopt secure methods of authenticating a customer before redirecting a customer's phone number to a new device or provider. The Report and Order also require wireless providers to immediately notify customers whenever a SIM change or port-out request is made on customers' accounts, and take additional steps to protect customers from SIM swap and port-out fraud.","document_number":"2023-26338","html_url":"https://www.federalregister.gov/documents/2023/12/08/2023-26338/protecting-consumers-from-sim-swap-and-port-out-fraud","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-12-08/pdf/2023-26338.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-26338.pdf?1701956716","publication_date":"2023-12-08","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"and port-out <span class=\"match\">fraud</span> have additional means to resolve other consequences that result from SIM swap and port-out <span class=\"match\">fraud</span>, we require wireless providers to give customers documentation regarding such <span class=\"match\">fraud</span> on their accounts, upon request. In the \n SIM Swap and Port-Out <span class=\"match\">Fraud</span> Notice, \n we recognized that “customers sometimes need documentation of the <span class=\"match\">fraud</span> incident to provide to law enforcement, financial institutions, or others to resolve financial <span class=\"match\">fraud</span> or other harms of the incident” and acknowledged that “[a] SIM swap or port-out <span class=\"match\">fraud</span> victim may have"},{"title":"Promoting Consumer Choice and Wireless Competition Through Handset Unlocking Requirements and Policies","type":"Proposed Rule","abstract":"In this document, the Federal Communications Commission (Commission) explores the use of handset unlocking policies as a means to improve consumer choice and flexibility and to enhance competition across the mobile wireless marketplace as part of the Commission's ongoing efforts to carry out its statutory obligations to ensure a competitive marketplace for mobile wireless services. Specifically, the Commission proposes to require all mobile wireless service providers to unlock handsets 60 days after a consumer's handset is activated with the provider, unless within the 60-day period the service provider determines the handset was purchased through fraud.","document_number":"2024-16642","html_url":"https://www.federalregister.gov/documents/2024/08/08/2024-16642/promoting-consumer-choice-and-wireless-competition-through-handset-unlocking-requirements-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-08/pdf/2024-16642.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-16642.pdf?1723034719","publication_date":"2024-08-08","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"has been processed? Would a <span class=\"match\">standardized</span> time period of a certain number of days be easier to implement and enforce than non-<span class=\"match\">standardized</span> time periods based on return periods or billing cycles? What is the minimum amount of time service providers need to protect themselves from handset <span class=\"match\">fraud</span>? Rather than locking handsets, are there other ways service providers can protect themselves from handset <span class=\"match\">fraud</span> that would allow the Commission to prohibit the locking of handsets altogether? \n 25. How prevalent is handset <span class=\"match\">fraud</span> and would adopting a 60-day handset"},{"title":"Calendar Year 2027 Home Health Prospective Payment System (HH PPS) Rate Update; Requirements for the HH Quality Reporting Program and the Expanded HH Value-Based Purchasing Model; Medicare Provider Enrollment, Durable Medical Equipment (DME), and DME, Prosthetics, Orthotics, and Supplies (DMEPOS) Policies","type":"Proposed Rule","abstract":"This proposed rule would set forth routine updates to the Medicare home health payment rates in accordance with existing statutory and regulatory requirements. In addition, this proposed rule discusses the behavior adjustment and proposes a temporary behavior adjustment and proposes to recalibrate the case-mix weights and update the functional impairment levels; comorbidity subgroups; and low- utilization payment adjustment (LUPA) thresholds for CY 2027. Additionally, this proposed rule discusses the provision of home health palliative care services and includes a request for information (RFI) on a home health specific wage index. This rule would also propose changes to the Home Health Quality Reporting Program (HH QRP) and summarizes potential initiatives to improve alignment between the HH QRP and expanded Home Health Value Based Purchasing (HHVBP) Model. Lastly, the rule would--clarify the application of the DMEPOS face-to- face encounter requirements for the replacement of DMEPOS items; make changes to the provider and supplier enrollment requirements; make changes regarding DME benefit expansion for infusion pumps and drugs; and discuss collection of information requirement changes regarding the DMEPOS Competitive Bidding Program (CBP) country of origin.","document_number":"2026-13602","html_url":"https://www.federalregister.gov/documents/2026/07/06/2026-13602/calendar-year-2027-home-health-prospective-payment-system-hh-pps-rate-update-requirements-for-the-hh","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-06/pdf/2026-13602.