{"description":"Documents matching 'sanctions compliance maximize user privacy'","count":796,"total_pages":40,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=sanctions+compliance+maximize+user+privacy&format=json&page=2","results":[{"title":"Request for Comment on Innovative Methods To Detect Illicit Activity Involving Digital Assets","type":"Notice","abstract":"The U.S. Department of the Treasury invites interested members of the public to provide input on the use of innovative or novel methods, techniques, or strategies to detect and mitigate illicit finance risks involving digital assets. This notice fulfills a requirement of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) and supports the Administration's policy of supporting the responsible growth and use of digital assets, as outlined in the January 23, 2025, Executive Order 14178 on \"Strengthening American Leadership in Digital Financial Technology.\"","document_number":"2025-15697","html_url":"https://www.federalregister.gov/documents/2025/08/18/2025-15697/request-for-comment-on-innovative-methods-to-detect-illicit-activity-involving-digital-assets","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-18/pdf/2025-15697.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-15697.pdf?1755261942","publication_date":"2025-08-18","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"}],"excerpts":"verifying that a person is who they claim to be in a digital context.\n 15 \n \n Treasury is aware of several efforts in the digital asset industry to develop portable digital identity credentials designed to support various elements of AML/CFT and <span class=\"match\">sanctions</span> <span class=\"match\">compliance</span>, <span class=\"match\">maximize</span> <span class=\"match\">user</span> <span class=\"match\">privacy</span>, and reduce <span class=\"match\">compliance</span> burden on financial institutions.\n 16 \n \n These tools can incorporate different pieces of information, such as government-issued identity documents or biometrics, and can vary by operational models, governance, and convenience. Digital identity"},{"title":"Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements","type":"Proposed Rule","abstract":"The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) are jointly issuing this proposed rule to implement provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, it implements the GENIUS Act's directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions for purposes of the Bank Secrecy Act, proposes anti-money laundering obligations for PPSIs, and proposes certain specific obligations required by the GENIUS Act for PPSIs. It also implements the GENIUS Act's directive to require PPSIs to maintain effective sanctions compliance programs.","document_number":"2026-06963","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-06963/permitted-payment-stablecoin-issuer-anti-money-launderingcountering-the-financing-of-terrorism","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-06963.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06963.pdf?1775738715","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of Foreign Assets Control","name":"Foreign Assets Control Office","id":203,"url":"https://www.federalregister.gov/agencies/foreign-assets-control-office","json_url":"https://www.federalregister.gov/api/v1/agencies/203","parent_id":497,"slug":"foreign-assets-control-office"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"usually insist on implementation of a <span class=\"match\">sanctions</span> <span class=\"match\">compliance</span> program in line with the 2019 <span class=\"match\">Compliance</span> Framework. Consequently, across both OFAC's history of guidance and enforcement, OFAC has consistently observed that an effective <span class=\"match\">sanctions</span> <span class=\"match\">compliance</span> program contains certain key elements.\n \n \n \n 288 \n  OFAC, \n Economic <span class=\"match\">Sanctions</span> Enforcement Guidelines, \n 74 FR 57593 (Nov. 9, 2009).\n \n \n \n \n 289 \n  \n Id. \n at 57594.\n \n \n Based on that experience, OFAC is now proposing requiring PPSIs adopt a <span class=\"match\">sanctions</span> <span class=\"match\">compliance</span> program including the five key elements"},{"title":"Protecting Americans From Harmful Data Broker Practices (Regulation V)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a proposed rule for public comment to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule would implement the FCRA's definitions of consumer report and consumer reporting agency as well as certain of the FCRA's provisions governing when consumer reporting agencies may furnish, and users may obtain, consumer reports. The proposed rule is designed to, among other things, ensure that the FCRA's protections are applied to sensitive consumer information that the statute was enacted to protect, including information sold by data brokers.","document_number":"2024-28690","html_url":"https://www.federalregister.gov/documents/2024/12/13/2024-28690/protecting-americans-from-harmful-data-broker-practices-regulation-v","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-13/pdf/2024-28690.