{"description":"Documents matching 'security card credit cards were narrative compliance'","count":250,"total_pages":13,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=security+card+credit+cards+were+narrative+compliance&format=json&page=2","results":[{"title":"Equal Credit Opportunity Act (Regulation B)","type":"Rule","abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a final rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments facilitate compliance with ECOA by clarifying the obligations imposed by the statute.","document_number":"2026-07804","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07804/equal-credit-opportunity-act-regulation-b","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07804.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07804.pdf?1776775512","publication_date":"2026-04-22","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"not violate ECOA by refusing to extend <span class=\"match\">credit</span> pursuant to certain kinds of <span class=\"match\">credit</span> programs. For instance, section 701(c)(1) provides that “[i]t is not a violation of [section 701] for a creditor to refuse to extend <span class=\"match\">credit</span> offered pursuant to” “any <span class=\"match\">credit</span> assistance program expressly authorized by law for an economically disadvantaged class of persons.” \n 90 \n \n Section 701(c)(2) provides that “[i]t is not a violation of [section 701] for a creditor to refuse to extend <span class=\"match\">credit</span> offered pursuant to” “any <span class=\"match\">credit</span> assistance program administered by a nonprofit"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) amends Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that these extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers estimated costs and losses. The rule allows consumers to better comparison shop across credit products and provides substantive protections that apply to other consumer credit.","document_number":"2024-29699","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-29699/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-29699.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29699.pdf?1735307118","publication_date":"2024-12-30","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"also have required covered overdraft <span class=\"match\">credit</span> offered by very large financial institutions to be put in a <span class=\"match\">credit</span> account separate from the asset account, and it would have updated exceptions relating to <span class=\"match\">credit</span> <span class=\"match\">cards</span>. Among other changes, it would have applied the portions of Regulation Z that implement the <span class=\"match\">Credit</span> <span class=\"match\">Card</span> Accountability Responsibility and Disclosure Act of 2009 (<span class=\"match\">CARD</span> Act) \n 96 \n \n to covered overdraft <span class=\"match\">credit</span> that can be accessed by a hybrid debit-<span class=\"match\">credit</span> <span class=\"match\">card</span>, such as a debit <span class=\"match\">card</span> or other single <span class=\"match\">credit</span> device (including certain account numbers)"},{"title":"HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information","type":"Proposed Rule","abstract":"The Department of Health and Human Services (HHS or \"Department\") is issuing this notice of proposed rulemaking (NPRM) to solicit comment on its proposal to modify the Security Standards for the Protection of Electronic Protected Health Information (\"Security Rule\") under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health Information Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better protect the confidentiality, integrity, and availability of electronic protected health information (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the Security Rule to address: changes in the environment in which health care is provided; significant increases in breaches and cyberattacks; common deficiencies the Office for Civil Rights has observed in investigations into Security Rule compliance by covered entities and their business associates (collectively, \"regulated entities\"); other cybersecurity guidelines, best practices, methodologies, procedures, and processes; and court decisions that affect enforcement of the Security Rule.","document_number":"2024-30983","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-30983.