{"description":"Documents matching 'security card credit narrative true size compliance'","count":373,"total_pages":19,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=security+card+credit+narrative+true+size+compliance&format=json&page=2","results":[{"title":"Equal Credit Opportunity Act (Regulation B)","type":"Rule","abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a final rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments facilitate compliance with ECOA by clarifying the obligations imposed by the statute.","document_number":"2026-07804","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07804/equal-credit-opportunity-act-regulation-b","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07804.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07804.pdf?1776775512","publication_date":"2026-04-22","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"not violate ECOA by refusing to extend <span class=\"match\">credit</span> pursuant to certain kinds of <span class=\"match\">credit</span> programs. For instance, section 701(c)(1) provides that “[i]t is not a violation of [section 701] for a creditor to refuse to extend <span class=\"match\">credit</span> offered pursuant to” “any <span class=\"match\">credit</span> assistance program expressly authorized by law for an economically disadvantaged class of persons.” \n 90 \n \n Section 701(c)(2) provides that “[i]t is not a violation of [section 701] for a creditor to refuse to extend <span class=\"match\">credit</span> offered pursuant to” “any <span class=\"match\">credit</span> assistance program administered by a nonprofit"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) amends Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that these extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers estimated costs and losses. The rule allows consumers to better comparison shop across credit products and provides substantive protections that apply to other consumer credit.","document_number":"2024-29699","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-29699/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-29699.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29699.pdf?1735307118","publication_date":"2024-12-30","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"that implement the <span class=\"match\">Credit</span> <span class=\"match\">Card</span> Accountability Responsibility and Disclosure Act of 2009 (<span class=\"match\">CARD</span> Act) \n 8 \n \n to covered overdraft <span class=\"match\">credit</span> that can be accessed by a hybrid debit-<span class=\"match\">credit</span> <span class=\"match\">card</span>, such as a debit <span class=\"match\">card</span> or other single <span class=\"match\">credit</span> device (including certain account numbers) that a consumer may use from time to time to obtain covered overdraft <span class=\"match\">credit</span> from a very large financial institution. Provisions of the <span class=\"match\">CARD</span> Act that will apply to such overdraft <span class=\"match\">credit</span> include, but are not limited to, ability to pay underwriting requirements, limitations on penalty"},{"title":"HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information","type":"Proposed Rule","abstract":"The Department of Health and Human Services (HHS or \"Department\") is issuing this notice of proposed rulemaking (NPRM) to solicit comment on its proposal to modify the Security Standards for the Protection of Electronic Protected Health Information (\"Security Rule\") under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health Information Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better protect the confidentiality, integrity, and availability of electronic protected health information (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the Security Rule to address: changes in the environment in which health care is provided; significant increases in breaches and cyberattacks; common deficiencies the Office for Civil Rights has observed in investigations into Security Rule compliance by covered entities and their business associates (collectively, \"regulated entities\"); other cybersecurity guidelines, best practices, methodologies, procedures, and processes; and court decisions that affect enforcement of the Security Rule.","document_number":"2024-30983","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-30983.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30983.pdf?1735334119","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"comply with the <span class=\"match\">Security</span> Rule, or require only modest improvement to come into <span class=\"match\">compliance</span> with the <span class=\"match\">Security</span> Rule requirements.\n 103 \n \n Like the 2003 Final Rule,\n 104 \n \n the 2013 Omnibus Rule highlighted that the <span class=\"match\">Security</span> Rule was designed to be technology neutral and scalable and reiterated that regulated entities have the flexibility to choose <span class=\"match\">security</span> measures appropriate for their <span class=\"match\">size</span>, resources, and the nature of the <span class=\"match\">security</span> risks they face.