{"description":"Documents matching 'purposes only criteria consumer reporting'","count":10000,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=purposes+only+criteria+consumer+reporting&format=json&page=2","results":[{"title":"Millennium Challenge Corporation Selection Criteria and Methodology Report for Fiscal Year 2026","type":"Notice","abstract":"The Millennium Challenge Act of 2003, as amended, requires the Millennium Challenge Corporation to publish a report that identifies the criteria and methodology that MCC intends to use to determine which candidate countries may be eligible to be considered for assistance under the Millennium Challenge Act for fiscal year 2026. The report is set forth in full below.","document_number":"2025-19507","html_url":"https://www.federalregister.gov/documents/2025/10/09/2025-19507/millennium-challenge-corporation-selection-criteria-and-methodology-report-for-fiscal-year-2026","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-09/pdf/2025-19507.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19507.pdf?1759868104","publication_date":"2025-10-09","agencies":[{"raw_name":"Millennium Challenge Corporation","name":"Millennium Challenge Corporation","id":287,"url":"https://www.federalregister.gov/agencies/millennium-challenge-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/287","parent_id":null,"slug":"millennium-challenge-corporation"}],"excerpts":"Challenge Corporation to publish a <span class=\"match\">report</span> that identifies the <span class=\"match\">criteria</span> and methodology that MCC intends to use to determine which candidate countries may be eligible to be considered for assistance under the Millennium Challenge Act for fiscal year 2026. The <span class=\"match\">report</span> is set forth in full below. \n \n (Authority: 22 U.S.C. 7707(b)(2)) \n \n \n \n Dated: October 7, 2025. \n Brian Finkelstein, \n Acting Vice President, General Counsel, and Corporate Secretary. \n \n Millennium Challenge Corporation \n Selection <span class=\"match\">Criteria</span> and Methodology <span class=\"match\">Report</span> for Fiscal Year 2026 \n This"},{"title":"Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a final rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information. The FCRA prohibits creditors from considering medical information in credit eligibility determinations. The CFPB is removing a regulatory exception that had permitted creditors to obtain and use information on medical debts notwithstanding this statutory limitation. The final rule also provides that a consumer reporting agency generally may not furnish to a creditor a consumer report containing information on medical debt that the creditor is prohibited from using.","document_number":"2024-30824","html_url":"https://www.federalregister.gov/documents/2025/01/14/2024-30824/prohibition-on-creditors-and-consumer-reporting-agencies-concerning-medical-information-regulation-v","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-14/pdf/2024-30824.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30824.pdf?1736775917","publication_date":"2025-01-14","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"Medical Collections on <span class=\"match\">Consumer</span> Credit <span class=\"match\">Reports</span> \n (July 27, 2022), \n https://www.consumerfinance.gov/data-research/research-<span class=\"match\">reports</span>/paid-and-low-balance-medical-collections-on-<span class=\"match\">consumer</span>-credit-<span class=\"match\">reports</span>/. \n \n \n \n A 2022 review of <span class=\"match\">consumer</span> complaints submitted to the CFPB found that many <span class=\"match\">consumers</span> complaining of disputed debt collection attempts <span class=\"match\">reported</span> first learning of the debt from viewing their <span class=\"match\">consumer</span> <span class=\"match\">report</span>. <span class=\"match\">Consumers</span> expressed concern with inaccurate information leading to a decrease in their credit score. Some <span class=\"match\">consumers</span> <span class=\"match\">reported</span> paying debt they"},{"title":"Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission","type":"Rule","abstract":"The Consumer Financial Protection Bureau (Bureau) is rescinding an advisory opinion issued in December 2020 regarding Regulation B, which implements the Equal Credit Opportunity Act (ECOA), as it applies to certain aspects of special purpose credit programs designed and implemented by for-profit organizations to meet special social needs.","document_number":"2026-12149","html_url":"https://www.federalregister.gov/documents/2026/06/17/2026-12149/equal-credit-opportunity-regulation-b-special-purpose-credit-programs-rescission","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-17/pdf/2026-12149.