{"description":"Documents matching 'lender direct guarantee lenders holders'","count":1962,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=lender+direct+guarantee+lenders+holders&format=json&page=2","results":[{"title":"Loan Guaranty: Loan Reporting and Partial or Total Loss of Guaranty or Insurance","type":"Proposed Rule","abstract":"The Department of Veterans Affairs (VA) proposes to amend its regulations governing loan reporting requirements for lenders that participate in the VA-guaranteed home loan program and circumstances when VA would assert a defense for partial or total loss of guaranty or insurance for lenders and holders. These proposed amendments would support VA's ongoing efforts to modernize and transform technology and processes within the guaranteed home loan program, capitalizing on industry standard datasets. In addition, the proposed regulatory changes would update and enhance the loan guaranty reporting requirements for lenders, providing veterans stronger protections against noncompliant loans through improved transparency and oversight of the program.","document_number":"2024-26776","html_url":"https://www.federalregister.gov/documents/2024/11/20/2024-26776/loan-guaranty-loan-reporting-and-partial-or-total-loss-of-guaranty-or-insurance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-20/pdf/2024-26776.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-26776.pdf?1732023915","publication_date":"2024-11-20","agencies":[{"raw_name":"DEPARTMENT OF VETERANS AFFAIRS","name":"Veterans Affairs Department","id":520,"url":"https://www.federalregister.gov/agencies/veterans-affairs-department","json_url":"https://www.federalregister.gov/api/v1/agencies/520","parent_id":null,"slug":"veterans-affairs-department"}],"excerpts":"transaction in which VA determines the holder or holder's agent participated in fraud in obtaining the guaranty or insurance. In other words, the holder is not a holder in due course if the holder colluded with the originating lender in defrauding VA. So, the rule would mean that, even if a holder was not the originating lender, if the holder was directly involved or complicit in the fraud at origination, VA would not have liability on the guaranty. \n In proposed paragraph (d)(2), VA would state, under the heading “Holder fraud in obtaining a claim payment"},{"title":"Strengthening the Section 184 Indian Housing Loan Guarantee Program; Extension of Compliance Date","type":"Rule","abstract":"This document extends the compliance date for HUD's final rule entitled \"Strengthening the Section 184 Indian Housing Loan Guarantee Program\" (the final rule). HUD is extending the compliance date from March 1, 2025, to December 31, 2025 to provide additional time for HUD to develop and implement a comprehensive handbook, to prepare new forms, and to allow Tribes, lenders, servicers, and other participants time to conform their policies, procedures, and systems to comply with the final rule.","document_number":"2025-01300","html_url":"https://www.federalregister.gov/documents/2025/01/17/2025-01300/strengthening-the-section-184-indian-housing-loan-guarantee-program-extension-of-compliance-date","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01300.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-01300.pdf?1737035141","publication_date":"2025-01-17","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":" which amended the regulations to the Section 184 Indian Housing Loan Guarantee Program (Section 184 Program). Since its inception, the Section 184 Program has experienced an increase in demand. As a result, the final rule updated program regulations to minimize potential risk and increase program participation by financial institutions, and added eligibility and participation requirements for Lender Applicants, Direct Guarantee Lenders, Non-Direct Guarantee Lenders, Holders and Servicers and other Section 184 Program participants. The final rule"},{"title":"OneRD Guarantee Loan","type":"Rule","abstract":"Rural Development's Rural Business-Cooperative Service, Rural Housing Service, and Rural Utilities Service, agencies of the United States Department of Agriculture (USDA), collectively referred to as the Agency in this document, are publishing this final rule for the OneRD Guarantee Loan Program (OneRD). The intent of this rule is to make necessary revisions to the policy and procedures which will strengthen oversight and management of the growing Community Facilities (CF), Water and Waste Disposal (WWD), Business and Industry (B&I), and Rural Energy for America (REAP) guarantee portfolios. This action is part of a continuing effort by the Agency to improve customer service for its lenders and create a more efficient work process for its staff.","document_number":"2024-21920","html_url":"https://www.federalregister.gov/documents/2024/09/30/2024-21920/onerd-guarantee-loan","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-30/pdf/2024-21920.