\n 105 \n \n Accordingly, regulated entities have the flexibility to choose appropriate <span class=\"match\">security</span> measures considering"},{"title":"Anti-Money Laundering and Countering the Financing of Terrorism Programs","type":"Proposed Rule","abstract":"Pursuant to the Department of the Treasury (Treasury) and FinCEN's efforts to modernize the Bank Secrecy Act (BSA) and to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act), FinCEN is proposing a rule to fundamentally reform the requirements for financial institutions' anti-money laundering and countering the financing of terrorism (AML/CFT) programs. Among other changes, this proposed rule aims to ensure that financial institutions establish and maintain effective AML/CFT programs that better achieve the purposes of the BSA and lead to more effective outcomes for financial institutions as well as law enforcement and national security agencies. Through this rulemaking, consistent with its statutory authority as the administrator of the BSA, FinCEN is also proposing measures to modernize and reform Federal supervision of AML/CFT programs by enhancing FinCEN's role in AML/CFT supervision and enforcement in coordination with Federal banking regulators. In addition, FinCEN is proposing regulatory amendments to promote clarity and consistency across FinCEN's program rules for different types of financial institutions.","document_number":"2026-07033","html_url":"https://www.federalregister.gov/documents/2026/04/10/2026-07033/anti-money-laundering-and-countering-the-financing-of-terrorism-programs","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-07033.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07033.pdf?1775738723","publication_date":"2026-04-10","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"(operators of <span class=\"match\">credit</span> <span class=\"match\">card</span> systems); 1029.210(a) (loan or finance companies); 1030.210(a) (housing GSEs).\n \n \n \n \n 88 \n  \n See \n 31 CFR 1010.810(b) (FinCEN's delegation of “[a]uthority to examine institutions to determine <span class=\"match\">compliance</span> with the requirements of this chapter”).\n \n \n \n \n 89 \n  For broker-dealers, FinCEN recognizes the SEC as the relevant Federal functional regulator. \n See id. \n 1010.810(b)(6) (delegating examination authority to SEC for broker-dealers). FinCEN recognizes registered national <span class=\"match\">securities</span> exchanges or a national <span class=\"match\">securities</span> association"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) proposes to amend Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers applicable costs and losses. The proposal would allow consumers to better comparison shop across credit products and provide substantive protections that apply to other consumer credit.","document_number":"2024-01095","html_url":"https://www.federalregister.gov/documents/2024/02/23/2024-01095/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-02-23/pdf/2024-01095.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-01095.pdf?1708609514","publication_date":"2024-02-23","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"non-covered overdraft <span class=\"match\">credit</span>, but it would become covered overdraft <span class=\"match\">credit</span> if this proposal is finalized.\n \n \n The proposal would also require covered overdraft <span class=\"match\">credit</span> offered by very large financial institutions to be put in a <span class=\"match\">credit</span> account separate from the asset account, and it would update exceptions relating to <span class=\"match\">credit</span> cards. Among other changes, it would apply the portions of Regulation Z that implement the <span class=\"match\">Credit</span> <span class=\"match\">Card</span> Accountability Responsibility and Disclosure Act of 2009 (<span class=\"match\">CARD</span> Act) to covered overdraft <span class=\"match\">credit</span> that can be accessed by a hybrid"},{"title":"Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL","type":"Proposed Rule","abstract":"The Board is inviting public comment on the models used to conduct the Board's supervisory stress test, changes to those models to be implemented in the 2026 stress test, and proposed changes to enhance the transparency and public accountability of the Board's stress testing framework (the proposal). The proposal would amend the Policy Statement on the Scenario Design Framework for Stress Testing, including to implement guides for additional scenario variables, and the Stress Testing Policy Statement. The proposal would also codify an enhanced disclosure process under which the Board would annually publish comprehensive documentation on the stress test models, invite public comment on any material changes that the Board seeks to make to those models, and annually publish the stress test scenarios for comment. Lastly, the proposal would make changes to the FR Y-14A/Q/M to remove items that are no longer needed to conduct the supervisory stress test and to collect additional data to support the stress test models and improve risk capture.","document_number":"2025-20211","html_url":"https://www.federalregister.gov/documents/2025/11/18/2025-20211/enhanced-transparency-and-public-accountability-of-the-supervisory-stress-test-models-and-scenarios","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-18/pdf/2025-20211.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-20211.pdf?1763387141","publication_date":"2025-11-18","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"excerpts":"calculation, a full revaluation using a <span class=\"match\">security</span>-specific discounted cash flow model, or a duration-based approach, depending on the asset class.\n \n \n \n <span class=\"match\">Credit</span> losses on available-for-sale and held-to-maturity <span class=\"match\">securities</span> may be also recorded. Except for certain government-backed obligations, both available-for-sale and held-to-maturity <span class=\"match\">securities</span> are at risk of incurring <span class=\"match\">credit</span> losses.