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12149.pdf?1781613910","publication_date":"2026-06-17","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"This rescission is issued under the Bureau's authority to provide guidance regarding ECOA and Regulation B, including under section 1022(b)(1) of the Dodd-Frank Wall Street Reform and <span class=\"match\">Consumer</span> Protection Act of 2010, which authorizes guidance as may be necessary or appropriate to enable the CFPB to administer and carry out the <span class=\"match\">purposes</span> and objectives of Federal <span class=\"match\">consumer</span> financial laws.\n 19 \n \n This rescission does not have the force or effect of law, and it has no legally binding effect, including on persons or entities outside the Federal Government"},{"title":"Notice Regarding Investigatory and Enforcement Policies and Procedures of the Office of Aviation Consumer Protection","type":"Notice","abstract":"The U.S. Department of Transportation is proposing to revise and update the investigatory and enforcement policies and practices of its Office of Aviation Consumer Protection (OACP), including the sanctions brought by OACP for non-compliance with aviation consumer protection requirements.","document_number":"2025-24282","html_url":"https://www.federalregister.gov/documents/2026/01/06/2025-24282/notice-regarding-investigatory-and-enforcement-policies-and-procedures-of-the-office-of-aviation","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-06/pdf/2025-24282.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-24282.pdf?1767620706","publication_date":"2026-01-06","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"the Department of Justice (DOJ) for civil enforcement, where appropriate. For a full list of <span class=\"match\">criteria</span> used by OACP in calculating a sanction, please see the Attachment “<span class=\"match\">Criteria</span> Considered in Setting Civil Penalties.” \n This notice supersedes the previous notice dated January 3, 2023. \n Attachment \n \n U.S. Department of Transportation \n Office of Aviation <span class=\"match\">Consumer</span> Protection \n <span class=\"match\">Criteria</span> Considered in Setting Civil Penalties \n \n The Office of Aviation <span class=\"match\">Consumer</span> Protection (OACP) considers the factors listed below in determining the civil penalty it would"},{"title":"Consumer Financial Civil Penalty Fund Rule Amendment","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is proposing to amend its 2013 rule implementing the provision of the Consumer Financial Protection Act of 2010 (CFPA or Act) that establishes a Consumer Financial Civil Penalty Fund (Civil Penalty Fund). Under the CFPA, the Civil Penalty Fund may be used for payments to victims of activities subject to civil penalties; to the extent victims cannot be located or payments are not practicable, the Bureau may use funds for consumer education and financial literacy programs. This proposed rule would remove references to allocating funds for consumer education and financial literacy programs.","document_number":"2025-11248","html_url":"https://www.federalregister.gov/documents/2025/06/18/2025-11248/consumer-financial-civil-penalty-fund-rule-amendment","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-18/pdf/2025-11248.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11248.pdf?1750164320","publication_date":"2025-06-18","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"at \n https://files.consumerfinance.gov/f/documents/cfpb_financial-<span class=\"match\">report</span>-fy-2024.pdf. \n \n \n \n The 2013 Rule provided limited information on how the Bureau was to exercise its discretion to use funds in the Civil Penalty Fund for the <span class=\"match\">purpose</span> of <span class=\"match\">consumer</span> education and financial literacy programs, should such funds remain available after allocations to victims. The preamble stated <span class=\"match\">only</span> that “the Bureau has adopted <span class=\"match\">criteria</span>—not contained in this rule—for selecting the particular <span class=\"match\">consumer</span> education or financial literacy programs to be funded” and referred"},{"title":"Removing Obsolete Procedures From the Consumer Assistance To Recycle and Save Act of 2009","type":"Rule","abstract":"On May 30, 2025, NHTSA published a notice of proposed rulemaking (NPRM) proposing to remove obsolete regulations related to the Consumer Assistance to Recycle and Save Act of 2009. The agency received no comment on the proposed changes to the Consumer Assistance to Recycle and Save Act of 2009, and therefore the agency is adopting the changes in this final rule.","document_number":"2026-11074","html_url":"https://www.federalregister.gov/documents/2026/06/03/2026-11074/removing-obsolete-procedures-from-the-consumer-assistance-to-recycle-and-save-act-of-2009","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-03/pdf/2026-11074.