{"description":"Documents matching 'keep your family safe identity theft compliance'","count":326,"total_pages":17,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=keep+your+family+safe+identity+theft+compliance&format=json&page=2","results":[{"title":"Reimagining and Improving Student Education-Federal Student Loan Program Final Regulations","type":"Rule","abstract":"The Secretary amends the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in Public Law 119-21, the Working Families Tax Cuts Act signed into law by President Trump on July 4, 2025. The Department previously referred to the Working Families Tax Cuts Act as the \"One Big Beautiful Bill Act,\" including in the Notice of Proposed Rulemaking published on January 30, 2026. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS (Grad PLUS) Program. The Working Families Tax Cuts Act also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income- Contingent Repayment (ICR) plans, creating a new Tiered Standard repayment plan option, and establishing a new income-driven repayment plan known as the Repayment Assistance Plan. The Working Families Tax Cuts Act also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-08556","html_url":"https://www.federalregister.gov/documents/2026/05/01/2026-08556/reimagining-and-improving-student-education-federal-student-loan-program-final-regulations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-01/pdf/2026-08556.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08556.pdf?1777553126","publication_date":"2026-05-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"\n 208 U. S. 452, 465 (1908)).\n \n Here, the Working <span class=\"match\">Families</span> Tax Cuts Act was enacted on July 4, 2025. The Working <span class=\"match\">Families</span> Tax Cuts Act directs the Department to implement roughly a dozen provisions by July 1, 2026. Many of these provisions are not self-executing and could not be implemented absent the Department promulgating regulations to provide details for institutions on how to comply with the Working <span class=\"match\">Families</span> Tax Cuts Act. Congress gave the Secretary discretion within the Working <span class=\"match\">Families</span> Tax Cuts Act to implement the provisions impacting"},{"title":"Collection and Use of Biometrics by U.S. Citizenship and Immigration Services","type":"Proposed Rule","abstract":"The U.S. Department of Homeland Security (DHS) proposes to amend its regulations governing biometrics use and collection. DHS proposes to require submission of biometrics by any individual, regardless of age, filing or associated with an immigration benefit request, other request, or collection of information, unless exempted; expand biometrics collection authority upon alien arrest; define \"biometrics;\" codify reuse requirements; codify and expand DNA testing, use and storage; establish an \"extraordinary circumstances\" standard to excuse a failure to appear at a biometric services appointment; modify how VAWA self-petitioners and T nonimmigrant status applicants demonstrate good moral character; and clarify biometrics collection purposes.","document_number":"2025-19747","html_url":"https://www.federalregister.gov/documents/2025/11/03/2025-19747/collection-and-use-of-biometrics-by-us-citizenship-and-immigration-services","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-03/pdf/2025-19747.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19747.pdf?1761914706","publication_date":"2025-11-03","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"lifecycle. Once an <span class=\"match\">identity</span> has been enrolled in IDENT \n 43 \n \n and established within DHS, future activities and encounters may be added to the original enrollment and will be confirmed through <span class=\"match\">identity</span> verification at various points in the immigration lifecycle. Biometric-based <span class=\"match\">identity</span> verification may be done outside of the United States (by DHS or DOS) or within the United States (at ASCs, USCIS offices, or as prescribed by DHS in accordance with law). Biometric-based <span class=\"match\">identity</span> verification also allows the reuse of enrolled <span class=\"match\">identity</span> data (both biometric"},{"title":"Alien Registration Form and Evidence of Registration","type":"Rule","abstract":"On March 12, 2025, DHS issued an interim final rule (IFR) with request for comments amending DHS regulations to designate a new registration form for aliens to comply with statutory alien registration and fingerprinting provisions. Unregistered aliens may use this general registration form to satisfy their statutory obligations. This final rule responds to public comments, amends DHS regulations to adjust the lists of forms and processes that may serve as registration forms and evidence of alien registration, and seeks comments on other potential changes to the regulations relating to alien registration and fingerprinting.","document_number":"2026-13057","html_url":"https://www.federalregister.gov/documents/2026/06/29/2026-13057/alien-registration-form-and-evidence-of-registration","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-29/pdf/2026-13057.