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30983.pdf?1735334119","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"Memorandum on National <span class=\"match\">Security</span> Memorandum on Critical Infrastructure <span class=\"match\">Security</span> and Resilience, National <span class=\"match\">Security</span> Memorandum/NSM-22, The White House (Apr. 30, 2024), \n https://www.whitehouse.gov/briefing-room/presidential-actions/2024/04/30/national-<span class=\"match\">security</span>-memorandum-on-critical-infrastructure-<span class=\"match\">security</span>-and-resilience/ \n (“Critical infrastructure comprises the physical and virtual assets and systems so vital to the Nation that their incapacity or destruction would have a debilitating impact on national <span class=\"match\">security</span>, national economic <span class=\"match\">security</span>, or national public"},{"title":"Anti-Money Laundering and Countering the Financing of Terrorism Programs","type":"Proposed Rule","abstract":"Pursuant to the Department of the Treasury (Treasury) and FinCEN's efforts to modernize the Bank Secrecy Act (BSA) and to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act), FinCEN is proposing a rule to fundamentally reform the requirements for financial institutions' anti-money laundering and countering the financing of terrorism (AML/CFT) programs. Among other changes, this proposed rule aims to ensure that financial institutions establish and maintain effective AML/CFT programs that better achieve the purposes of the BSA and lead to more effective outcomes for financial institutions as well as law enforcement and national security agencies. Through this rulemaking, consistent with its statutory authority as the administrator of the BSA, FinCEN is also proposing measures to modernize and reform Federal supervision of AML/CFT programs by enhancing FinCEN's role in AML/CFT supervision and enforcement in coordination with Federal banking regulators. In addition, FinCEN is proposing regulatory amendments to promote clarity and consistency across FinCEN's program rules for different types of financial institutions.","document_number":"2026-07033","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-07033/anti-money-laundering-and-countering-the-financing-of-terrorism-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-07033.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07033.pdf?1775738723","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"(operators of <span class=\"match\">credit</span> <span class=\"match\">card</span> systems); 1029.210(a) (loan or finance companies); 1030.210(a) (housing GSEs).\n \n \n \n \n 88 \n  \n See \n 31 CFR 1010.810(b) (FinCEN's delegation of “[a]uthority to examine institutions to determine <span class=\"match\">compliance</span> with the requirements of this chapter”).\n \n \n \n \n 89 \n  For broker-dealers, FinCEN recognizes the SEC as the relevant Federal functional regulator. \n See id. \n 1010.810(b)(6) (delegating examination authority to SEC for broker-dealers). FinCEN recognizes registered national <span class=\"match\">securities</span> exchanges or a national <span class=\"match\">securities</span> association"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers applicable costs and losses. The proposal would allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit.","document_number":"2024-01095","html_url":"https://www.federalregister.gov/documents/2024/02/23/2024-01095/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-23/pdf/2024-01095.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-01095.pdf?1708609514","publication_date":"2024-02-23","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"non-covered overdraft <span class=\"match\">credit</span>, but it would become covered overdraft <span class=\"match\">credit</span> if this proposal is finalized.\n \n \n The proposal would also require covered overdraft <span class=\"match\">credit</span> offered by very large financial institutions to be put in a <span class=\"match\">credit</span> account separate from the asset account, and it would update exceptions relating to <span class=\"match\">credit</span> <span class=\"match\">cards</span>. Among other changes, it would apply the portions of Regulation Z that implement the <span class=\"match\">Credit</span> <span class=\"match\">Card</span> Accountability Responsibility and Disclosure Act of 2009 (<span class=\"match\">CARD</span> Act) to covered overdraft <span class=\"match\">credit</span> that can be accessed by a hybrid"},{"title":"Alien Registration Form and Evidence of Registration","type":"Rule","abstract":"On March 12, 2025, DHS issued an interim final rule (IFR) with request for comments amending DHS regulations to designate a new registration form for aliens to comply with statutory alien registration and fingerprinting provisions. Unregistered aliens may use this general registration form to satisfy their statutory obligations. This final rule responds to public comments, amends DHS regulations to adjust the lists of forms and processes that may serve as registration forms and evidence of alien registration, and seeks comments on other potential changes to the regulations relating to alien registration and fingerprinting.","document_number":"2026-13057","html_url":"https://www.federalregister.gov/documents/2026/06/29/2026-13057/alien-registration-form-and-evidence-of-registration","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-29/pdf/2026-13057.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13057.pdf?1782418509","publication_date":"2026-06-29","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"to Replace Permanent Resident <span class=\"match\">Card</span>, within 30 days of turning 14 to apply for a new Green <span class=\"match\">Card</span>.