{"description":"Documents matching 'security card credit cards were narrative requirements'","count":261,"total_pages":14,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=security+card+credit+cards+were+narrative+requirements&format=json&page=2","results":[{"title":"Equal Credit Opportunity Act (Regulation B)","type":"Rule","abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a final rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments facilitate compliance with ECOA by clarifying the obligations imposed by the statute.","document_number":"2026-07804","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07804/equal-credit-opportunity-act-regulation-b","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07804.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07804.pdf?1776775512","publication_date":"2026-04-22","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"not violate ECOA by refusing to extend <span class=\"match\">credit</span> pursuant to certain kinds of <span class=\"match\">credit</span> programs. For instance, section 701(c)(1) provides that “[i]t is not a violation of [section 701] for a creditor to refuse to extend <span class=\"match\">credit</span> offered pursuant to” “any <span class=\"match\">credit</span> assistance program expressly authorized by law for an economically disadvantaged class of persons.” \n 90 \n \n Section 701(c)(2) provides that “[i]t is not a violation of [section 701] for a creditor to refuse to extend <span class=\"match\">credit</span> offered pursuant to” “any <span class=\"match\">credit</span> assistance program administered by a nonprofit"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) amends Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that these extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers estimated costs and losses. The rule allows consumers to better comparison shop across credit products and provides substantive protections that apply to other consumer credit.","document_number":"2024-29699","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-29699/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-29699.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29699.pdf?1735307118","publication_date":"2024-12-30","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"also have required covered overdraft <span class=\"match\">credit</span> offered by very large financial institutions to be put in a <span class=\"match\">credit</span> account separate from the asset account, and it would have updated exceptions relating to <span class=\"match\">credit</span> <span class=\"match\">cards</span>. Among other changes, it would have applied the portions of Regulation Z that implement the <span class=\"match\">Credit</span> <span class=\"match\">Card</span> Accountability Responsibility and Disclosure Act of 2009 (<span class=\"match\">CARD</span> Act) \n 96 \n \n to covered overdraft <span class=\"match\">credit</span> that can be accessed by a hybrid debit-<span class=\"match\">credit</span> <span class=\"match\">card</span>, such as a debit <span class=\"match\">card</span> or other single <span class=\"match\">credit</span> device (including certain account numbers)"},{"title":"Anti-Money Laundering and Countering the Financing of Terrorism Programs","type":"Proposed Rule","abstract":"Pursuant to the Department of the Treasury (Treasury) and FinCEN's efforts to modernize the Bank Secrecy Act (BSA) and to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act), FinCEN is proposing a rule to fundamentally reform the requirements for financial institutions' anti-money laundering and countering the financing of terrorism (AML/CFT) programs. Among other changes, this proposed rule aims to ensure that financial institutions establish and maintain effective AML/CFT programs that better achieve the purposes of the BSA and lead to more effective outcomes for financial institutions as well as law enforcement and national security agencies. Through this rulemaking, consistent with its statutory authority as the administrator of the BSA, FinCEN is also proposing measures to modernize and reform Federal supervision of AML/CFT programs by enhancing FinCEN's role in AML/CFT supervision and enforcement in coordination with Federal banking regulators. In addition, FinCEN is proposing regulatory amendments to promote clarity and consistency across FinCEN's program rules for different types of financial institutions.","document_number":"2026-07033","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-07033/anti-money-laundering-and-countering-the-financing-of-terrorism-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-07033.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07033.pdf?1775738723","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"of AML/CFT programs.