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13057.pdf?1782418509","publication_date":"2026-06-29","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"these <span class=\"match\">families</span> effectively.\n \n Several other commenters remarked that the IFR does not contain safeguards for <span class=\"match\">families</span> and stated that the IFR could lead to the deportation of parents or caregivers, and leading to <span class=\"match\">family</span> separation, including for mixed-status <span class=\"match\">families</span>. A commenter criticized USCIS' assumption that potential registrants would understand they need to register and described immigrants as “targets for <span class=\"match\">family</span> separation, detention, or deportation.” \n A commenter voiced concern that the IFR would create burdens for those <span class=\"match\">families</span> with"},{"title":"Use of Electronic Payroll Data To Improve Program Administration","type":"Rule","abstract":"Section 824 of the Bipartisan Budget Act of 2015 (BBA) authorizes the Commissioner of Social Security to enter into information exchanges with payroll data providers to obtain wage and employment information. We use wage and employment information to administer the Old-Age, Survivors, and Disability Insurance (OASDI) disability and Supplemental Security Income (SSI) programs under titles II and XVI of the Social Security Act (Act). We are updating our rules pursuant to the BBA, which requires us to prescribe, by regulation, procedures for implementing the access to and use of the information held by payroll data providers. We expect this final rule will support proper use of information exchanges with payroll data providers that will help us administer our programs more efficiently, improve our customers' experience, and prevent improper payments under titles II and XVI of the Act, which can otherwise occur when we do not receive timely and accurate wage and employment information.","document_number":"2024-30593","html_url":"https://www.federalregister.gov/documents/2024/12/31/2024-30593/use-of-electronic-payroll-data-to-improve-program-administration","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-31/pdf/2024-30593.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30593.pdf?1735566310","publication_date":"2024-12-31","agencies":[{"raw_name":"Social Security Administration","name":"Social Security Administration","id":470,"url":"https://www.federalregister.gov/agencies/social-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/470","parent_id":null,"slug":"social-security-administration"}],"excerpts":"expressed concerns that <span class=\"match\">identity</span> <span class=\"match\">theft</span> has the potential to cause problems for individuals whose data is matched erroneously. Some commenters provided detailed examples of <span class=\"match\">identity</span> <span class=\"match\">theft</span> and expressed that it is “very common.” Commenters said that we must have procedures in place to ensure that individuals who are subject to <span class=\"match\">identity</span> <span class=\"match\">theft</span> do not receive repeated erroneous matches, which has the potential to cause a “never-ending headache of repeated adverse actions.” The commenter stated that we should create an <span class=\"match\">identity</span> <span class=\"match\">theft</span> flag on an individual's"},{"title":"Regulation S-P: Privacy of Consumer Financial Information and Safeguarding Customer Information","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\" or \"SEC\") is adopting rule amendments that will require brokers and dealers (or \"broker-dealers\"), investment companies, investment advisers registered with the Commission (\"registered investment advisers\"), funding portals, and transfer agents registered with the Commission or another appropriate regulatory agency (\"ARA\") as defined in the Securities Exchange Act of 1934 (\"transfer agents\") to adopt written policies and procedures for incident response programs to address unauthorized access to or use of customer information, including procedures for providing timely notification to individuals affected by an incident involving sensitive customer information with details about the incident and information designed to help affected individuals respond appropriately. In addition, the amendments extend the application of requirements to safeguard customer records and information to transfer agents; broaden the scope of information covered by the requirements for safeguarding customer records and information and for properly disposing of consumer report information; impose requirements to maintain written records documenting compliance with the amended rules; and conform annual privacy notice delivery provisions to the terms of an exception provided by a statutory amendment to the Gramm-Leach-Bliley Act (\"GLBA\").","document_number":"2024-11116","html_url":"https://www.federalregister.gov/documents/2024/06/03/2024-11116/regulation-s-p-privacy-of-consumer-financial-information-and-safeguarding-customer-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-03/pdf/2024-11116.