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13602.pdf?1782936912","publication_date":"2026-07-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"HH PPS on the basis of a national, <span class=\"match\">standardized</span> 30-day period payment rate that is adjusted for case-mix and area wage differences in accordance with section 51001(a)(1)(B) of the BBA of 2018. The national, <span class=\"match\">standardized</span> 30-day period payment rate includes payment for the six home health disciplines (skilled nursing, home health aide, physical therapy, speech-<span class=\"match\">language</span> pathology, occupational therapy, and medical social services). Payment for non-routine supplies (NRS) is also part of the national, <span class=\"match\">standardized</span> 30-day period rate. Durable medical"},{"title":"Collection and Use of Biometrics by U.S. Citizenship and Immigration Services","type":"Proposed Rule","abstract":"The U.S. Department of Homeland Security (DHS) proposes to amend its regulations governing biometrics use and collection. DHS proposes to require submission of biometrics by any individual, regardless of age, filing or associated with an immigration benefit request, other request, or collection of information, unless exempted; expand biometrics collection authority upon alien arrest; define \"biometrics;\" codify reuse requirements; codify and expand DNA testing, use and storage; establish an \"extraordinary circumstances\" standard to excuse a failure to appear at a biometric services appointment; modify how VAWA self-petitioners and T nonimmigrant status applicants demonstrate good moral character; and clarify biometrics collection purposes.","document_number":"2025-19747","html_url":"https://www.federalregister.gov/documents/2025/11/03/2025-19747/collection-and-use-of-biometrics-by-us-citizenship-and-immigration-services","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-03/pdf/2025-19747.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19747.pdf?1761914706","publication_date":"2025-11-03","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"biometric-based <span class=\"match\">identity</span> verification before reusing an individual's previously submitted biometrics to process a benefit request, other request, or collection of information. <span class=\"match\">Identity</span> verification based solely upon a comparison of the individual's name or other non-unique biographic identification characteristics or data, or combinations thereof, does not constitute positive <span class=\"match\">identity</span> verification and will not be permitted to justify biometric reuse. \n DHS is also proposing to remove or replace <span class=\"match\">language</span> that applies to paper filings with <span class=\"match\">language</span> that encourages"},{"title":"Customer Identification Programs for Registered Investment Advisers and Exempt Reporting Advisers","type":"Proposed Rule","abstract":"The Department of the Treasury and the SEC are jointly issuing a proposed rulemaking implementing the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 with regard to certain investment advisers. If, as proposed in a separate rulemaking, certain investment advisers are included in the definition of \"financial institution\" under the Bank Secrecy Act, the Secretary of the Treasury and the SEC will be required to jointly prescribe a regulation that, among other things, requires investment advisers to implement reasonable procedures to verify the identities of their customers.","document_number":"2024-10738","html_url":"https://www.federalregister.gov/documents/2024/05/21/2024-10738/customer-identification-programs-for-registered-investment-advisers-and-exempt-reporting-advisers","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-21/pdf/2024-10738.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-10738.pdf?1715958912","publication_date":"2024-05-21","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"},{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"agree? \n \n 13. Proposed § 1032.220(a)(2) would require that an investment adviser verify customer <span class=\"match\">identity</span> within a reasonable time before or after the customer's account is opened. To what extent would an investment adviser provide advisory services prior to verifying customer <span class=\"match\">identity</span>? How much time would an investment adviser reasonably need to verify customer <span class=\"match\">identity</span> (\n e.g., \n 30 days)?