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-28690.pdf?1734011119","publication_date":"2024-12-13","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"-illegally-collected-kids-data \n (collection of persistent identifiers to track <span class=\"match\">users</span> to deliver targeted advertising in violation of Children's Online <span class=\"match\">Privacy</span> Protection Act); Press Release, Fed. Trade Comm'n, \n Google and YouTube Will Pay Record $170 Million for Alleged Violations of Children's <span class=\"match\">Privacy</span> Law \n (Sept. 4, 2019), \n https://www.ftc.gov/news-events/news/press-releases/2019/09/google-youtube-will-pay-record-170-million-alleged-violations-childrens-<span class=\"match\">privacy</span>-law \n (same); Press Release, Fed. Trade Comm'n, \n Online Advertiser Settles FTC"},{"title":"HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information","type":"Proposed Rule","abstract":"The Department of Health and Human Services (HHS or \"Department\") is issuing this notice of proposed rulemaking (NPRM) to solicit comment on its proposal to modify the Security Standards for the Protection of Electronic Protected Health Information (\"Security Rule\") under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health Information Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better protect the confidentiality, integrity, and availability of electronic protected health information (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the Security Rule to address: changes in the environment in which health care is provided; significant increases in breaches and cyberattacks; common deficiencies the Office for Civil Rights has observed in investigations into Security Rule compliance by covered entities and their business associates (collectively, \"regulated entities\"); other cybersecurity guidelines, best practices, methodologies, procedures, and processes; and court decisions that affect enforcement of the Security Rule.","document_number":"2024-30983","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-30983.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30983.pdf?1735334119","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"of HIPAA <span class=\"match\">compliance</span> and improved cybersecurity. Knowledge that there is a negative consequence to noncompliance enhances the likelihood of <span class=\"match\">compliance</span>.\n 513 \n \n Training workforce members on a regulated entity's <span class=\"match\">sanction</span> policy can also promote <span class=\"match\">compliance</span> and greater cybersecurity vigilance by informing workforce members in advance which actions are prohibited and punishable.\n 514 \n \n A <span class=\"match\">sanction</span> policy that clearly communicates a regulated entity's expectations should ensure that workforce members understand their individual <span class=\"match\">compliance</span> obligations"},{"title":"Waste Emissions Charge for Petroleum and Natural Gas Systems: Procedures for Facilitating Compliance, Including Netting and Exemptions","type":"Rule","abstract":"The Environmental Protection Agency (EPA) is promulgating a regulation to facilitate compliance with the requirements of the Waste Emissions Charge in the Clean Air Act's (CAA) Methane Emissions Reduction Program (MERP). Enacted as part of the Inflation Reduction Act (IRA), this program requires the EPA to impose and collect an annual charge on methane emissions that exceed waste emissions thresholds specified by Congress.","document_number":"2024-26643","html_url":"https://www.federalregister.gov/documents/2024/11/18/2024-26643/waste-emissions-charge-for-petroleum-and-natural-gas-systems-procedures-for-facilitating-compliance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-18/pdf/2024-26643.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-26643.pdf?1731678322","publication_date":"2024-11-18","agencies":[{"raw_name":"ENVIRONMENTAL PROTECTION AGENCY","name":"Environmental Protection Agency","id":145,"url":"https://www.federalregister.gov/agencies/environmental-protection-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/145","parent_id":null,"slug":"environmental-protection-agency"}],"excerpts":"measure <span class=\"match\">compliance</span>, for example, until that <span class=\"match\">compliance</span> date arrives. Similarly, some “methane emission requirements pursuant to [section 111(b)],” have tiered <span class=\"match\">compliance</span> dates, meaning that the <span class=\"match\">compliance</span> dates vary between emissions sources. In such case, the WEC applicable facility is only eligible for the regulatory <span class=\"match\">compliance</span> exemption once the <span class=\"match\">compliance</span> dates for all CAA section 111(b) and (d) sources have occurred and the Administrator determinations have been made. In sum, the EPA concludes that the best reading of “in <span class=\"match\">compliance</span>” means that"},{"title":"Initiative To Protect Youth Mental Health, Safety & Privacy Online","type":"Notice","abstract":"Preventing and mitigating any adverse health effects from use of online platforms on minors, while preserving benefits such platforms have on minors' health and well-being, are critical priorities of the Biden-Harris Administration. On behalf of the Department of Commerce and in conjunction with the other members of the United States government's Task Force on Kids Online Health & Safety, the National Telecommunications and Information Administration (NTIA) seeks broad input and feedback from stakeholders on current and emerging risks of health (including mental health), safety, and privacy harms to minors arising from use of online platforms. This request also seeks information about potential health, safety and privacy benefits stemming from minors' use of online platforms. Finally, we seek input on current and future industry efforts to mitigate harms and promote the health, safety and well-being of minors who access these online platforms. The data gathered through this process will be used to inform the Biden-Harris Administration's work to advance the health, safety, and privacy of minors.","document_number":"2023-21606","html_url":"https://www.federalregister.gov/documents/2023/10/02/2023-21606/initiative-to-protect-youth-mental-health-safety-and-privacy-online","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-10-02/pdf/2023-21606.