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-11116.pdf?1717159514","publication_date":"2024-06-03","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"adviser); 17 CFR 270.38a-1(a)(1) (requiring investment companies to adopt <span class=\"match\">compliance</span> policies and procedures); 275.206(4)-7(a) (requiring investment advisers to adopt <span class=\"match\">compliance</span> policies and procedures); and Regulation S-ID, 17 CFR part 248, subpart C (requiring financial institutions subject to the Commission's jurisdiction with covered accounts to develop and implement a written <span class=\"match\">identity</span> <span class=\"match\">theft</span> prevention program that is designed to detect, prevent, and mitigate <span class=\"match\">identity</span> <span class=\"match\">theft</span> in connection with covered accounts, which must include, among other things"},{"title":"HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information","type":"Proposed Rule","abstract":"The Department of Health and Human Services (HHS or \"Department\") is issuing this notice of proposed rulemaking (NPRM) to solicit comment on its proposal to modify the Security Standards for the Protection of Electronic Protected Health Information (\"Security Rule\") under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health Information Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better protect the confidentiality, integrity, and availability of electronic protected health information (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the Security Rule to address: changes in the environment in which health care is provided; significant increases in breaches and cyberattacks; common deficiencies the Office for Civil Rights has observed in investigations into Security Rule compliance by covered entities and their business associates (collectively, \"regulated entities\"); other cybersecurity guidelines, best practices, methodologies, procedures, and processes; and court decisions that affect enforcement of the Security Rule.","document_number":"2024-30983","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-30983.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30983.pdf?1735334119","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"affected individuals and affected regulated entities; privacy loss; and safety concerns.\n 132 \n \n Additionally, breaches of unsecured PHI may lead to <span class=\"match\">identity</span> <span class=\"match\">theft</span>, fraud, stock manipulation, and competitive disadvantage.\n 133 \n \n According to a study funded by the Institute for Critical Infrastructure Technology, victims of medical <span class=\"match\">identity</span> <span class=\"match\">theft</span> incur on average costs of $13,500 to recover from that <span class=\"match\">theft</span>.\n 134 \n \n Unlike financial information, much of an individual's PHI is \n \n immutable. For example, an individual's date and location of birth and"},{"title":"Children's Online Privacy Protection Rule","type":"Rule","abstract":"The Federal Trade Commission amends the Children's Online Privacy Protection Rule (the \"Rule\"), consistent with the requirements of the Children's Online Privacy Protection Act. The amendments to the Rule, which are based on the FTC's review of public comments and its enforcement experience, include one new definition and modifications to several others, as well as updates to key provisions to respond to changes in technology and online practices. The amendments are intended to strengthen protection of personal information collected from children, and, where appropriate, to clarify and streamline the Rule since it was last amended in January 2013.","document_number":"2025-05904","html_url":"https://www.federalregister.gov/documents/2025/04/22/2025-05904/childrens-online-privacy-protection-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-04-22/pdf/2025-05904.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-05904.pdf?1745239507","publication_date":"2025-04-22","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"11(d)(1)(ii) to require FTC-approved COPPA <span class=\"match\">Safe</span> Harbor programs to submit with the <span class=\"match\">Safe</span> Harbor program's annual report to the Commission copies of each consumer complaint related to each subject operator's violation of the <span class=\"match\">Safe</span> Harbor program's guidelines. One FTC-approved COPPA <span class=\"match\">Safe</span> Harbor program supported this proposed amendment, \n \n but pointed out that <span class=\"match\">Safe</span> Harbor programs “do not necessarily have custody or control over consumer complaints related to each subject operator's violation of an FTC-approved COPPA <span class=\"match\">Safe</span> Harbor program's guidelines” unless"},{"title":"Protecting Americans From Harmful Data Broker Practices (Regulation V)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a proposed rule for public comment to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule would implement the FCRA's definitions of consumer report and consumer reporting agency as well as certain of the FCRA's provisions governing when consumer reporting agencies may furnish, and users may obtain, consumer reports. The proposed rule is designed to, among other things, ensure that the FCRA's protections are applied to sensitive consumer information that the statute was enacted to protect, including information sold by data brokers.","document_number":"2024-28690","html_url":"https://www.federalregister.gov/documents/2024/12/13/2024-28690/protecting-americans-from-harmful-data-broker-practices-regulation-v","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-13/pdf/2024-28690.