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-11074.pdf?1780404314","publication_date":"2026-06-03","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"National Highway Traffic Safety Administration","name":"National Highway Traffic Safety Administration","id":345,"url":"https://www.federalregister.gov/agencies/national-highway-traffic-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/345","parent_id":492,"slug":"national-highway-traffic-safety-administration"}],"excerpts":"ACTION: \n Final rule. \n \n \n SUMMARY: \n On May 30, 2025, NHTSA published a notice of proposed rulemaking (NPRM) proposing to remove obsolete regulations related to the <span class=\"match\">Consumer</span> Assistance to Recycle and Save Act of 2009. The agency received no comment on the proposed changes to the <span class=\"match\">Consumer</span> Assistance to Recycle and Save Act of 2009, and therefore the agency is adopting the changes in this final rule. \n \n \n DATES: \n \n \n Effective Date: \n July 6, 2026.\n \n \n Petitions for Reconsideration: \n If you wish to petition for reconsideration of this rule,"},{"title":"Updates to the Popcorn Promotion, Research, and Consumer Information Order","type":"Rule","abstract":"This final rule implements updates to the Popcorn Promotion, Research, and Consumer Information Order (Order). The updates increase the mandatory assessment rate from 5 cents per hundredweight of popcorn to 6 cents to reflect the present rate, which was administratively increased in 2001 and has been charged of processors ever since. Additionally, subpart C is added to the Order, which prescribes late payment and interest charges on past due assessments.","document_number":"2026-04694","html_url":"https://www.federalregister.gov/documents/2026/03/10/2026-04694/updates-to-the-popcorn-promotion-research-and-consumer-information-order","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-10/pdf/2026-04694.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04694.pdf?1773060317","publication_date":"2026-03-10","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Agricultural Marketing Service","name":"Agricultural Marketing Service","id":9,"url":"https://www.federalregister.gov/agencies/agricultural-marketing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/9","parent_id":12,"slug":"agricultural-marketing-service"}],"excerpts":"small producers and processors of the small domestic popcorn industry. This can account for the variance in why the total estimated 2022 hundredweight as <span class=\"match\">reported</span> by the \n 2018 to 2022 Evaluation of the Popcorn Board \n is larger than as <span class=\"match\">reported</span> by the NASS 2022 Census of Agriculture.\n \n \n This larger 2022 popcorn hundredweight as <span class=\"match\">reported</span> by the \n 2018 to 2022 Evaluation of the Popcorn Board \n <span class=\"match\">report</span> (\n page 5 \n ) can be used to determine if small businesses are adversely affected by this rule. Taking this estimated total 11,438,983 hundredweight of"},{"title":"Improving Customer Service and Protecting Consumers Through Onshoring","type":"Proposed Rule","abstract":"In this document, the Federal Communications Commission (Commission) proposes actions that would encourage and facilitate the onshoring of foreign call centers. Specifically, the Commission proposes rules and otherwise explore ways to improve customer service communications and better protect consumers' sensitive personal information by limiting use of foreign call centers and by improving standards applicable to a company's remaining foreign call center operations. It also seeks comment on extending these protections to modes of customer service communications other than calls, such as emails, texts, and on-line chats, and on ideas to deter scam and other unlawful calls made to the United States from foreign countries. Finally, it explore steps we can take to financially deter unlawful foreign-originated calls, such as bond requirements. The Commission proposes to apply these requirements to providers of telecommunications services, CMRS, interconnected VoIP service, cable television service, and DBS services, or affiliates of such providers. It also proposes to apply these requirements to the use of foreign call centers for consumer communications relating to internet access service offered by any of the foregoing providers or their affiliates and seeks comment on whether it should extend some or all of the proposed rules to providers of other types of services.","document_number":"2026-07960","html_url":"https://www.federalregister.gov/documents/2026/04/23/2026-07960/improving-customer-service-and-protecting-consumers-through-onshoring","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-23/pdf/2026-07960.