{"description":"Documents matching 'security confidentiality customer records information protect'","count":5804,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=security+confidentiality+customer+records+information+protect&format=json&page=2","results":[{"title":"Guidelines for Safeguarding Member Information","type":"Proposed Rule","abstract":"The NCUA Board (Board) is proposing to remove Appendix A to part 748, guidelines for safeguarding member information, from the Code of Federal Regulations (CFR). Appendix A was issued to satisfy the NCUA's statutory obligation to establish appropriate standards for federally insured credit unions (FICUs) to protect the security and confidentiality of customer records and information and to protect against unauthorized access to or use of such records. The Board now believes that the placement of Appendix A in the CFR may be confusing because Appendix A is not a regulation but rather a set of guidelines intended to assist FICUs with their statutory compliance obligations. The Board will remove Appendix A from the CFR and publish its contents as a Letter to Credit Unions, which enables more efficient revisions, and streamlines the NCUA's regulations.","document_number":"2025-22489","html_url":"https://www.federalregister.gov/documents/2025/12/11/2025-22489/guidelines-for-safeguarding-member-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-11/pdf/2025-22489.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-22489.pdf?1765374315","publication_date":"2025-12-11","agencies":[{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"excerpts":"intended to: (1) insure [sic] \n 3 \n \n the <span class=\"match\">security</span> and <span class=\"match\">confidentiality</span> of <span class=\"match\">customer</span> <span class=\"match\">records</span> and <span class=\"match\">information</span>, (2) <span class=\"match\">protect</span> against any anticipated threats or hazards to the <span class=\"match\">security</span> or integrity of such <span class=\"match\">records</span>, and (3) <span class=\"match\">protect</span> against unauthorized access to or use of such <span class=\"match\">records</span> or <span class=\"match\">information</span> that would result in substantial harm or inconvenience to any <span class=\"match\">customer</span>.\n 4 \n \n \n \n \n 1 \n  15 U.S.C. 6801 \n et. seq. \n (Nov. 12, 1999).\n \n \n \n \n 2 \n  \n Id. \n At this time, “federal banking agencies” refers to the Office of the Comptroller of the Currency, the Federal"},{"title":"Improving Customer Service and Protecting Consumers Through Onshoring","type":"Proposed Rule","abstract":"In this document, the Federal Communications Commission (Commission) proposes actions that would encourage and facilitate the onshoring of foreign call centers. Specifically, the Commission proposes rules and otherwise explore ways to improve customer service communications and better protect consumers' sensitive personal information by limiting use of foreign call centers and by improving standards applicable to a company's remaining foreign call center operations. It also seeks comment on extending these protections to modes of customer service communications other than calls, such as emails, texts, and on-line chats, and on ideas to deter scam and other unlawful calls made to the United States from foreign countries. Finally, it explore steps we can take to financially deter unlawful foreign-originated calls, such as bond requirements. The Commission proposes to apply these requirements to providers of telecommunications services, CMRS, interconnected VoIP service, cable television service, and DBS services, or affiliates of such providers. It also proposes to apply these requirements to the use of foreign call centers for consumer communications relating to internet access service offered by any of the foregoing providers or their affiliates and seeks comment on whether it should extend some or all of the proposed rules to providers of other types of services.","document_number":"2026-07960","html_url":"https://www.federalregister.gov/documents/2026/04/23/2026-07960/improving-customer-service-and-protecting-consumers-through-onshoring","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-23/pdf/2026-07960.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07960.pdf?1776861922","publication_date":"2026-04-23","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"that carriers “<span class=\"match\">protect</span> the <span class=\"match\">confidentiality</span> of proprietary <span class=\"match\">information</span> of, and relating to . . . <span class=\"match\">customers</span>,” including <span class=\"match\">customer</span> proprietary network <span class=\"match\">information</span> (CPNI), which is defined as: \n (A) <span class=\"match\">information</span> that relates to the quantity, technical configuration, type, destination, location, and amount of use of a telecommunications service subscribed to by any <span class=\"match\">customer</span> of a telecommunications carrier, and that is made available to the carrier by the <span class=\"match\">customer</span> solely by virtue of the carrier-<span class=\"match\">customer</span> relationship; and \n (B) <span class=\"match\">information</span> contained in the"},{"title":"HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information","type":"Proposed Rule","abstract":"The Department of Health and Human Services (HHS or \"Department\") is issuing this notice of proposed rulemaking (NPRM) to solicit comment on its proposal to modify the Security Standards for the Protection of Electronic Protected Health Information (\"Security Rule\") under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health Information Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better protect the confidentiality, integrity, and availability of electronic protected health information (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the Security Rule to address: changes in the environment in which health care is provided; significant increases in breaches and cyberattacks; common deficiencies the Office for Civil Rights has observed in investigations into Security Rule compliance by covered entities and their business associates (collectively, \"regulated entities\"); other cybersecurity guidelines, best practices, methodologies, procedures, and processes; and court decisions that affect enforcement of the Security Rule.","document_number":"2024-30983","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-30983.