{"description":"Documents matching 'requires covered providers involved arbitration'","count":769,"total_pages":39,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=requires+covered+providers+involved+arbitration&format=json&page=2","results":[{"title":"Required Rulemaking on Personal Financial Data Rights","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a final rule to carry out the personal financial data rights established by the Consumer Financial Protection Act of 2010 (CFPA). The final rule requires banks, credit unions, and other financial service providers to make consumers' data available upon request to consumers and authorized third parties in a secure and reliable manner; defines obligations for third parties accessing consumers' data, including important privacy protections; and promotes fair, open, and inclusive industry standards.","document_number":"2024-25079","html_url":"https://www.federalregister.gov/documents/2024/11/18/2024-25079/required-rulemaking-on-personal-financial-data-rights","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-18/pdf/2024-25079.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25079.pdf?1731678320","publication_date":"2024-11-18","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"the consumer's <span class=\"match\">covered</span> data. \n Policies and Procedures, and Recordkeeping for Data <span class=\"match\">Providers</span> and Third Parties \n The final rule <span class=\"match\">requires</span> a data <span class=\"match\">provider</span> to have written policies and procedures that are reasonably designed to achieve certain objectives, including those related to what <span class=\"match\">covered</span> data are generally made available, how a data <span class=\"match\">provider</span> responds to requests for developer interface access and requests for information, the accuracy of data transmitted through an interface, and record retention. \n A third party that is a <span class=\"match\">covered</span> person or service"},{"title":"Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders","type":"Rule","abstract":"Under the Consumer Financial Protection Act of 2010 (CFPA), the Consumer Financial Protection Bureau (Bureau or CFPB) is issuing this final rule to require certain types of nonbank covered persons subject to certain final public orders obtained or issued by a government agency in connection with the offering or provision of a consumer financial product or service to report the existence of the orders and related information to a Bureau registry. The Bureau is also requiring certain supervised nonbanks to file annual reports regarding compliance with registered orders.","document_number":"2024-12689","html_url":"https://www.federalregister.gov/documents/2024/07/08/2024-12689/registry-of-nonbank-covered-persons-subject-to-certain-agency-and-court-orders","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-08/pdf/2024-12689.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-12689.pdf?1720183519","publication_date":"2024-07-08","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"201(c) <span class=\"match\">Covered</span> Law \n Proposed Rule \n Proposed § 1092.201(c) would have defined the term “<span class=\"match\">covered</span> law” to mean one of several types of laws, as described. The proposed term “<span class=\"match\">covered</span> law” would have been central to defining which orders and portions of orders would be subject to the requirements of proposed subpart B. Proposed § 1092.201(e) would have defined the term <span class=\"match\">covered</span> order to include certain orders that impose certain obligations on a <span class=\"match\">covered</span> nonbank based on an alleged violation of a <span class=\"match\">covered</span> law. Thus, the proposed term “<span class=\"match\">covered</span> law” would"},{"title":"Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons","type":"Rule","abstract":"The Department of Justice is issuing a final rule to implement Executive Order 14117 of February 28, 2024 (Preventing Access to Americans' Bulk Sensitive Personal Data and United States Government- Related Data by Countries of Concern), by prohibiting and restricting certain data transactions with certain countries or persons.","document_number":"2024-31486","html_url":"https://www.federalregister.gov/documents/2025/01/08/2024-31486/preventing-access-to-us-sensitive-personal-data-and-government-related-data-by-countries-of-concern","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-08/pdf/2024-31486.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31486.pdf?1735911918","publication_date":"2025-01-08","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"}],"excerpts":"number—would not constitute <span class=\"match\">covered</span> personal identifiers.” \n \n The data in this example does not satisfy the definition of “<span class=\"match\">covered</span> personal identifiers.” Therefore, such data would not be considered sensitive personal data under § 202.249, and a transaction involving such data would not be a <span class=\"match\">covered</span> data transaction under § 202.210. In relevant part, § 202.301 only prohibits U.S. persons from knowingly engaging in a <span class=\"match\">covered</span> data transaction involving data brokerage with a country of concern or <span