\n \n 14. How do investment advisers currently collect <span class=\"match\">identity</span> information for non-U.S. customers that are not individuals, such as foreign legal entities or other"},{"title":"Anti-Money Laundering and Countering the Financing of Terrorism Programs","type":"Proposed Rule","abstract":"Pursuant to the Department of the Treasury (Treasury) and FinCEN's efforts to modernize the Bank Secrecy Act (BSA) and to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act), FinCEN is proposing a rule to fundamentally reform the requirements for financial institutions' anti-money laundering and countering the financing of terrorism (AML/CFT) programs. Among other changes, this proposed rule aims to ensure that financial institutions establish and maintain effective AML/CFT programs that better achieve the purposes of the BSA and lead to more effective outcomes for financial institutions as well as law enforcement and national security agencies. Through this rulemaking, consistent with its statutory authority as the administrator of the BSA, FinCEN is also proposing measures to modernize and reform Federal supervision of AML/CFT programs by enhancing FinCEN's role in AML/CFT supervision and enforcement in coordination with Federal banking regulators. In addition, FinCEN is proposing regulatory amendments to promote clarity and consistency across FinCEN's program rules for different types of financial institutions.","document_number":"2026-07033","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-07033/anti-money-laundering-and-countering-the-financing-of-terrorism-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-07033.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07033.pdf?1775738723","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"Financial Trends Analyses (FTA) highlighting threat pattern and trend information derived from BSA data on additional <span class=\"match\">fraud</span>-related topics, including an FTA on <span class=\"match\">fraud</span> schemes targeting digital <span class=\"match\">identities</span>, mail <span class=\"match\">theft</span>-related check <span class=\"match\">fraud</span>, and elder financial exploitation.\n 72 \n \n More recently, FinCEN issued an Alert on <span class=\"match\">Fraud</span> Rings and their Exploitation of Federal Child Nutrition programs in Minnesota given the rampant financial <span class=\"match\">fraud</span> and improper payments in Minnesota.\n 73 \n \n As noted in the alert, ongoing investigations into fraudsters in Minnesota"},{"title":"Required Rulemaking on Personal Financial Data Rights","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a final rule to carry out the personal financial data rights established by the Consumer Financial Protection Act of 2010 (CFPA). The final rule requires banks, credit unions, and other financial service providers to make consumers' data available upon request to consumers and authorized third parties in a secure and reliable manner; defines obligations for third parties accessing consumers' data, including important privacy protections; and promotes fair, open, and inclusive industry standards.","document_number":"2024-25079","html_url":"https://www.federalregister.gov/documents/2024/11/18/2024-25079/required-rulemaking-on-personal-financial-data-rights","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-18/pdf/2024-25079.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25079.pdf?1731678320","publication_date":"2024-11-18","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"it here. Some elements of covered data, discussed in more detail under § 1033.211, are non-numeric—that is, they include natural <span class=\"match\">language</span>. When a data provider controls or possesses covered data that includes natural <span class=\"match\">language</span>, the data provider must make available the data in the <span class=\"match\">language</span> in which the data provider controls or possesses the covered data (whether that <span class=\"match\">language</span> is Spanish, English, or any other <span class=\"match\">language</span>). Further, this obligation applies to both consumer and developer interfaces. \n Anti-Evasion Provision (§ 1033.201(a)(2)) \n The CFPB"},{"title":"Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2025; Updating Section 1332 Waiver Public Notice Procedures; Medicaid; Consumer Operated and Oriented Plan (CO-OP) Program; and Basic Health Program","type":"Rule","abstract":"This final rule includes payment parameters and provisions related to the HHS-operated risk adjustment program, as well as 2025 user fee rates for issuers offering qualified health plans (QHPs) through federally facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This final rule also includes requirements related to the auto re-enrollment hierarchy; essential health benefits; failure to file Federal income taxes to reconcile advance payments of the premium tax credit (APTC); non- standardized plan option limits in the FFEs and SBE-FPs and a related exceptions