{"description":"Documents matching 'require separate collection home loan'","count":6145,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=require+separate+collection+home+loan&format=json&page=2","results":[{"title":"Fair Housing Home Loan Data System","type":"Rule","abstract":"The Office of the Comptroller of the Currency (OCC) is rescinding its Fair Housing Home Loan Data System regulation. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, it imposed asymmetrical data collection requirements on national banks compared to their other depository institution counterparts, and the data collected had limited utility. For these reasons, rescinding the regulation eliminates the regulatory burden for national banks without having a material impact on the availability of data necessary for the OCC to conduct its fair housing- related supervisory activities.","document_number":"2026-04276","html_url":"https://www.federalregister.gov/documents/2026/03/04/2026-04276/fair-housing-home-loan-data-system","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-04/pdf/2026-04276.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04276.pdf?1772545521","publication_date":"2026-03-04","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"7 \n \n Specifically, part 27 <span class=\"match\">required</span> national banks to (i) engage in quarterly recordkeeping of certain <span class=\"match\">home</span> <span class=\"match\">loan</span> data if the national bank is <span class=\"match\">required</span> to report \n \n <span class=\"match\">loans</span> under the <span class=\"match\">Home</span> Mortgage Disclosure Act \n 8 \n \n (HMDA reporters) or if the national bank is a non-HMDA reporter that receives 50 or more <span class=\"match\">home</span> <span class=\"match\">loan</span> \n 9 \n \n applications a year, as applicable; \n 10 \n \n (ii) attempt to obtain all of the prescribed information for applications for <span class=\"match\">home</span> <span class=\"match\">loans</span>; \n 11 \n \n (iii) maintain certain additional information in <span class=\"match\">loan</span> files; \n 12 \n \n and (iv) collect"},{"title":"Fair Housing Home Loan Data System","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency (OCC) invites public comment on a notice of proposed rulemaking (proposed rule) to rescind its Fair Housing Home Loan Data System regulation codified at 12 CFR part 27. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, part 27 imposes asymmetrical data collection requirements on national banks compared to their other depository institution counterparts, and the data collected has limited utility. For these reasons, rescinding the regulation would eliminate the regulatory burden attributable to part 27 for national banks without having a material impact on the availability of data necessary for the OCC to conduct its fair housing-related supervisory activities.","document_number":"2025-20202","html_url":"https://www.federalregister.gov/documents/2025/11/18/2025-20202/fair-housing-home-loan-data-system","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-18/pdf/2025-20202.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-20202.pdf?1763387140","publication_date":"2025-11-18","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":" 7 \n \n Specifically, part 27 <span class=\"match\">requires</span> national banks to (i) engage in quarterly recordkeeping of certain <span class=\"match\">home</span> <span class=\"match\">loan</span> data if the national bank is <span class=\"match\">required</span> to report <span class=\"match\">loans</span> under the <span class=\"match\">Home</span> Mortgage Disclosure Act \n 8 \n \n (HMDA reporters) or if the national bank is a non-HMDA reporter that receives 50 or more <span class=\"match\">home</span> <span class=\"match\">loan</span> \n 9 \n \n applications a year, as applicable; \n 10 \n \n (ii) attempt to obtain all of the prescribed information for applications for <span class=\"match\">home</span> <span class=\"match\">loans</span>; \n 11 \n \n (iii) maintain certain additional information in <span class=\"match\">loan</span> files; \n 12 \n \n and (iv) collect"},{"title":"Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Regulation C-Home Mortgage Disclosure","type":"Notice","abstract":"The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, \"Regulation C--Home Mortgage Disclosure.\" The OCC also is giving notice that it has sent the collection to OMB for review.","document_number":"2025-16417","html_url":"https://www.federalregister.gov/documents/2025/08/27/2025-16417/agency-information-collection-activities-information-collection-renewal-submission-for-omb-review","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-27/pdf/2025-16417.