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-28690.pdf?1734011119","publication_date":"2024-12-13","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"reporting agency coverage through an anticipated reduction in fraud and <span class=\"match\">identity</span> <span class=\"match\">theft</span>. For example, by requiring many companies, such as data brokers, that currently sell one of the four data types to comply with the FCRA, the CFPB expects the risk of data being obtained by unauthorized parties and used to commit fraud and <span class=\"match\">identity</span> <span class=\"match\">theft</span> to decrease. Therefore, covered persons, \n \n such as banks, would benefit, as they typically face costs associated with fraud and <span class=\"match\">identity</span> <span class=\"match\">theft</span>.\n \n Potential Costs to Consumers of Provisions That Could Affect Consumer"},{"title":"Definition of “Engaged in the Business” as a Dealer in Firearms","type":"Rule","abstract":"The Department of Justice (\"Department\") is amending Bureau of Alcohol, Tobacco, Firearms, and Explosives (\"ATF\") regulations to implement the provisions of the Bipartisan Safer Communities Act that broaden the definition of when a person is considered \"engaged in the business\" (\"EIB\") as a dealer in firearms other than a gunsmith or pawnbroker. This final rule incorporates the BSCA's definitions of \"predominantly earn a profit\" (\"PEP\") and \"terrorism,\" and amends the regulatory definitions of \"principal objective of livelihood and profit\" and \"engaged in the business\" to ensure each conforms with the BSCA's statutory changes and can be relied upon by the public. The rule also clarifies what it means for a person to be \"engaged in the business\" of dealing in firearms and to have the intent to \"predominantly earn a profit\" from the sale or disposition of firearms. In addition, it clarifies the term \"dealer\" and defines the term \"responsible person.\" These clarifications and definitions assist persons in understanding when they are required to have a license to deal in firearms. Consistent with the Gun Control Act (\"GCA\") and existing regulations, the rule also defines the term \"personal collection\" to clarify when persons are not \"engaged in the business\" because they make only occasional sales to enhance a personal collection or for a hobby, or if the firearms they sell are all or part of a personal collection. This rule further addresses the procedures that former licensees, and responsible persons acting on behalf of such licensees, must follow when they liquidate business inventory upon revocation or other termination of their license. Finally, the rule clarifies that a licensee transferring a firearm to another licensee must do so by following the verification and recordkeeping procedures in the regulations, rather than by using a Firearms Transaction Record, ATF Form 4473.","document_number":"2024-07838","html_url":"https://www.federalregister.gov/documents/2024/04/19/2024-07838/definition-of-engaged-in-the-business-as-a-dealer-in-firearms","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-19/pdf/2024-07838.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-07838.pdf?1713444333","publication_date":"2024-04-19","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"},{"raw_name":"Bureau of Alcohol, Tobacco, Firearms, and Explosives","name":"Alcohol, Tobacco, Firearms, and Explosives Bureau","id":19,"url":"https://www.federalregister.gov/agencies/alcohol-tobacco-firearms-and-explosives-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/19","parent_id":268,"slug":"alcohol-tobacco-firearms-and-explosives-bureau"}],"excerpts":"time-to-recovery, recovery location, and age and gender of ultimate possessor.\n 141 \n \n This information will help reduce <span class=\"match\">thefts</span> from licensees and, therefore, reduce firearms trafficking.\n 142 \n \n ATF does not receive the same detailed information about <span class=\"match\">thefts</span> from non-licensee dealers who do not submit FFL <span class=\"match\">Theft</span>/Loss Reports (ATF Form 3310.11) to ATF, but ATF is aware that <span class=\"match\">thefts</span> from non-licensees constitute a significantly higher number of <span class=\"match\">thefts</span> and thus are a larger contributor to firearms trafficking.\n 143 \n \n Increasing the number of dealers who are"},{"title":"Federal Management Regulation; Aligning the Federal Management Regulation (FMR) With the Administration's Deregulatory Priorities","type":"Rule","abstract":"GSA is issuing a final rule to streamline and update multiple parts of the FMR to ensure adherence to statutory requirements and improve the effectiveness of the management of aviation, Federal advisory committees, mail, motor vehicles, personal property, real property, and transportation.","document_number":"2025-22915","html_url":"https://www.federalregister.gov/documents/2025/12/16/2025-22915/federal-management-regulation-aligning-the-federal-management-regulation-fmr-with-the","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-16/pdf/2025-22915.