\n 46 \n \n The stress test models project <span class=\"match\">security</span>-level <span class=\"match\">credit</span> losses, using as an input the projected fair value for each <span class=\"match\">security</span> over the nine-quarter projection horizon"},{"title":"Security-Based Swap Execution and Registration and Regulation of Security-Based Swap Execution Facilities","type":"Rule","abstract":"The Securities and Exchange Commission (\"SEC\" or \"Commission\") is adopting a set of rules and forms under the Securities Exchange Act of 1934 (\"SEA\") that would create a regime for the registration and regulation of security-based swap execution facilities (\"SBSEFs\") and address other issues relating to security- based swap (\"SBS\") execution generally. One of the rules being adopted implements an element of the Dodd-Frank Act that is intended to mitigate conflicts of interest at SBSEFs and national securities exchanges that trade SBS (\"SBS exchanges\"). Other rules being adopted address the cross-border application of the SEA's trading venue registration requirements and the trade execution requirement for SBS. In addition, the Commission is amending an existing rule to exempt, from the SEA definition of \"exchange,\" certain registered clearing agencies, as well as registered SBSEFs that provide a market place only for SBS. The Commission is also adopting a new rule that, while affirming that an SBSEF would be a broker under the SEA, exempts a registered SBSEF from certain broker requirements. Further, the Commission is adopting certain new rules and amendments to its Rules of Practice to allow persons who are aggrieved by certain actions by an SBSEF to apply for review by the Commission. Finally, the Commission is delegating new authority to the Director of the Division of Trading and Markets and to the General Counsel to take actions necessary to carry out the rules being adopted.","document_number":"2023-24587","html_url":"https://www.federalregister.gov/documents/2023/12/15/2023-24587/security-based-swap-execution-and-registration-and-regulation-of-security-based-swap-execution","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-12-15/pdf/2023-24587.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-24587.pdf?1702561517","publication_date":"2023-12-15","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"term “<span class=\"match\">security</span>-based swap” is defined in section 3(a)(68) of the SEA, 15 U.S.C. 78c(a)(68), to include, among other things, a swap that is based on a single <span class=\"match\">security</span> or loan, including any interest therein or on the value thereof. A single <span class=\"match\">security</span> could include, for example, a cash equity, a crypto/digital asset <span class=\"match\">security</span>, or a <span class=\"match\">security</span> option.\n \n \n \n \n 45 \n  15 U.S.C. 78mm(a)(1).\n \n \n \n \n 46 \n  \n See \n SEA Release No. 64678 (June 15, 2011), 76 FR 36287 (June 22, 2011) (temporarily exempting entities that meet the definition of “<span class=\"match\">security</span>-based swap"},{"title":"Registration for Index-Linked Annuities and Registered Market Value Adjustment Annuities; Amendments To Form N-4 for Index-Linked Annuities, Registered Market Value Adjustment Annuities, and Variable Annuities; Other Technical Amendments","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting rule and form amendments to provide a tailored form to register the offerings of registered index-linked annuities (\"RILAs\"). Specifically, the Commission is amending the form currently used by most variable annuity separate accounts, Form N-4, to require issuers of RILAs to register offerings on that form as well. To facilitate this amendment, the Commission is also amending certain filing rules and making other related amendments. These changes will implement the requirements relating to RILAs contained in the Consolidated Appropriations Act, 2023. The Commission is also extending the registration, filing, and disclosure requirements that the Commission is adopting for RILA offerings to the offerings of registered market value adjustment annuities. Further, the Commission is adopting other amendments to Form N-4 that will apply to all issuers that use that form. The Commission is applying to RILA and registered market value adjustment annuity advertisements and sales literature a current Commission rule that provides guidance as to when sales literature is materially misleading under the Federal securities laws. Finally, the Commission is adopting technical amendments to Forms N-6 and N-3 to correct errors from prior Commission rulemakings.","document_number":"2024-14925","html_url":"https://www.federalregister.gov/documents/2024/07/24/2024-14925/registration-for-index-linked-annuities-and-registered-market-value-adjustment-annuities-amendments","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-24/pdf/2024-14925.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14925.pdf?1721738713","publication_date":"2024-07-24","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"annuities that are <span class=\"match\">securities</span> for the purposes of the <span class=\"match\">Securities</span> Act. \n See, e.g., \n sections 101(a)(5) and (6) of the RILA Act. Similarly, registered MVA annuities and MVA fixed account options, as used in this release, refer only to annuities that are <span class=\"match\">securities</span> for the purposes of the <span class=\"match\">Securities</span> Act. \n See infra \n footnote 29 and accompanying text.