process; standardized plan options in the FFEs and SBE-FPs; special enrollment periods (SEPs); direct enrollment (DE) entities supporting Exchange applications and enrollments; the Insurance Affordability Program enrollment eligibility verification process; requirements for agents, brokers, web-brokers, and DE entities assisting Exchange consumers; network adequacy; public notice procedures for section 1332 waivers; prescription drug benefits; updates to the Consumer Operated and Oriented Plan (CO-OP) Program; and State flexibility on the effective date of coverage in the Basic Health Program (BHP).","document_number":"2024-07274","html_url":"https://www.federalregister.gov/documents/2024/04/15/2024-07274/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2025","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-15/pdf/2024-07274.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-07274.pdf?1712351231","publication_date":"2024-04-15","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"payments, <span class=\"match\">identity</span> <span class=\"match\">theft</span>, and benefit <span class=\"match\">fraud</span>, issued in response to <span class=\"match\">fraud</span>, waste, and abuse during the COVID-19 Public Health Emergency.\n \n \n \n 214 \n  Government Accountability Office. (2022, Feb. 10). Emergency Rental Assistance: Additional Grantee Monitoring Needed to Manage Known Risk. \n https://www.gao.gov/assets/gao-22-105490.pdf. \n \n \n \n \n 215 \n  \n https://www.whitehouse.gov/briefing-room/statements-releases/2023/03/02/fact-sheet-president-bidens-sweeping-pandemic-anti-<span class=\"match\">fraud</span>-proposal-going-after-systemic-<span class=\"match\">fraud</span>-taking-on-<span class=\"match\">identity</span>-<span class=\"match\">theft</span>-helping-victims/"},{"title":"Medicaid Program; Ensuring Access to Medicaid Services","type":"Rule","abstract":"This final rule takes a comprehensive approach to improving access to care, quality and health outcomes, and better addressing health equity issues in the Medicaid program across fee-for-service (FFS), managed care delivery systems, and in home and community-based services (HCBS) programs. These improvements increase transparency and accountability, standardize data and monitoring, and create opportunities for States to promote active beneficiary engagement in their Medicaid programs, with the goal of improving access to care.","document_number":"2024-08363","html_url":"https://www.federalregister.gov/documents/2024/05/10/2024-08363/medicaid-program-ensuring-access-to-medicaid-services","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-10/pdf/2024-08363.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-08363.pdf?1714143731","publication_date":"2024-05-10","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"beneficiaries receiving HCBS, such as <span class=\"match\">identity</span> <span class=\"match\">theft</span> or <span class=\"match\">fraud</span>. Most commenters responding to the request for comment recommended that CMS not expand the critical incident definition to include <span class=\"match\">identity</span> <span class=\"match\">theft</span> or <span class=\"match\">fraud</span>, noting it could create duplication of existing investigative and reporting processes. Alternatively, a few commenters supported the inclusion of <span class=\"match\">identity</span> <span class=\"match\">theft</span> and <span class=\"match\">fraud</span> in the critical incident definition. One commenter recommended that CMS provide additional guidance on <span class=\"match\">identity</span> <span class=\"match\">theft</span> or <span class=\"match\">fraud</span> in the context of exploitation, including"},{"title":"Health Breach Notification Rule","type":"Rule","abstract":"The Federal Trade Commission (\"FTC\" or \"Commission\") is amending the Commission's Health Breach Notification Rule (the \"HBN Rule\" or the \"Rule\"). The HBN Rule requires vendors of personal health records (\"PHRs\") and related entities that are not covered by the Health Insurance Portability and Accountability Act (\"HIPAA\") to notify individuals, the FTC, and, in some cases, the media of a breach of unsecured personally identifiable health data.","document_number":"2024-10855","html_url":"https://www.federalregister.gov/documents/2024/05/30/2024-10855/health-breach-notification-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-30/pdf/2024-10855.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-10855.pdf?1716986712","publication_date":"2024-05-30","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"could use personal information to steal your <span class=\"match\">identity</span> or make unauthorized charges in your name. \n \n What you can do to protect yourself \n \n You can take steps now to reduce the risk of <span class=\"match\">identity</span> <span class=\"match\">theft</span>. \n \n 1. \n Get your free credit report and review it for signs of <span class=\"match\">identity</span> <span class=\"match\">theft</span>. \n Order your free credit report at \n www.annualcreditreport.com. \n Review it for accounts and activity you don't recognize. Recheck your credit reports periodically.