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-21606.pdf?1695991589","publication_date":"2023-10-02","agencies":[{"raw_name":"DEPARTMENT OF COMMERCE","name":"Commerce Department","id":54,"url":"https://www.federalregister.gov/agencies/commerce-department","json_url":"https://www.federalregister.gov/api/v1/agencies/54","parent_id":null,"slug":"commerce-department"},{"raw_name":"National Telecommunications and Information Administration","name":"National Telecommunications and Information Administration","id":373,"url":"https://www.federalregister.gov/agencies/national-telecommunications-and-information-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/373","parent_id":54,"slug":"national-telecommunications-and-information-administration"}],"excerpts":"harms and health benefits to minors? \n 22. Should platforms provide more data to researchers and, if so, what would that kind of data sharing look like, what kind of data would be most useful, how would it account for the <span class=\"match\">privacy</span> of <span class=\"match\">users</span>, and what are the best models for sharing data, while also safeguarding <span class=\"match\">users</span> and their <span class=\"match\">privacy</span>? \n Additional Material \n NTIA welcomes any additional input that stakeholders believe will prove useful to our efforts. \n \n Dated: September 26, 2023. \n Stephanie Weiner, \n Chief Counsel, National Telecommunications and"},{"title":"Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2027; and Basic Health Program","type":"Proposed Rule","abstract":"This proposed rule contains provisions to improve implementation of the Patient Protection and Affordable Care Act, including payment parameters and provisions related to the HHS-operated risk adjustment and risk adjustment data validation (HHS-RADV) programs, as well as 2027 user fee rates for issuers offering qualified health plans (QHPs) through Federally-facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This proposed rule also includes provisions related to civil money penalties (CMPs) for noncompliant issuers and other responsible entities; standards governing agents, brokers, and web-brokers; the expansion and codification of hardship exemption eligibility; implementation of the State Exchange Improper Payment Measurement (SEIPM); provider access standards and essential community provider standards for QHP certification; QHP certification of non-network plans; a prohibition on issuers from including routine non-pediatric dental services as an Essential Health Benefit (EHB); cost-sharing flexibilities for catastrophic and individual market bronze plans; establishment of catastrophic plans with plan terms of up to 10 consecutive years; QHP issuer quality improvement strategies (QISs); revisions affecting which enrollees are included in Federal Basic Health Program (BHP) payment calculations to States; and seeks comment on potential adjustments to other Federal standards, including the Federal medical loss ratio (MLR) standard in the individual market. This proposed rule also includes amendments to implement certain provisions of the Working Families Tax Cut (WFTC) legislation.","document_number":"2026-02769","html_url":"https://www.federalregister.gov/documents/2026/02/11/2026-02769/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2027-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-11/pdf/2026-02769.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-02769.pdf?1770671709","publication_date":"2026-02-11","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"Reductions, and <span class=\"match\">User</span> Fee Programs and Clarify HHS' <span class=\"match\">Compliance</span> Review Authority (§ 156.480) \n We propose two proposals related to § 156.480. First, we propose to modify § 156.480 to clarify HHS' authority to audit or conduct a <span class=\"match\">compliance</span> review of an issuer that offers a QHP through an Exchange for the purposes of administering and providing oversight of the APTC, CSR, and <span class=\"match\">user</span> fee programs. Specifically, we propose to amend § 156.480(c) to provide that HHS or its designee may audit or conduct a <span class=\"match\">compliance</span> review to assess <span class=\"match\">compliance</span> with all requirements"},{"title":"Health Data, Technology, and Interoperability: Trusted Exchange Framework and Common Agreement (TEFCA)","type":"Rule","abstract":"This final rule has finalized certain proposals from a proposed rule published in August 2024 and in doing so advances interoperability and supports the access, exchange, and use of electronic health information. Specifically, this final rule amends the information blocking regulations by including definitions related to the Trusted Exchange Framework and Common Agreement (TEFCA) Manner Exception. It also implements provisions related to the TEFCA, which will support the reliability, privacy, security, and trust within TEFCA. Lastly, this final rule includes corrections and updates to current regulatory provisions of the Office of the National Coordinator for Health Information Technology (ONC) Health IT Certification Program.","document_number":"2024-29163","html_url":"https://www.federalregister.gov/documents/2024/12/16/2024-29163/health-data-technology-and-interoperability-trusted-exchange-framework-and-common-agreement-tefca","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-16/pdf/2024-29163.