\n \n \n \n \n 27 \n  \n See, e.g., \n General Instruction I of Form S-1 (“This Form shall be used for the registration under the <span class=\"match\">Securities</span> Act of 1933 (`<span class=\"match\">Securities</span> Act') of <span class=\"match\">securities</span> of all registrants for"},{"title":"Transparency in Coverage","type":"Proposed Rule","abstract":"These proposed rules set forth proposed requirements that would amend the regulations under the Public Health Service Act, the Employee Retirement Income Security Act of 1974, and the Internal Revenue Code regarding price transparency reporting requirements for non-grandfathered group health plans and health insurance issuers offering non-grandfathered group and individual health insurance coverage. Specifically, these proposed rules would improve the standardization, accuracy, and accessibility of public pricing disclosures in line with the goals of the Executive Order 14221. With respect to the in-network rate and out-of-network allowed amount machine-readable files, these proposed rules would achieve these goals by adding new contextual files and additional data elements like product type, network name, and enrollment counts; changing the reporting level for aggregation of data; removing in-network rates for unlikely provider-to-service mappings; increasing the reporting period and lowering the claims threshold for out-of-network historical data; and reducing the reporting cadence. These proposed rules would also improve the findability of all of the publicly disclosed machine- readable files required under the Transparency in Coverage rules, including the prescription drug file, by requiring a text file and footer with website URLs and contact information for the files. These proposed rules would also require pricing information that is made available through an online consumer tool and paper (upon request), to also be made available by phone, and establish that the satisfaction of such requirement also satisfies the requirements of section 114 of the No Surprises Act (including for grandfathered group health plans and health insurance issuers offering grandfathered group and individual health insurance coverage that are not otherwise subject to these proposed rules).","document_number":"2025-23693","html_url":"https://www.federalregister.gov/documents/2025/12/23/2025-23693/transparency-in-coverage","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-23/pdf/2025-23693.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-23693.pdf?1766178909","publication_date":"2025-12-23","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"},{"raw_name":"DEPARTMENT OF LABOR","name":"Labor Department","id":271,"url":"https://www.federalregister.gov/agencies/labor-department","json_url":"https://www.federalregister.gov/api/v1/agencies/271","parent_id":null,"slug":"labor-department"},{"raw_name":"Employee Benefits Security Administration","name":"Employee Benefits Security Administration","id":131,"url":"https://www.federalregister.gov/agencies/employee-benefits-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/131","parent_id":271,"slug":"employee-benefits-security-administration"},{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"}],"excerpts":"524114 (Direct Health and Medical Insurance Carriers). According to SBA <span class=\"match\">size</span> standards,\n 250 \n \n entities with average annual receipts of $47 million or less are considered small entities within this classification. Alternatively, some may fall under NAICS code 621491 (HMO Medical Centers), which has a <span class=\"match\">size</span> standard of $44.5 million or less.\n 251 \n \n \n \n \n 250 \n  U.S. Small Business Administration, \n Table of <span class=\"match\">Size</span> Standards \n (2023), \n https://www.sba.gov/document/support--table-<span class=\"match\">size</span>-standards \n (last updated Dec. 26, 2024).\n \n \n \n \n 251 \n  \n Id. \n "},{"title":"Alien Registration Form and Evidence of Registration","type":"Rule","abstract":"On March 12, 2025, DHS issued an interim final rule (IFR) with request for comments amending DHS regulations to designate a new registration form for aliens to comply with statutory alien registration and fingerprinting provisions. Unregistered aliens may use this general registration form to satisfy their statutory obligations. This final rule responds to public comments, amends DHS regulations to adjust the lists of forms and processes that may serve as registration forms and evidence of alien registration, and seeks comments on other potential changes to the regulations relating to alien registration and fingerprinting.","document_number":"2026-13057","html_url":"https://www.federalregister.gov/documents/2026/06/29/2026-13057/alien-registration-form-and-evidence-of-registration","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-29/pdf/2026-13057.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13057.pdf?1782418509","publication_date":"2026-06-29","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"Replacement Permanent Resident <span class=\"match\">Card</span> When Alien Reaches 14 Years Old \n DHS proposes to amend 8 CFR 264.5(b)(8) to require any permanent resident who reaches the age of 14 to apply for the replacement of his or her Permanent Resident <span class=\"match\">Card</span>. \n \n Pursuant to 8 CFR 264.5(b)(8), a permanent resident must apply for the replacement of the Permanent Resident <span class=\"match\">Card</span> “[w]hen the bearer of the <span class=\"match\">card</span> reaches the age of 14 years, unless the existing <span class=\"match\">card</span> will expire prior to the bearer's 16th birthday.” DHS believes the phrase “unless the existing <span class=\"match\">card</span> will expire prior to"},{"title":"Cybersecurity Maturity Model Certification (CMMC) Program","type":"Rule","abstract":"With this final rule, DoD establishes the Cybersecurity Maturity Model Certification (CMMC) Program in order to verify contractors have implemented required security measures necessary to safeguard Federal Contract Information (FCI) and Controlled Unclassified Information (CUI). The mechanisms discussed in this rule will allow the Department to confirm a defense contractor or subcontractor has implemented the security requirements for a specified CMMC level and is maintaining that status (meaning level and assessment type) across the contract period of performance. This rule will be updated as needed, using the appropriate rulemaking process, to address evolving cybersecurity standards, requirements, threats, and other relevant changes.","document_number":"2024-22905","html_url":"https://www.federalregister.gov/documents/2024/10/15/2024-22905/cybersecurity-maturity-model-certification-cmmc-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-15/pdf/2024-22905.