\n \n \n \n 2. \n Consider freezing your credit report or placing a <span class=\"match\">fraud</span> alert on your credit report. \n A credit"},{"title":"Children's Online Privacy Protection Rule","type":"Rule","abstract":"The Federal Trade Commission amends the Children's Online Privacy Protection Rule (the \"Rule\"), consistent with the requirements of the Children's Online Privacy Protection Act. The amendments to the Rule, which are based on the FTC's review of public comments and its enforcement experience, include one new definition and modifications to several others, as well as updates to key provisions to respond to changes in technology and online practices. The amendments are intended to strengthen protection of personal information collected from children, and, where appropriate, to clarify and streamline the Rule since it was last amended in January 2013.","document_number":"2025-05904","html_url":"https://www.federalregister.gov/documents/2025/04/22/2025-05904/childrens-online-privacy-protection-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-04-22/pdf/2025-05904.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-05904.pdf?1745239507","publication_date":"2025-04-22","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"collected online” rather than an alternative such as information used to identify an individual.\n 109 \n \n Further, the Commission believes the proposed <span class=\"match\">language</span> is consistent with the statutory <span class=\"match\">language</span> in 15 U.S.C. 6501(8)(F), which permits the addition of “any other identifier the Commission determines permits the physical or online contacting of a specific individual” rather than alternative <span class=\"match\">language</span> such as “identifiers when used to contact a specific individual physically or online.” Additionally, the other identifiers listed in the definition"},{"title":"Concept Release on Residential Mortgage-Backed Securities Disclosures and Enhancements to Asset-Backed Securities Registration","type":"Proposed Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is publishing this concept release to solicit comments on whether to amend the asset-level disclosure requirements for residential mortgage-backed securities in Item 1125 of Regulation AB and whether to revise generally the definition of \"asset-backed security\" and/or other definitions in Item 1101 of Regulation AB. The Commission is considering these steps to expand issuer and investor access to the registered asset-backed securities markets and facilitate enhanced capital formation and liquidity while maintaining appropriate investor protections.","document_number":"2025-19152","html_url":"https://www.federalregister.gov/documents/2025/10/01/2025-19152/concept-release-on-residential-mortgage-backed-securities-disclosures-and-enhancements-to","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-01/pdf/2025-19152.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19152.pdf?1759236316","publication_date":"2025-10-01","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"restrict the dissemination of individual information such as the Fair Credit Reporting Act [15 U.S.C. 1681 \n et seq. \n ] (“FCRA”) and the Gramm-Leach-Bliley Act [Pub. L. 106-102]. Moreover, the availability of such personal information could increase the potential for <span class=\"match\">identity</span> <span class=\"match\">theft</span> and <span class=\"match\">fraud</span>.\n \n \n \n \n 63 \n  \n See id. \n at 8.\n \n \n \n \n 64 \n  \n Re-Opening of Comment Period for Asset-Backed Securities Release, \n Release No. 33-9552 (Feb. 2, 2014) [79 FR 11361] (Feb. 28, 2014).\n \n \n \n As detailed in the 2014 Regulation AB II Adopting Release, only a few commenters"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974, notice is hereby given that the Department of Veterans Affairs (VA) is modifying the system of records entitled, \"Caregiver Support Program--Caregiver Record Management Application (CARMA)-VA\" (197VA10). This system is used to administer, monitor and track services delivered through VA's Caregiver Support Program including documentation of calls to the Caregiver Support Line.","document_number":"2024-01984","html_url":"https://www.federalregister.gov/documents/2024/02/01/2024-01984/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-01/pdf/2024-01984.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-01984.pdf?1706708722","publication_date":"2024-02-01","agencies":[{"raw_name":"DEPARTMENT OF VETERANS AFFAIRS","name":"Veterans Affairs Department","id":520,"url":"https://www.federalregister.gov/agencies/veterans-affairs-department","json_url":"https://www.federalregister.gov/api/v1/agencies/520","parent_id":null,"slug":"veterans-affairs-department"}],"excerpts":"requests the information on behalf of, and at the request of, the individual who is the subject of the record.