\n 29 \n \n Commenters generally expressed reservations about the board approval and oversight provision of the NPRM. Some <span class=\"match\">credit</span> union commenters expressed concern that the <span class=\"match\">requirement</span> would impose significant new burdens on boards and noted that many <span class=\"match\">credit</span> union boards are volunteers. Commenters representing Native Tribes <span class=\"match\">were</span> most critical of the board oversight and approval <span class=\"match\">requirement</span> because of the potential impact on Tribal casinos and Tribal Councils. Several of these commenters stated that many Tribal gaming entities are"},{"title":"Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL","type":"Proposed Rule","abstract":"The Board is inviting public comment on the models used to conduct the Board's supervisory stress test, changes to those models to be implemented in the 2026 stress test, and proposed changes to enhance the transparency and public accountability of the Board's stress testing framework (the proposal). The proposal would amend the Policy Statement on the Scenario Design Framework for Stress Testing, including to implement guides for additional scenario variables, and the Stress Testing Policy Statement. The proposal would also codify an enhanced disclosure process under which the Board would annually publish comprehensive documentation on the stress test models, invite public comment on any material changes that the Board seeks to make to those models, and annually publish the stress test scenarios for comment. Lastly, the proposal would make changes to the FR Y-14A/Q/M to remove items that are no longer needed to conduct the supervisory stress test and to collect additional data to support the stress test models and improve risk capture.","document_number":"2025-20211","html_url":"https://www.federalregister.gov/documents/2025/11/18/2025-20211/enhanced-transparency-and-public-accountability-of-the-supervisory-stress-test-models-and-scenarios","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-18/pdf/2025-20211.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-20211.pdf?1763387141","publication_date":"2025-11-18","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"calculation, a full revaluation using a <span class=\"match\">security</span>-specific discounted cash flow model, or a duration-based approach, depending on the asset class.\n \n \n \n <span class=\"match\">Credit</span> losses on available-for-sale and held-to-maturity <span class=\"match\">securities</span> may be also recorded. Except for certain government-backed obligations, both available-for-sale and held-to-maturity <span class=\"match\">securities</span> are at risk of incurring <span class=\"match\">credit</span> losses.\n 46 \n \n The stress test models project <span class=\"match\">security</span>-level <span class=\"match\">credit</span> losses, using as an input the projected fair value for each <span class=\"match\">security</span> over the nine-quarter projection horizon"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers applicable costs and losses. The proposal would allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit.","document_number":"2024-01095","html_url":"https://www.federalregister.gov/documents/2024/02/23/2024-01095/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-23/pdf/2024-01095.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-01095.pdf?1708609514","publication_date":"2024-02-23","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"non-covered overdraft <span class=\"match\">credit</span>, but it would become covered overdraft <span class=\"match\">credit</span> if this proposal is finalized.\n \n \n The proposal would also require covered overdraft <span class=\"match\">credit</span> offered by very large financial institutions to be put in a <span class=\"match\">credit</span> account separate from the asset account, and it would update exceptions relating to <span class=\"match\">credit</span> <span class=\"match\">cards</span>. Among other changes, it would apply the portions of Regulation Z that implement the <span class=\"match\">Credit</span> <span class=\"match\">Card</span> Accountability Responsibility and Disclosure Act of 2009 (<span class=\"match\">CARD</span> Act) to covered overdraft <span class=\"match\">credit</span> that can be accessed by a hybrid"},{"title":"HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information","type":"Proposed Rule","abstract":"The Department of Health and Human Services (HHS or \"Department\") is issuing this notice of proposed rulemaking (NPRM) to solicit comment on its proposal to modify the Security Standards for the Protection of Electronic Protected Health Information (\"Security Rule\") under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health Information Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better protect the confidentiality, integrity, and availability of electronic protected health information (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the Security Rule to address: changes in the environment in which health care is provided; significant increases in breaches and cyberattacks; common deficiencies the Office for Civil Rights has observed in investigations into Security Rule compliance by covered entities and their business associates (collectively, \"regulated entities\"); other cybersecurity guidelines, best practices, methodologies, procedures, and processes; and court decisions that affect enforcement of the Security Rule.","document_number":"2024-30983","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-30983.