class=\"match\">covered</span> person. Because there is no <span class=\"match\">covered</span> data transaction,"},{"title":"Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections; Withdrawal of Proposed Rule","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is withdrawing its Notice of Proposed Rule: Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections, published on February 1, 2023 (Proposed Rule), and is providing this notice of withdrawal. The Bureau has determined that legislative rulemaking is not necessary or appropriate at this time to address the subject matter of the Proposed Rule. The Bureau will not take any further action on the Proposed Rule.","document_number":"2025-19690","html_url":"https://www.federalregister.gov/documents/2025/10/29/2025-19690/registry-of-supervised-nonbanks-that-use-form-contracts-to-impose-terms-and-conditions-that-seek-to","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-29/pdf/2025-19690.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19690.pdf?1761655507","publication_date":"2025-10-29","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"of the consumer to complain or post reviews; certain other waivers of consumer rights or other legal protections; and <span class=\"match\">arbitration</span> agreements. The proposal defined these terms and conditions as <span class=\"match\">covered</span> terms and conditions. <span class=\"match\">Covered</span> terms and conditions would have been <span class=\"match\">covered</span> by the proposal even when they are legally enforceable.\n 4 \n \n Indeed, the Proposed Rule identified a wide range of terms and conditions that would be <span class=\"match\">covered</span> even though they are legally permissible.\n 5 \n \n \n \n \n 4 \n  88 FR 6906.\n \n \n \n \n 5 \n  \n See, e.g., \n 88 FR 6906 at 6912"},{"title":"Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is proposing to prohibit certain contractual provisions in agreements for consumer financial products or services. The proposal would prohibit covered persons from including in their contracts any provisions purporting to waive substantive consumer legal rights and protections (or their remedies) granted by State or Federal law. The proposal would also prohibit contract terms that limit free expression, including with threats of account closure, fines, or breach of contract claims, as well as other contract terms. The proposal would also codify certain longstanding prohibitions under the Federal Trade Commission's (FTC) Credit Practices Rule.","document_number":"2025-00633","html_url":"https://www.federalregister.gov/documents/2025/01/14/2025-00633/prohibited-terms-and-conditions-in-agreements-for-consumer-financial-products-or-services-regulation","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-14/pdf/2025-00633.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00633.pdf?1736775933","publication_date":"2025-01-14","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"in table 2 are based on the assumption that most <span class=\"match\">covered</span> persons write their contracts in-house. <span class=\"match\">Covered</span> persons are likely to obtain compliant contracts from external contract <span class=\"match\">providers</span> if the benefits of doing so outweigh the costs. External contract <span class=\"match\">providers</span>, such as law firms or contract vendors, would likely be able to reduce duplication of time and effort by reviewing and revising contract terms that are used by many <span class=\"match\">covered</span> persons. If many <span class=\"match\">covered</span> persons rely on external contract <span class=\"match\">providers</span> to bring their contracts into compliance with the"},{"title":"Removal of Regulatory Overreach and Federal Crop Insurance Policy Provisions","type":"Rule","abstract":"The Federal Crop Insurance Corporation (FCIC) is amending its regulations regarding final agency determinations and interpretations of the Federal Crop Insurance Act and its associated regulations. This action is necessary to align agency procedures with Supreme Court precedent and the Administrative Procedure Act, ensuring that interpretive determinations are not improperly characterized as legislative rules. The effect of this rule is to clarify that final agency determinations are not matters of general applicability and are binding only on the parties requesting them. Furthermore, this rule removes provisions that previously attempted to make such determinations binding on independent adjudicators, such as Federal judges and the National Appeals Division. This final rule will also remove Federal crop insurance policy provisions from the Code of Federal Regulations (CFR). This action modernizes program administration by discontinuing the practice of codifying detailed insurance contracts in regulation. Policy terms will continue to be published through official program materials and made available on the Risk Management Agency (RMA) website. This change does not affect the statutory authority of FCIC or the availability of crop insurance coverage.","document_number":"2026-06277","html_url":"https://www.federalregister.gov/documents/2026/04/01/2026-06277/removal-of-regulatory-overreach-and-federal-crop-insurance-policy-provisions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-01/pdf/2026-06277.