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07960.pdf?1776861922","publication_date":"2026-04-23","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"we traditionally have focused our <span class=\"match\">consumer</span> protection efforts. Inbound calls easily can become outbound calls, such as when a <span class=\"match\">consumer's</span> call is answered initially by an Interactive Voice Response (IVR) system that allows the <span class=\"match\">consumer</span> to choose to have the IVR system hold the <span class=\"match\">consumer's</span> place in line and call the <span class=\"match\">consumer</span> back. And problems, such as communication barriers and protection of sensitive <span class=\"match\">consumer</span> information, exist regardless of whether a <span class=\"match\">consumer</span> calls the provider or the provider calls a <span class=\"match\">consumer</span>. \n \n Establishing English Proficiency"},{"title":"Fair Lending Report of the Consumer Financial Protection Bureau","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing its eleventh Fair Lending Report of the Consumer Financial Protection Bureau (Fair Lending Report) to Congress. The CFPB is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This report describes our fair lending activities in supervision and enforcement; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2023.","document_number":"2024-14533","html_url":"https://www.federalregister.gov/documents/2024/07/02/2024-14533/fair-lending-report-of-the-consumer-financial-protection-bureau","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-02/pdf/2024-14533.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14533.pdf?1719837925","publication_date":"2024-07-02","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"ACTION: \n Fair Lending <span class=\"match\">Report</span> of the <span class=\"match\">Consumer</span> Financial Protection Bureau. \n \n \n SUMMARY: \n The <span class=\"match\">Consumer</span> Financial Protection Bureau (CFPB) is issuing its eleventh Fair Lending <span class=\"match\">Report</span> of the <span class=\"match\">Consumer</span> Financial Protection Bureau (Fair Lending <span class=\"match\">Report</span>) to Congress. The CFPB is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This <span class=\"match\">report</span> describes our fair lending activities in supervision and enforcement; guidance and rulemaking; interagency coordination; and outreach and education"},{"title":"Request for Information: Streamlining the Call Report","type":"Notice","abstract":"The OCC, the Board, and the FDIC (the agencies) seek public input on sources of regulatory reporting burden for institutions that currently file the Consolidated Reports of Condition and Income (Call Report) (FFIEC 031, FFIEC 041, and FFIEC 051). This request for information (RFI) offers the opportunity for interested stakeholders to identify ways that the agencies could streamline the Call Report forms and instructions while still meeting the purposes of the collection.","document_number":"2025-21621","html_url":"https://www.federalregister.gov/documents/2025/12/01/2025-21621/request-for-information-streamlining-the-call-report","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-01/pdf/2025-21621.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-21621.pdf?1764337516","publication_date":"2025-12-01","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"file the <span class=\"match\">report</span>? \n 9. Are there current or emerging uses of technologies that the agencies should consider when reviewing the structure, content, or publication of the Call <span class=\"match\">Report</span> forms or instructions? \n The Call <span class=\"match\">Report</span> instructions contain eligibility thresholds that determine which version of the Call <span class=\"match\">Report</span> a respondent may submit and, for each version, whether a respondent should <span class=\"match\">report</span> certain schedules or line items. (For example, <span class=\"match\">reporting</span> <span class=\"match\">criteria</span> may be based on the value of the respondent's total consolidated assets <span class=\"match\">reported</span> on June 30th"},{"title":"Millennium Challenge Corporation Selection Criteria and Methodology Report for Fiscal Year 2025","type":"Notice","abstract":"The Millennium Challenge Act of 2003, as amended, requires the Millennium Challenge Corporation to publish a report that identifies the criteria and methodology that MCC intends to use to determine which candidate countries may be eligible to be considered for assistance under the Millennium Challenge Act for fiscal year 2025. The report is set forth in full below.","document_number":"2024-21969","html_url":"https://www.federalregister.gov/documents/2024/09/25/2024-21969/millennium-challenge-corporation-selection-criteria-and-methodology-report-for-fiscal-year-2025","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-25/pdf/2024-21969.