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30983.pdf?1735334119","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"Memorandum on National <span class=\"match\">Security</span> Memorandum on Critical Infrastructure <span class=\"match\">Security</span> and Resilience, National <span class=\"match\">Security</span> Memorandum/NSM-22, The White House (Apr. 30, 2024), \n https://www.whitehouse.gov/briefing-room/presidential-actions/2024/04/30/national-<span class=\"match\">security</span>-memorandum-on-critical-infrastructure-<span class=\"match\">security</span>-and-resilience/ \n (“Critical infrastructure comprises the physical and virtual assets and systems so vital to the Nation that their incapacity or destruction would have a debilitating impact on national <span class=\"match\">security</span>, national economic <span class=\"match\">security</span>, or national public"},{"title":"Alien Registration Form and Evidence of Registration","type":"Rule","abstract":"On March 12, 2025, DHS issued an interim final rule (IFR) with request for comments amending DHS regulations to designate a new registration form for aliens to comply with statutory alien registration and fingerprinting provisions. Unregistered aliens may use this general registration form to satisfy their statutory obligations. This final rule responds to public comments, amends DHS regulations to adjust the lists of forms and processes that may serve as registration forms and evidence of alien registration, and seeks comments on other potential changes to the regulations relating to alien registration and fingerprinting.","document_number":"2026-13057","html_url":"https://www.federalregister.gov/documents/2026/06/29/2026-13057/alien-registration-form-and-evidence-of-registration","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-29/pdf/2026-13057.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13057.pdf?1782418509","publication_date":"2026-06-29","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"South Africa.\n \n \n Response: \n The historically discriminatory regimes abroad do not correlate to the alien registration <span class=\"match\">requirement</span>. Furthermore, DHS disagrees that the U.S. laws or programs cited by the commenter are comparable to the alien registration <span class=\"match\">requirement</span>. Unlike the alien registration <span class=\"match\">requirement</span>, the referenced laws or programs <span class=\"match\">were</span> either repealed or <span class=\"match\">were</span> not incorporated into the INA. The alien registration <span class=\"match\">requirement</span> was incorporated into the INA periodically updated by Congress, with the most recent updates in the 1990s.\n 31 \n \n \n"},{"title":"Federal Travel Regulation; Reorganizing and Streamlining the Federal Travel Regulation To Improve Operational Efficiency","type":"Rule","abstract":"To implement the President's Deregulatory Initiatives, and to better reflect modern travel operations while still accounting for statutory requirements, GSA is issuing this final rule amending the entire Federal Travel Regulation (FTR). These updates streamline text and remove duplicative regulations to drive more efficient and effective Federal travel and relocation, while saving money for American taxpayers.","document_number":"2025-22289","html_url":"https://www.federalregister.gov/documents/2025/12/08/2025-22289/federal-travel-regulation-reorganizing-and-streamlining-the-federal-travel-regulation-to-improve","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-08/pdf/2025-22289.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22289.pdf?1764942323","publication_date":"2025-12-08","agencies":[{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"}],"excerpts":"303, Payment of Expenses Connected With the Death of Certain Employees, <span class=\"match\">were</span> made to streamline the text. A change to only require receipts when expenses <span class=\"match\">were</span> $75 or more was added in line with receipt <span class=\"match\">requirements</span> elsewhere in the FTR. This change should reduce some administrative burden. Death of employees while on official travel is extremely rare, but it does happen and families should be as burden-free as possible when making final arrangements. \n No substantive changes <span class=\"match\">were</span> made to chapter 304, which addresses non-Federal source payments for"},{"title":"Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments To Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting rule and form amendments to provide a tailored form to register the offerings of registered index-linked annuities (\"RILAs\"). Specifically, the Commission is amending the form currently used by most variable annuity separate accounts, Form N-4, to require issuers of RILAs to register offerings on that form as well. To facilitate this amendment, the Commission is also amending certain filing rules and making other related amendments. These changes will implement the requirements relating to RILAs contained in the Consolidated Appropriations Act, 2023. The Commission is also extending the registration, filing, and disclosure requirements that the Commission is adopting for RILA offerings to the offerings of registered market value adjustment