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06277.pdf?1774961112","publication_date":"2026-04-01","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Federal Crop Insurance Corporation","name":"Federal Crop Insurance Corporation","id":163,"url":"https://www.federalregister.gov/agencies/federal-crop-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/163","parent_id":12,"slug":"federal-crop-insurance-corporation"}],"excerpts":"domestic and export markets. Accordingly, the Agency has submitted this rule and all <span class=\"match\">required</span> supporting documentation to the Comptroller General of the United States and both Houses of Congress prior to its effective date, as <span class=\"match\">required</span> by 5 U.S.C. 801(a)(1). \n Executive Order 13175 \n This rule has been reviewed in accordance with the requirements of Executive Order 13175, “Consultation and Coordination with Indian Tribal Governments.” This Executive Order <span class=\"match\">requires</span> agencies to consult with tribal officials when rules have tribal implications, impose"},{"title":"Disclosure of Information","type":"Proposed Rule","abstract":"The Federal Deposit Insurance Corporation (FDIC) is inviting comment on a notice of proposed rulemaking that would update, clarify, and supplement the FDIC's regulations regarding the disclosure of confidential information by the FDIC and other parties, including by enhancing the ability of insured depository institutions to share confidential supervisory information with affiliates and certain other entities for appropriate business purposes, without seeking prior authorization from the FDIC. The proposal also would significantly simplify and clarify the requirements and restrictions applicable to the FDIC's discretionary disclosure of confidential information. Finally, the proposal would update and simplify the FDIC's rules regarding disclosures required under the Freedom of Information Act and would clarify how and when FDIC information may be disclosed in connection with legal proceedings and as a result of service of process made upon the FDIC and its directors, officers, and employees.","document_number":"2026-13123","html_url":"https://www.federalregister.gov/documents/2026/06/30/2026-13123/disclosure-of-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-30/pdf/2026-13123.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13123.pdf?1782737111","publication_date":"2026-06-30","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"For example, should a qualifying confidentiality agreement be <span class=\"match\">required</span> to be governed by U.S. law or include provisions that impose restrictions on how the confidential information is used, <span class=\"match\">require</span> the eventual destruction or return of the confidential information by the recipient, or <span class=\"match\">require</span> the recipient to acknowledge and consent to be subject to the FDIC's regulatory, examination, and enforcement authorities? \n \n \n Question 9: Is the proposed definition of qualifying service <span class=\"match\">provider</span> appropriate? Should the definition be revised to broaden or"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974 and Office of Management and Budget (OMB) Circular A-108, the U.S. Nuclear Regulatory Commission (NRC) is proposing revisions to three systems of records: NRC 5, Grants Management System; NRC 32, Office of the Chief Financial Officer Financial Transactions and Debt Collection Management Records; and NRC 41, Tort Claims and Personal Property Claims Records. The revisions add a routine use permitting disclosure to the U.S. Department of the Treasury for purposes of reviewing payment and award eligibility through the Do Not Pay Working System to identify, prevent, or recover improper payments, consistent with OMB Memorandum M-25-32 and Executive Order 14249. These system notices are subject to a 30-day public comment period.","document_number":"2026-03592","html_url":"https://www.federalregister.gov/documents/2026/02/24/2026-03592/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-24/pdf/2026-03592.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-03592.pdf?1771854308","publication_date":"2026-02-24","agencies":[{"raw_name":"NUCLEAR REGULATORY COMMISSION","name":"Nuclear Regulatory Commission","id":383,"url":"https://www.federalregister.gov/agencies/nuclear-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/383","parent_id":null,"slug":"nuclear-regulatory-commission"}],"excerpts":"information if applicable in the event of repayment of funds and amount of years that a student is <span class=\"match\">required</span> to work in a nuclear-related position under the service agreement. \n RECORD SOURCE CATEGORIES: \n The information is derived from approved student service agreements that are <span class=\"match\">required</span> under the program pursuant to 42 U.S.C. 2015b. The NRC establishes the agreement per the statutory and program requirements. The grant recipient institutions <span class=\"match\">require</span> the students to complete the forms for approval by the NRC and countersignature by the institution"},{"title":"National Flood Insurance Program (NFIP); Assistance to Private Sector Property Insurers, Notice of FY 2027 Arrangement","type":"Notice","abstract":"The Federal Emergency Management Agency announces the Fiscal Year 2027 Financial Assistance/Subsidy Arrangement for private property insurers interested in participating in the National Flood Insurance Program's Write Your Own Program.","document_number":"2026-08728","html_url":"https://www.federalregister.gov/documents/2026/05/05/2026-08728/national-flood-insurance-program-nfip-assistance-to-private-sector-property-insurers-notice-of-fy","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-05/pdf/2026-08728.