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-21920.pdf?1727441119","publication_date":"2024-09-30","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Utilities Service","name":"Rural Utilities Service","id":460,"url":"https://www.federalregister.gov/agencies/rural-utilities-service","json_url":"https://www.federalregister.gov/api/v1/agencies/460","parent_id":12,"slug":"rural-utilities-service"}],"excerpts":"date of Agency approval and that only one lenders agreement will be issued for each lending entity based on their tax identification number. This paragraph is also updated to include the requirement that a lending entity continue to service their outstanding loan guarantees made under this part even if they fail to renew its lenders agreement and loses its approved lender status. \n 19. § 5001.132 Maintenance of Approved Lender Status \n a. § 5001.132(a)(4) is updated to clarify that a non-regulated lending entity that fails to renew its approval status"},{"title":"Strengthening the Section 184 Indian Housing Loan Guarantee Program; Extension of Compliance Date","type":"Rule","abstract":"This document indefinitely delays the compliance date for HUD's final rule entitled \"Strengthening the Section 184 Indian Housing Loan Guarantee Program\" published on March 20, 2024 until HUD completes necessary updates to the handbook, which will provide necessary guidance for implementing the final rule.","document_number":"2025-23884","html_url":"https://www.federalregister.gov/documents/2025/12/29/2025-23884/strengthening-the-section-184-indian-housing-loan-guarantee-program-extension-of-compliance-date","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-29/pdf/2025-23884.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-23884.pdf?1766497520","publication_date":"2025-12-29","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"which amended the regulations to the Section 184 Indian Housing Loan Guarantee Program (Section 184 Program). Since its inception, the Section 184 Program has experienced an increase in demand. As a result, the final rule updated program regulations to minimize potential risk and increase program participation by financial institutions, and added eligibility and participation requirements for Lender Applicants, \n \n Direct Guarantee Lenders, Non-Direct Guarantee Lenders, Holders and Servicers and other Section 184 Program participants. The final rule"},{"title":"Strengthening the Section 184 Indian Housing Loan Guarantee Program","type":"Rule","abstract":"This final rule amends the regulations governing the Section 184 Indian Housing Loan Guarantee Program (\"Section 184 Program\") to strengthen the program by clarifying rules for stakeholders. As the program has experienced an increase in demand, it is necessary that HUD update the Section 184 Program implementing regulations to minimize potential risk and increase program participation by financial institutions. This final rule adds participation and eligibility requirements for Lender Applicants, Direct Guarantee Lenders, Non- Direct Guarantee Lenders, Holders and Servicers and other financial institutions. This final rule clarifies the rules governing Tribal participation in the program, establishes underwriting requirements, specifies rules on the closing and endorsement process, establishes stronger and clearer servicing requirements, establishes program rules governing claims submitted by Servicers and paid by HUD, and adds standards governing monitoring, reporting, sanctions, and appeals. This final rule adds new definitions and makes statutory conforming amendments, including the categorical exclusion of the Section 184 Program in HUD's environmental review regulations. Ultimately, the changes made by this final rule promote program sustainability, increase Borrower protections, and provide clarity for new and existing Lenders who participate in the program. This final rule follows the publication of a proposed rule on December 21, 2022, and takes into consideration the comments received in response to that proposed rule and during the Tribal consultations.","document_number":"2024-05515","html_url":"https://www.federalregister.gov/documents/2024/03/20/2024-05515/strengthening-the-section-184-indian-housing-loan-guarantee-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-03-20/pdf/2024-05515.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-05515.pdf?1710852313","publication_date":"2024-03-20","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"HUD will use to detect issues or anomalies in Lender Applicants, Direct Guarantee and Non-Direct Guarantee Lenders' Section 184 lending is by reviewing a random statistical sampling of the Lender Applicants, Direct Guarantee and Non-Direct Guarantee Lenders' rejected Section 184 loans. Having this data is essential to HUD maintaining Section 184 Program integrity.