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-16417.pdf?1756212324","publication_date":"2025-08-27","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"continuing information <span class=\"match\">collection</span>, as <span class=\"match\">required</span> by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not <span class=\"match\">required</span> to respond to, an information <span class=\"match\">collection</span> unless it displays a currently valid Office of Management and Budget \n \n (OMB) control number. The OCC is soliciting comment concerning the renewal of its information <span class=\"match\">collection</span> titled, “Regulation C—<span class=\"match\">Home</span> Mortgage Disclosure.” The OCC also is giving notice that it has sent the <span class=\"match\">collection</span> to OMB for review"},{"title":"Agency Information Collection Activities: Information Collection Renewal; Comment Request; Regulation C-Home Mortgage Disclosure","type":"Notice","abstract":"The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, \"Regulation C--Home Mortgage Disclosure.\"","document_number":"2025-11109","html_url":"https://www.federalregister.gov/documents/2025/06/17/2025-11109/agency-information-collection-activities-information-collection-renewal-comment-request-regulation","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-17/pdf/2025-11109.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11109.pdf?1750077920","publication_date":"2025-06-17","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"respondent burden, invites comment on a continuing information \n \n <span class=\"match\">collection</span>, as <span class=\"match\">required</span> by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not <span class=\"match\">required</span> to respond to, an information <span class=\"match\">collection</span> unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information <span class=\"match\">collection</span> titled, “Regulation C—<span class=\"match\">Home</span> Mortgage Disclosure.”\n \n \n \n DATES: \n Comments must be received"},{"title":"Revising the Definition of “Manufactured Home” to Lower Housing Costs","type":"Proposed Rule","abstract":"This proposed rule would amend the definition of \"manufactured home\" in HUD's Manufactured Home Construction and Safety Standards (MHCSS), Model Manufactured Home Installation Standards (MMHIS), and Manufactured Home Installation Program (MHIP) to provide that a transportable section of a manufactured home serving as part of an upper floor of a manufactured home would not need to be transported or built on a permanent chassis.","document_number":"2026-11851","html_url":"https://www.federalregister.gov/documents/2026/06/12/2026-11851/revising-the-definition-of-manufactured-home-to-lower-housing-costs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-12/pdf/2026-11851.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-11851.pdf?1781181916","publication_date":"2026-06-12","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"Manufactured <span class=\"match\">home</span> \n —Under the proposed rule, HUD would continue to <span class=\"match\">require</span> a permanent chassis for each transportable section that is designed to serve as part of the lowest floor of a manufactured <span class=\"match\">home</span>. HUD is also seeking comment on an alternative approach that HUD is considering under which a manufactured <span class=\"match\">home</span> would be <span class=\"match\">required</span> to have a permanent chassis under only one transportable section of the lowest floor. This alternative would apply to both multi-section, single-story manufactured <span class=\"match\">homes</span> and multi-story manufactured <span class=\"match\">homes</span>.\n \n In the Regulatory"},{"title":"Single Family Housing Guaranteed Loan Program","type":"Rule","abstract":"The Rural Housing Service (RHS or Agency), a Rural Development (RD) Agency within the United States Department of Agriculture (USDA), is amending its regulations to grant Delegated Lenders participating in the Single-Family Housing Guaranteed Loan Program (SFHGLP) the authority to make loans and obtain Loan Note Guarantees after closing using automated loan underwriting and closing systems.","document_number":"2026-05387","html_url":"https://www.federalregister.gov/documents/2026/03/19/2026-05387/single-family-housing-guaranteed-loan-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-19/pdf/2026-05387.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05387.pdf?1773837915","publication_date":"2026-03-19","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"of the Final rule, <span class=\"match\">loan</span> approval and issuance of the <span class=\"match\">Loan</span> Note Guarantee will be delegated to the Delegated Lender. Delegated Lenders will be <span class=\"match\">required</span> to use Agency automated <span class=\"match\">loan</span> underwriting and closing systems to originate, process, close, and service <span class=\"match\">loan</span> applications in accordance with the published regulations and handbook guidance. In this respect, the Delegated Lender will act as the Agency and will <span class=\"match\">require</span> limited-to-no Agency involvement in the pre-closing <span