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08728.pdf?1777898758","publication_date":"2026-05-05","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"},{"raw_name":"FEDERAL EMERGENCY MANAGEMENT AGENCY","name":"Federal Emergency Management Agency","id":166,"url":"https://www.federalregister.gov/agencies/federal-emergency-management-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/166","parent_id":227,"slug":"federal-emergency-management-agency"}],"excerpts":"participation, FEMA, at its option, may <span class=\"match\">require</span> the continued performance of all or selected elements of this Arrangement for the period <span class=\"match\">required</span> for orderly transfer or cessation of business and settlement of accounts, not to exceed forty-eight (48) months after the end of this Arrangement (September 30, 2027), and may either <span class=\"match\">require</span> transfer of activities, in whole or in part, to FEMA under Article II.D.4 or allow transfer of activities, in whole or in part, to another WYO company under Article II.D.6. \n 4. FEMA may <span class=\"match\">require</span> the Company to transfer all activities"},{"title":"Privacy Act of 1974; Systems of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974 and Office of Management and Budget (OMB) Circular No. A-108, to ensure the system of records notices remain accurate, the U.S. Nuclear Regulatory Commission (NRC) staff reviews each notice on a periodic basis. As a result of this review, the NRC is republishing 13 of its system of records notices with minor corrective, clarifying, and administrative changes. These minor modifications include updating authorities, system managers, retention schedules, and various other minor updates, as well as edits that are intended to improve clarity of the notices but that are not intended to modify the systems themselves. None of the modifications the NRC is making meet the threshold criteria established by OMB for either a new or altered system of records.","document_number":"2025-04580","html_url":"https://www.federalregister.gov/documents/2025/03/19/2025-04580/privacy-act-of-1974-systems-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-03-19/pdf/2025-04580.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-04580.pdf?1742301925","publication_date":"2025-03-19","agencies":[{"raw_name":"NUCLEAR REGULATORY COMMISSION","name":"Nuclear Regulatory Commission","id":383,"url":"https://www.federalregister.gov/agencies/nuclear-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/383","parent_id":null,"slug":"nuclear-regulatory-commission"}],"excerpts":"child on whose behalf the parent is applying for subsidy, child's date of birth; information on child care <span class=\"match\">providers</span> used, including name, address, <span class=\"match\">provider</span> license number and State where issued, child care cost, and <span class=\"match\">provider</span> tax identification number; and copies of IRS Form 1040 or 1040A for verification purposes. \n RECORD SOURCE CATEGORIES: \n Information is obtained from NRC employees who apply for child care subsidy and their child care <span class=\"match\">provider</span>. \n ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES OF USERS AND THE PURPOSES OF"},{"title":"Residential Property Assessed Clean Energy Financing (Regulation Z)","type":"Rule","abstract":"Section 307 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) directs the Consumer Financial Protection Bureau (CFPB or Bureau) to prescribe ability-to-repay rules for Property Assessed Clean Energy (PACE) financing and to apply the civil liability provisions of the Truth in Lending Act (TILA) for violations. PACE financing is financing to cover the costs of home improvements that results in a tax assessment on the real property of the consumer. In this final rule, the CFPB implements EGRRCPA section 307 and amends Regulation Z to address how TILA applies to PACE transactions.","document_number":"2024-30628","html_url":"https://www.federalregister.gov/documents/2025/01/10/2024-30628/residential-property-assessed-clean-energy-financing-regulation-z","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-10/pdf/2024-30628.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30628.pdf?1736343918","publication_date":"2025-01-10","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"§ 1026.43(c)(2)(vi) <span class=\"match\">requires</span> consideration of a consumer's current debt obligations, to include unsecured loan products.\n \n \n \n 199 \n  Section 1026.43(c)(2)(iv) refers to a “simultaneous loan,” and § 1026.43(b)(12) defines simultaneous loan as “another <span class=\"match\">covered</span> transaction or home equity line of credit subject to § 1026.40 that will be secured by the same dwelling and made to the same consumer at or before consummation of the <span class=\"match\">covered</span> transaction or, if to be made after consummation, will <span class=\"match\">cover</span> closing costs of the first <span class=\"match\">covered</span> transaction.”