\n \n The commenter also asked whether children who do not file a Form I-90 within 30 days of turning 14 because their current Green <span class=\"match\">Card</span> expires before they turn 16, would need to complete Form G-325R when they turn 14. These children are using the regulatory exception that allows them not to submit a Form I-90 (and be fingerprinted) until they file their routine Green <span class=\"match\">Card</span> extension application within 6 months of the <span class=\"match\">card's</span> expiration. \n \n Response: \n DHS"},{"title":"Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL","type":"Proposed Rule","abstract":"The Board is inviting public comment on the models used to conduct the Board's supervisory stress test, changes to those models to be implemented in the 2026 stress test, and proposed changes to enhance the transparency and public accountability of the Board's stress testing framework (the proposal). The proposal would amend the Policy Statement on the Scenario Design Framework for Stress Testing, including to implement guides for additional scenario variables, and the Stress Testing Policy Statement. The proposal would also codify an enhanced disclosure process under which the Board would annually publish comprehensive documentation on the stress test models, invite public comment on any material changes that the Board seeks to make to those models, and annually publish the stress test scenarios for comment. Lastly, the proposal would make changes to the FR Y-14A/Q/M to remove items that are no longer needed to conduct the supervisory stress test and to collect additional data to support the stress test models and improve risk capture.","document_number":"2025-20211","html_url":"https://www.federalregister.gov/documents/2025/11/18/2025-20211/enhanced-transparency-and-public-accountability-of-the-supervisory-stress-test-models-and-scenarios","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-18/pdf/2025-20211.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-20211.pdf?1763387141","publication_date":"2025-11-18","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"calculation, a full revaluation using a <span class=\"match\">security</span>-specific discounted cash flow model, or a duration-based approach, depending on the asset class.\n \n \n \n <span class=\"match\">Credit</span> losses on available-for-sale and held-to-maturity <span class=\"match\">securities</span> may be also recorded. Except for certain government-backed obligations, both available-for-sale and held-to-maturity <span class=\"match\">securities</span> are at risk of incurring <span class=\"match\">credit</span> losses.\n 46 \n \n The stress test models project <span class=\"match\">security</span>-level <span class=\"match\">credit</span> losses, using as an input the projected fair value for each <span class=\"match\">security</span> over the nine-quarter projection horizon"},{"title":"Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 5, 24, and 29","type":"Proposed Rule","abstract":"OFPP, DoD, GSA, and NASA (collectively referred to as the Federal Acquisition Regulatory Council or FAR Council) are proposing to amend the Federal Acquisition Regulation (FAR) to implement Executive Order (E.O.) 14275, Restoring Common Sense to Federal Procurement. The E.O. directs the elimination of excessive acquisition regulations to stop the inefficient use of American taxpayer dollars. The FAR Council is issuing twelve proposed rules that collectively will streamline the FAR in its entirety. This rule proposes revisions to FAR parts 5, 24, 29, and 52.","document_number":"2026-12561","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12561/federal-acquisition-regulation-revolutionary-federal-acquisition-regulation-overhaul-parts-5-24-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12561.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12561.pdf?1782132314","publication_date":"2026-06-23","agencies":[{"raw_name":"OFFICE OF MANAGEMENT AND BUDGET","name":"Management and Budget Office","id":280,"url":"https://www.federalregister.gov/agencies/management-and-budget-office","json_url":"https://www.federalregister.gov/api/v1/agencies/280","parent_id":null,"slug":"management-and-budget-office"},{"raw_name":"Office of Federal Procurement Policy","name":"Federal Procurement Policy Office","id":184,"url":"https://www.federalregister.gov/agencies/federal-procurement-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/184","parent_id":280,"slug":"federal-procurement-policy-office"},{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"},{"raw_name":"NATIONAL AERONAUTICS AND SPACE ADMINISTRATION","name":"National Aeronautics and Space Administration","id":301,"url":"https://www.federalregister.gov/agencies/national-aeronautics-and-space-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/301","parent_id":null,"slug":"national-aeronautics-and-space-administration"}],"excerpts":"or other <span class=\"match\">compliance</span> requirements under FAR part 24. The revisions do not create new <span class=\"match\">compliance</span> obligations; they simply improve clarity and eliminate redundancy. \n c. FAR Part 29 \n This proposed rule does not contain any new