class=\"match\">loan</span> approval process and post-closing issuance of the <span class=\"match\">Loan</span> Note Guarantee. The"},{"title":"Loan Guaranty: Loan Reporting and Partial or Total Loss of Guaranty or Insurance","type":"Proposed Rule","abstract":"The Department of Veterans Affairs (VA) proposes to amend its regulations governing loan reporting requirements for lenders that participate in the VA-guaranteed home loan program and circumstances when VA would assert a defense for partial or total loss of guaranty or insurance for lenders and holders. These proposed amendments would support VA's ongoing efforts to modernize and transform technology and processes within the guaranteed home loan program, capitalizing on industry standard datasets. In addition, the proposed regulatory changes would update and enhance the loan guaranty reporting requirements for lenders, providing veterans stronger protections against noncompliant loans through improved transparency and oversight of the program.","document_number":"2024-26776","html_url":"https://www.federalregister.gov/documents/2024/11/20/2024-26776/loan-guaranty-loan-reporting-and-partial-or-total-loss-of-guaranty-or-insurance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-20/pdf/2024-26776.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-26776.pdf?1732023915","publication_date":"2024-11-20","agencies":[{"raw_name":"DEPARTMENT OF VETERANS AFFAIRS","name":"Veterans Affairs Department","id":520,"url":"https://www.federalregister.gov/agencies/veterans-affairs-department","json_url":"https://www.federalregister.gov/api/v1/agencies/520","parent_id":null,"slug":"veterans-affairs-department"}],"excerpts":"4328. \n 2. Reporting <span class=\"match\">Loans</span> That <span class=\"match\">Require</span> VA's Prior Approval \n \n VA proposes to remove current paragraphs (b), (c), and (d) of 38 CFR 36.4303 and add a new paragraph (b). \n \n Proposed paragraph (b) would include the heading, “Prior-approval <span class=\"match\">loans</span>”, and provide that, in the case of any <span class=\"match\">loan</span> made by a lender without the authority to close <span class=\"match\">loans</span> on an automatic basis or any <span class=\"match\">loan</span> where the Secretary provides advance notice of the need for prior approval, the lender would be <span class=\"match\">required</span> to report the <span class=\"match\">loan</span> to the Secretary before the <span class=\"match\">loan</span> closing for the Secretary's"},{"title":"Car Loan Interest Deduction","type":"Proposed Rule","abstract":"This document contains proposed regulations regarding the deduction for certain taxpayers for an amount up to $10,000 of qualified passenger vehicle loan interest. This document also contains proposed regulations regarding new information reporting requirements for certain persons who, in a trade or business, receive from any individual interest aggregating $600 or more for any calendar year on a specified passenger vehicle loan, including applicable penalties for failures to file information returns or furnish payee statements as required. The proposed regulations would affect taxpayers that may deduct qualified passenger vehicle loan interest, and also persons subject to these information reporting requirements. This document also provides notice of a public hearing on these proposed regulations.","document_number":"2025-24154","html_url":"https://www.federalregister.gov/documents/2026/01/02/2025-24154/car-loan-interest-deduction","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-02/pdf/2025-24154.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-24154.pdf?1767188710","publication_date":"2026-01-02","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"}],"excerpts":"\n \n \n (4) \n Refinancing of an SPVL. \n If a taxpayer refinances an SPVL (refinanced <span class=\"match\">loan</span>), the resulting indebtedness (new <span class=\"match\">loan</span>) is an SPVL if the new <span class=\"match\">loan</span> is secured by a first lien on the APV with respect to which the refinanced <span class=\"match\">loan</span> was incurred. The amount of the new <span class=\"match\">loan</span> that is an SPVL is limited to the outstanding balance of the refinanced <span class=\"match\">loan</span> as of the date of the refinancing. A taxpayer allocates principal and interest between the amount of the new <span class=\"match\">loan</span> that is an SPVL and the remaining portion of the indebtedness on a pro rata basis. For"},{"title":"Indexing Methodology for Title I Manufactured Home Loan Limits","type":"Rule","abstract":"Section 2145 of the Housing and Economic Recovery Act of 2008 (HERA) amended the maximum loan limits for manufactured home loans insured under Title I of the National Housing Act and required regulations to implement future indexing of the loan limit amounts for manufactured homes originated under the Manufactured Home Loan program. This rule establishes indexing methodologies using data from the United States Census Bureau (\"Census\") to annually calculate the loan limits for Manufactured Home Loans, Manufactured Home Lot Loans, and Manufactured Home and Lot Combination Loans (\"Combination Loans\") insured under Title I of the National Housing Act for the Manufactured Home Loan program. This final rule adopts HUD's October 18, 2022, proposed rule with changes.","document_number":"2024-04138","html_url":"https://www.federalregister.gov/documents/2024/02/28/2024-04138/indexing-methodology-for-title-i-manufactured-home-loan-limits","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-28/pdf/2024-04138.