\n \n \n"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974, notice is hereby given that the Department of Veterans Affairs (VA) is modifying the system of records titled, \"Litigation Files--VA\" (16VA026). This system contains records pertaining to legal advice, services, and representation by the VA Office of General Counsel (OGC) in all cases, controversies, claims, and administrative investigations involving the Department.","document_number":"2025-15589","html_url":"https://www.federalregister.gov/documents/2025/08/15/2025-15589/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-15/pdf/2025-15589.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-15589.pdf?1755175559","publication_date":"2025-08-15","agencies":[{"raw_name":"DEPARTMENT OF VETERANS AFFAIRS","name":"Veterans Affairs Department","id":520,"url":"https://www.federalregister.gov/agencies/veterans-affairs-department","json_url":"https://www.federalregister.gov/api/v1/agencies/520","parent_id":null,"slug":"veterans-affairs-department"}],"excerpts":"legal advice, services, and representation by OGC in all cases, controversies, claims, and administrative investigations involving the Department. \n CATEGORIES OF INDIVIDUALS <span class=\"match\">COVERED</span> BY THE SYSTEM: \n The record includes information concerning Veterans and their beneficiaries, current and former employees, current and former contractors employed by VA, medical service <span class=\"match\">providers</span>, veterans' claims representatives, veterans' service organizations, litigants and their attorneys, Federal and state agencies, insurance carriers, witnesses, or any other interested"},{"title":"Required Rulemaking on Personal Financial Data Rights","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is proposing a rule to implement personal financial data rights under the Consumer Financial Protection Act of 2010 (CFPA). The proposed rule would require depository and nondepository entities to make available to consumers and authorized third parties certain data relating to consumers' transactions and accounts; establish obligations for third parties accessing a consumer's data, including important privacy protections for that data; provide basic standards for data access; and promote fair, open, and inclusive industry standards.","document_number":"2023-23576","html_url":"https://www.federalregister.gov/documents/2023/10/31/2023-23576/required-rulemaking-on-personal-financial-data-rights","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-10-31/pdf/2023-23576.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-23576.pdf?1698669921","publication_date":"2023-10-31","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"1033(a) for data <span class=\"match\">providers</span> to make <span class=\"match\">covered</span> data available in an electronic form usable by consumers.\n \n 2. Obligation To Make <span class=\"match\">Covered</span> Data Available (§ 1033.201) \n Consistent with the general obligation in section 1033(a) of the CFPA, proposed § 1033.201(a) would <span class=\"match\">require</span> a data <span class=\"match\">provider</span> to make available to a consumer and an authorized third party, upon request, <span class=\"match\">covered</span> data in the data <span class=\"match\">provider's</span> control or possession concerning a <span class=\"match\">covered</span> consumer financial product or service that the consumer obtained from the data <span class=\"match\">provider</span>. These <span class=\"match\">covered</span> data would"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974, notice is hereby given that VA is modifying the system of records titled \"Patient Medical Records-VA\" (24VA10A7). This system is used for ongoing treatment of individuals and patients; documentation of treatment provided; payment; health care operations such as producing various management and patient follow-up reports; responding to patient and other inquiries; for epidemiological research and other health care related studies; statistical analysis, resource allocation, and planning; providing clinical and administrative support to patient medical care; and determining entitlement and eligibility for VA benefits.","document_number":"2026-13454","html_url":"https://www.federalregister.gov/documents/2026/07/02/2026-13454/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-02/pdf/2026-13454.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13454.pdf?1782909925","publication_date":"2026-07-02","agencies":[{"raw_name":"DEPARTMENT OF VETERANS AFFAIRS","name":"Veterans Affairs Department","id":520,"url":"https://www.federalregister.gov/agencies/veterans-affairs-department","json_url":"https://www.federalregister.gov/api/v1/agencies/520","parent_id":null,"slug":"veterans-affairs-department"}],"excerpts":"patient receiving care at such home, and the patient receives VA medical care.