\n \n § 1005.219 Other Requirements \n Several commenters supported establishing HUD's ability to set a trust land lending requirement for lenders as proposed in this section. One commenter recommended"},{"title":"Notice of Funding Opportunity for the Timber Production Expansion Guaranteed Loan Program for Fiscal Year 2024","type":"Notice","abstract":"The Rural Business-Cooperative Service (RBCS or Agency), a Rural Development (RD) agency of the United State Department of Agriculture (USDA), announces the acceptance of applications and availability of funding under the Timber Production Expansion Guaranteed Loan Program (TPEP) for fiscal year (FY) 2024. These guaranteed funds will be made available to eligible lenders to make loans to eligible borrowers seeking to establish, reopen, retrofit, expand, or improve a sawmill or other wood processing facility, in close proximity to a unit of United States Forest Service (USFS) National Forest System lands, including Indian forest land or rangeland, identified as high priority or very high priority on the map accessible using the following link: www.arcgis.com/apps/dashboards/ 5d6d9d9922a8486f83d51d40835f1870. This program will have in excess of $200 million available beginning in FY 2025 utilizing funding provided under the Infrastructure Investment and Jobs Act. All applicants are responsible for any expenses incurred in developing their applications.","document_number":"2024-30651","html_url":"https://www.federalregister.gov/documents/2024/12/26/2024-30651/notice-of-funding-opportunity-for-the-timber-production-expansion-guaranteed-loan-program-for-fiscal","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-26/pdf/2024-30651.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30651.pdf?1734961523","publication_date":"2024-12-26","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Business Cooperative Service","name":"Rural Business-Cooperative Service","id":456,"url":"https://www.federalregister.gov/agencies/rural-business-cooperative-service","json_url":"https://www.federalregister.gov/api/v1/agencies/456","parent_id":12,"slug":"rural-business-cooperative-service"}],"excerpts":"“Maintenance of approved lender status” and the requirements of this notice, are eligible lenders under this notice. Lenders must continue to comply with the requirements of 7 CFR 5001.132.\n \n \n (h) \n Lender's agreement. \n Agency approval of the lender will be evidenced by an outstanding lender's agreement, between the Agency and the lender as referenced in 7 CFR 5001.131. When approved to participate as a lender under this notice, the lender must execute a lender's agreement before the Agency will issue a loan note guarantee.\n \n \n (i) \n Access to"},{"title":"Revising Residency Requirements for the Section 184 Indian Housing Loan Guarantee Program","type":"Rule","abstract":"This interim final rule revises the Department of Housing and Urban Development's (HUD) regulations governing the Section 184 Indian Housing Loan Guarantee Program (the \"Section 184 Program\") by modifying the residency requirements for Borrower eligibility for Section 184 Program insured mortgages. This revision aligns HUD's requirements with recent executive actions that emphasize the prioritization of federal resources to protect the financial interests of American citizens and ensure the integrity of government-insured loan programs.","document_number":"2025-16979","html_url":"https://www.federalregister.gov/documents/2025/09/04/2025-16979/revising-residency-requirements-for-the-section-184-indian-housing-loan-guarantee-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-09-04/pdf/2025-16979.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-16979.pdf?1756903514","publication_date":"2025-09-04","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"“Strengthening the Section 184 Indian Housing Loan Guarantee Program” (the final rule) in the \n Federal Register \n , \n at 89 FR 20032. The final rule amended the regulations to the Section 184 Indian Housing Loan Guarantee Program (Section 184 Program) to minimize potential risk and increase program participation by financial institutions. Among the various amendments, the final rule added eligibility and participation requirements for Lender Applicants, Direct Guarantee Lenders, Non-Direct Guarantee Lenders, Holders and Servicers and other Section 184 Program"},{"title":"Supervisory Highlights: Special Edition Student Lending","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB or Bureau) is issuing its thirty sixth edition of Supervisory Highlights.","document_number":"2024-30758","html_url":"https://www.federalregister.gov/documents/2024/12/26/2024-30758/supervisory-highlights-special-edition-student-lending","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-26/pdf/2024-30758.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30758.pdf?1734961535","publication_date":"2024-12-26","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"5 \n \n \n \n \n 5 \n 12 U.S.C. 5531.\n \n \n Examiners observed that the lenders repeatedly disclosed some of the benefits borrowers would lose access to if they refinanced their Federal loans into private loans, but omitted the fact that borrowers would lose access to forgiveness plans. In one instance, the lenders said borrowers “may” lose access to Federal benefits, despite it being a certainty. In phone calls about refinancing Federal loans, the lenders scripted responses to direct questions about loan forgiveness that omitted the loss of forgiveness"},{"title":"Strengthening the Section 184 Indian Housing Loan Guarantee Program; Delay of Effective and Compliance Dates","type":"Rule","abstract":"The Department of Housing and Urban Development (HUD) published in the Federal Register on March 20, 2024, a final rule to strengthen its Section 184 Indian Loan Guarantee Program by, among other things, clarifying rules for Tribes, lenders, servicers, and other participants. The final rule established an effective date of June 18, 2024. To provide time for HUD to develop and implement a comprehensive handbook for the Section 184 Program and to allow Tribes, lenders, servicers, and other participants time to conform their policies, procedures, and systems to comply with HUD's March 20, 2024, final rule, this rulemaking delays that effective date to December 31, 2024, and establishes a compliance date of March 1, 2025.","document_number":"2024-13124","html_url":"https://www.federalregister.gov/documents/2024/06/14/2024-13124/strengthening-the-section-184-indian-housing-loan-guarantee-program-delay-of-effective-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-14/pdf/2024-13124.