reporting, recordkeeping, or other <span class=\"match\">compliance</span> requirements under FAR part 29. The revisions reduce administrative burden by simplifying documentation requirements and do not introduce new <span class=\"match\">compliance</span> activities. \n d. FAR Part 52 \n This proposed rule does not contain any new reporting, recordkeeping, or other <span class=\"match\">compliance</span> requirements"},{"title":"Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments To Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting rule and form amendments to provide a tailored form to register the offerings of registered index-linked annuities (\"RILAs\"). Specifically, the Commission is amending the form currently used by most variable annuity separate accounts, Form N-4, to require issuers of RILAs to register offerings on that form as well. To facilitate this amendment, the Commission is also amending certain filing rules and making other related amendments. These changes will implement the requirements relating to RILAs contained in the Consolidated Appropriations Act, 2023. The Commission is also extending the registration, filing, and disclosure requirements that the Commission is adopting for RILA offerings to the offerings of registered market value adjustment annuities. Further, the Commission is adopting other amendments to Form N-4 that will apply to all issuers that use that form. The Commission is applying to RILA and registered market value adjustment annuity advertisements and sales literature a current Commission rule that provides guidance as to when sales literature is materially misleading under the Federal securities laws. Finally, the Commission is adopting technical amendments to Forms N-6 and N-3 to correct errors from prior Commission rulemakings.","document_number":"2024-14925","html_url":"https://www.federalregister.gov/documents/2024/07/24/2024-14925/registration-for-index-linked-annuities-and-registered-market-value-adjustment-annuities-amendments","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-24/pdf/2024-14925.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14925.pdf?1721738713","publication_date":"2024-07-24","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"annuities that are <span class=\"match\">securities</span> for the purposes of the <span class=\"match\">Securities</span> Act. \n See, e.g., \n sections 101(a)(5) and (6) of the RILA Act. Similarly, registered MVA annuities and MVA fixed account options, as used in this release, refer only to annuities that are <span class=\"match\">securities</span> for the purposes of the <span class=\"match\">Securities</span> Act. \n See infra \n footnote 29 and accompanying text.\n \n \n \n \n 27 \n  \n See, e.g., \n General Instruction I of Form S-1 (“This Form shall be used for the registration under the <span class=\"match\">Securities</span> Act of 1933 (`<span class=\"match\">Securities</span> Act') of <span class=\"match\">securities</span> of all registrants for"},{"title":"Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 1, 2, 4, 33, 39, 40, and 53","type":"Proposed Rule","abstract":"OFPP, DoD, GSA, and NASA (collectively referred to as the Federal Acquisition Regulatory Council or FAR Council) are proposing to amend the Federal Acquisition Regulation (FAR) to implement Executive Order (E.O.) 14275, Restoring Common Sense to Federal Procurement. The E.O. directs the elimination of excessive acquisition regulations to stop the inefficient use of American taxpayer dollars. The FAR Council is issuing twelve proposed rules that collectively will streamline the FAR in its entirety. This rule proposes revisions to FAR parts 1, 2, 4, 33, 39, 40, 52, and 53.","document_number":"2026-12559","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12559/federal-acquisition-regulation-revolutionary-federal-acquisition-regulation-overhaul-parts-1-2-4-33","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12559.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12559.pdf?1782132314","publication_date":"2026-06-23","agencies":[{"raw_name":"OFFICE OF MANAGEMENT AND BUDGET","name":"Management and Budget Office","id":280,"url":"https://www.federalregister.gov/agencies/management-and-budget-office","json_url":"https://www.federalregister.gov/api/v1/agencies/280","parent_id":null,"slug":"management-and-budget-office"},{"raw_name":"Office of Federal Procurement Policy","name":"Federal Procurement Policy Office","id":184,"url":"https://www.federalregister.gov/agencies/federal-procurement-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/184","parent_id":280,"slug":"federal-procurement-policy-office"},{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"},{"raw_name":"NATIONAL AERONAUTICS AND SPACE ADMINISTRATION","name":"National Aeronautics and Space Administration","id":301,"url":"https://www.federalregister.gov/agencies/national-aeronautics-and-space-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/301","parent_id":null,"slug":"national-aeronautics-and-space-administration"}],"excerpts":"part addresses broad <span class=\"match\">security</span> requirements that apply to acquisitions of products