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29163.pdf?1733924732","publication_date":"2024-12-16","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"Comments. \n One commenter recommended that ASTP/ONC require QHINs to have a <span class=\"match\">privacy</span> official and a chief information security to monitor data <span class=\"match\">privacy</span>. Another commenter specifically expressed support for the requirement that any organization aspiring to become a QHIN must adhere to specific <span class=\"match\">privacy</span> and security guidelines, with additional stipulations for those providing Individual Access Services.\n \n \n Response. \n We appreciate the commenter's support for TEFCA's existing <span class=\"match\">privacy</span> and security requirements, as well as the additional requirements for QHINs"},{"title":"Whistleblower Incentives and Protections","type":"Proposed Rule","abstract":"FinCEN is proposing a rule to establish a whistleblower program that offers incentives and protections to encourage individuals who have information about potential violations of the Bank Secrecy Act (BSA), International Emergency Economic Powers Act (IEEPA), Trading With the Enemy Act of 1917 (TWEA), and Foreign Narcotics Kingpin Designation Act (Kingpin Act) to voluntarily report such information (the \"Whistleblower Program\"). The proposed rule would implement section 6314 of the Anti-Money Laundering Act of 2020 (AML Act) and the Anti-Money Laundering Whistleblower Improvement Act (AML Whistleblower Improvement Act), which were enacted into law as part of the National Defense Authorization Act for Fiscal Year 2021 (FY21 NDAA) and the Consolidated Appropriations Act of 2023, respectively. The Whistleblower Program will contribute to the U.S. government's efforts to safeguard the financial system from illicit use, promote national security, and combat money laundering, terrorist financing, proliferation financing, and related crimes. This notice of proposed rulemaking invites comments from the public regarding all aspects of the proposed rule, as well as comments in response to specific questions.","document_number":"2026-06271","html_url":"https://www.federalregister.gov/documents/2026/04/01/2026-06271/whistleblower-incentives-and-protections","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-01/pdf/2026-06271.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06271.pdf?1774961111","publication_date":"2026-04-01","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"monetary <span class=\"match\">sanctions</span> exceeded $1,000,000 would be determined based on the combined monetary <span class=\"match\">sanctions</span> from both of the alleged BSA violations—even though only one of the two violations was based on whistleblower information. Similarly, if DOJ successfully enforced an action alleging a BSA count based on whistleblower information and a bank fraud count under section 1344 of title 18 based on whistleblower information, then whether the resulting monetary <span class=\"match\">sanctions</span> exceeded $1,000,000 would be determined based on the combined monetary <span class=\"match\">sanctions</span> from the"},{"title":"Guidance on Use of Artificial Intelligence-Based Tools in Practice Before the United States Patent and Trademark Office","type":"Notice","abstract":"The United States Patent and Trademark Office (USPTO) issues this guidance to inform practitioners and the public of the important issues that patent and trademark professionals, innovators, and entrepreneurs must navigate while using Artificial Intelligence (AI) in matters before the USPTO. The USPTO recognizes the possibility that AI will be used to prepare and prosecute patent and trademark applications, as well as other filings before the Office including filings submitted to the Patent Trial and Appeal Board (PTAB) and Trademark Trial and Appeal Board (TTAB). While the USPTO is committed to maximizing AI's benefits and seeing them distributed broadly across society, the USPTO recognizes the need, through technical mitigations and human governance, to cabin the risks arising from the use of AI in practice before the USPTO. At this time, based on the USPTO's engagement with stakeholders through the USPTO's AI and Emerging Technologies (ET) Partnership (AI/ET Partnership) and a review of existing rules, the USPTO has determined that existing rules protect the USPTO's ecosystem against such potential perils. This guidance reminds individuals involved in proceedings before the USPTO of the pertinent rules and policies, helps inform those same individuals of the risks associated with the use of AI systems, and provides suggestions to mitigate those risks. The USPTO will continue to engage with the public, including through the AI/ET Partnership, as the use of AI advances and evolves.","document_number":"2024-07629","html_url":"https://www.federalregister.gov/documents/2024/04/11/2024-07629/guidance-on-use-of-artificial-intelligence-based-tools-in-practice-before-the-united-states-patent","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-11/pdf/2024-07629.