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-13124.pdf?1718282733","publication_date":"2024-06-14","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"Loan Guarantee Program” (the Final Rule). The Final Rule amended the regulations to the Section 184 Indian Housing Loan Guarantee Program (Section 184 Program). Since its inception, the Section 184 Program has experienced an increase in demand. As a result, HUD's March 20, 2024, final rule updated program regulations to minimize potential risk and increase program participation by financial institutions. The final rule added eligibility and participation requirements for Lender Applicants, Direct Guarantee Lenders, Non-Direct Guarantee Lenders, Holders"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) amends Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that these extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers estimated costs and losses. The rule allows consumers to better comparison shop across credit products and provides substantive protections that apply to other consumer credit.","document_number":"2024-29699","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-29699/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-29699.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29699.pdf?1735307118","publication_date":"2024-12-30","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"credit, direct costs relating to those customer service calls would be specifically traceable and the very large financial institution could include the direct costs relating to those calls in its calculation of costs under the breakeven standard. This example demonstrates that the specifically traceable test consists of two questions. First, does the cost or charge-off loss have a direct relationship to the provision of non-covered overdraft services? Second, can the very large financial institution provide evidence to demonstrate that direct relationship"},{"title":"Agency Information Collection Activities: Agency Information Collection Activities: Submission to the Office of Management and Budget for Review and Approval; Comment Request; EIB 11-05, Exporter's Certificate for Direct Loan, Guarantee & MT Insurance Programs","type":"Notice","abstract":"The Export-Import Bank of the United States (EXIM), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995.","document_number":"2025-03101","html_url":"https://www.federalregister.gov/documents/2025/02/26/2025-03101/agency-information-collection-activities-agency-information-collection-activities-submission-to-the","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-02-26/pdf/2025-03101.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-03101.pdf?1740491111","publication_date":"2025-02-26","agencies":[{"raw_name":"EXPORT-IMPORT BANK","name":"Export-Import Bank","id":151,"url":"https://www.federalregister.gov/agencies/export-import-bank","json_url":"https://www.federalregister.gov/api/v1/agencies/151","parent_id":null,"slug":"export-import-bank"}],"excerpts":"Schneider, \n donna.schneider@exim.gov. \n 202-565-3612.\n \n \n \n \n SUPPLEMENTARY INFORMATION: \n EXIM's borrowers, financial institution policy holders and guaranteed lenders provide this form to U.S. exporters, who certify to the eligibility of their exports for EXIM support. For direct loans and loan guarantees, the completed form is required to be submitted at time of disbursement and held by either the guaranteed lender or EXIM. For MT insurance, the completed forms are held by the financial institution, only to be submitted to EXIM in the event of a claim"},{"title":"Agency Information Collection Activities: Submission to the Office of Management and Budget for Review and Approval; Comment Request; EIB 15-04, Exporter's Certificate for Co-Financed Guarantee & MT Insurance Programs","type":"Notice","abstract":"The Export-Import Bank of the United States (EXIM Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995.","document_number":"2025-20174","html_url":"https://www.federalregister.gov/documents/2025/11/18/2025-20174/agency-information-collection-activities-submission-to-the-office-of-management-and-budget-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-18/pdf/2025-20174.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-20174.pdf?1763387136","publication_date":"2025-11-18","agencies":[{"raw_name":"EXPORT-IMPORT BANK","name":"Export-Import Bank","id":151,"url":"https://www.federalregister.gov/agencies/export-import-bank","json_url":"https://www.federalregister.gov/api/v1/agencies/151","parent_id":null,"slug":"export-import-bank"}],"excerpts":"schneider@exim.gov \n >, 202-565-3612.