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-04138.pdf?1709041534","publication_date":"2024-02-28","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"amended the maximum <span class=\"match\">loan</span> limits for manufactured <span class=\"match\">home</span> <span class=\"match\">loans</span> insured under Title I of the National Housing Act and <span class=\"match\">required</span> regulations to implement future indexing of the <span class=\"match\">loan</span> limit amounts for manufactured <span class=\"match\">homes</span> originated under the Manufactured <span class=\"match\">Home</span> <span class=\"match\">Loan</span> program. This rule establishes indexing methodologies using data from the United States Census Bureau (“Census”) to annually calculate the <span class=\"match\">loan</span> limits for Manufactured <span class=\"match\">Home</span> <span class=\"match\">Loans</span>, Manufactured <span class=\"match\">Home</span> Lot <span class=\"match\">Loans</span>, and Manufactured <span class=\"match\">Home</span> and Lot Combination <span class=\"match\">Loans</span> (“Combination <span class=\"match\">Loans</span>”) insured under Title"},{"title":"Federal Home Loan Bank System Boards of Directors and Executive Management","type":"Proposed Rule","abstract":"The Federal Housing Finance Agency (FHFA or the Agency) is proposing to revise regulations addressing boards of directors and overall corporate governance of the Federal Home Loan Banks (Banks) and the Bank System's Office of Finance (OF) to update and clarify regulatory requirements on a variety of topics including: FHFA's annual designation of Bank directorships; Bank director eligibility and professional qualifications; nomination, election, and removal of Bank directors; the conduct of System board and committee meetings; conflicts of interest; and the respective responsibilities of System boards of directors and executive management.","document_number":"2024-24767","html_url":"https://www.federalregister.gov/documents/2024/11/04/2024-24767/federal-home-loan-bank-system-boards-of-directors-and-executive-management","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-04/pdf/2024-24767.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-24767.pdf?1730465115","publication_date":"2024-11-04","agencies":[{"raw_name":"FEDERAL HOUSING FINANCE AGENCY","name":"Federal Housing Finance Agency","id":174,"url":"https://www.federalregister.gov/agencies/federal-housing-finance-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/174","parent_id":null,"slug":"federal-housing-finance-agency"}],"excerpts":" \n \n \n Subpart B—Federal <span class=\"match\">Home</span> <span class=\"match\">Loan</span> Bank Boards of Directors: Eligibility and Elections \n 1261.2 \n \n 1261.3 \n \n 1261.4 \n \n 1261.5 \n \n 1261.6 \n \n 1261.7 \n \n 1261.8 \n \n 1261.9 \n \n 1261.10 \n \n 1261.11 \n \n 1261.12 \n \n 1261.13 \n \n 1261.14 \n \n 1261.15 \n \n \n \n Subpart C—Federal <span class=\"match\">Home</span> <span class=\"match\">Loan</span> Bank Directors' Compensation and Expenses \n 1261.20 \n \n 1261.21 \n \n 1261.22 \n \n 1261.23 \n \n 1261.24 \n \n \n \n \n Authority: \n 12 U.S.C. 1426, 1427, 1432, 4511 and 4526. \n \n \n Subpart A—Definitions \n \n § 1261.1 \n \n \n \n \n Subpart B—Federal <span class=\"match\">Home</span> <span class=\"match\">Loan</span> Bank Boards of Directors:"},{"title":"William D. Ford Federal Direct Loan (Direct Loan) Program","type":"Rule","abstract":"The Secretary establishes new regulations on the Public Service Loan Forgiveness (PSLF) program in the William D. Ford Federal Direct Loan (Direct Loan) program under 34 CFR 685.219 by adding or clarifying provisions to exclude employers that engage in specific enumerated illegal activities such that they have a substantial illegal purpose, including defining obligations and processes tied to making such a determination of an employer, clarifying that borrowers will receive full credit for work performed, until the effective date of the Secretary's determination that an employer is no longer a qualifying employer under the rule; and establishing methods for an employer to regain eligibility following a determination of ineligibility by the Secretary. These regulations ensure that taxpayer dollars are not misused by preventing PSLF benefits from going to individuals employed by organizations that have a substantial illegal purpose. The revisions strengthen accountability, enhance program integrity, and protect hardworking taxpayers from shouldering the cost of improper subsidies granted to employees of organizations that undermine national security and American values through criminal activity.","document_number":"2025-19729","html_url":"https://www.federalregister.gov/documents/2025/10/31/2025-19729/william-d-ford-federal-direct-loan-direct-loan-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-31/pdf/2025-19729.