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22915.pdf?1765806319","publication_date":"2025-12-16","agencies":[{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"}],"excerpts":"(specific to <span class=\"match\">your</span> agency), which establish or require policies and procedures for: \n (a) Management/administration of <span class=\"match\">your</span> flight program (in this part, “flight program” includes CAS contracts); \n (b) Operation of <span class=\"match\">your</span> flight program; \n (c) Maintenance of <span class=\"match\">your</span> Government aircraft; \n (d) Training for <span class=\"match\">your</span> flight program personnel; \n (e) Safety of <span class=\"match\">your</span> flight program; \n (f) Accident reporting and investigation as appropriate; and \n (g) Reporting to FAIRS as required by this part. \n \n \n § 102-33.110 \n \n For management/administration of <span class=\"match\">your</span> flight program"},{"title":"Combating Auto Retail Scams Trade Regulation Rule","type":"Rule","abstract":"The Federal Trade Commission (\"FTC\" or \"Commission\") is issuing this Combating Auto Retail Scams Trade Regulation Rule (\"CARS Rule,\" \"Rule,\" or \"Final Rule\") and Statement of Basis and Purpose (\"SBP\") related to the sale, financing, and leasing of covered motor vehicles by covered motor vehicle dealers. The Final Rule, among other things, prohibits motor vehicle dealers from making certain misrepresentations in the course of selling, leasing, or arranging financing for motor vehicles, requires accurate pricing disclosures in dealers' advertising and sales communications, requires dealers to obtain consumers' express, informed consent for charges, prohibits the sale of any add-on product or service that confers no benefit to the consumer, and requires dealers to keep records of certain advertisements and customer transactions.","document_number":"2023-27997","html_url":"https://www.federalregister.gov/documents/2024/01/04/2023-27997/combating-auto-retail-scams-trade-regulation-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-01-04/pdf/2023-27997.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-27997.pdf?1703771113","publication_date":"2024-01-04","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"complaints as the seventh most common report category, outside of <span class=\"match\">identity</span> <span class=\"match\">theft</span>, in 2021); Consumer Sentinel Network Data Book 2022, \n supra \n note 45, at 8 (listing motor vehicle-related complaints as the fifth most common report category, outside of <span class=\"match\">identity</span> <span class=\"match\">theft</span>, in 2022).\n \n \n \n \n 48 \n  \n See \n Consumer Sentinel Network Data Book 2021, \n supra \n note 45, at 18 (listing vehicle-related complaints as the eighth most common complaint category for military consumers, outside of <span class=\"match\">identity</span> <span class=\"match\">theft</span> categories, in 2021); Consumer Sentinel Network Data Book 2022"},{"title":"Health Breach Notification Rule","type":"Rule","abstract":"The Federal Trade Commission (\"FTC\" or \"Commission\") is amending the Commission's Health Breach Notification Rule (the \"HBN Rule\" or the \"Rule\"). The HBN Rule requires vendors of personal health records (\"PHRs\") and related entities that are not covered by the Health Insurance Portability and Accountability Act (\"HIPAA\") to notify individuals, the FTC, and, in some cases, the media of a breach of unsecured personally identifiable health data.","document_number":"2024-10855","html_url":"https://www.federalregister.gov/documents/2024/05/30/2024-10855/health-breach-notification-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-30/pdf/2024-10855.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-10855.pdf?1716986712","publication_date":"2024-05-30","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"personal information to steal <span class=\"match\">your</span> <span class=\"match\">identity</span> or make unauthorized charges in <span class=\"match\">your</span> name. \n \n What you can do to protect yourself \n \n You can take steps now to reduce the risk of <span class=\"match\">identity</span> <span class=\"match\">theft</span>. \n \n 1. \n Get <span class=\"match\">your</span> free credit report and review it for signs of <span class=\"match\">identity</span> <span class=\"match\">theft</span>. \n Order <span class=\"match\">your</span> free credit report at \n www.annualcreditreport.com. \n Review it for accounts and activity you don't recognize. Recheck <span class=\"match\">your</span> credit reports periodically.