\n \n \n 12. <span class=\"match\">Identity</span> <span class=\"match\">Theft</span> Remediation, for Another Federal Agency: \n To other Federal agencies may be made to assist such agencies in preventing and detecting possible <span class=\"match\">fraud</span> or abuse by individuals in their operations and programs. This routine use permits disclosures by the Department to report a suspected incident of <span class=\"match\">identity</span> <span class=\"match\">theft</span> and provide information and/or documentation related to or in support of the reported incident.\n \n \n 13. Data Breach"},{"title":"Agency Information Collection Activities; Submission for OMB Review; Comment Request; Multiple Internal Revenue Service (IRS) Information Collection Requests","type":"Notice","abstract":"The Department of the Treasury will submit the following information collection requests to the Office of Management and Budget (OMB) for review and clearance in accordance with the Paperwork Reduction Act of 1995, on or after the date of publication of this notice. The public is invited to submit comments on these requests.","document_number":"2024-01882","html_url":"https://www.federalregister.gov/documents/2024/01/31/2024-01882/agency-information-collection-activities-submission-for-omb-review-comment-request-multiple-internal","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-01-31/pdf/2024-01882.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-01882.pdf?1706622322","publication_date":"2024-01-31","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"}],"excerpts":"4. Title: Application for Determination for Adopters of Modified Non-<span class=\"match\">Standardized</span> Pre-Approved Plans. \n \n \n OMB Number: \n 1545-0200.\n \n \n Form Number: \n Form 5307.\n \n \n Abstract: \n An adopting employer of a non-<span class=\"match\">standardized</span> pre-approved plan \n \n that has made modifications to the terms of the pre-approved plan that are not extensive, or an adopting employer of any pre-approved plan (either <span class=\"match\">standardized</span> or non-<span class=\"match\">standardized</span>) that amends its pre-approved plan solely to add <span class=\"match\">language</span> to satisfy the requirements of Internal Revenue Code (IRC) sections"},{"title":"Patient Protection and Affordable Care Act; HHS Notice of Benefit and Payment Parameters for 2026; and Basic Health Program","type":"Rule","abstract":"This final rule includes payment parameters and provisions related to the HHS-operated risk adjustment and risk adjustment data validation (HHS-RADV) programs, as well as 2026 benefit year user fee rates for issuers that participate in the HHS-operated risk adjustment program and the 2026 benefit year user fee rates for issuers offering qualified health plans (QHPs) through Federally-facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This final rule also includes requirements related to modifications to the calculation of the Basic Health Program (BHP) payment; and changes to the Initial Validation Audit (IVA) sampling approach and Second Validation Audit (SVA) pairwise means test for HHS-RADV. It also addresses HHS' authority to engage in compliance reviews of and take enforcement action against lead agents of insurance agencies for violations of HHS' Exchange standards and requirements; HHS' system suspension authority to address noncompliance by agents and brokers; an optional fixed-dollar premium payment threshold; permissible plan-level adjustment to the index rate to account for cost-sharing reductions (CSRs); reconsideration standards for certification denials; changes to the approach for conducting Essential Community Provider (ECP) certification reviews; a policy to publicly share aggregated, summary- level Quality Improvement Strategy (QIS) information on an annual basis; and revisions to the medical loss ratio (MLR) reporting and rebate requirements for qualifying issuers that meet certain standards.","document_number":"2025-00640","html_url":"https://www.federalregister.gov/documents/2025/01/15/2025-00640/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2026-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-15/pdf/2025-00640.