\n \n \n \n \n SUPPLEMENTARY INFORMATION: \n EXIM Bank's borrowers, financial institution policy holders and guaranteed lenders provide this form to U.S. exporters, who certify to the eligibility of their exports for Ex-Im Bank support. For direct loans and loan guarantees, the completed form is required to be submitted at time of disbursement and held by either the guaranteed lender or EXIM Bank. For MT insurance, the completed forms are held by the financial institution, only to be submitted to Ex-Im Bank in the"},{"title":"Agency Information Collection Activities: Submission to the Office of Management and Budget for Review and Approval; Comment Request; EIB 15-04, Exporter's Certificate for Co-Financed Guarantee & MT Insurance Programs","type":"Notice","abstract":"The Export-Import Bank of the United States (EXIM Bank), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995.","document_number":"2025-17425","html_url":"https://www.federalregister.gov/documents/2025/09/10/2025-17425/agency-information-collection-activities-submission-to-the-office-of-management-and-budget-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-09-10/pdf/2025-17425.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-17425.pdf?1757421918","publication_date":"2025-09-10","agencies":[{"raw_name":"EXPORT-IMPORT BANK OF THE UNITED STATES","name":"Export-Import Bank","id":151,"url":"https://www.federalregister.gov/agencies/export-import-bank","json_url":"https://www.federalregister.gov/api/v1/agencies/151","parent_id":null,"slug":"export-import-bank"}],"excerpts":"schneider@exim.gov \n >, 202-565-3612.\n \n \n \n \n SUPPLEMENTARY INFORMATION: \n \n EXIM Bank's borrowers, financial institution policy holders and guaranteed lenders provide this form to U.S. exporters, who certify to the eligibility of their exports for EXIM Bank support. For direct loans and loan guarantees, the completed form is required to be submitted at time of disbursement and held by either the guaranteed lender or EXIM Bank. For MT insurance, the completed forms are held by the financial institution, only to be submitted to EXIM Bank in the"},{"title":"Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modernize the capital requirements applicable to Category I and II depository institution holding companies and depository institutions, as well as revise the market risk capital framework for banking organizations with significant trading activity (the proposal). The proposal would improve the regulatory capital framework for covered banking organizations by enhancing its risk sensitivity and consistency and by simplifying core components of its design. The agencies expect the proposal would support the safety and soundness of covered banking organizations and U.S. financial stability while promoting lending and other financial intermediation activities in the banking system over a range of economic conditions.","document_number":"2026-05959","html_url":"https://www.federalregister.gov/documents/2026/03/27/2026-05959/regulatory-capital-rule-category-i-and-ii-banking-organizations-banking-organizations-with","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-27/pdf/2026-05959.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05959.pdf?1774529111","publication_date":"2026-03-27","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"commitments. Traditional lending is further subdivided into residential mortgage lending, other retail lending, and corporate lending. Residential mortgage lending includes loans, residential mortgage-backed securities and mortgage securitization and servicing activity. Other retail lending captures all other forms of credit extension to households, such as credit cards, auto loans, installment loans, and student loans. In addition, loans to small businesses below $1 million are included in retail lending. Corporate lending consists of larger loans"},{"title":"Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modify certain aspects of the regulatory capital rule (the proposal). The proposal would revise the risk-based capital treatment of certain exposure categories under the standardized approach, focusing on improving the calibration and risk sensitivity of risk weights that are particularly material to covered banking organizations' lending activities. The proposal would also modify the definition of regulatory capital by removing the threshold- based deduction for mortgage servicing assets for all banking organizations subject to the regulatory capital rule, including banking organizations subject to the community bank leverage ratio framework. In addition, the proposal would require Category III and IV banking organizations to recognize most elements of accumulated other comprehensive income in their regulatory capital. The agencies are concurrently publishing a separate proposal, which would require Category I and II banking organizations to use a new framework to calculate risk-weighted assets, called the expanded risk-based approach and would allow other banking organizations to elect to use the expanded risk-based approach.","document_number":"2026-05960","html_url":"https://www.federalregister.gov/documents/2026/03/27/2026-05960/regulatory-capital-rules-regulatory-capital-and-standardized-approach-for-risk-weighted-assets","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-27/pdf/2026-05960.