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-22905.pdf?1728650732","publication_date":"2024-10-15","agencies":[{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"Standard (FIPS) Publication (PUB) 200 (FIPS PUB 200), titled “Minimum <span class=\"match\">Security</span> Requirements for Federal Information and Information Systems,” is the second of two <span class=\"match\">security</span> standards mandated by the Federal Information <span class=\"match\">Security</span> Management Act (FISMA). It specifies minimum <span class=\"match\">security</span> requirements for information and information systems supporting the executive agencies of the Federal government and a risk-based process for selecting the <span class=\"match\">security</span> controls necessary to satisfy the minimum-<span class=\"match\">security</span> requirements. This standard promotes the development, implementation"},{"title":"Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability","type":"Rule","abstract":"This final rule revises standards relating to denial of coverage for failure to pay past-due premium; excludes Deferred Action for Childhood Arrivals recipients from the definition of \"lawfully present;\" establishes the evidentiary standard HHS uses to assess an agent's, broker's, or web-broker's potential noncompliance; revises the Exchange automatic reenrollment hierarchy; revises standards related to the annual open enrollment period and special enrollment periods; revises standards relating to failure to file and reconcile, income eligibility verifications for premium tax credits and cost-sharing reductions, annual eligibility redeterminations, de minimis thresholds for the actuarial value for plans subject to essential health benefits (EHB) requirements, and income-based cost-sharing reduction plan variations. This final rule also revises the premium adjustment percentage methodology and prohibits issuers of coverage subject to EHB requirements from providing coverage for specified sex-trait modification procedures as an EHB.","document_number":"2025-11606","html_url":"https://www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-25/pdf/2025-11606.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11606.pdf?1750709712","publication_date":"2025-06-25","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"}],"excerpts":"accountable for <span class=\"match\">compliance</span> with applicable law, regulatory requirements, and the terms and conditions of their Exchange agreements.\n 61 \n \n \n \n \n 61 \n  Consistent with § 155.220(d), there are currently three Exchange agreements with CMS that extend to agents, brokers, and web-brokers assisting consumers in the FFEs and SBE-FPs: (1) the Agent Broker General Agreement for Individual Market FFEs and SBE-FPs, (2) the Agent Broker Privacy and <span class=\"match\">Security</span> Agreement for Individual Market FFEs and SBE-FPs, and (3) the Agent Broker SHOP Privacy and <span class=\"match\">Security</span> Agreement"},{"title":"Financial Crimes Enforcement Network: Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers","type":"Rule","abstract":"FinCEN, a bureau of the U.S. Department of the Treasury (Treasury), is issuing a final rule to include certain investment advisers in the definition of \"financial institution\" under the Bank Secrecy Act (BSA), prescribe minimum standards for anti-money laundering/countering the financing of terrorism (AML/CFT) programs to be established by certain investment advisers, require certain investment advisers to report suspicious activity to FinCEN pursuant to the BSA, and make several other related changes to FinCEN regulations. These regulations will apply to certain investment advisers who may be at risk for misuse by money launderers, terrorist financers, or other actors who seek access to the U.S. financial system for illicit purposes and who threaten U.S. national security.","document_number":"2024-19260","html_url":"https://www.federalregister.gov/documents/2024/09/04/2024-19260/financial-crimes-enforcement-network-anti-money-launderingcountering-the-financing-of-terrorism","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-04/pdf/2024-19260.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-19260.pdf?1724849118","publication_date":"2024-09-04","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"sanctions also share a common national <span class=\"match\">security</span> goal, apply a risk-based approach, and rely on similar recordkeeping and reporting requirements to ensure <span class=\"match\">compliance</span>. For this reason, many financial institutions view <span class=\"match\">compliance</span> with OFAC sanctions as related to AML/CFT <span class=\"match\">compliance</span> obligations and may include sanctions <span class=\"match\">compliance</span> and AML/CFT <span class=\"match\">compliance</span> in a single enterprise-wide <span class=\"match\">compliance</span> program.