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00640.pdf?1736802922","publication_date":"2025-01-15","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"identical <span class=\"match\">standardized</span> plan options, or <span class=\"match\">standardized</span> plan options that do not differ in meaningful ways, within the same product network type, metal level, and service area. In addition, we noted that permitting issuers to offer identical <span class=\"match\">standardized</span> plan options or <span class=\"match\">standardized</span> plan options that do not differ in meaningful ways runs counter to our goals of enhancing the consumer experience, increasing consumer understanding, and simplifying the plan selection process. We also stated that allowing issuers to offer duplicative <span class=\"match\">standardized</span> plan options"},{"title":"Implementing the Whistleblower Provisions of the Vehicle Safety Act","type":"Rule","abstract":"This final rule addresses an important source of motor vehicle safety information and fulfills a requirement in the Motor Vehicle Safety Whistleblower Act (Whistleblower Act) that NHTSA promulgate regulations on the requirements of the Act, in complement to NHTSA's existing whistleblower program. The Whistleblower Act authorizes the Secretary of Transportation to pay an award, subject to certain limitations, to eligible whistleblowers who voluntarily provide original information relating to any motor vehicle defect, noncompliance, or any violation or alleged violation of any notification or reporting requirement, which is likely to cause unreasonable risk of death or serious physical injury, if the information provided leads to the successful resolution of a covered action. This final rule defines certain terms important to the operation of the whistleblower program, outlines the procedures for submitting original information to NHTSA and applying for awards, discusses NHTSA's procedures for making decisions on award applications, and generally explains the scope of the whistleblower program to the public and potential whistleblowers.","document_number":"2024-29268","html_url":"https://www.federalregister.gov/documents/2024/12/17/2024-29268/implementing-the-whistleblower-provisions-of-the-vehicle-safety-act","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-17/pdf/2024-29268.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29268.pdf?1734356718","publication_date":"2024-12-17","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"National Highway Traffic Safety Administration","name":"National Highway Traffic Safety Administration","id":345,"url":"https://www.federalregister.gov/agencies/national-highway-traffic-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/345","parent_id":492,"slug":"national-highway-traffic-safety-administration"}],"excerpts":"will add clarifying <span class=\"match\">language</span> to the final rule.\n 26 \n \n Congress did not expressly state the scope of the exclusion. Therefore, the most logical reading of the statute is that it is referring to the United States. Moreover, expanding the exclusion to those criminal convictions decided by tribunals outside of the United States would potentially discourage whistleblowers by creating legal uncertainty.\n \n \n \n 26 \n  In 49 U.S.C. 30172(c)(2), Congress used very similar <span class=\"match\">language</span> as in 7 U.S.C. 26(c)(2). The CFTC interpreted this <span class=\"match\">language</span> to mean only criminal"},{"title":"Cybersecurity Risk Management, Strategy, Governance, and Incident Disclosure","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting new rules to enhance and standardize disclosures regarding cybersecurity risk management, strategy, governance, and incidents by public companies that are subject to the reporting requirements of the Securities Exchange Act of 1934. Specifically, we are adopting amendments to require current disclosure about material cybersecurity incidents. We are also adopting rules requiring periodic disclosures about a registrant's processes to assess, identify, and manage material cybersecurity risks, management's role in assessing and managing material cybersecurity risks, and the board of directors' oversight of cybersecurity risks. Lastly, the final rules require the cybersecurity disclosures to be presented in Inline eXtensible Business Reporting Language (\"Inline XBRL\").","document_number":"2023-16194","html_url":"https://www.federalregister.gov/documents/2023/08/04/2023-16194/cybersecurity-risk-management-strategy-governance-and-incident-disclosure","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-08-04/pdf/2023-16194.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-16194.pdf?1691070880","publication_date":"2023-08-04","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"incidents by companies can reduce the risk of <span class=\"match\">identity</span> <span class=\"match\">theft</span> for individuals.\n 523 \n \n Also, consumers may be able to make better informed decisions about which companies to entrust with their personal information.\n \n \n \n 523 \n  \n See \n Sasha Romanosky, Rahul Telang, and Alessandro Acquisti, \n Do Data Breach Disclosure Laws Reduce <span class=\"match\">Identity</span> <span class=\"match\">Theft</span>? \n , 30 (2) J. of Pol'y. Analysis and Mgmt. 272, 256-286 (2011) (finding that the adoption of State-level data breach disclosure laws reduced <span class=\"match\">identity</span> <span class=\"match\">theft</span> by 6.1%).\n \n \n As discussed above, to the extent"}]}