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19729.pdf?1761828307","publication_date":"2025-10-31","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"respondents falls below ten, which is the minimum <span class=\"match\">required</span> for OMB approval of an information <span class=\"match\">collection</span>. \n A Federal agency may not conduct or sponsor a <span class=\"match\">collection</span> of information unless OMB approves the <span class=\"match\">collection</span> under the PRA and the corresponding information <span class=\"match\">collection</span> instrument displays a currently valid OMB control number. Notwithstanding any other provision of law, no person is <span class=\"match\">required</span> to comply with or is subject to a penalty for failure to comply with a <span class=\"match\">collection</span> of information if the <span class=\"match\">collection</span> instrument does not display a currently valid"},{"title":"Medicare, Medicaid, and Children's Health Insurance Programs: Announcement of Nationwide Temporary Moratoria on Enrollment of Home Health Agencies (HHAs)","type":"Notice","abstract":"This notice announces the imposition of a 6-month nationwide moratorium on the Medicare enrollment of home health agencies (HHAs).","document_number":"2026-09717","html_url":"https://www.federalregister.gov/documents/2026/05/15/2026-09717/medicare-medicaid-and-childrens-health-insurance-programs-announcement-of-nationwide-temporary","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-15/pdf/2026-09717.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-09717.pdf?1778676329","publication_date":"2026-05-15","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"LeadingAge and the National Alliance for Care at <span class=\"match\">Home</span> Letter to Dr. Mehmet Oz, CMS Administrator, December 22, 2025; \n https://allianceforcareathome.org/wp-content/uploads/Final-Alliance-and-LeadingAge-<span class=\"match\">Home</span>-Health-and-Hospice-Program-Integrity-Recommendations.pdf. \n \n \n There have also been a considerable number of criminal convictions and other findings over the last several years involving <span class=\"match\">home</span> health fraud. These included, but were not limited to, the following: \n \n • The owner of a Pennsylvania <span class=\"match\">home</span> care agency was sentenced to prison in June 2025"},{"title":"Reimagining and Improving Student Education-Federal Student Loan Program Final Regulations","type":"Rule","abstract":"The Secretary amends the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in Public Law 119-21, the Working Families Tax Cuts Act signed into law by President Trump on July 4, 2025. The Department previously referred to the Working Families Tax Cuts Act as the \"One Big Beautiful Bill Act,\" including in the Notice of Proposed Rulemaking published on January 30, 2026. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS (Grad PLUS) Program. The Working Families Tax Cuts Act also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income- Contingent Repayment (ICR) plans, creating a new Tiered Standard repayment plan option, and establishing a new income-driven repayment plan known as the Repayment Assistance Plan. The Working Families Tax Cuts Act also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-08556","html_url":"https://www.federalregister.gov/documents/2026/05/01/2026-08556/reimagining-and-improving-student-education-federal-student-loan-program-final-regulations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-01/pdf/2026-08556.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08556.pdf?1777553126","publication_date":"2026-05-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"forbearance, and Public Service <span class=\"match\">Loan</span> Forgiveness (PSLF). The regulations also provide borrowers in default a second opportunity to rehabilitate their <span class=\"match\">loans</span> and resume repayment, even if they previously rehabilitated a defaulted <span class=\"match\">loan</span>. \n 1. Summary of Major Provisions of This Regulatory Action \n These final regulations: \n • Amend §§ 674.39, 682.215, and 682.405 to allow <span class=\"match\">loan</span> rehabilitation up to twice per each <span class=\"match\">loan</span> borrowed under the Federal Perkins Program, Federal Family Education <span class=\"match\">Loan</span> Program, and the Direct <span class=\"match\">Loan</span> Program, up from only one. \n • Amend"},{"title":"Medicaid Program; 2028 Medicaid