\n \n \n \n While existing requirements under the Advisers Act and its implementing regulations, including recordkeeping, <span class=\"match\">compliance</span>, and reporting requirements, can"},{"title":"Provisions Pertaining to Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons","type":"Proposed Rule","abstract":"The Department of Justice proposes a rule to implement Executive Order 14117 of February 28, 2024 (Preventing Access to Americans' Bulk Sensitive Personal Data and United States Government- Related Data by Countries of Concern), by prohibiting and restricting certain data transactions with certain countries or persons.","document_number":"2024-24582","html_url":"https://www.federalregister.gov/documents/2024/10/29/2024-24582/provisions-pertaining-to-preventing-access-to-us-sensitive-personal-data-and-government-related-data","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-29/pdf/2024-24582.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-24582.pdf?1729628118","publication_date":"2024-10-29","agencies":[{"raw_name":"DEPARTMENT OF JUSTICE","name":"Justice Department","id":268,"url":"https://www.federalregister.gov/agencies/justice-department","json_url":"https://www.federalregister.gov/api/v1/agencies/268","parent_id":null,"slug":"justice-department"}],"excerpts":"Value of Lost and Forgone Transactions \n b. <span class=\"match\">Security</span> Costs \n i. Similar <span class=\"match\">Security</span> Standards and Frameworks \n ii. Current Industry <span class=\"match\">Compliance</span> Level \n iii. Costs of <span class=\"match\">Compliance</span> \n c. Costs Associated With <span class=\"match\">Compliance</span> Program: Due Diligence, Recordkeeping, and Auditing \n i. Due Diligence Costs \n ii. Recordkeeping Costs \n iii. Executive Order on Modernizing Regulatory Review Recordkeeping and Related Costs \n iv. Auditing Costs \n v. Estimated Recordkeeping Costs From the Reviewed Literature \n vi. Summary of a <span class=\"match\">Compliance</span> Program: Due Diligence, Recordkeeping,"},{"title":"The Enhancement and Standardization of Climate-Related Disclosures for Investors","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting amendments to its rules under the Securities Act of 1933 (\"Securities Act\") and Securities Exchange Act of 1934 (\"Exchange Act\") that will require registrants to provide certain climate-related information in their registration statements and annual reports. The final rules will require information about a registrant's climate- related risks that have materially impacted, or are reasonably likely to have a material impact on, its business strategy, results of operations, or financial condition. In addition, under the final rules, certain disclosures related to severe weather events and other natural conditions will be required in a registrant's audited financial statements.","document_number":"2024-05137","html_url":"https://www.federalregister.gov/documents/2024/03/28/2024-05137/the-enhancement-and-standardization-of-climate-related-disclosures-for-investors","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-03-28/pdf/2024-05137.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-05137.pdf?1711543524","publication_date":"2024-03-28","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"ACTION: \n Final rules. \n \n \n SUMMARY: \n The <span class=\"match\">Securities</span> and Exchange Commission (“Commission”) is adopting amendments to its rules under the <span class=\"match\">Securities</span> Act of 1933 (“<span class=\"match\">Securities</span> Act”) and <span class=\"match\">Securities</span> Exchange Act of 1934 (“Exchange Act”) that will require registrants to provide certain climate-related information in their registration statements and annual reports. The final rules will require information about a registrant's climate-related risks that have materially impacted, or are reasonably likely to have a material impact on, its business strategy"},{"title":"Resolution Plans Required for Insured Depository Institutions With $100 Billion or More in Total Assets; Informational Filings Required for Insured Depository Institutions With at Least $50 Billion but Less Than $100 Billion in Total Assets","type":"Rule","abstract":"The FDIC is adopting this final rule to require the submission of resolution plans by insured depository institutions (IDIs) with $100 billion or more in total assets and informational filings by IDIs with at least $50 billion but less than $100 billion in total assets. The final rule modifies the current rule requirements regarding the content and timing of full resolution submissions, as well as interim supplements to those submissions provided to the FDIC, in order to support the FDIC's resolution readiness in the event of material distress and failure of these large IDIs. The final rule also enhances how the credibility of full resolution submissions will be assessed, expands expectations regarding engagement and capabilities testing, and explains expectations regarding the FDIC's review, feedback, and enforcement of IDIs' compliance with the rule.","document_number":"2024-13982","html_url":"https://www.federalregister.gov/documents/2024/07/09/2024-13982/resolution-plans-required-for-insured-depository-institutions-with-100-billion-or-more-in-total","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-09/pdf/2024-13982.