and services. It outlines policies and procedures for managing information <span class=\"match\">security</span> and supply chain <span class=\"match\">security</span> when acquiring products and services that include, but are not limited to, information and communications technology (ICT). \n (b) See parts 24 and 46 for more policies and procedures related to managing information <span class=\"match\">security</span> and supply chain <span class=\"match\">security</span>. \n \n (c) Information and supply chain policies and procedures that are unrelated to <span class=\"match\">security</span> are covered in other"},{"title":"Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly","type":"Proposed Rule","abstract":"This proposed rule would revise the Medicare Advantage (Part C), Medicare Prescription Drug Benefit (Part D), Medicaid, Medicare cost plan, and Programs of All-Inclusive Care for the Elderly (PACE) regulations to implement changes related to Star Ratings, marketing and communications, agent/broker compensation, health equity, drug coverage, dual eligible special needs plans (D-SNPs), utilization management, network adequacy, and other programmatic areas, including the Medicare Drug Price Negotiation Program. This proposed rule also includes proposals to codify existing subregulatory guidance in the Part C and Part D programs.","document_number":"2024-27939","html_url":"https://www.federalregister.gov/documents/2024/12/10/2024-27939/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-10/pdf/2024-27939.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-27939.pdf?1732656194","publication_date":"2024-12-10","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"organizations that use debit <span class=\"match\">cards</span> to administer a supplemental benefit to provide instructions for debit <span class=\"match\">card</span> use and customer service support to enrollees to answer questions or help with issues related to the administration of the <span class=\"match\">card</span>. For example, if an MA organization provides a food and produce benefit that may be accessed via a debit <span class=\"match\">card</span>, the plan must provide eligible enrollees with instructions on how to use the debit <span class=\"match\">card</span> and provide customer support service to beneficiaries who have questions about how to use the debit <span class=\"match\">card</span>. This support service"},{"title":"Federal Travel Regulation; Reorganizing and Streamlining the Federal Travel Regulation To Improve Operational Efficiency","type":"Rule","abstract":"To implement the President's Deregulatory Initiatives, and to better reflect modern travel operations while still accounting for statutory requirements, GSA is issuing this final rule amending the entire Federal Travel Regulation (FTR). These updates streamline text and remove duplicative regulations to drive more efficient and effective Federal travel and relocation, while saving money for American taxpayers.","document_number":"2025-22289","html_url":"https://www.federalregister.gov/documents/2025/12/08/2025-22289/federal-travel-regulation-reorganizing-and-streamlining-the-federal-travel-regulation-to-improve","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-08/pdf/2025-22289.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22289.pdf?1764942323","publication_date":"2025-12-08","agencies":[{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"}],"excerpts":"Government contractor-issued travel charge <span class=\"match\">card</span> for all official travel expenses unless: \n \n (a) Payment through the <span class=\"match\">card</span> is impractical (\n e.g., \n a vendor does not accept the travel charge <span class=\"match\">card</span>) or imposes unreasonable burdens or costs; or\n \n (b) The Administrator of General Services or the agency head or their designee has granted an exemption under § 301-51.2. \n \n \n § 301-51.2 \n \n \n (a) The Administrator of General Services exempts from mandatory use of the Government contractor-issued travel charge <span class=\"match\">card</span> any payment, person, type \n \n or class of"},{"title":"Children's Online Privacy Protection Rule","type":"Rule","abstract":"The Federal Trade Commission amends the Children's Online Privacy Protection Rule (the \"Rule\"), consistent with the requirements of the Children's Online Privacy Protection Act. The amendments to the Rule, which are based on the FTC's review of public comments and its enforcement experience, include one new definition and modifications to several others, as well as updates to key provisions to respond to changes in technology and online practices. The amendments are intended to strengthen protection of personal information collected from children, and, where appropriate, to clarify and streamline the Rule since it was last amended in January 2013.","document_number":"2025-05904","html_url":"https://www.federalregister.gov/documents/2025/04/22/2025-05904/childrens-online-privacy-protection-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-04-22/pdf/2025-05904.