Home and Community-Based Services Quality Measure Set","type":"Notice","abstract":"The Home and Community-Based Services (HCBS) Quality Measure Set is a set of nationally standardized quality measures for Medicaid- funded HCBS that is intended to promote more common and consistent use within and across States of nationally standardized quality measures in HCBS programs, create opportunities for CMS and States to have comparative quality data on HCBS programs, and drive improvement in quality of care and outcomes for people receiving HCBS. The purpose of this notice with comment period is to solicit public comment on the 2028 HCBS Quality Measure Set. Specifically, it is intended to solicit public comment on: proposed mandatory and voluntary measures for the 2028 HCBS Quality Measure Set; how States collect, calculate, and report data on the measures in the proposed 2028 HCBS Quality Measure Set; the proposed measures in the 2028 HCBS Quality Measure Set for which States are required to report stratified data, including rural/ urban status; the proposed stratification factors for each of the measures in the 2028 HCBS Quality Measure Set for which States are required to report stratified data; the populations for which States are proposed to report the measures in the 2028 HCBS Quality Measure Set; and the proposed reporting schedule.","document_number":"2026-08190","html_url":"https://www.federalregister.gov/documents/2026/04/28/2026-08190/medicaid-program-2028-medicaid-home-and-community-based-services-quality-measure-set","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-28/pdf/2026-08190.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08190.pdf?1777293909","publication_date":"2026-04-28","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"§ 441.311(c)(3), we finalized the policy that States may, but are not <span class=\"match\">required</span> to report on measures that are not yet <span class=\"match\">required</span> but will be, and on populations for whom reporting is not yet <span class=\"match\">required</span> but will be phased in in the future. States must comply with the HCBS Quality Measure Set reporting requirements at § 441.311(c) beginning July 9, 2028.\n \n Regulations at § 441.312 set requirements for developing the HCBS Quality Measure Set. Specifically, at § 441.312(c)(1), we <span class=\"match\">required</span> that the Secretary identify, and update no more frequently than every"},{"title":"HOME Investment Partnerships Program: Program Updates and Streamlining","type":"Rule","abstract":"HUD's HOME Investment Partnerships Program (HOME program or HOME) provides formula grants to States and units of general local government to fund a wide range of activities to produce and maintain affordable rental and homeownership housing and provides tenant-based rental assistance for low-income and very low-income households. This final rule revises the current HOME regulations to update, simplify, or streamline requirements, better align the program with other Federal housing programs, and implement recent amendments to the HOME statute. This final rule also includes minor revisions to the regulations for the Community Development Block Grant and Section 8 Housing Choice Voucher Programs consistent with the implementation of the changes to the HOME program. This final rule follows the publication of a proposed rule on May 29, 2024, and takes into consideration the comments received in response to that proposed rule.","document_number":"2024-29824","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-29824/home-investment-partnerships-program-program-updates-and-streamlining","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-29824.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29824.pdf?1735911914","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"the approach to <span class=\"match\">HOME</span> rents, simplified requirements for small-scale rental projects, enhanced flexibility in <span class=\"match\">HOME</span> tenant-based rental assistance (TBRA) programs, and simplified provisions and new flexibilities for community land trusts (CLTs). The proposed rule also proposed to significantly strengthen and expand tenant protections by <span class=\"match\">requiring</span> that a <span class=\"match\">HOME</span> tenancy addendum with a set of uniform tenant protections be appended to the leases of all tenants of <span class=\"match\">HOME</span>-assisted rental housing units. HUD also proposed <span class=\"match\">requiring</span> that a <span class=\"match\">HOME</span> tenancy addendum"},{"title":"Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed","type":"Rule","abstract":"This advisory opinion affirms the current applicability of consumer protections and creditor obligations under the Truth in Lending Act (TILA) and its implementing Regulation Z to transactions in which a consumer purchases a home under a \"contract for deed.