annuities. Further, the Commission is adopting other amendments to Form N-4 that will apply to all issuers that use that form. The Commission is applying to RILA and registered market value adjustment annuity advertisements and sales literature a current Commission rule that provides guidance as to when sales literature is materially misleading under the Federal securities laws. Finally, the Commission is adopting technical amendments to Forms N-6 and N-3 to correct errors from prior Commission rulemakings.","document_number":"2024-14925","html_url":"https://www.federalregister.gov/documents/2024/07/24/2024-14925/registration-for-index-linked-annuities-and-registered-market-value-adjustment-annuities-amendments","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-24/pdf/2024-14925.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14925.pdf?1721738713","publication_date":"2024-07-24","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"annuities that are <span class=\"match\">securities</span> for the purposes of the <span class=\"match\">Securities</span> Act. \n See, e.g., \n sections 101(a)(5) and (6) of the RILA Act. Similarly, registered MVA annuities and MVA fixed account options, as used in this release, refer only to annuities that are <span class=\"match\">securities</span> for the purposes of the <span class=\"match\">Securities</span> Act. \n See infra \n footnote 29 and accompanying text.\n \n \n \n \n 27 \n  \n See, e.g., \n General Instruction I of Form S-1 (“This Form shall be used for the registration under the <span class=\"match\">Securities</span> Act of 1933 (`<span class=\"match\">Securities</span> Act') of <span class=\"match\">securities</span> of all registrants for"},{"title":"Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability","type":"Rule","abstract":"This final rule revises standards relating to denial of coverage for failure to pay past-due premium; excludes Deferred Action for Childhood Arrivals recipients from the definition of \"lawfully present;\" establishes the evidentiary standard HHS uses to assess an agent's, broker's, or web-broker's potential noncompliance; revises the Exchange automatic reenrollment hierarchy; revises standards related to the annual open enrollment period and special enrollment periods; revises standards relating to failure to file and reconcile, income eligibility verifications for premium tax credits and cost-sharing reductions, annual eligibility redeterminations, de minimis thresholds for the actuarial value for plans subject to essential health benefits (EHB) requirements, and income-based cost-sharing reduction plan variations. This final rule also revises the premium adjustment percentage methodology and prohibits issuers of coverage subject to EHB requirements from providing coverage for specified sex-trait modification procedures as an EHB.","document_number":"2025-11606","html_url":"https://www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-25/pdf/2025-11606.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11606.pdf?1750709712","publication_date":"2025-06-25","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"}],"excerpts":"rulemaking authority under section 1321(a) of the ACA, facilitate compliance with those <span class=\"match\">requirements</span> and <span class=\"match\">were</span> implemented as part of the original Exchange Establishment Rule.\n \n ii. Conforming Change to Notice <span class=\"match\">Requirements</span> \n \n To conform with this proposed FTR process, in the 2025 Marketplace Integrity and Affordability proposed rule (90 FR 12961 through 12962), we proposed to revise the notice <span class=\"match\">requirement</span> at § 155.305(f)(4)(i) and remove the notice <span class=\"match\">requirement</span> at § 155.305(f)(4)(ii). When we finalized the current FTR process for PY 2025 in the 2024"},{"title":"Federal Management Regulation; Aligning the Federal Management Regulation (FMR) With the Administration's Deregulatory Priorities","type":"Rule","abstract":"GSA is issuing a final rule to streamline and update multiple parts of the FMR to ensure adherence to statutory requirements and improve the effectiveness of the management of aviation, Federal advisory committees, mail, motor vehicles, personal property, real property, and transportation.","document_number":"2025-22915","html_url":"https://www.federalregister.gov/documents/2025/12/16/2025-22915/federal-management-regulation-aligning-the-federal-management-regulation-fmr-with-the","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-16/pdf/2025-22915.