\n \n \n 24. \n Health Care <span class=\"match\">Providers</span>, for Referral by VA: To: \n (a) a Federal agency or a health care <span class=\"match\">provider</span> when VA refers a patient for medical and other health services, or authorizes a patient to obtain such services and the information is needed by the Federal agency or health care <span class=\"match\">provider</span> to perform the services; or (b) a Federal agency or a health care <span class=\"match\">provider</span> under the provisions of 38 U.S.C. 513, 7409, 8111, or 8153, when treatment is rendered by VA under the"},{"title":"National Flood Insurance Program (NFIP); Assistance to Private Sector Property Insurers, Notice of FY 2026 Arrangement","type":"Notice","abstract":"The Federal Emergency Management Agency announces the Fiscal Year 2026 Financial Assistance/Subsidy Arrangement for private property insurers interested in participating in the National Flood Insurance Program's Write Your Own Program.","document_number":"2025-00511","html_url":"https://www.federalregister.gov/documents/2025/01/15/2025-00511/national-flood-insurance-program-nfip-assistance-to-private-sector-property-insurers-notice-of-fy","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-15/pdf/2025-00511.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00511.pdf?1736862326","publication_date":"2025-01-15","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"},{"raw_name":"FEDERAL EMERGENCY MANAGEMENT AGENCY","name":"Federal Emergency Management Agency","id":166,"url":"https://www.federalregister.gov/agencies/federal-emergency-management-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/166","parent_id":227,"slug":"federal-emergency-management-agency"}],"excerpts":"participation, FEMA, at its option, may <span class=\"match\">require</span> the continued performance of all or selected elements of this Arrangement for the period <span class=\"match\">required</span> for orderly transfer or cessation of business and settlement of accounts, not to exceed forty-eight (48) months after the end of this Arrangement (September 30, 2026), and may either <span class=\"match\">require</span> transfer of activities, in whole or in part, to FEMA under Article II.D.4 or allow transfer of activities, in whole or in part, to another WYO company under Article II.D.6. \n 4. FEMA may <span class=\"match\">require</span> the Company to transfer all activities"},{"title":"Safeguarding and Securing the Open Internet; Restoring Internet Freedom","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission or FCC) adopts a Declaratory Ruling, Report and Order, Order, and Order on Reconsideration that reestablishes the Commission's authority over broadband internet access service (BIAS). The Declaratory Ruling classifies broadband internet access service as a telecommunications service under Title II of the Communications Act, providing the Commission with additional authority to safeguard national security, advance public safety, protect consumers, and facilitate broadband deployment. The Order establishes broad, tailored forbearance of the Commission's application of Title II to broadband providers while maintaining Title II provisions the Commission needs to fulfill its obligations and objectives. The Report and Order reinstates straightforward, clear rules that prohibit blocking, throttling, or engaging in paid or affiliated prioritization arrangements, adopts certain enhancements to the transparency rule, and reinstates a general conduct standard that prohibits unreasonable interference or unreasonable disadvantage to consumers or edge providers. The Order on Reconsideration partially grants and otherwise dismisses as moot four petitions for reconsideration filed in response to the 2020 Restoring Internet Freedom Remand Order.","document_number":"2024-10674","html_url":"https://www.federalregister.gov/documents/2024/05/22/2024-10674/safeguarding-and-securing-the-open-internet-restoring-internet-freedom","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-22/pdf/2024-10674.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-10674.pdf?1716295515","publication_date":"2024-05-22","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"likely effects on end users' experiences. In addition, we <span class=\"match\">require</span> BIAS <span class=\"match\">providers</span> to disclose any zero-rating practices.\n \n We reinstate the enhanced performance characteristics disclosures eliminated in 2017 to <span class=\"match\">require</span> BIAS <span class=\"match\">providers</span> to disclose packet loss and to <span class=\"match\">require</span> that performance characteristics be reported with greater geographic granularity and be measured in terms of average performance over a reasonable period of time and during times of peak usage. We also <span class=\"match\">require</span> BIAS <span class=\"match\">providers</span> to directly notify end users if their individual use of"},{"title":"Federal Independent Dispute Resolution Operations","type":"Rule","abstract":"This document sets forth these final rules related to certain provisions of the No Surprises Act regarding the Federal independent dispute resolution (IDR) process, which was established as part of the Consolidated Appropriations Act, 2021 (CAA). These rules finalize new requirements relating to the disclosure of information that group health plans and health insurance issuers offering group or individual health insurance coverage must include along with the initial payment or notice of denial of payment for certain items and services subject to the surprise billing protections in the No Surprises Act. These