\n \n \n \n 2. \n Consider freezing <span class=\"match\">your</span> credit report or placing a fraud alert on <span class=\"match\">your</span> credit report. \n A credit report"},{"title":"Federal Travel Regulation; Reorganizing and Streamlining the Federal Travel Regulation To Improve Operational Efficiency","type":"Rule","abstract":"To implement the President's Deregulatory Initiatives, and to better reflect modern travel operations while still accounting for statutory requirements, GSA is issuing this final rule amending the entire Federal Travel Regulation (FTR). These updates streamline text and remove duplicative regulations to drive more efficient and effective Federal travel and relocation, while saving money for American taxpayers.","document_number":"2025-22289","html_url":"https://www.federalregister.gov/documents/2025/12/08/2025-22289/federal-travel-regulation-reorganizing-and-streamlining-the-federal-travel-regulation-to-improve","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-08/pdf/2025-22289.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22289.pdf?1764942323","publication_date":"2025-12-08","agencies":[{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"}],"excerpts":"to check <span class=\"match\">your</span> policy or consult with <span class=\"match\">your</span> insurance provider before <span class=\"match\">your</span> flight. The insurance available to Federal employees through the Federal Employees Group Life Insurance Program does not contain an exclusion of this type. \n If you are the victim of an air disaster resulting from criminal activity, Victim and Witness Specialists from the Federal Bureau of Investigation (FBI) and/or the local U.S. Attorney's Office will <span class=\"match\">keep</span> you or <span class=\"match\">your</span> <span class=\"match\">family</span> informed about the status of the criminal investigation(s) and provide you or <span class=\"match\">your</span> <span class=\"match\">family</span> with information"},{"title":"Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the National Credit Union Administration","type":"Proposed Rule","abstract":"The NCUA Board (Board) is seeking comment on proposed regulations to implement portions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). The GENIUS Act charges the NCUA with licensing, regulating, and supervising Payment Stablecoin issuers that are subsidiaries of federally insured credit unions (FICU subsidiaries). In February 2026, the NCUA issued proposed regulations to govern investments in and licensing of permitted payment stablecoin issuers subject to the NCUA's jurisdiction. This current proposal supplements the previous proposal and would govern the issuance of Payment Stablecoins and certain related activities by entities subject to the NCUA's jurisdiction. This proposal would also make amendments to address share insurance coverage, tokenized shares, and other conforming and clarifying amendments.","document_number":"2026-09915","html_url":"https://www.federalregister.gov/documents/2026/05/18/2026-09915/implementing-the-guiding-and-establishing-national-innovation-for-us-stablecoins-act-for-the","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-18/pdf/2026-09915.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-09915.pdf?1778849126","publication_date":"2026-05-18","agencies":[{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"excerpts":"be the time remaining until the repayment of principal.\n \n \n This <span class=\"match\">safe</span> harbor would give NCUA-Licensed PPSIs a transparent and standardized target for achieving <span class=\"match\">compliance</span> with Reserve Asset diversification requirements.\n 147 \n \n However, under Option A, meeting the <span class=\"match\">safe</span> harbor is not the only means to comply with proposed § 706.202(c). Some issuers, particularly smaller and less complex issuers, may be able to comply with § 706.202(c) without meeting the minimum levels in the <span class=\"match\">safe</span> harbor. For example, if a smaller NCUA-Licensed PPSI with a comparatively"},{"title":"Calendar Year 2027 Home Health Prospective Payment System (HH PPS) Rate Update; Requirements for the HH Quality Reporting Program and the Expanded HH Value-Based Purchasing Model; Medicare Provider Enrollment, Durable Medical Equipment (DME), and DME, Prosthetics, Orthotics, and Supplies (DMEPOS) Policies","type":"Proposed Rule","abstract":"This proposed rule would set forth routine updates to the Medicare home health payment rates in accordance with existing statutory and regulatory requirements. In addition, this proposed rule discusses the behavior adjustment and proposes a temporary behavior adjustment and proposes to recalibrate the case-mix weights and update the functional impairment levels; comorbidity subgroups; and low- utilization payment adjustment (LUPA) thresholds for CY 2027. Additionally, this proposed rule discusses the provision of home health palliative care services and includes a request for information (RFI) on a home health specific wage index. This rule would also propose changes to the Home Health Quality Reporting Program (HH QRP) and summarizes potential initiatives to improve alignment between the HH QRP and expanded Home Health Value Based Purchasing (HHVBP) Model. Lastly, the rule would--clarify the application of the DMEPOS face-to- face encounter requirements for the replacement of DMEPOS items; make changes to the provider and supplier enrollment requirements; make changes regarding DME benefit expansion for infusion pumps and drugs; and discuss collection of information requirement changes regarding the DMEPOS Competitive Bidding Program (CBP) country of origin.","document_number":"2026-13602","html_url":"https://www.federalregister.gov/documents/2026/07/06/2026-13602/calendar-year-2027-home-health-prospective-payment-system-hh-pps-rate-update-requirements-for-the-hh","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-06/pdf/2026-13602.