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22915.pdf?1765806319","publication_date":"2025-12-16","agencies":[{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"}],"excerpts":"and § 102-33.270); \n (f) Policies that identify clear standards for acceptable behavior; and \n (g) A <span class=\"match\">security</span> program that includes: \n (1) A designated <span class=\"match\">security</span> manager; \n (2) A threat assessment process; \n (3) Procedures for preventing and deterring unlawful acts; \n (4) Procedures for responding to threats and unlawful acts; \n (5) <span class=\"match\">Security</span> training for personnel; and \n (6) Policies and procedures for a mail <span class=\"match\">security</span> plan that meet the <span class=\"match\">requirements</span> in 41 CFR part 102-192, including protections against mail-borne hazards for staff and facilities, especially"},{"title":"Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 5, 24, and 29","type":"Proposed Rule","abstract":"OFPP, DoD, GSA, and NASA (collectively referred to as the Federal Acquisition Regulatory Council or FAR Council) are proposing to amend the Federal Acquisition Regulation (FAR) to implement Executive Order (E.O.) 14275, Restoring Common Sense to Federal Procurement. The E.O. directs the elimination of excessive acquisition regulations to stop the inefficient use of American taxpayer dollars. The FAR Council is issuing twelve proposed rules that collectively will streamline the FAR in its entirety. This rule proposes revisions to FAR parts 5, 24, 29, and 52.","document_number":"2026-12561","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12561/federal-acquisition-regulation-revolutionary-federal-acquisition-regulation-overhaul-parts-5-24-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12561.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12561.pdf?1782132314","publication_date":"2026-06-23","agencies":[{"raw_name":"OFFICE OF MANAGEMENT AND BUDGET","name":"Management and Budget Office","id":280,"url":"https://www.federalregister.gov/agencies/management-and-budget-office","json_url":"https://www.federalregister.gov/api/v1/agencies/280","parent_id":null,"slug":"management-and-budget-office"},{"raw_name":"Office of Federal Procurement Policy","name":"Federal Procurement Policy Office","id":184,"url":"https://www.federalregister.gov/agencies/federal-procurement-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/184","parent_id":280,"slug":"federal-procurement-policy-office"},{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"},{"raw_name":"NATIONAL AERONAUTICS AND SPACE ADMINISTRATION","name":"National Aeronautics and Space Administration","id":301,"url":"https://www.federalregister.gov/agencies/national-aeronautics-and-space-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/301","parent_id":null,"slug":"national-aeronautics-and-space-administration"}],"excerpts":"from section 4 of the E.O. The proposed rule retains non-statutory <span class=\"match\">requirements</span> that further one or more of the elements of sound procurements, including those <span class=\"match\">requirements</span> that serve as guardrails to protecting taxpayer interests and promote taxpayer confidence in the procurement system. Non-statutory <span class=\"match\">requirements</span> that <span class=\"match\">were</span> beneficial but not essential <span class=\"match\">were</span> retained in the non-regulatory guidance documents. Other non-statutory <span class=\"match\">requirements</span> that did not meet these standards, <span class=\"match\">were</span> removed. The Council considered the extent to which regulation is the"},{"title":"Children's Online Privacy Protection Rule","type":"Rule","abstract":"The Federal Trade Commission amends the Children's Online Privacy Protection Rule (the \"Rule\"), consistent with the requirements of the Children's Online Privacy Protection Act. The amendments to the Rule, which are based on the FTC's review of public comments and its enforcement experience, include one new definition and modifications to several others, as well as updates to key provisions to respond to changes in technology and online practices. The amendments are intended to strengthen protection of personal information collected from children, and, where appropriate, to clarify and streamline the Rule since it was last amended in January 2013.","document_number":"2025-05904","html_url":"https://www.federalregister.gov/documents/2025/04/22/2025-05904/childrens-online-privacy-protection-rule","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-04-22/pdf/2025-05904.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-05904.pdf?1745239507","publication_date":"2025-04-22","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"COPPA Safe Harbor program, while the Commission recognizes that debit <span class=\"match\">cards</span> are now more widely available to teens than in the past, the comment did not cite data indicating that debit <span class=\"match\">cards</span> are available to children under 13. With respect to the 11% figure of parents who are willing to accept a <span class=\"match\">credit</span> or debit <span class=\"match\">card</span> charge on the basis that the charge will be refunded, that option is still available to operators, but the Commission's proposed approach would allow a <span class=\"match\">credit</span> or debit <span class=\"match\">card</span>, or other qualifying online payment, to be used without requiring"},{"title":"Restoring Integrity to the Issuance of Non-Domiciled Commercial Drivers Licenses (CDL)","type":"Rule","abstract":"FMCSA amends the Federal regulations for State Driver's Licensing Agencies (SDLAs) issuing commercial driving credentials to non-domiciled individuals. This final rule reaffirms, with minor changes, the provisions of the interim final rule (IFR) published on September 29, 2025. Specifically, this final rule