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-21969.pdf?1727181934","publication_date":"2024-09-25","agencies":[{"raw_name":"Millennium Challenge Corporation","name":"Millennium Challenge Corporation","id":287,"url":"https://www.federalregister.gov/agencies/millennium-challenge-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/287","parent_id":null,"slug":"millennium-challenge-corporation"}],"excerpts":"Challenge Corporation to publish a <span class=\"match\">report</span> that identifies the <span class=\"match\">criteria</span> and methodology that MCC intends to use to determine which candidate countries may be eligible to be considered for assistance under the Millennium Challenge Act for fiscal year 2025. The <span class=\"match\">report</span> is set forth in full below. \n \n (Authority: 22 U.S.C. 7707(b)(2)) \n \n \n \n Dated: September 20, 2024. \n Peter E. Jaffe, \n Vice President, General Counsel, and Corporate Secretary. \n \n Millennium Challenge Corporation \n Selection <span class=\"match\">Criteria</span> and Methodology <span class=\"match\">Report</span> for Fiscal Year 2025 \n This document"},{"title":"Marine Casualty Reporting on the Outer Continental Shelf","type":"Rule","abstract":"This final rule revises marine casualty reporting criteria for Outer Continental Shelf (OCS) activities to focus on characteristics of the involved entity rather than location of the casualty. It also raises the property damage dollar threshold (PDT) for reporting marine casualties involving fixed OCS facilities from $25,000 to $75,000 and aligns other OCS units with that threshold, consistency with the PDT for vessels in U.S. waters. The rule reduces costs to U.S. industry by $10,775 over 10 years and better harmonizes reporting requirements between U.S. and foreign floating offshore facilities, mobile offshore drilling units, and vessels engaged in OCS activities.","document_number":"2026-13137","html_url":"https://www.federalregister.gov/documents/2026/06/30/2026-13137/marine-casualty-reporting-on-the-outer-continental-shelf","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-30/pdf/2026-13137.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13137.pdf?1782737113","publication_date":"2026-06-30","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"},{"raw_name":"Coast Guard","name":"Coast Guard","id":53,"url":"https://www.federalregister.gov/agencies/coast-guard","json_url":"https://www.federalregister.gov/api/v1/agencies/53","parent_id":227,"slug":"coast-guard"}],"excerpts":"$25,000 threshold for <span class=\"match\">reporting</span> property damage for continuity and consistency. Another commenter recommended increasing the <span class=\"match\">reporting</span> threshold from $75,000 to $250,000. \n The Coast Guard does not agree with keeping the threshold for <span class=\"match\">reporting</span> property damage at $25,000 or with raising it to $250,000. The <span class=\"match\">purpose</span> of updating the property damage threshold in 33 CFR part 146 is to harmonize the <span class=\"match\">reporting</span> <span class=\"match\">criteria</span> across <span class=\"match\">reporting</span> protocols and neither of those two recommendations would result in consistent <span class=\"match\">reporting</span> <span class=\"match\">criteria</span>. \n As discussed in the"},{"title":"Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is seeking public comment on a proposed rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information. The CFPB is proposing to remove a regulatory exception in Regulation V from the limitation in the FCRA on creditors obtaining or using information on medical debts for credit eligibility determinations. The proposed rule would also provide that a consumer reporting agency generally may not furnish to a creditor a consumer report containing information on medical debt that the creditor is prohibited from using.","document_number":"2024-13208","html_url":"https://www.federalregister.gov/documents/2024/06/18/2024-13208/prohibition-on-creditors-and-consumer-reporting-agencies-concerning-medical-information-regulation-v","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-18/pdf/2024-13208.