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13602.pdf?1782936912","publication_date":"2026-07-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"calendar days after the date identified on the letter of non-<span class=\"match\">compliance</span>. We propose to revise this language to state that an HHA may request reconsideration no later than 30 calendar days after the date identified on the notification of non-<span class=\"match\">compliance</span>. Section 484.245(d)(2)(v) currently states, CMS identified reason(s) for non-<span class=\"match\">compliance</span> as stated in the non-<span class=\"match\">compliance</span> letter. We propose to revise this language to state, CMS identified reason(s) for non-<span class=\"match\">compliance</span> as stated in the non-<span class=\"match\">compliance</span> notification. \n Section 484.245(d)(4)(i) currently states"},{"title":"Provisions Pertaining to Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons","type":"Proposed Rule","abstract":"The Department of Justice proposes a rule to implement Executive Order 14117 of February 28, 2024 (Preventing Access to Americans' Bulk Sensitive Personal Data and United States Government- Related Data by Countries of Concern), by prohibiting and restricting certain data transactions with certain countries or persons.","document_number":"2024-24582","html_url":"https://www.federalregister.gov/documents/2024/10/29/2024-24582/provisions-pertaining-to-preventing-access-to-us-sensitive-personal-data-and-government-related-data","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-29/pdf/2024-24582.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-24582.pdf?1729628118","publication_date":"2024-10-29","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"}],"excerpts":"or in practice, require surveillance of employees to achieve <span class=\"match\">compliance</span>. Any U.S. person engaging in activities relevant to the proposed rule should take a risk-based approach to their <span class=\"match\">compliance</span> program and ensure that it aligns with their business profile. Like sanctions, export controls, and other national security regulations, any <span class=\"match\">compliance</span> program may include a mix of policies, processes, resources, and technologies to ensure <span class=\"match\">compliance</span>. Important aspects of an effective <span class=\"match\">compliance</span> program may include, for example, senior management support"},{"title":"Required Rulemaking on Personal Financial Data Rights","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a final rule to carry out the personal financial data rights established by the Consumer Financial Protection Act of 2010 (CFPA). The final rule requires banks, credit unions, and other financial service providers to make consumers' data available upon request to consumers and authorized third parties in a secure and reliable manner; defines obligations for third parties accessing consumers' data, including important privacy protections; and promotes fair, open, and inclusive industry standards.","document_number":"2024-25079","html_url":"https://www.federalregister.gov/documents/2024/11/18/2024-25079/required-rulemaking-on-personal-financial-data-rights","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-18/pdf/2024-25079.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25079.pdf?1731678320","publication_date":"2024-11-18","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"indicia of <span class=\"match\">compliance</span>. Further, data provider commenters preferred to consider <span class=\"match\">compliance</span> with consensus standards as an indicator of <span class=\"match\">compliance</span> rather than a requirement for <span class=\"match\">compliance</span>. \n Some data provider and third party commenters recommended that consensus standards provide a legal <span class=\"match\">safe</span> harbor for <span class=\"match\">compliance</span> with various provisions of the final rule. These commenters suggested that a <span class=\"match\">safe</span> harbor would provide certainty and clarity to market participants and would encourage participants to invest in the setting of and <span class=\"match\">compliance</span> with appropriate"},{"title":"Common Application, Waivers, and Alternative Requirements for Community Development Block Grant Disaster Recovery Grantees: The Universal Notice","type":"Notice","abstract":"This notice contains a preamble and the Community Development Block Grant Disaster Recovery Universal Notice: Waivers and Alternative Requirements (the \"Universal Notice\"). The Universal Notice describes