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-07629.pdf?1712753115","publication_date":"2024-04-11","agencies":[{"raw_name":"DEPARTMENT OF COMMERCE","name":"Commerce Department","id":54,"url":"https://www.federalregister.gov/agencies/commerce-department","json_url":"https://www.federalregister.gov/api/v1/agencies/54","parent_id":null,"slug":"commerce-department"},{"raw_name":"Patent and Trademark Office","name":"Patent and Trademark Office","id":402,"url":"https://www.federalregister.gov/agencies/patent-and-trademark-office","json_url":"https://www.federalregister.gov/api/v1/agencies/402","parent_id":54,"slug":"patent-and-trademark-office"}],"excerpts":"all the capabilities of Patent Center, a <span class=\"match\">user</span> must be a registered <span class=\"match\">user</span> by creating a \n USPTO.gov \n account and completing the Patent Electronic System Verification Form PTO-2042a including the Patent Electronic Subscriber agreement.\n 43 \n \n The \n USPTO.gov \n account is exclusive to an individual and it is not permitted to be shared with other <span class=\"match\">users</span>. Even support staff individuals who are sponsored by one or more practitioners must create and use their own individual \n USPTO.gov \n account. Likewise, <span class=\"match\">users</span> are required to have an active \n USPTO.gov"},{"title":"Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2027; and Basic Health Program","type":"Rule","abstract":"This final rule contains provisions to improve implementation of the Patient Protection and Affordable Care Act, including payment parameters and provisions related to the HHS-operated risk adjustment and risk adjustment data validation (HHS-RADV) programs, as well as 2027 user fee rates for issuers offering qualified health plans (QHPs) through Federally-facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This final rule also includes provisions related to civil money penalties (CMPs) for noncompliant issuers and other responsible entities; standards governing agents, brokers, and web-brokers; the expansion and codification of hardship exemption eligibility; implementation of the State Exchange Improper Payment Measurement (SEIPM); provider access standards and essential community provider standards for QHP certification; QHP certification of non-network plans; a prohibition on issuers from including routine non-pediatric dental services as an Essential Health Benefit (EHB); requirements related to defrayal for the cost of any State-required benefits in addition to the EHB; cost- sharing flexibilities for catastrophic and individual market bronze plans; establishment of catastrophic plans with plan terms of up to 10 consecutive plan years; QHP issuer quality improvement strategies (QISs); and revisions affecting which enrollees are included in Federal Basic Health Program (BHP) payment calculations to States. This final rule also includes amendments to implement certain provisions of the Working Families Tax Cut (WFTC) legislation.","document_number":"2026-10050","html_url":"https://www.federalregister.gov/documents/2026/05/20/2026-10050/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2027-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-20/pdf/2026-10050.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-10050.pdf?1779135308","publication_date":"2026-05-20","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"paragraph. We summarize and respond to public comments received on the proposed FFE and SBE-FP <span class=\"match\">user</span> fee rates for the 2027 benefit year below. \n \n Comment: \n Most commenters supported the 2027 benefit year <span class=\"match\">user</span> fee rates, with several of these commenters supporting <span class=\"match\">user</span> fee rates that adequately fund Federal programs. Some commenters supported increasing the 2027 <span class=\"match\">user</span> fee rates. These commenters stated that a higher <span class=\"match\">user</span> fee rate could be used to enhance <span class=\"match\">user</span> fee-funded services, such as Navigators and consumer outreach and education.\n \n \n Response:"},{"title":"Imposition of Special Measure Regarding Huione Group, as a Foreign Financial Institution of Primary Money Laundering Concern","type":"Rule","abstract":"FinCEN is issuing this final rule to prohibit covered U.S. financial institutions from opening or maintaining a correspondent account for, or on behalf of Huione Group, a foreign financial institution based in Cambodia found to be of primary money laundering concern pursuant to section 311 of the USA PATRIOT Act. The rule further requires covered financial institutions to apply special due diligence to their foreign correspondent accounts that is reasonably designed to guard against the use of such accounts to process transactions involving Huione Group.","document_number":"2025-19571","html_url":"https://www.federalregister.gov/documents/2025/10/16/2025-19571/imposition-of-special-measure-regarding-huione-group-as-a-foreign-financial-institution-of-primary","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-16/pdf/2025-19571.