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-13982.pdf?1720442715","publication_date":"2024-07-09","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"on the number of new group A CIDIs and group B CIDIs in each filing cycle (discussed below). For the purposes of this analysis, the FDIC generally assumes that <span class=\"match\">compliance</span> costs are directly proportional to the total consolidated assets of the CIDI. While asset <span class=\"match\">size</span> is not a direct measure of complexity, the FDIC believes that asset <span class=\"match\">size</span> is positively correlated with the amount of <span class=\"match\">compliance</span> time necessary for a CIDI to complete full resolution submissions and interim supplements under this final rule. The following discussion addresses each of these"},{"title":"Federal Acquisition Regulation: Revolutionary Federal Acquisition Regulation Overhaul Parts 1, 2, 4, 33, 39, 40, and 53","type":"Proposed Rule","abstract":"OFPP, DoD, GSA, and NASA (collectively referred to as the Federal Acquisition Regulatory Council or FAR Council) are proposing to amend the Federal Acquisition Regulation (FAR) to implement Executive Order (E.O.) 14275, Restoring Common Sense to Federal Procurement. The E.O. directs the elimination of excessive acquisition regulations to stop the inefficient use of American taxpayer dollars. The FAR Council is issuing twelve proposed rules that collectively will streamline the FAR in its entirety. This rule proposes revisions to FAR parts 1, 2, 4, 33, 39, 40, 52, and 53.","document_number":"2026-12559","html_url":"https://www.federalregister.gov/documents/2026/06/23/2026-12559/federal-acquisition-regulation-revolutionary-federal-acquisition-regulation-overhaul-parts-1-2-4-33","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-23/pdf/2026-12559.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12559.pdf?1782132314","publication_date":"2026-06-23","agencies":[{"raw_name":"OFFICE OF MANAGEMENT AND BUDGET","name":"Management and Budget Office","id":280,"url":"https://www.federalregister.gov/agencies/management-and-budget-office","json_url":"https://www.federalregister.gov/api/v1/agencies/280","parent_id":null,"slug":"management-and-budget-office"},{"raw_name":"Office of Federal Procurement Policy","name":"Federal Procurement Policy Office","id":184,"url":"https://www.federalregister.gov/agencies/federal-procurement-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/184","parent_id":280,"slug":"federal-procurement-policy-office"},{"raw_name":"DEPARTMENT OF DEFENSE","name":"Defense Department","id":103,"url":"https://www.federalregister.gov/agencies/defense-department","json_url":"https://www.federalregister.gov/api/v1/agencies/103","parent_id":null,"slug":"defense-department"},{"raw_name":"GENERAL SERVICES ADMINISTRATION","name":"General Services Administration","id":210,"url":"https://www.federalregister.gov/agencies/general-services-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/210","parent_id":null,"slug":"general-services-administration"},{"raw_name":"NATIONAL AERONAUTICS AND SPACE ADMINISTRATION","name":"National Aeronautics and Space Administration","id":301,"url":"https://www.federalregister.gov/agencies/national-aeronautics-and-space-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/301","parent_id":null,"slug":"national-aeronautics-and-space-administration"}],"excerpts":"part addresses broad <span class=\"match\">security</span> requirements that apply to acquisitions of products and services. It outlines policies and procedures for managing information <span class=\"match\">security</span> and supply chain <span class=\"match\">security</span> when acquiring products and services that include, but are not limited to, information and communications technology (ICT). \n (b) See parts 24 and 46 for more policies and procedures related to managing information <span class=\"match\">security</span> and supply chain <span class=\"match\">security</span>. \n \n (c) Information and supply chain policies and procedures that are unrelated to <span class=\"match\">security</span> are covered in other"},{"title":"Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2027; and Basic Health Program","type":"Proposed Rule","abstract":"This proposed rule contains provisions to improve implementation of the Patient Protection and Affordable Care Act, including payment parameters and provisions related to the HHS-operated risk adjustment and risk adjustment data validation (HHS-RADV) programs, as well as 2027 user fee rates for issuers offering qualified health plans (QHPs) through Federally-facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This proposed rule also includes provisions related to civil money penalties (CMPs) for noncompliant issuers and other responsible entities; standards governing agents, brokers, and web-brokers; the expansion and codification of hardship exemption eligibility; implementation of the State Exchange Improper Payment Measurement (SEIPM); provider access standards and essential community provider standards for QHP certification; QHP certification of non-network plans; a prohibition on issuers from including routine non-pediatric dental services as an Essential Health Benefit (EHB); cost-sharing flexibilities for catastrophic and individual market bronze plans; establishment of catastrophic plans with plan terms of up to 10 consecutive years; QHP issuer quality improvement strategies (QISs); revisions affecting which enrollees are included in Federal Basic Health Program (BHP) payment calculations to States; and seeks comment on potential adjustments to other Federal standards, including the Federal medical loss ratio (MLR) standard in the individual market. This proposed rule also includes amendments to implement certain provisions of the Working Families Tax Cut (WFTC) legislation.","document_number":"2026-02769","html_url":"https://www.federalregister.gov/documents/2026/02/11/2026-02769/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2027-and","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-11/pdf/2026-02769.