the processes, procedures, timelines, waivers, and alternative requirements that U.S. Department of Housing and Urban Development (HUD) intends to implement with each allocation of Community Development Block Grant Disaster Recovery (CDBG-DR) funding after a qualifying presidential disaster declaration. Specifically, following the appropriation of CDBG-DR funds for qualifying disasters, HUD will publish an Allocation Announcement Notice in the Federal Register that incorporates, via cross-reference, the waivers and alternative requirements provided in the Universal Notice, as appropriate, along with any other new requirements imposed by the specific appropriation. This notice also describes the grant award process, pre-award certification submissions, criteria for Action Plan approval, and eligible disaster recovery activities to streamline post-disaster processes for future grantees. By publishing the Universal Notice, HUD intends to provide grantees and the public with increased transparency, consistency, and more timely access to CDBG-DR funds, helping to minimize program delays and accelerate recovery.","document_number":"2024-31621","html_url":"https://www.federalregister.gov/documents/2025/01/08/2024-31621/common-application-waivers-and-alternative-requirements-for-community-development-block-grant","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-08/pdf/2024-31621.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31621.pdf?1736257517","publication_date":"2025-01-08","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"prohibition and definition of second home in section III.D.5.l. \n \n III.D.5.j.(i). \n National objectives for <span class=\"match\">safe</span> housing incentives. \n The following alternative requirement establishes the new LMI national objective criteria for low- and moderate-income <span class=\"match\">safe</span> housing incentive (LMHI) which applies when <span class=\"match\">safe</span> housing incentive activities benefit LMI households. HUD has determined that providing CDBG-DR grantees with an additional method to demonstrate how <span class=\"match\">safe</span> housing incentive activities benefit LMI households will ensure that grantees and HUD can account for"},{"title":"Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency (OCC) proposes to issue regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC's jurisdiction.","document_number":"2026-04089","html_url":"https://www.federalregister.gov/documents/2026/03/02/2026-04089/implementing-the-guiding-and-establishing-national-innovation-for-us-stablecoins-act-for-the","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-02/pdf/2026-04089.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04089.pdf?1772199923","publication_date":"2026-03-02","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"stablecoin issuers would not incur new <span class=\"match\">compliance</span> costs under the proposed rule. \n Miscellaneous Administrative and <span class=\"match\">Compliance</span> Requirements \n The proposed rule includes other administrative and <span class=\"match\">compliance</span> mandates which include risk management mandates in § 15.13; and <span class=\"match\">compliance</span> mandates in § 15.14. The OCC estimated the cost of all mandates in these sections. \n \n The OCC assessed that for non-OCC-regulated-bank affiliated permitted \n \n payment stablecoin issuers that miscellaneous administrative and <span class=\"match\">compliance</span> mandates in the proposed rule effectively"},{"title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) issues this rule to define larger participants of a market for general-use digital consumer payment applications. Larger participants of this market will be subject to the CFPB's supervisory authority under the Consumer Financial Protection Act (CFPA). A nonbank covered person qualifies as a larger participant if it facilitates an annual covered consumer payment transaction volume of at least 50 million transactions as defined in the rule, and it is not a small business concern.","document_number":"2024-27836","html_url":"https://www.federalregister.gov/documents/2024/12/10/2024-27836/defining-larger-participants-of-a-market-for-general-use-digital-consumer-payment-applications","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-10/pdf/2024-27836.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-27836.pdf?1733751918","publication_date":"2024-12-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"nonprofits, and an industry association stated that the Proposed Rule did not adequately assess the degree of existing <span class=\"match\">compliance</span> or otherwise explain how it would promote <span class=\"match\">compliance</span>. For example, one commenter criticized the statement in the proposal that CFPB supervision would incentivize <span class=\"match\">compliance</span> as circular, given what it viewed as inadequate discussion in the Proposed Rule of the level of existing non-<span class=\"match\">compliance</span> or risks of non-<span class=\"match\">compliance</span>.\n 63 \n \n In addition, several industry comments suggested that EFTA/Regulation E, GLBA/Regulation P, or both do"}]}