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30983.pdf?1735334119","publication_date":"2025-01-06","agencies":[{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Office of the Secretary"}],"excerpts":"the <span class=\"match\">Security</span> Standards for the Protection of Electronic <span class=\"match\">Protected</span> Health <span class=\"match\">Information</span> (“<span class=\"match\">Security</span> Rule”) under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the Health <span class=\"match\">Information</span> Technology for Economic and Clinical Health Act of 2009 (HITECH Act). The proposed modifications would revise existing standards to better <span class=\"match\">protect</span> the <span class=\"match\">confidentiality</span>, integrity, and availability of electronic <span class=\"match\">protected</span> health <span class=\"match\">information</span> (ePHI). The proposals in this NPRM would increase the cybersecurity for ePHI by revising the <span class=\"match\">Security</span> Rule"},{"title":"Enhancing Know-Your-Customer Requirements","type":"Proposed Rule","abstract":"In this document, the Federal Communications Commission (Commission) proposes actions to provide additional clarity to fill the gap between its current Know Your Customer (KYC) requirement and the types of rigorous KYC steps necessary to protect consumers. Specifically, the Commission seeks comment on customer identification requirements for new and renewing customers, requirements for verifying, retaining, and re-verifying customer information, requiring more information from certain customers such as high-volume customers, and on how these efforts can complement call branding and caller name requirements the Commission may adopt. The Commission also proposes to assess penalties for violations of the KYC requirement on a per call basis. With this inquiry, the Commission aims to make it more difficult for scammers to originate illegal calls and easier to enforce against them when they do get onto the network.","document_number":"2026-10407","html_url":"https://www.federalregister.gov/documents/2026/05/26/2026-10407/enhancing-know-your-customer-requirements","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-26/pdf/2026-10407.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-10407.pdf?1779453917","publication_date":"2026-05-26","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"complete <span class=\"match\">customer</span> <span class=\"match\">information</span> is unavailable from the voice service provider. \n \n In this \n FNPRM, \n we: (1) seek comment on specific <span class=\"match\">customer</span> identification requirements for new and renewing <span class=\"match\">customers</span>; (2) seek comment on requirements for originating providers to verify, retain, and periodically re-verify <span class=\"match\">customer</span> <span class=\"match\">information</span>; (3) seek comment on whether any enhanced KYC requirements should include risk-based <span class=\"match\">security</span> controls to require higher levels of scrutiny for certain <span class=\"match\">customers</span> including foreign <span class=\"match\">customers</span> and high-volume <span class=\"match\">customers</span> based on"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974, the Export Import Bank of the United States (\"EXIM\", \"EXIM Bank\", or \"The Bank\") proposes to update a system of records notice (\"SORN\"). The updated system of records described in this notice, EXIM Federal Personnel Payroll System (FPPS) enables EXIM's Security Office staff to process EXIM's personnel, payroll, and time and labor data to facilitate payments, benefits, and pensions. FPPS also provides personnel and payroll data to the FPPS Datamart application which EXIM uses to perform queries and report on FPPS information. FPPS is an online personnel and payroll system providing support to Federal agency customers through interagency agreement with the IBC. FPPS is customized to meet customer needs for creating and generating the full life cycle of personnel transactions. FPPS allows for immediate updates and edits of personnel and payroll data. FPPS also handles regulatory requirements such as specialized pay, garnishments, and special appointment programs. FPPS also operates in batch mode for performing close of business, payroll calculation, and other processes. FPPS customers can use a web-enabled interface, WebFPPS, to access FPPS through a web browser to perform personnel and payroll tasks. FPPS is a major application that consists of several minor applications to include time and attendance applications, a system for creating retirement cards and updating retirement records, a system for converting client data for integration into FPPS. The purpose of this system is to ensure proper payment of salary and benefits to EXIM personnel, and to track time worked, leave, or other absences for reporting and compliance purposes. Use of this system will streamline EXIM Bank's personnel, payroll and other human resources functions into a unified, secure system, thereby improving employee input into these systems while enhancing data integrity and security and improving operational efficiency.","document_number":"2026-05931","html_url":"https://www.federalregister.gov/documents/2026/03/27/2026-05931/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-27/pdf/2026-05931.