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-13208.pdf?1718628315","publication_date":"2024-06-18","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"Medical Collections on <span class=\"match\">Consumer</span> Credit <span class=\"match\">Reports</span> \n (July 27, 2022), \n https://www.consumerfinance.gov/data-research/research-<span class=\"match\">reports</span>/paid-and-low-balance-medical-collections-on-<span class=\"match\">consumer</span>-credit-<span class=\"match\">reports</span>/. \n \n \n \n A 2022 review of <span class=\"match\">consumer</span> complaints submitted to the CFPB found that many <span class=\"match\">consumers</span> complaining of disputed debt collection attempts <span class=\"match\">reported</span> first learning of the debt from viewing their <span class=\"match\">consumer</span> <span class=\"match\">report</span>. <span class=\"match\">Consumers</span> expressed concern with inaccurate information leading to a decrease in their credit score. Some <span class=\"match\">consumers</span> <span class=\"match\">reported</span> paying debt they"},{"title":"Updates to the Popcorn Promotion, Research, and Consumer Information Order","type":"Proposed Rule","abstract":"This proposal invites comments on updates to the Popcorn Promotion, Research, and Consumer Information Order (Order). This proposal would increase the mandatory assessment rate from 5 cents per hundredweight of popcorn to 6 cents to reflect the present rate which was administratively increased in 2001 and has been charged of processors since. Additionally, subpart C would be added to the Order prescribing late payment and interest charges on past due assessments.","document_number":"2025-10469","html_url":"https://www.federalregister.gov/documents/2025/06/10/2025-10469/updates-to-the-popcorn-promotion-research-and-consumer-information-order","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-10/pdf/2025-10469.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-10469.pdf?1749473114","publication_date":"2025-06-10","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Agricultural Marketing Service","name":"Agricultural Marketing Service","id":9,"url":"https://www.federalregister.gov/agencies/agricultural-marketing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/9","parent_id":12,"slug":"agricultural-marketing-service"}],"excerpts":"small producers and processors of the small domestic popcorn industry. This can account for the variance in why the total estimated 2022 hundredweight as <span class=\"match\">reported</span> by the \n 2018 to 2022 Evaluation of the Popcorn Board \n is larger than as <span class=\"match\">reported</span> by the NASS 2022 Census of Agriculture.\n \n \n This larger 2022 popcorn hundredweight as <span class=\"match\">reported</span> by the \n 2018 to 2022 Evaluation of the Popcorn Board \n <span class=\"match\">report</span> (\n page 5 \n ) can be used to determine if small businesses are adversely affected by this rule. Taking this estimated total 11,438,983 hundredweight of"},{"title":"Trade Regulation Rule on the Use of Consumer Reviews and Testimonials","type":"Rule","abstract":"The Federal Trade Commission (\"FTC\" or \"Commission\") is issuing this final rule and Statement of Basis and Purpose (\"SBP\") relating to certain specified unfair or deceptive acts or practices involving consumer reviews or testimonials. This final rule, among other things, prohibits selling or purchasing fake consumer reviews or testimonials, buying positive or negative consumer reviews, certain insiders creating consumer reviews or testimonials without clearly disclosing their relationships, creating a company-controlled review website that falsely purports to provide independent reviews, certain review suppression practices, and selling or purchasing fake indicators of social media influence.","document_number":"2024-18519","html_url":"https://www.federalregister.gov/documents/2024/08/22/2024-18519/trade-regulation-rule-on-the-use-of-consumer-reviews-and-testimonials","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-22/pdf/2024-18519.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-18519.pdf?1724244318","publication_date":"2024-08-22","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"the visual portion.\n \n \n \n 139 \n  \n Id. \n \n \n d. <span class=\"match\">Consumer</span> Review \n \n The proposed rule defined “<span class=\"match\">consumer</span> review” as “a <span class=\"match\">consumer's</span> evaluation, or a purported <span class=\"match\">consumer's</span> evaluation, of a product, service, or business that is \n \n submitted by the <span class=\"match\">consumer</span> or purported <span class=\"match\">consumer</span> and that is published to a website or platform dedicated in whole or in part to receiving and displaying such evaluations.” The proposed definition also noted that, for the <span class=\"match\">purposes</span> of the rule, <span class=\"match\">consumer</span> reviews include <span class=\"match\">consumer</span> ratings regardless of whether they include any text"},{"title":"Energy Conservation Program: Energy Conservation Standards for Consumer Furnace Fans","type":"Proposed Rule","abstract":"The Department of Energy (DOE or the Department) is considering whether to revise its existing regulations regarding the energy conservation standards for consumer furnace fans adopted under the Energy Policy and Conservation Act (EPCA). DOE is initiating this effort through this request for information (RFI) to invite public input on appropriate standard levels that are technologically feasible, economically justified, and result in significant conservation of energy.","document_number":"2025-08583","html_url":"https://www.federalregister.gov/documents/2025/05/16/2025-08583/energy-conservation-program-energy-conservation-standards-for-consumer-furnace-fans","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-05-16/pdf/2025-08583.