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19571.pdf?1760532307","publication_date":"2025-10-16","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"open an average of 10 new accounts per year.\n 134 \n \n FinCEN expects the time \n \n burden of special measure <span class=\"match\">compliance</span> associated with these new accounts will not exceed 15 minutes (0.25 hours) per affected financial institution.\n \n \n \n 133 \n  \n See supra \n Section VI.B discussion of how <span class=\"match\">compliance</span> with the final rule is expected to be integrated into covered financial institutions' broader OFAC <span class=\"match\">sanctions</span> and 311 special measures <span class=\"match\">compliance</span> activities.\n \n \n \n \n 134 \n  \n See \n FinCEN, \n \n Renewal Without Change of Prohibition on Correspondent Accounts"},{"title":"Adoption of Recommendations","type":"Notice","abstract":"The Assembly of the Administrative Conference of the United States adopted four recommendations at its hybrid (virtual and in- person) Eightieth Plenary Session: Best Practices for Adjudication Not Involving an Evidentiary Hearing, Identifying and Reducing Burdens on the Public in Administrative Processes, Improving Timeliness in Agency Adjudication, and User Fees.","document_number":"2024-00302","html_url":"https://www.federalregister.gov/documents/2024/01/10/2024-00302/adoption-of-recommendations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-01-10/pdf/2024-00302.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-00302.pdf?1704807925","publication_date":"2024-01-10","agencies":[{"raw_name":"ADMINISTRATIVE CONFERENCE OF THE UNITED STATES","name":"Administrative Conference of the United States","id":566,"url":"https://www.federalregister.gov/agencies/administrative-conference-of-the-united-states","json_url":"https://www.federalregister.gov/api/v1/agencies/566","parent_id":null,"slug":"administrative-conference-of-the-united-states"}],"excerpts":" \n <span class=\"match\">User</span> Fees. \n This recommendation provides best practices for agencies and Congress to consider in designing and implementing <span class=\"match\">user</span> fees in administrative programs. It addresses how Congress and agencies might determine when <span class=\"match\">user</span> fees are appropriate; how agencies might determine fair and reasonable <span class=\"match\">user</span> fees for specific programs, including whether there are reasons for waivers, exemptions, or reduced rates; when and how agencies should engage with the public in determining or modifying <span class=\"match\">user</span> fees; and how agencies should review their <span class=\"match\">user</span> fee"},{"title":"Required Rulemaking on Personal Financial Data Rights","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a final rule to carry out the personal financial data rights established by the Consumer Financial Protection Act of 2010 (CFPA). The final rule requires banks, credit unions, and other financial service providers to make consumers' data available upon request to consumers and authorized third parties in a secure and reliable manner; defines obligations for third parties accessing consumers' data, including important privacy protections; and promotes fair, open, and inclusive industry standards.","document_number":"2024-25079","html_url":"https://www.federalregister.gov/documents/2024/11/18/2024-25079/required-rulemaking-on-personal-financial-data-rights","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-18/pdf/2024-25079.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25079.pdf?1731678320","publication_date":"2024-11-18","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"indicia of <span class=\"match\">compliance</span>. Further, data provider commenters preferred to consider <span class=\"match\">compliance</span> with consensus standards as an indicator of <span class=\"match\">compliance</span> rather than a requirement for <span class=\"match\">compliance</span>. \n Some data provider and third party commenters recommended that consensus standards provide a legal safe harbor for <span class=\"match\">compliance</span> with various provisions of the final rule. These commenters suggested that a safe harbor would provide certainty and clarity to market participants and would encourage participants to invest in the setting of and <span class=\"match\">compliance</span> with appropriate"},{"title":"Health Data, Technology, and Interoperability: Patient Engagement, Information Sharing, and Public Health Interoperability","type":"Proposed Rule","abstract":"This proposed rule seeks to advance interoperability, improve transparency, and support the access, exchange, and use of electronic health information through proposals for: standards adoption; adoption of certification criteria to advance public health data exchange; expanded uses of certified application programming interfaces, such as for electronic prior authorization, patient access, care management, and care coordination; and information sharing under the information blocking regulations. It proposes to establish a new baseline version of the United States Core Data for Interoperability. The proposed rule would update the ONC Health IT Certification Program to enhance interoperability and optimize certification processes to reduce burden and costs. The proposed rule would also implement certain provisions related to the Trusted Exchange Framework and Common Agreement (TEFCA), which would support the reliability, privacy, security, and trust within TEFCA.","document_number":"2024-14975","html_url":"https://www.federalregister.gov/documents/2024/08/05/2024-14975/health-data-technology-and-interoperability-patient-engagement-information-sharing-and-public-health","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-05/pdf/2024-14975.