limits eligibility for non-domiciled Commercial Learner's Permits (CLPs) and Commercial Driver's Licenses (CDLs) for foreign-domiciled individuals to those who hold specific, verifiable employment-based nonimmigrant status. This rule reaffirms the IFR requirements, aligning the issuance of non- domiciled CDLs with FMCSA's statutory mandate to ensure the fitness of all drivers who operate a CMV. By limiting eligibility to statuses subject to enhanced consular vetting of driver history and interagency screening, FMCSA restores the integrity of the CDL system, closes a significant safety gap, and enhances the safety of the traveling public.","document_number":"2026-02965","html_url":"https://www.federalregister.gov/documents/2026/02/13/2026-02965/restoring-integrity-to-the-issuance-of-non-domiciled-commercial-drivers-licenses-cdl","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-13/pdf/2026-02965.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-02965.pdf?1770844509","publication_date":"2026-02-13","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Federal Motor Carrier Safety Administration","name":"Federal Motor Carrier Safety Administration","id":181,"url":"https://www.federalregister.gov/agencies/federal-motor-carrier-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/181","parent_id":492,"slug":"federal-motor-carrier-safety-administration"}],"excerpts":"amend this <span class=\"match\">requirement</span>. The American Association of Motor Vehicle Administrators (AAMVA) stated that the <span class=\"match\">requirement</span> for the expiration data to match the expiration date of Form 1-94/1-94A or one year, whichever is sooner, conflicts with REAL ID <span class=\"match\">requirements</span>, such as that requiring States to use SAVE verification to determine the appropriate expiration date for credentials issued to those with temporary lawful status. AAMVA requested clarification on how States should reconcile differences between the FMCSA <span class=\"match\">requirement</span> and REAL ID <span class=\"match\">requirements</span> and also"},{"title":"Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 1, 2, 4, 33, 39, 40, and 53","type":"Proposed Rule","abstract":"OFPP, DoD, GSA, and NASA (collectively referred to as the Federal Acquisition Regulatory Council or FAR Council) are proposing to amend the Federal Acquisition Regulation (FAR) to implement Executive Order (E.O.) 14275, Restoring Common Sense to Federal Procurement. The E.O. directs the elimination of excessive acquisition regulations to stop the inefficient use of American taxpayer dollars. The FAR Council is issuing twelve proposed rules that collectively will streamline the FAR in its entirety. This rule proposes revisions to FAR parts 1, 2, 4, 33, 39, 40, 52, and 53.","document_number":"2026-12559","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12559/federal-acquisition-regulation-revolutionary-federal-acquisition-regulation-overhaul-parts-1-2-4-33","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12559.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12559.pdf?1782132314","publication_date":"2026-06-23","agencies":[{"raw_name":"OFFICE OF MANAGEMENT AND BUDGET","name":"Management and Budget Office","id":280,"url":"https://www.federalregister.gov/agencies/management-and-budget-office","json_url":"https://www.federalregister.gov/api/v1/agencies/280","parent_id":null,"slug":"management-and-budget-office"},{"raw_name":"Office of Federal Procurement Policy","name":"Federal Procurement Policy Office","id":184,"url":"https://www.federalregister.gov/agencies/federal-procurement-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/184","parent_id":280,"slug":"federal-procurement-policy-office"},{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"},{"raw_name":"NATIONAL AERONAUTICS AND SPACE ADMINISTRATION","name":"National Aeronautics and Space Administration","id":301,"url":"https://www.federalregister.gov/agencies/national-aeronautics-and-space-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/301","parent_id":null,"slug":"national-aeronautics-and-space-administration"}],"excerpts":"from section 4 of the E.O. The proposed rule retains non-statutory <span class=\"match\">requirements</span> that further one or more of the elements of sound procurements, including those <span class=\"match\">requirements</span> that serve as guardrails to protecting taxpayer interests and promote taxpayer confidence in the procurement system. Non-statutory <span class=\"match\">requirements</span> that <span class=\"match\">were</span> beneficial but not essential <span class=\"match\">were</span> retained in the non-regulatory guidance documents. Other non-statutory <span class=\"match\">requirements</span> that did not meet these standards <span class=\"match\">were</span> removed. The Council considered the extent to which regulation is the"},{"title":"Medicare and Medicaid Programs; CY 2026 Payment Policies Under the Physician Fee Schedule and Other Changes to Part B Payment and Coverage Policies; Medicare Shared Savings Program Requirements; and Medicare Prescription Drug Inflation Rebate Program","type":"Rule","abstract":"This major final rule addresses: changes to the physician fee schedule (PFS); other changes