final rules also require plans and issuers to communicate information by using claim adjustment reason codes (CARCs) and remittance advice remark codes (RARCs), as specified in guidance, when providing any paper or electronic remittance advice (ERA) to an entity that does not have a contractual relationship with the plan or issuer. This document also finalizes amendments to certain requirements related to the open negotiation period preceding the Federal IDR process, the initiation of the Federal IDR process, the Federal IDR dispute eligibility review process, and the payment and collection of administrative fees and certified IDR entity fees. This document also finalizes the definition of bundled payment arrangements, amends requirements related to batched items and services and amends the rules for extensions of timeframes due to extenuating circumstances. Additionally, this document finalizes provisions that require plans and issuers to register in the Federal IDR portal. In accordance with Federal law, a summary of these rules may be found at https://www.regulations.gov/.","document_number":"2026-11140","html_url":"https://www.federalregister.gov/documents/2026/06/04/2026-11140/federal-independent-dispute-resolution-operations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-04/pdf/2026-11140.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-11140.pdf?1780348210","publication_date":"2026-06-04","agencies":[{"raw_name":"OFFICE OF PERSONNEL MANAGEMENT","name":"Personnel Management Office","id":406,"url":"https://www.federalregister.gov/agencies/personnel-management-office","json_url":"https://www.federalregister.gov/api/v1/agencies/406","parent_id":null,"slug":"personnel-management-office"},{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"},{"raw_name":"DEPARTMENT OF LABOR","name":"Labor Department","id":271,"url":"https://www.federalregister.gov/agencies/labor-department","json_url":"https://www.federalregister.gov/api/v1/agencies/271","parent_id":null,"slug":"labor-department"},{"raw_name":"Employee Benefits Security Administration","name":"Employee Benefits Security Administration","id":131,"url":"https://www.federalregister.gov/agencies/employee-benefits-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/131","parent_id":271,"slug":"employee-benefits-security-administration"},{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"}],"excerpts":"dispute submissions and slow processing of disputes.\n \n \n \n 16 \n  For purposes of these final rules, unless otherwise stated, whenever the Departments are referring to <span class=\"match\">providers</span>, facilities, and <span class=\"match\">providers</span> of air ambulance services, or to “<span class=\"match\">providers</span>” for short that are parties to Federal IDR process disputes, the Departments are referring to nonparticipating <span class=\"match\">providers</span>, facilities, and <span class=\"match\">providers</span> of air ambulance services.\n \n \n \n From April 15, 2022 to December 31, 2024, non-initiating parties challenged the eligibility of 976,721 disputes for the Federal"},{"title":"Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 1, 2, 4, 33, 39, 40, and 53","type":"Proposed Rule","abstract":"OFPP, DoD, GSA, and NASA (collectively referred to as the Federal Acquisition Regulatory Council or FAR Council) are proposing to amend the Federal Acquisition Regulation (FAR) to implement Executive Order (E.O.) 14275, Restoring Common Sense to Federal Procurement. The E.O. directs the elimination of excessive acquisition regulations to stop the inefficient use of American taxpayer dollars. The FAR Council is issuing twelve proposed rules that collectively will streamline the FAR in its entirety. This rule proposes revisions to FAR parts 1, 2, 4, 33, 39, 40, 52, and 53.","document_number":"2026-12559","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12559/federal-acquisition-regulation-revolutionary-federal-acquisition-regulation-overhaul-parts-1-2-4-33","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12559.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12559.pdf?1782132314","publication_date":"2026-06-23","agencies":[{"raw_name":"OFFICE OF MANAGEMENT AND BUDGET","name":"Management and Budget Office","id":280,"url":"https://www.federalregister.gov/agencies/management-and-budget-office","json_url":"https://www.federalregister.gov/api/v1/agencies/280","parent_id":null,"slug":"management-and-budget-office"},{"raw_name":"Office of Federal Procurement Policy","name":"Federal Procurement Policy Office","id":184,"url":"https://www.federalregister.gov/agencies/federal-procurement-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/184","parent_id":280,"slug":"federal-procurement-policy-office"},{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"},{"raw_name":"NATIONAL AERONAUTICS AND SPACE ADMINISTRATION","name":"National Aeronautics and Space Administration","id":301,"url":"https://www.federalregister.gov/agencies/national-aeronautics-and-space-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/301","parent_id":null,"slug":"national-aeronautics-and-space-administration"}],"excerpts":"574. \n (g)(1) A solicitation must not <span class=\"match\">require</span> <span class=\"match\">arbitration</span> as a condition of award, unless <span class=\"match\">arbitration</span> is otherwise <span