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-05904.pdf?1745239507","publication_date":"2025-04-22","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"COPPA Safe Harbor program, while the Commission recognizes that debit <span class=\"match\">cards</span> are now more widely available to teens than in the past, the comment did not cite data indicating that debit <span class=\"match\">cards</span> are available to children under 13. With respect to the 11% figure of parents who are willing to accept a <span class=\"match\">credit</span> or debit <span class=\"match\">card</span> charge on the basis that the charge will be refunded, that option is still available to operators, but the Commission's proposed approach would allow a <span class=\"match\">credit</span> or debit <span class=\"match\">card</span>, or other qualifying online payment, to be used without requiring"},{"title":"Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability","type":"Rule","abstract":"This final rule revises standards relating to denial of coverage for failure to pay past-due premium; excludes Deferred Action for Childhood Arrivals recipients from the definition of \"lawfully present;\" establishes the evidentiary standard HHS uses to assess an agent's, broker's, or web-broker's potential noncompliance; revises the Exchange automatic reenrollment hierarchy; revises standards related to the annual open enrollment period and special enrollment periods; revises standards relating to failure to file and reconcile, income eligibility verifications for premium tax credits and cost-sharing reductions, annual eligibility redeterminations, de minimis thresholds for the actuarial value for plans subject to essential health benefits (EHB) requirements, and income-based cost-sharing reduction plan variations. This final rule also revises the premium adjustment percentage methodology and prohibits issuers of coverage subject to EHB requirements from providing coverage for specified sex-trait modification procedures as an EHB.","document_number":"2025-11606","html_url":"https://www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-25/pdf/2025-11606.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11606.pdf?1750709712","publication_date":"2025-06-25","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"}],"excerpts":"June 15, 2012, the United States Department of Homeland <span class=\"match\">Security</span> (DHS) issued a memorandum entitled “Exercising Prosecutorial Discretion with Respect to Individuals who Came to the United States as Children” (“DHS Memo”).\n 35 \n \n The DHS Memo established, for the first time, the DACA policy, and set forth three principles. First, certain individuals who <span class=\"match\">were</span> brought to the United States as children from another country and who <span class=\"match\">were</span> in the United States in violation of immigration laws <span class=\"match\">were</span> not considered to be an immigration enforcement priority"},{"title":"Restoring Integrity to the Issuance of Non-Domiciled Commercial Drivers Licenses (CDL)","type":"Rule","abstract":"FMCSA amends the Federal regulations for State Driver's Licensing Agencies (SDLAs) issuing commercial driving credentials to non-domiciled individuals. This final rule reaffirms, with minor changes, the provisions of the interim final rule (IFR) published on September 29, 2025. Specifically, this final rule limits eligibility for non-domiciled Commercial Learner's Permits (CLPs) and Commercial Driver's Licenses (CDLs) for foreign-domiciled individuals to those who hold specific, verifiable employment-based nonimmigrant status. This rule reaffirms the IFR requirements, aligning the issuance of non- domiciled CDLs with FMCSA's statutory mandate to ensure the fitness of all drivers who operate a CMV. By limiting eligibility to statuses subject to enhanced consular vetting of driver history and interagency screening, FMCSA restores the integrity of the CDL system, closes a significant safety gap, and enhances the safety of the traveling public.","document_number":"2026-02965","html_url":"https://www.federalregister.gov/documents/2026/02/13/2026-02965/restoring-integrity-to-the-issuance-of-non-domiciled-commercial-drivers-licenses-cdl","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-13/pdf/2026-02965.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-02965.pdf?1770844509","publication_date":"2026-02-13","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Federal Motor Carrier Safety Administration","name":"Federal Motor Carrier Safety Administration","id":181,"url":"https://www.federalregister.gov/agencies/federal-motor-carrier-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/181","parent_id":492,"slug":"federal-motor-carrier-safety-administration"}],"excerpts":"States' non-domiciled CDL programs to verify <span class=\"match\">compliance</span> with Federal requirements. NJSBCA asked for a verification framework to ensure expedited review of <span class=\"match\">compliance</span> for non-domiciled CDLs or CLPs for essential service providers such as school bus drivers. Accion Opportunity Fund suggested that instead of the IFR, State non-<span class=\"match\">compliance</span> would be