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14975.pdf?1721825115","publication_date":"2024-08-05","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"Removal of Time-limited Criteria \n 10. <span class=\"match\">Privacy</span> and Security Framework Incorporation of DSI Criterion \n \n E. Correction—<span class=\"match\">Privacy</span> and Security Certification Framework \n \n IV. Information Blocking Enhancements \n \n A. Defined Terms \n \n 1. Health Care Provider \n 2. Health Information Technology or Health IT \n 3. “Interfere With” or “Interference” \n \n a. Application of “Interference” to TEFCA\n TM \n Requirements\n \n \n B. Exceptions \n \n 1. <span class=\"match\">Privacy</span> Exception \n a. <span class=\"match\">Privacy</span> Exception—Definition of Individual \n b. <span class=\"match\">Privacy</span> Sub-exception—Interfering with Individual"},{"title":"Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 1, 2, 4, 33, 39, 40, and 53","type":"Proposed Rule","abstract":"OFPP, DoD, GSA, and NASA (collectively referred to as the Federal Acquisition Regulatory Council or FAR Council) are proposing to amend the Federal Acquisition Regulation (FAR) to implement Executive Order (E.O.) 14275, Restoring Common Sense to Federal Procurement. The E.O. directs the elimination of excessive acquisition regulations to stop the inefficient use of American taxpayer dollars. The FAR Council is issuing twelve proposed rules that collectively will streamline the FAR in its entirety. This rule proposes revisions to FAR parts 1, 2, 4, 33, 39, 40, 52, and 53.","document_number":"2026-12559","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12559/federal-acquisition-regulation-revolutionary-federal-acquisition-regulation-overhaul-parts-1-2-4-33","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12559.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12559.pdf?1782132314","publication_date":"2026-06-23","agencies":[{"raw_name":"OFFICE OF MANAGEMENT AND BUDGET","name":"Management and Budget Office","id":280,"url":"https://www.federalregister.gov/agencies/management-and-budget-office","json_url":"https://www.federalregister.gov/api/v1/agencies/280","parent_id":null,"slug":"management-and-budget-office"},{"raw_name":"Office of Federal Procurement Policy","name":"Federal Procurement Policy Office","id":184,"url":"https://www.federalregister.gov/agencies/federal-procurement-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/184","parent_id":280,"slug":"federal-procurement-policy-office"},{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"},{"raw_name":"NATIONAL AERONAUTICS AND SPACE ADMINISTRATION","name":"National Aeronautics and Space Administration","id":301,"url":"https://www.federalregister.gov/agencies/national-aeronautics-and-space-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/301","parent_id":null,"slug":"national-aeronautics-and-space-administration"}],"excerpts":"paragraph (i) in Alternate I would have any unintended consequences. \n F. Summary of Changes to FAR Part 39 \n 1. Deletion of FAR 39.105, <span class=\"match\">Privacy</span>, and 52.239-1, <span class=\"match\">Privacy</span> or Security Safeguards \n \n This rule proposes to remove the requirements at FAR 39.105, <span class=\"match\">Privacy</span> and FAR clause 52.239-1, <span class=\"match\">Privacy</span> or security safeguards since the requirements are inconsistently used and are no longer needed to safeguard <span class=\"match\">privacy</span> or security. The FAR contains other security controls that restrict the publication or disclosure regarding the details of any safeguards"},{"title":"Gravy Analytics, Inc.; Analysis of Proposed Consent Order to Aid Public Comment","type":"Notice","abstract":"The consent agreement in this matter settles alleged violations of Federal law prohibiting unfair or deceptive acts or practices. The attached Analysis of Proposed Consent Order to Aid Public Comment describes both the allegations in the complaint and the terms of the consent order--embodied in the consent agreement--that would settle these allegations.","document_number":"2024-28738","html_url":"https://www.federalregister.gov/documents/2024/12/06/2024-28738/gravy-analytics-inc-analysis-of-proposed-consent-order-to-aid-public-comment","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-06/pdf/2024-28738.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-28738.pdf?1733406357","publication_date":"2024-12-06","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"advertisers bid in real time on the opportunity to show an advertisement to a <span class=\"match\">user</span> as the <span class=\"match\">user</span> is visiting a website or using an application.\n 16 \n \n The auctions take place in the blink of an eye, and the listings on which advertisers bid include information such as the <span class=\"match\">user's</span> mobile advertising ID (MAIDs) and current precise location.