\" When a creditor sells a home to a buyer under a contract for deed, that transaction will generally meet TILA and Regulation Z's definition of credit. Where the transaction is secured by the buyer's dwelling, the buyer will also generally be entitled to the protections associated with residential mortgage loans under TILA.","document_number":"2024-18620","html_url":"https://www.federalregister.gov/documents/2024/08/23/2024-18620/truth-in-lending-regulation-z-consumer-protections-for-home-sales-financed-under-contracts-for-deed","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-23/pdf/2024-18620.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-18620.pdf?1724330715","publication_date":"2024-08-23","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"for deed is a type of <span class=\"match\">home</span> <span class=\"match\">loan</span>, alternatively called a “land contract,” “land installment contract,” “land sales contract,” “bond for deed,” \n \n “agreement for deed,” or “buying on contract.” <span class=\"match\">Home</span> <span class=\"match\">loans</span> commonly referred to as contracts for deed, which this advisory opinion refers to as “contracts for deed,” tend to have a few key features. In a typical contract for deed, a homebuyer agrees to make periodic payments to the <span class=\"match\">home</span> seller, and the seller retains the deed to the property until the <span class=\"match\">loan</span> is fully repaid.\n 3 \n \n <span class=\"match\">Loan</span> terms vary but often"},{"title":"Calendar Year 2027 Home Health Prospective Payment System (HH PPS) Rate Update; Requirements for the HH Quality Reporting Program and the Expanded HH Value-Based Purchasing Model; Medicare Provider Enrollment, Durable Medical Equipment (DME), and DME, Prosthetics, Orthotics, and Supplies (DMEPOS) Policies","type":"Proposed Rule","abstract":"This proposed rule would set forth routine updates to the Medicare home health payment rates in accordance with existing statutory and regulatory requirements. In addition, this proposed rule discusses the behavior adjustment and proposes a temporary behavior adjustment and proposes to recalibrate the case-mix weights and update the functional impairment levels; comorbidity subgroups; and low- utilization payment adjustment (LUPA) thresholds for CY 2027. Additionally, this proposed rule discusses the provision of home health palliative care services and includes a request for information (RFI) on a home health specific wage index. This rule would also propose changes to the Home Health Quality Reporting Program (HH QRP) and summarizes potential initiatives to improve alignment between the HH QRP and expanded Home Health Value Based Purchasing (HHVBP) Model. Lastly, the rule would--clarify the application of the DMEPOS face-to- face encounter requirements for the replacement of DMEPOS items; make changes to the provider and supplier enrollment requirements; make changes regarding DME benefit expansion for infusion pumps and drugs; and discuss collection of information requirement changes regarding the DMEPOS Competitive Bidding Program (CBP) country of origin.","document_number":"2026-13602","html_url":"https://www.federalregister.gov/documents/2026/07/06/2026-13602/calendar-year-2027-home-health-prospective-payment-system-hh-pps-rate-update-requirements-for-the-hh","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-06/pdf/2026-13602.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13602.pdf?1782936912","publication_date":"2026-07-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"Analysis \n BILLING CODE 4169-69-P \n \n \n EP06JY26.021 \n \n \n EP06JY26.022 \n \n BILLING CODE 4169-69-C \n II. <span class=\"match\">Home</span> Health Prospective Payment System \n A. Overview of the <span class=\"match\">Home</span> Health Prospective Payment System \n 1. Statutory Background \n \n Section 1895(b)(1) of the Act <span class=\"match\">requires</span> the Secretary to establish a <span class=\"match\">Home</span> Health Prospective Payment System (HH PPS) for all costs of <span class=\"match\">home</span> health services paid under Medicare. Section 1895(b)(2)(A) of the Act <span class=\"match\">requires</span> that, in defining a prospective payment amount, the Secretary shall consider an appropriate unit of service"},{"title":"Enterprise Duty To Serve Underserved Markets","type":"Proposed Rule","abstract":"The Federal Housing Finance Agency (FHFA or Agency) proposes to rescind its regulation on Duty to Serve Underserved Markets and replace it with a new rule. If adopted as proposed, the new rule would enable the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (collectively, the Enterprises) to better serve the needs of very low-, low-, and moderate-income families in the manufactured housing, affordable housing preservation, and rural housing markets through greater innovation and with less administrative burden.","document_number":"2026-12750","html_url":"https://www.federalregister.gov/documents/2026/06/24/2026-12750/enterprise-duty-to-serve-underserved-markets","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-24/pdf/2026-12750.