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-02769.pdf?1770671709","publication_date":"2026-02-11","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"},{"raw_name":"Office of the Secretary"}],"excerpts":"sample <span class=\"match\">sizes</span> to ensure statistical validity while maintaining operational feasibility across State Exchanges of varying <span class=\"match\">sizes</span>. While the sampling methodology design would produce statistically valid improper payment estimates at both the aggregate State Exchange level and individual State Exchange levels, we recognize that the precision of improper payment estimates at the State Exchange level would vary based on State Exchange <span class=\"match\">size</span> and corresponding sample <span class=\"match\">sizes</span>. State Exchanges with smaller APTC populations may have smaller sample <span class=\"match\">sizes</span> resulting"},{"title":"Disadvantaged Business Enterprise and Airport Concession Disadvantaged Business Enterprise Program Implementation Modifications","type":"Rule","abstract":"The U.S. Department of Transportation (DOT or Department) is amending its Disadvantaged Business Enterprise (DBE) and Airport Concession Disadvantaged Business Enterprise (ACDBE) program regulations. The DBE and ACDBE programs are designed to allow small businesses owned and controlled by socially and economically disadvantaged individuals to compete fairly for DOT funded contracts let by State and local transportation agencies and in airport concession opportunities. The final rule improves program implementation in major areas, including by updating the personal net worth and program size thresholds for inflation; modernizing rules for counting of material suppliers; incorporating procedural flexibilities enacted during the coronavirus (COVID-19) pandemic; adding elements to foster greater usage of DBEs and ACDBEs with concurrent, proactive monitoring and oversight; updating certification provisions with less prescriptive rules that give certifiers flexibility when determining eligibility; revising the interstate certification process to provide for reciprocity among certifiers; and making technical corrections to commonly misinterpreted rules.","document_number":"2024-05583","html_url":"https://www.federalregister.gov/documents/2024/04/09/2024-05583/disadvantaged-business-enterprise-and-airport-concession-disadvantaged-business-enterprise-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-09/pdf/2024-05583.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-05583.pdf?1712580314","publication_date":"2024-04-09","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"percent <span class=\"match\">credit</span> for the cost of the items. We anticipate that many bulk material items may well fall into this category, if all the requirements are met. \n The current rule's provisions for 100 percent <span class=\"match\">credit</span> for materials provided by a DBE manufacturer, and for <span class=\"match\">credit</span> limited to the fees or commissions for firms who did not meet the criteria for 60 or 40 percent <span class=\"match\">credit</span>, would remain the same. The Department believes that detailed enforcement of all the supplier provisions discussed above would be sufficient to prevent or limit over-<span class=\"match\">crediting</span> of suppliers"},{"title":"Restoring Integrity to the Issuance of Non-Domiciled Commercial Drivers Licenses (CDL)","type":"Rule","abstract":"FMCSA amends the Federal regulations for State Driver's Licensing Agencies (SDLAs) issuing commercial driving credentials to non-domiciled individuals. This final rule reaffirms, with minor changes, the provisions of the interim final rule (IFR) published on September 29, 2025. Specifically, this final rule limits eligibility for non-domiciled Commercial Learner's Permits (CLPs) and Commercial Driver's Licenses (CDLs) for foreign-domiciled individuals to those who hold specific, verifiable employment-based nonimmigrant status. This rule reaffirms the IFR requirements, aligning the issuance of non- domiciled CDLs with FMCSA's statutory mandate to ensure the fitness of all drivers who operate a CMV. By limiting eligibility to statuses subject to enhanced consular vetting of driver history and interagency screening, FMCSA restores the integrity of the CDL system, closes a significant safety gap, and enhances the safety of the traveling public.","document_number":"2026-02965","html_url":"https://www.federalregister.gov/documents/2026/02/13/2026-02965/restoring-integrity-to-the-issuance-of-non-domiciled-commercial-drivers-licenses-cdl","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-13/pdf/2026-02965.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-02965.pdf?1770844509","publication_date":"2026-02-13","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Federal Motor Carrier Safety Administration","name":"Federal Motor Carrier Safety Administration","id":181,"url":"https://www.federalregister.gov/agencies/federal-motor-carrier-safety-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/181","parent_id":492,"slug":"federal-motor-carrier-safety-administration"}],"excerpts":"States' non-domiciled CDL programs to verify <span class=\"match\">compliance</span> with Federal requirements. NJSBCA asked for a verification framework to ensure expedited review of <span class=\"match\">compliance</span> for non-domiciled CDLs or CLPs for essential service providers such as school bus drivers. Accion Opportunity Fund suggested that instead of the IFR, State non-<span class=\"match\">compliance</span> would be better addressed with Federal technical assistance to upgrade SDLA data systems and for digital document retention and SAVE integration; staff training with non-<span class=\"match\">compliance</span> penalties; and multilingual outreach materials"}]}