class=\"match\">required</span> by law. \n (2) An agreement to use <span class=\"match\">arbitration</span> must be in writing and must specify a maximum award that the arbitrator may issue, as well as any other conditions limiting the range of possible outcomes. \n (h) Binding <span class=\"match\">arbitration</span>, as an ADR procedure, may be agreed to only as specified in agency guidelines. Such guidelines must provide advice on the appropriate use of binding <span class=\"match\">arbitration</span> and when an agency has authority to settle"},{"title":"Building for the Future Through Electric Regional Transmission Planning and Cost Allocation","type":"Rule","abstract":"The Federal Energy Regulatory Commission (Commission) revises the pro forma Open Access Transmission Tariff (OATT) to remedy deficiencies in the Commission's existing regional and local transmission planning and cost allocation requirements. In this final order, the Commission requires transmission providers to conduct Long- Term Regional Transmission Planning that will ensure the identification, evaluation, and selection, as well as the allocation of the costs, of more efficient or cost-effective regional transmission solutions to address Long-Term Transmission Needs. The Commission also directs other reforms to improve coordination of regional transmission planning and generator interconnection processes, require consideration of certain alternative transmission technologies in regional transmission planning processes, and improve transparency of local transmission planning processes and coordination between regional and local transmission planning processes. These reforms are intended to ensure that existing regional and local transmission planning and cost allocation requirements are just, reasonable, and not unduly discriminatory or preferential.","document_number":"2024-10872","html_url":"https://www.federalregister.gov/documents/2024/06/11/2024-10872/building-for-the-future-through-electric-regional-transmission-planning-and-cost-allocation","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-11/pdf/2024-10872.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-10872.pdf?1718023516","publication_date":"2024-06-11","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"},{"raw_name":"Federal Energy Regulatory Commission","name":"Federal Energy Regulatory Commission","id":167,"url":"https://www.federalregister.gov/agencies/federal-energy-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/167","parent_id":136,"slug":"federal-energy-regulatory-commission"}],"excerpts":"of the cost of, a Long-Term Regional Transmission Facility that otherwise would not meet the transmission <span class=\"match\">providers</span>' selection criteria. This final order <span class=\"match\">requires</span> transmission <span class=\"match\">providers</span> to include in their OATTs provisions that <span class=\"match\">require</span> transmission <span class=\"match\">providers</span>—in certain circumstances—to reevaluate Long-Term Regional Transmission Facilities that previously were selected. \n \n 7. In addition, this final order <span class=\"match\">requires</span> that transmission <span class=\"match\">providers</span> evaluate for potential selection in their existing Order No. 1000 regional transmission planning processes"},{"title":"Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements","type":"Proposed Rule","abstract":"The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) are jointly issuing this proposed rule to implement provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, it implements the GENIUS Act's directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions for purposes of the Bank Secrecy Act, proposes anti-money laundering obligations for PPSIs, and proposes certain specific obligations required by the GENIUS Act for PPSIs. It also implements the GENIUS Act's directive to require PPSIs to maintain effective sanctions compliance programs.","document_number":"2026-06963","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-06963/permitted-payment-stablecoin-issuer-anti-money-launderingcountering-the-financing-of-terrorism","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-06963.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06963.pdf?1775738715","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of Foreign Assets Control","name":"Foreign Assets Control Office","id":203,"url":"https://www.federalregister.gov/agencies/foreign-assets-control-office","json_url":"https://www.federalregister.gov/api/v1/agencies/203","parent_id":497,"slug":"foreign-assets-control-office"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"or indirectly <span class=\"match\">involved</span> in a transaction, a stablecoin issuer would only be <span class=\"match\">required</span> to reject such transactions and report them to OFAC.\n \n \n \n 105 \n  \n See \n 31 CFR part 510, part 515, part 560, part 589.\n \n \n \n \n 106 \n  \n See \n 31 CFR 560.204, 560.410, 560.427.\n \n \n \n OFAC's regulations also <span class=\"match\">require</span> U.S. persons, including stablecoin issuers, to comply with certain reporting and recordkeeping requirements, pursuant to OFAC's Reporting, Procedures and Penalties Regulations (RPPR).\n 107 \n \n Among other requirements, the RPPR <span class=\"match\">require</span> U.S. persons"}]}