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05960.pdf?1774529110","publication_date":"2026-03-27","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"conversion factors. \n The proposal would reduce corporate lending risk-weighted assets by an estimated $215 billion, relative to the baseline and holding the volume of lending activity constant. This would yield an aggregate $226 billion that could be applied to additional lending and asset purchases within this asset class. Should the covered depository institutions choose to increase their corporate lending at this scale, it may place downward pressure on loan prices. \n 4. Effects on Retail Lending \n Risk weights for retail loans, including but not limited"},{"title":"In the Matter of Honeywell International, Inc.; Direct and Indirect Transfers of License","type":"Notice","abstract":"The U.S. Nuclear Regulatory Commission (NRC) is issuing an order approving the application filed by Honeywell International, Inc. (Honeywell), dated January 24, 2025, as supplemented by letters dated February 14, 2025, March 3, 2025, March 7, 2025, April 9, 2025, and May 28, 2025. Specifically, the order approves the direct, and subsequent indirect, transfer of control of Source Material License No. SUB-526 and Export License Nos. XSOU8826/01 and XSOU8851/02 for the Honeywell Metropolis Works (MTW) uranium conversion facility in Metropolis, Illinois, and the indirect transfer of control of Honeywell's economic interest in ConverDyn, GP (ConverDyn) which holds NRC Export License Nos. XSOU8789/08 and XSOU8837.","document_number":"2025-11486","html_url":"https://www.federalregister.gov/documents/2025/06/23/2025-11486/in-the-matter-of-honeywell-international-inc-direct-and-indirect-transfers-of-license","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-23/pdf/2025-11486.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11486.pdf?1750423523","publication_date":"2025-06-23","agencies":[{"raw_name":"NUCLEAR REGULATORY COMMISSION","name":"Nuclear Regulatory Commission","id":383,"url":"https://www.federalregister.gov/agencies/nuclear-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/383","parent_id":null,"slug":"nuclear-regulatory-commission"}],"excerpts":"SpinCo LLC, though its name may be changed prior to the completion of the Spin (as defined below). NewCo Corp. will be a direct subsidiary of US Athens SpinCo LLC. \n The proposed transaction will then occur in two steps. The first step involves both a direct and two indirect transfers of control. In the first step, (i) the direct transfer of control will occur when Honeywell, the current licensee of the Metropolis Facility and holder of the 100 percent ownership of the facility's interests, transfers its materials and Export licenses for the facility"},{"title":"Residential Property Assessed Clean Energy Financing (Regulation Z)","type":"Rule","abstract":"Section 307 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) directs the Consumer Financial Protection Bureau (CFPB or Bureau) to prescribe ability-to-repay rules for Property Assessed Clean Energy (PACE) financing and to apply the civil liability provisions of the Truth in Lending Act (TILA) for violations. PACE financing is financing to cover the costs of home improvements that results in a tax assessment on the real property of the consumer. In this final rule, the CFPB implements EGRRCPA section 307 and amends Regulation Z to address how TILA applies to PACE transactions.","document_number":"2024-30628","html_url":"https://www.federalregister.gov/documents/2025/01/10/2024-30628/residential-property-assessed-clean-energy-financing-regulation-z","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-10/pdf/2024-30628.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30628.pdf?1736343918","publication_date":"2025-01-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"May 1, 2023 \n • RESPA = Real Estate Settlement Procedures Act \n • RFA = Regulatory Flexibility Act \n • TILA = Truth in Lending Act \n \n I. Summary of the Final Rule \n \n Section 307 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) directs the CFPB to prescribe ability-to-repay rules for Property Assessed Clean Energy (PACE) financing and to apply the civil liability provisions of the Truth in Lending Act (TILA) for violations.\n 1 \n \n In this final rule, the CFPB implements EGRRCPA section 307 and amends Regulation Z"},{"title":"ALP Express Pilot to Permanent Status","type":"Rule","abstract":"The U.S. Small Business Administration (\"SBA\" or Agency) is making permanent the increased delegated authorities made available under the ALP Express Pilot for Certified Development Companies (\"CDCs\") approved for the Accredited Lenders Program (\"ALP\"). These increased delegated authorities for 504 loans of $500,000 or less (\"ALP Express authority\") were authorized under the Economic Aid to Hard-hit Small Businesses, Nonprofits, and Venues Act (Economic Aid Act or EAA). When these EAA-increased delegated authorities expired on September 30, 2023, SBA implemented the ALP Express Pilot (Pilot) in October 2023 to allow SBA to further evaluate the improved customer service levels for SBA Borrowers and the use of these increased delegated authorities by ALP CDCs. The ALP Express Pilot is scheduled to expire on September 30, 2025. Due to the success of the Pilot, SBA is revising regulations and proceeding to make the Pilot permanent after receiving supportive public comments and no objections to SBA's October 24, 2024, notice of proposed rulemaking. SBA notified Congress of the intent to convert the Pilot to become a permanent part of the 504 Loan Program in September 2024.","document_number":"2024-29706","html_url":"https://www.federalregister.gov/documents/2024/12/18/2024-29706/alp-express-pilot-to-permanent-status","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-18/pdf/2024-29706.