to Medicare Part B payment policies to ensure that payment systems are updated to reflect changes in medical practice, relative value of services, and changes in the statute; codification of establishment of new policies for: the Medicare Prescription Drug Inflation Rebate Program under the Inflation Reduction Act of 2022; the Ambulatory Specialty Model; updates to the Medicare Diabetes Prevention Program expanded model; updates to drugs and biological products paid under Part B; Medicare Shared Savings Program requirements; updates to the Quality Payment Program; updates to policies for Rural Health Clinics and Federally Qualified Health Centers; update to the Ambulance Fee Schedule regulations; codification of the Inflation Reduction Act and Consolidated Appropriations Act, 2023 provisions; updates to the Medicare Promoting Interoperability Program.","document_number":"2025-19787","html_url":"https://www.federalregister.gov/documents/2025/11/05/2025-19787/medicare-and-medicaid-programs-cy-2026-payment-policies-under-the-physician-fee-schedule-and-other","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-05/pdf/2025-19787.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19787.pdf?1761945018","publication_date":"2025-11-05","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"respondents only received one of those two groups along with the 11 core codes. There <span class=\"match\">were</span> two notable changes made to the abbreviated survey. First, survey respondents <span class=\"match\">were</span> provided with one of the anchor codes as a comparator instead of using a reference service list; second, survey respondents <span class=\"match\">were</span> only asked one question per abbreviated code in the intensity/complexity section. Therefore, respondents did not complete all elements of the abbreviated survey, as some elements <span class=\"match\">were</span> pre-populated. We note that this method could potentially introduce inaccuracies"},{"title":"Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly","type":"Proposed Rule","abstract":"This proposed rule would revise the Medicare Advantage (Part C), Medicare Prescription Drug Benefit (Part D), Medicaid, Medicare cost plan, and Programs of All-Inclusive Care for the Elderly (PACE) regulations to implement changes related to Star Ratings, marketing and communications, agent/broker compensation, health equity, drug coverage, dual eligible special needs plans (D-SNPs), utilization management, network adequacy, and other programmatic areas, including the Medicare Drug Price Negotiation Program. This proposed rule also includes proposals to codify existing subregulatory guidance in the Part C and Part D programs.","document_number":"2024-27939","html_url":"https://www.federalregister.gov/documents/2024/12/10/2024-27939/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-10/pdf/2024-27939.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-27939.pdf?1732656194","publication_date":"2024-12-10","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"excerpts":"Supplemental Benefits Coverage Through Debit <span class=\"match\">Cards</span> \n This provision would codify existing <span class=\"match\">requirements</span> and new protections for supplemental benefits that are administered using debit <span class=\"match\">cards</span> by MA organizations. Specifically, we are proposing to: (1) describe when, how, and in what manner debit <span class=\"match\">cards</span> can be used by an MA organization and enrollee; (2) introduce additional disclosure <span class=\"match\">requirements</span> to increase transparency, including additional disclosure rules around supplemental benefits and plan debit <span class=\"match\">cards</span> (3) further protect access to plan-covered"},{"title":"Incarcerated People's Communication Services; Implementation of the Martha Wright-Reed Act; Rates for Interstate Inmate Calling Services","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission) adopts rules addressing all intrastate, interstate, and international audio and video incarcerated people's communication services (IPCS), including video visitation services. The reforms include adopting permanent rate caps for audio IPCS and interim rate caps for video; prohibiting IPCS providers from making site commission payments associated with IPCS and preempting state and local laws and regulations requiring such commissions; prohibiting IPCS providers from imposing any separate ancillary service charges on IPCS consumers; strengthening the Commission's requirements for access to IPCS by incarcerated people with disabilities; permitting IPCS providers to offer optional alternate pricing plans that comply with the rate caps; strengthening existing consumer disclosure and inactive account requirements; revising the existing annual reporting and certification requirements; facilitating enforcement of the new IPCS rules; and delegating authority to the Commission's Wireline Competition Bureau (WCB), Consumer and Governmental Affairs Bureau (CGB), and Office of Economics and Analytics (OEA).","document_number":"2024-19037","html_url":"https://www.federalregister.gov/documents/2024/09/20/2024-19037/incarcerated-peoples-communication-services-implementation-of-the-martha-wright-reed-act-rates-for","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-20/pdf/2024-19037.