better addressed with Federal technical assistance to upgrade SDLA data systems and for digital document retention and SAVE integration; staff training with non-<span class=\"match\">compliance</span> penalties; and multilingual outreach materials"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974 and Office of Management and Budget Circular No. A-108, the U.S. Department of Agriculture (USDA) gives notice that an agency component, the Animal and Plant Health Inspection Service (APHIS), proposes to modify an existing system of records notice titled, APHIS Animal Health Surveillance and Monitoring System, USDA/APHIS-15. Among other changes, the system will be renamed Animal Health, Disease, and Pest Surveillance and Management System, USDA/APHIS-15. This system is used by APHIS to collect, manage, and evaluate animal health data for disease and pest control and surveillance programs.","document_number":"2024-06941","html_url":"https://www.federalregister.gov/documents/2024/04/03/2024-06941/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-03/pdf/2024-06941.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-06941.pdf?1712061916","publication_date":"2024-04-03","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Animal and Plant Health Inspection Service","name":"Animal and Plant Health Inspection Service","id":22,"url":"https://www.federalregister.gov/agencies/animal-and-plant-health-inspection-service","json_url":"https://www.federalregister.gov/api/v1/agencies/22","parent_id":12,"slug":"animal-and-plant-health-inspection-service"}],"excerpts":"Control Act of 1931, 7 U.S.C. 8351 \n et seq. \n ;\n \n • The Animal Health Protection Act, 7 U.S.C. 8301-8317; \n \n • The Farm <span class=\"match\">Security</span> and Rural Investment Act of 2002, 7 U.S.C. 7901 \n et seq. \n ;\n \n • Public Health <span class=\"match\">Security</span> and Bioterrorism Preparedness and Response Act of 2002, 116 Stat. 674-678; \n • Homeland <span class=\"match\">Security</span> Presidential Directive 7: Critical Infrastructure Identification, Prioritization, and Protection; \n • Homeland <span class=\"match\">Security</span> Presidential Directive 9: Defense of United States Agriculture and Food; and \n • Farm Bills, as required, (The Farm Bill"},{"title":"Health Data, Technology, and Interoperability: Patient Engagement, Information Sharing, and Public Health Interoperability","type":"Proposed Rule","abstract":"This proposed rule seeks to advance interoperability, improve transparency, and support the access, exchange, and use of electronic health information through proposals for: standards adoption; adoption of certification criteria to advance public health data exchange; expanded uses of certified application programming interfaces, such as for electronic prior authorization, patient access, care management, and care coordination; and information sharing under the information blocking regulations. It proposes to establish a new baseline version of the United States Core Data for Interoperability. The proposed rule would update the ONC Health IT Certification Program to enhance interoperability and optimize certification processes to reduce burden and costs. The proposed rule would also implement certain provisions related to the Trusted Exchange Framework and Common Agreement (TEFCA), which would support the reliability, privacy, security, and trust within TEFCA.","document_number":"2024-14975","html_url":"https://www.federalregister.gov/documents/2024/08/05/2024-14975/health-data-technology-and-interoperability-patient-engagement-information-sharing-and-public-health","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-05/pdf/2024-14975.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14975.pdf?1721825115","publication_date":"2024-08-05","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"made available to the API User's application. \n \n We are aware that there is a planned update to UDAP <span class=\"match\">Security</span> IG v1, UDAP <span class=\"match\">Security</span> IG v1.0.1, that may publish after the publication of this proposed rule. We anticipate that UDAP <span class=\"match\">Security</span> IG v1.0.1 will fix errors within the UDAP <span class=\"match\">Security</span> IG v1 and not include substantial revisions. As an alternative proposal to adopting the UDAP <span class=\"match\">Security</span> IG v1 in § 170.215(o)(1), we propose to adopt UDAP <span class=\"match\">Security</span> IG v1.0.1 in § 170.215(o)(1) if it is published prior to publication of a final rule finalizing policies"},{"title":"Prediction Markets; Public Interest Determinations","type":"Proposed Rule","abstract":"The Commodity Futures Trading Commission (Commission or CFTC) is proposing amendments to its rules concerning event contract derivatives. The markets for these event contracts are commonly referred to as \"prediction markets.