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-08583.pdf?1747056612","publication_date":"2025-05-16","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"}],"excerpts":"codified), authorizes DOE to regulate the energy efficiency of a number of <span class=\"match\">consumer</span> products and certain industrial equipment.\n 1 \n \n Title III, Part B \n 2 \n \n of EPCA established the Energy Conservation Program for <span class=\"match\">Consumer</span> Products Other Than Automobiles. These products include <span class=\"match\">consumer</span> furnace fans,\n 3 \n \n the subject of this document. 42 U.S.C. 6295(f)(4)(D). Specifically, EPCA directed DOE to establish energy conservation standards for electricity used for the <span class=\"match\">purpose</span> of circulating air through ductwork. \n Id. \n \n \n \n 1 \n  All references to"},{"title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) issues this rule to define larger participants of a market for general-use digital consumer payment applications. Larger participants of this market will be subject to the CFPB's supervisory authority under the Consumer Financial Protection Act (CFPA). A nonbank covered person qualifies as a larger participant if it facilitates an annual covered consumer payment transaction volume of at least 50 million transactions as defined in the rule, and it is not a small business concern.","document_number":"2024-27836","html_url":"https://www.federalregister.gov/documents/2024/12/10/2024-27836/defining-larger-participants-of-a-market-for-general-use-digital-consumer-payment-applications","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-10/pdf/2024-27836.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-27836.pdf?1733751918","publication_date":"2024-12-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"visited Nov. 5, 2024); <span class=\"match\">Consumer</span> <span class=\"match\">Reports</span> Survey Group, \n Peer-to-Peer Payment Services \n (Jan. 10, 2023) (<span class=\"match\">Consumer</span> <span class=\"match\">Reports</span> P2P Survey) at 1 (<span class=\"match\">reporting</span> results from a survey finding that four in ten Americans use P2P services at least once a month), \n https://advocacy.consumerreports.org/wp-content/uploads/2023/01/P2P-<span class=\"match\">Report</span>-4-Surveys-2022.pdf \n (last visited Oct. 23, 2023); Kevin Foster, Claire Greene, and Joanna Stavins, \n 2022 Survey and Diary of <span class=\"match\">Consumer</span> Payment Choice: Summary Results \n (Sept. 17, 2022) at 8 (<span class=\"match\">reporting</span> results of survey conducted"},{"title":"Revision of Tier 4 Criteria Pollutant Standards, Part 1: Amendments to Phase-In Schedule for Light-Duty and Medium-Duty Vehicles","type":"Proposed Rule","abstract":"The U.S. Environmental Protection Agency (EPA) is reconsidering the Tier 4 criteria pollutant standards for new motor vehicles promulgated within the final rule entitled \"Multi-Pollutant Emissions Standards for Model Years 2027 and Later Light-Duty and Medium-Duty Vehicles.\" This reconsideration will occur in two separate, but coordinated, rulemakings. In this Part 1 rulemaking, the EPA is proposing to amend the phase-in schedule for the Tier 4 criteria pollutant standards for certain vehicles to address changing circumstances and feasibility concerns. These amendments, if finalized, would extend the Tier 3 standards for certain vehicles to model years (MYs) 2027 and 2028 such that the Tier 4 standards for these vehicles would phase in starting with MY 2029. The EPA is also proposing other changes to the test protocols used to evaluate emissions performance for certification and related regulatory issues. Potential amendments to the Tier 4 standards and other program elements will be proposed separately in a future Part 2 rulemaking.","document_number":"2026-09905","html_url":"https://www.federalregister.gov/documents/2026/05/18/2026-09905/revision-of-tier-4-criteria-pollutant-standards-part-1-amendments-to-phase-in-schedule-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-18/pdf/2026-09905.