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-19037.pdf?1726663521","publication_date":"2024-09-20","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"Instead, as Pay Tel explains, the fair compensation <span class=\"match\">requirement</span> “was left as an independent <span class=\"match\">requirement</span> by the Martha Wright-Reed Act, reflecting a purposeful decision by Congress to retain the <span class=\"match\">requirement</span> as an essential component of [IPCS] reform.” We agree that we should not “effectively read the <span class=\"match\">requirement</span> out of the statute or diminish its importance.” Instead, we address the fair compensation and just and reasonable standards as interdependent standards as we implement the <span class=\"match\">requirements</span> of section 276(b)(1)(A). \n \n 66. At the same time, we"},{"title":"Health Data, Technology, and Interoperability: Patient Engagement, Information Sharing, and Public Health Interoperability","type":"Proposed Rule","abstract":"This proposed rule seeks to advance interoperability, improve transparency, and support the access, exchange, and use of electronic health information through proposals for: standards adoption; adoption of certification criteria to advance public health data exchange; expanded uses of certified application programming interfaces, such as for electronic prior authorization, patient access, care management, and care coordination; and information sharing under the information blocking regulations. It proposes to establish a new baseline version of the United States Core Data for Interoperability. The proposed rule would update the ONC Health IT Certification Program to enhance interoperability and optimize certification processes to reduce burden and costs. The proposed rule would also implement certain provisions related to the Trusted Exchange Framework and Common Agreement (TEFCA), which would support the reliability, privacy, security, and trust within TEFCA.","document_number":"2024-14975","html_url":"https://www.federalregister.gov/documents/2024/08/05/2024-14975/health-data-technology-and-interoperability-patient-engagement-information-sharing-and-public-health","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-05/pdf/2024-14975.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14975.pdf?1721825115","publication_date":"2024-08-05","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"315(d)(7) to include a new <span class=\"match\">requirement</span> that Health IT Modules certified to this criterion encrypt EHI stored server-side on and after January 1, 2026. To include this new <span class=\"match\">requirement</span>, we propose reorganizing the certification criterion's paragraphs in a way that places existing \n \n end-user device encryption <span class=\"match\">requirements</span> into § 170.315(d)(7)(i) and (d)(7)(ii) and adds the new server encryption <span class=\"match\">requirement</span> in § 170.315(d)(7)(iii). Then, we propose placing the applicable proposed encryption standard and default settings <span class=\"match\">requirements</span> to both the end-user"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974 and Office of Management and Budget Circular No. A-108, the U.S. Department of Agriculture (USDA) gives notice that an agency component, the Animal and Plant Health Inspection Service (APHIS), proposes to modify an existing system of records notice titled, APHIS Animal Health Surveillance and Monitoring System, USDA/APHIS-15. Among other changes, the system will be renamed Animal Health, Disease, and Pest Surveillance and Management System, USDA/APHIS-15. This system is used by APHIS to collect, manage, and evaluate animal health data for disease and pest control and surveillance programs.","document_number":"2024-06941","html_url":"https://www.federalregister.gov/documents/2024/04/03/2024-06941/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-03/pdf/2024-06941.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-06941.pdf?1712061916","publication_date":"2024-04-03","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Animal and Plant Health Inspection Service","name":"Animal and Plant Health Inspection Service","id":22,"url":"https://www.federalregister.gov/agencies/animal-and-plant-health-inspection-service","json_url":"https://www.federalregister.gov/api/v1/agencies/22","parent_id":12,"slug":"animal-and-plant-health-inspection-service"}],"excerpts":"Control Act of 1931, 7 U.S.C. 8351 \n et seq. \n ;\n \n • The Animal Health Protection Act, 7 U.S.C. 8301-8317; \n \n • The Farm <span class=\"match\">Security</span> and Rural Investment Act of 2002, 7 U.S.C. 7901 \n et seq. \n ;\n \n • Public Health <span class=\"match\">Security</span> and Bioterrorism Preparedness and Response Act of 2002, 116 Stat. 674-678; \n • Homeland <span class=\"match\">Security</span> Presidential Directive 7: Critical Infrastructure Identification, Prioritization, and Protection; \n • Homeland <span class=\"match\">Security</span> Presidential Directive 9: Defense of United States Agriculture and Food; and \n • Farm Bills, as required, (The Farm Bill"}]}