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12750.pdf?1782218725","publication_date":"2026-06-24","agencies":[{"raw_name":"FEDERAL HOUSING FINANCE AGENCY","name":"Federal Housing Finance Agency","id":174,"url":"https://www.federalregister.gov/agencies/federal-housing-finance-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/174","parent_id":null,"slug":"federal-housing-finance-agency"}],"excerpts":"factories as traditional HUD manufactured <span class=\"match\">homes</span>. The Agency requests comment on whether the definition of \n manufactured <span class=\"match\">home</span> \n should be expanded to include a broader array of non-site-built <span class=\"match\">homes</span> such as modular <span class=\"match\">homes</span>, panelized <span class=\"match\">homes</span>, and other types of factory-built <span class=\"match\">homes</span> that are subject to state or local building codes. FHFA does not believe that appropriate methodologies exist for assuring the structural integrity of pre-HUD Code <span class=\"match\">homes</span> and is not reconsidering including those <span class=\"match\">homes</span> in the \n manufactured <span class=\"match\">home</span> \n definition at this time.\n 54 \n \n "},{"title":"Changes Related to Insurance Requirements in Multi-Family Housing (MFH) Direct Loan and Grant Programs","type":"Rule","abstract":"The Rural Housing Service (RHS or the Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), will implement changes related to insurance requirements under the Multi-Family Housing (MFH) Direct Loan and Grant programs. This final rule will align RD insurance coverage types, amounts, and deductibles with affordable housing industry standards to simplify the coverage amounts, deductible limits, and improve customer experience with updated and understandable insurance requirements.","document_number":"2026-07618","html_url":"https://www.federalregister.gov/documents/2026/04/20/2026-07618/changes-related-to-insurance-requirements-in-multi-family-housing-mfh-direct-loan-and-grant-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-20/pdf/2026-07618.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07618.pdf?1776429913","publication_date":"2026-04-20","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"3560.62(d), which will <span class=\"match\">require</span> Worker's Compensation insurance and Business Income insurance before <span class=\"match\">loan</span> funds are made available to the borrower in addition to the current insurance requirements. \n The Final rule will update § 3560.105 as follows: \n (i) Update language in paragraph (b)(1) to state that insurance is <span class=\"match\">required</span>, on or prior to <span class=\"match\">loan</span> or grant closing rather than prior to <span class=\"match\">loan</span> approval. Also, update language to clarify when insurance is <span class=\"match\">required</span> if there is interim financing or the Agency is providing multiple <span class=\"match\">loan</span> advances. \n (ii) Update"},{"title":"Student Debt Relief Based on Hardship for the William D. Ford Federal Direct Loan Program (Direct Loans), the Federal Family Education Loan (FFEL) Program, the Federal Perkins Loan (Perkins) Program, and the Health Education Assistance Loan (HEAL) Program","type":"Proposed Rule","abstract":"The Secretary proposes to amend the regulations related to the Higher Education Act of 1965, as amended (HEA), to provide for the waiver of certain student loan debts. The proposed regulations would specify the Secretary's authority to waive all or part of any student loan debts owed to the Department based on the Secretary's determination that a borrower has experienced or is experiencing hardship related to such a loan.","document_number":"2024-25067","html_url":"https://www.federalregister.gov/documents/2024/10/31/2024-25067/student-debt-relief-based-on-hardship-for-the-william-d-ford-federal-direct-loan-program-direct","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-31/pdf/2024-25067.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25067.pdf?1730292330","publication_date":"2024-10-31","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Section 432(a)(6), however, also applies to the Direct <span class=\"match\">Loan</span> program. In creating the Direct <span class=\"match\">Loan</span> program, Congress established parity between the FFEL and Direct <span class=\"match\">Loan</span> programs, providing in section 451(b)(2) of the HEA that Federal Direct <span class=\"match\">Loans</span> “have the same terms, conditions, and benefits as <span class=\"match\">loans</span> made to borrowers” under the FFEL program. 20 U.S.C. 1087a(b)(2).\n 9 \n \n By its plain language, section 451(b)(2) <span class=\"match\">requires</span> that the benefits of FFEL <span class=\"match\">loans</span> should be available under the Direct <span class=\"match\">Loan</span> program, including the benefit to a borrower when the"}]}