\" In particular, the Commission is proposing amendments to further specify the types of event contracts that may be subject to a determination that they are contrary to the public interest, such that they may not be listed for trading or accepted for clearing on or through a CFTC-registered entity, as provided in the Commodity Exchange Act (CEA). The proposed amendments set out factors the Commission would apply in that determination and conform the process by which the determination would be made to the CEA. The Commission also is proposing amendments to the procedure for the Commission's determination to enhance clarity and organization, as well as a definition of the term \"gaming\" and a rule regarding when event contracts \"involve\" an underlying activity.","document_number":"2026-11854","html_url":"https://www.federalregister.gov/documents/2026/06/12/2026-11854/prediction-markets-public-interest-determinations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-12/pdf/2026-11854.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-11854.pdf?1781181917","publication_date":"2026-06-12","agencies":[{"raw_name":"COMMODITY FUTURES TRADING COMMISSION","name":"Commodity Futures Trading Commission","id":77,"url":"https://www.federalregister.gov/agencies/commodity-futures-trading-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/77","parent_id":null,"slug":"commodity-futures-trading-commission"}],"excerpts":"U.S.C. 1a(9).\n \n \n \n \n 13 \n  The CEA includes a savings clause providing that the CFTC's jurisdiction does not apply to <span class=\"match\">securities</span>, other than <span class=\"match\">security</span> futures. \n See, e.g., \n CEA sec. 2a(1)(A) and (H), 7 U.S.C. 2(a)(1)(A) and (H). Thus, the CFTC's exclusive jurisdiction does not extend to <span class=\"match\">security</span>-based swaps or other <span class=\"match\">securities</span>, and the CFTC shares jurisdiction with the <span class=\"match\">Securities</span> and Exchange Commission (SEC) over <span class=\"match\">security</span> futures.\n \n \n \n Under the plain language of the CEA, certain event contracts are implicated by the “swap” definition.\n 14"},{"title":"Federal Management Regulation; Aligning the Federal Management Regulation (FMR) With the Administration's Deregulatory Priorities","type":"Rule","abstract":"GSA is issuing a final rule to streamline and update multiple parts of the FMR to ensure adherence to statutory requirements and improve the effectiveness of the management of aviation, Federal advisory committees, mail, motor vehicles, personal property, real property, and transportation.","document_number":"2025-22915","html_url":"https://www.federalregister.gov/documents/2025/12/16/2025-22915/federal-management-regulation-aligning-the-federal-management-regulation-fmr-with-the","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-16/pdf/2025-22915.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22915.pdf?1765806319","publication_date":"2025-12-16","agencies":[{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"}],"excerpts":"requirements for a <span class=\"match\">security</span> plan are met at every facility. \n (e) All mail managers are required to annually report the status of their mail <span class=\"match\">security</span> plans to agency headquarters. At a minimum, these reports should assure that all mail <span class=\"match\">security</span> plans comply with the requirements of this part, including annual review by a subject matter expert and regular rehearsal of responses to various emergency situations by facility personnel. \n \n (f) A <span class=\"match\">security</span> professional who has expertise in mail center <span class=\"match\">security</span> should review the agency's mail <span class=\"match\">security</span> plan and policies"},{"title":"Provisions Pertaining to Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons","type":"Proposed Rule","abstract":"The Department of Justice proposes a rule to implement Executive Order 14117 of February 28, 2024 (Preventing Access to Americans' Bulk Sensitive Personal Data and United States Government- Related Data by Countries of Concern), by prohibiting and restricting certain data transactions with certain countries or persons.","document_number":"2024-24582","html_url":"https://www.federalregister.gov/documents/2024/10/29/2024-24582/provisions-pertaining-to-preventing-access-to-us-sensitive-personal-data-and-government-related-data","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-29/pdf/2024-24582.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-24582.pdf?1729628118","publication_date":"2024-10-29","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"}],"excerpts":"Value of Lost and Forgone Transactions \n b. <span class=\"match\">Security</span> Costs \n i. Similar <span class=\"match\">Security</span> Standards and Frameworks \n ii. Current Industry <span class=\"match\">Compliance</span> Level \n iii. Costs of <span class=\"match\">Compliance</span> \n c. Costs Associated With <span class=\"match\">Compliance</span> Program: Due Diligence, Recordkeeping, and Auditing \n i. Due Diligence Costs \n ii. Recordkeeping Costs \n iii. Executive Order on Modernizing Regulatory Review Recordkeeping and Related Costs \n iv. Auditing Costs \n v. Estimated Recordkeeping Costs From the Reviewed Literature \n vi. Summary of a <span class=\"match\">Compliance</span> Program: Due Diligence, Recordkeeping,"}]}