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29706.pdf?1734443143","publication_date":"2024-12-18","agencies":[{"raw_name":"SMALL BUSINESS ADMINISTRATION","name":"Small Business Administration","id":468,"url":"https://www.federalregister.gov/agencies/small-business-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/468","parent_id":null,"slug":"small-business-administration"}],"excerpts":"the ALP Express Pilot Program permanent, SBA is not changing ALP CDC reporting requirements and related responsibilities. No further changes to Form 1244 are needed.\n \n \n C. Lender Oversight. \n ALP CDC oversight procedures shall continue to follow the requirements set forth in 13 CFR part 120, subpart I, SOP 50 53 (Lender Supervision and Enforcement) and SOP 51 00 (On-Site Lender Reviews and Examinations). The SOPs can be found on the SBA website. ALP CDCs will be monitored both for performance and other risk characteristics. The ALP CDC must comply"},{"title":"Agency Information Collection Activities: Submission to the Office of Management and Budget for Review and Approval; Comment Request; EIB 11-05, Exporter's Certificate for Loan Guarantee & MT Insurance Programs","type":"Notice","abstract":"The Export-Import Bank of the United States (EXIM), as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal Agencies to comment on the proposed information collection, as required by the Paperwork Reduction Act of 1995.","document_number":"2024-28915","html_url":"https://www.federalregister.gov/documents/2024/12/10/2024-28915/agency-information-collection-activities-submission-to-the-office-of-management-and-budget-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-10/pdf/2024-28915.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-28915.pdf?1733751930","publication_date":"2024-12-10","agencies":[{"raw_name":"EXPORT-IMPORT BANK","name":"Export-Import Bank","id":151,"url":"https://www.federalregister.gov/agencies/export-import-bank","json_url":"https://www.federalregister.gov/api/v1/agencies/151","parent_id":null,"slug":"export-import-bank"}],"excerpts":"Schneider, \n donna.schneider@exim.gov, \n 202-565-3612.\n \n \n \n \n SUPPLEMENTARY INFORMATION: \n EXIM's borrowers, financial institution policy holders and guaranteed lenders provide this form to U.S. exporters, who certify to the eligibility of their exports for EXIM support. For direct loans and loan guarantees, the completed form is required to be submitted at time of disbursement and held by either the guaranteed lender or EXIM. For MT insurance, the completed forms are held by the financial institution, only to be submitted to EXIM in the event of a claim"},{"title":"Affiliation and Lending Criteria for the SBA Business Loan Programs","type":"Rule","abstract":"The U.S. Small Business Administration (SBA or Agency) is amending various regulations governing SBA's 7(a) Loan Program and 504 Loan Program, including regulations on use of proceeds for partial changes of ownership, lending criteria, loan conditions, reconsiderations, and affiliation standards, to expand access to capital to small businesses and drive economic recovery. The amendments to affiliation standards will also apply to the Microloan Program, Intermediary Lending Pilot Program, Surety Bond Guarantee Program, and the Disaster Loan programs (except for the COVID Economic Injury Disaster Loan (EIDL) Disaster Loan Program).","document_number":"2023-07173","html_url":"https://www.federalregister.gov/documents/2023/04/10/2023-07173/affiliation-and-lending-criteria-for-the-sba-business-loan-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-04-10/pdf/2023-07173.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-07173.pdf?1680871516","publication_date":"2023-04-10","agencies":[{"raw_name":"SMALL BUSINESS ADMINISTRATION","name":"Small Business Administration","id":468,"url":"https://www.federalregister.gov/agencies/small-business-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/468","parent_id":null,"slug":"small-business-administration"}],"excerpts":"one from a trade group, expressed concern that, where SBA requires SBA Lenders to underwrite SBA loans in the same manner in which they underwrite their similarly-sized, non-SBA guaranteed loans, SBA Supervised Lenders and CDCs will not have processes and procedures for underwriting non-SBA guaranteed commercial loans because they only make SBA guaranteed loans. The trade group expressed concern that, if the SBLC Proposed Rule is adopted, the number of SBA Supervised Lenders could be greatly expanded at the same time SBA's requirements for a consistent"}]}