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-09905.pdf?1778849124","publication_date":"2026-05-18","agencies":[{"raw_name":"ENVIRONMENTAL PROTECTION AGENCY","name":"Environmental Protection Agency","id":145,"url":"https://www.federalregister.gov/agencies/environmental-protection-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/145","parent_id":null,"slug":"environmental-protection-agency"}],"excerpts":"The EPA is proposing to revise the <span class=\"match\">criteria</span> pollutant emission standards applicable to MYs 2027 and 2028 light-duty vehicles (LDVs), light-duty trucks (LDTs), medium-duty passenger vehicles (MDPVs), and medium-duty vehicles (MDVs) (collectively, “light- and medium-duty vehicles”) pursuant to Clean Air Act (CAA) section 202(a). If finalized as proposed, the <span class=\"match\">criteria</span> pollutant emission standards established for MYs 2025 and beyond in the 2014 Tier 3 Rule \n 1 \n \n would apply to MYs 2027 and 2028, and the <span class=\"match\">criteria</span> pollutant emission standards established"},{"title":"Pipeline Safety: Repair Criteria for Hazardous Liquid and Gas Transmission Pipelines","type":"Proposed Rule","abstract":"PHMSA proposes to modernize and to clarify the anomaly response criteria in the Federal pipeline safety regulations for gas transmission and hazardous liquid pipelines. Driven by twenty years of technological development, modern engineering concepts allow operators to identify, schedule, and remediate pipeline anomalies more effectively and in a less costly manner. PHMSA proposes incorporating these improved safety practices into its regulations by finalizing certain safety improvements advanced in recent rulemakings for gas transmission pipelines and extending those changes to hazardous liquid pipelines. In addition, PHMSA proposes certain non-substantive revisions to its gas and hazardous liquid repair regulations to improve compliance.","document_number":"2026-13805","html_url":"https://www.federalregister.gov/documents/2026/07/08/2026-13805/pipeline-safety-repair-criteria-for-hazardous-liquid-and-gas-transmission-pipelines","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-08/pdf/2026-13805.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13805.pdf?1783428318","publication_date":"2026-07-08","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Pipeline and Hazardous Materials Safety Administration","name":"Pipeline and Hazardous Materials Safety Administration","id":408,"url":"https://www.federalregister.gov/agencies/pipeline-and-hazardous-materials-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/408","parent_id":492,"slug":"pipeline-and-hazardous-materials-safety-administration"}],"excerpts":"similar to § 192.714. In some cases, specific <span class=\"match\">criteria</span> differ from those for gas transmission pipelines to account for the unique operational characteristics and threats of hazardous liquid pipelines. \n On the specific response <span class=\"match\">criteria</span>, PHMSA largely proposes to replace or supplement the existing measurement-based <span class=\"match\">criteria</span> and to add engineering-based <span class=\"match\">criteria</span>, which § 195.453(c) require to be evaluated in accordance with new § 195.415. For immediate response, PHMSA proposes the following <span class=\"match\">criteria</span>: \n • Metal loss with an FPR of 1.1 and below (1"},{"title":"Consumer Financial Protection Circular 2024-07: Design, Marketing, and Administration of Credit Card Rewards Programs","type":"Rule","abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) has issued Consumer Financial Protection Circular 2024-07 titled, \"Design, marketing, and administration of credit card rewards programs.\" In this circular, the CFPB responds to the question, \"Can credit card issuers violate the law if they or their rewards partners devalue earned rewards or otherwise inhibit consumers from obtaining or redeeming promised rewards?\"","document_number":"2024-30988","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-30988/consumer-financial-protection-circular-2024-07-design-marketing-and-administration-of-credit-card","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-30988.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30988.pdf?1735307135","publication_date":"2024-12-30","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"are increasingly used to encourage <span class=\"match\">consumers</span> to apply for and use specific credit cards.\n 1 \n \n As of 2019, more than 90 percent of general <span class=\"match\">purpose</span> credit card spending occurred on rewards cards, and by the end of 2022, 75 percent of general <span class=\"match\">purpose</span> credit cards were rewards cards.\n 2 \n \n While rewards cards are more common for <span class=\"match\">consumers</span> with higher credit scores, the use of rewards cards is growing fastest among deep subprime, subprime, and near-prime <span class=\"match\">consumers</span>.\n 3 \n \n The amount of money or value that <span class=\"match\">consumers</span> earn and maintain in credit card rewards"}]}