\n 17 \n \n Advertisers crave these data because it allows them to <span class=\"match\">maximize</span> the value of each ad impression by displaying the ads only to the <span class=\"match\">users</span> most likely to find the advertisement useful. The Commission accuses Mobilewalla"},{"title":"Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons","type":"Rule","abstract":"The Department of Justice is issuing a final rule to implement Executive Order 14117 of February 28, 2024 (Preventing Access to Americans' Bulk Sensitive Personal Data and United States Government- Related Data by Countries of Concern), by prohibiting and restricting certain data transactions with certain countries or persons.","document_number":"2024-31486","html_url":"https://www.federalregister.gov/documents/2025/01/08/2024-31486/preventing-access-to-us-sensitive-personal-data-and-government-related-data-by-countries-of-concern","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-08/pdf/2024-31486.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31486.pdf?1735911918","publication_date":"2025-01-08","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"}],"excerpts":"breaches of specific kinds of data above certain thresholds.\n 136 \n \n \n \n \n 135 \n  Justin Ellingwood, \n <span class=\"match\">User</span> Data Collection: Balancing Business Needs and <span class=\"match\">User</span> <span class=\"match\">Privacy</span>, \n DigitalOcean (Sept. 26, 2017), \n https://www.digitalocean.com/community/tutorials/<span class=\"match\">user</span>-data-collection-balancing-business-needs-and-<span class=\"match\">user</span>-<span class=\"match\">privacy</span> \n [\n https://perma.cc/GCX5-RGSK \n ]; Jodie Siganto, \n Data Tagging: Best Practices, Security &amp; Implementation Tips, \n <span class=\"match\">Privacy</span> 108 (Nov. 14, 2023), \n https://privacy108.com.au/insights/data-tagging-for-security/ \n [\n https://perma.cc/8PQA-89DA"},{"title":"United States of America et al. v. RealPage, Inc. et al. Proposed Final Judgment and Competitive Impact Statement","type":"Notice","abstract":null,"document_number":"2025-17086","html_url":"https://www.federalregister.gov/documents/2025/09/05/2025-17086/united-states-of-america-et-al-v-realpage-inc-et-al-proposed-final-judgment-and-competitive-impact","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-09-05/pdf/2025-17086.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-17086.pdf?1756989920","publication_date":"2025-09-05","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"},{"raw_name":"Antitrust Division","name":"Antitrust Division","id":23,"url":"https://www.federalregister.gov/agencies/antitrust-division","json_url":"https://www.federalregister.gov/api/v1/agencies/23","parent_id":268,"slug":"antitrust-division"}],"excerpts":"revenue management software. \n 3. At RealPage <span class=\"match\">User</span> Group Meetings, Landlords Discuss Competitively Sensitive Topics \n \n 102. RealPage holds monthly “<span class=\"match\">user</span> group” meetings attended by competing landlords that use RealPage's software. There are separate <span class=\"match\">user</span> group meetings for LRO and for YieldStar and AIRM.\n 5 \n \n One of RealPage's stated purposes for the <span class=\"match\">user</span> groups is to “to promote communications between <span class=\"match\">users</span>.” Attendees include a wide mix of competing landlords. For example, the June 2022 YieldStar <span class=\"match\">user</span> group included representatives from five of"},{"title":"Special Measure Regarding Huione Group, as a Foreign Financial Institution of Primary Money Laundering Concern","type":"Proposed Rule","abstract":"FinCEN is issuing a notice of proposed rulemaking (NPRM), pursuant to section 311 of the USA PATRIOT Act, that proposes prohibiting the opening or maintaining of a correspondent account in the United States for, or on behalf of, Huione Group, a foreign financial institution based in Cambodia found to be of primary money laundering concern. The NPRM also would require covered financial institutions to apply special due diligence to their foreign correspondent accounts that is reasonably designed to guard against their use to process transactions involving Huione Group.","document_number":"2025-07837","html_url":"https://www.federalregister.gov/documents/2025/05/05/2025-07837/special-measure-regarding-huione-group-as-a-foreign-financial-institution-of-primary-money","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-05-05/pdf/2025-07837.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-07837.pdf?1746189943","publication_date":"2025-05-05","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"Department of the Treasury, Press Release, \n Treasury <span class=\"match\">Sanctions</span> North Korean State-Sponsored Malicious Cyber Group \n (Sept. 13, 2019), \n https://home.treasury.gov/news/press-releases/sm774. \n \n \n \n \n 66 \n  Department of the Treasury, Press Release, \n Treasury Imposes <span class=\"match\">Sanctions</span> Against the Government of The Democratic People's Republic Of Korea \n (Jan. 2, 2015), \n https://home.treasury.gov/news/press-releases/jl9733. \n \n \n \n \n 67 \n  Department of the Treasury, Press Release, \n Treasury <span class=\"match\">Sanctions</span> North Korean State-Sponsored Malicious Cyber Groups "}]}