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05931.pdf?1774529106","publication_date":"2026-03-27","agencies":[{"raw_name":"EXPORT-IMPORT BANK","name":"Export-Import Bank","id":151,"url":"https://www.federalregister.gov/agencies/export-import-bank","json_url":"https://www.federalregister.gov/api/v1/agencies/151","parent_id":null,"slug":"export-import-bank"}],"excerpts":"Place of Birth \n • <span class=\"match\">Security</span> Clearance \n • Spouse <span class=\"match\">Information</span> \n • Financial <span class=\"match\">Information</span> \n • Medical <span class=\"match\">Information</span> \n • Disability <span class=\"match\">Information</span> \n • Education <span class=\"match\">Information</span> \n • Emergency Contact \n • Race/Ethnicity \n • Social <span class=\"match\">Security</span> Number (SSN) \n • Personal Cell Telephone Number \n • Personal Email Address \n • Home Telephone Number \n • Employment <span class=\"match\">Information</span> \n • Military Status/Service \n • Mailing/Home Address \n • Taxpayer Identification Number \n • Bank Account <span class=\"match\">Information</span> such as Routing and Account Numbers \n • Beneficiary <span class=\"match\">Information</span> \n \n • Savings Bond"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"The Federal Communications Commission (FCC, Commission, or Agency) proposes to modify a system of records, FCC/WCB-6, USAC Customer Relationship Management (CRM), subject to the Privacy Act of 1974, as amended. This action is necessary to meet the requirements of the Privacy Act to publish in the Federal Register notice of the existence and character of records maintained by the Agency. The Universal Service Administrative Company (USAC), under the direction of the Commission and, by delegation, of the Commission's Wireline Competition Bureau (WCB), administers the Universal Service Fund (USF) programs and certain programs funded by Congressional appropriations (appropriated programs). This system of records contains information about individuals who are customers, participants, and stakeholders of the programs who submit complaints and requests for assistance to USAC to address issues with their program participation. The modifications include the addition of one new routine use.","document_number":"2026-03740","html_url":"https://www.federalregister.gov/documents/2026/02/25/2026-03740/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-25/pdf/2026-03740.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-03740.pdf?1771940711","publication_date":"2026-02-25","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"activity related to this system of <span class=\"match\">records</span> that has not been otherwise identified in this Notice and who need to have access to the <span class=\"match\">records</span> in order to perform their activity.\n \n POLICIES AND PRACTICES FOR STORAGE OF <span class=\"match\">RECORDS</span>: \n The <span class=\"match\">information</span> pertaining to the CRM includes electronic <span class=\"match\">records</span>, files, data, <span class=\"match\">records</span>, and may include audio recordings of calls. <span class=\"match\">Records</span> are maintained in secure, limited access areas. Physical entry by unauthorized persons is restricted through use of locks, passwords, and other <span class=\"match\">security</span> measures. Both USAC and its contractors"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974, the Export Import Bank of the United States (\"EXIM\", \"EXIM Bank\", or \"The Bank\") proposes to update a system of records notice (\"SORN\"). The updated system of records described in this notice, EXIM Financial Management System- Next Generation, supports flexible financial accounting, control and disbursement of funds, management accounting, loan and guarantee servicing, and financial report processes. Information contained in Financial Management System--Next Generation include but is not limited to: Customer name, the name of the \"Care Of\" entity, U.S. address, foreign address, and foreign contact name, bank account information, Corporate Name, Corporate Address, Phone Number, Employer Identification Number (EIN), and banking account and banking routing number. The purpose of this notice is to update the routine uses of this system to comport to the requirements of M-25-32--Preventing Improper Payments and Protecting Privacy through the Do Not Pay--issued by OMB on August 20, 2025.","document_number":"2026-05932","html_url":"https://www.federalregister.gov/documents/2026/03/27/2026-05932/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-27/pdf/2026-05932.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05932.pdf?1774529107","publication_date":"2026-03-27","agencies":[{"raw_name":"EXPORT-IMPORT BANK","name":"Export-Import Bank","id":151,"url":"https://www.federalregister.gov/agencies/export-import-bank","json_url":"https://www.federalregister.gov/api/v1/agencies/151","parent_id":null,"slug":"export-import-bank"}],"excerpts":"accordance with the National Archives and <span class=\"match\">Record</span> Administration's (“NARA”) Basic Laws and Authorities (44 U.S.C. 3301, \n et seq. \n ) or an EXIM Bank <span class=\"match\">records</span> disposition schedule approved by NARA.\n \n FMS-NG data is considered a temporary Federal <span class=\"match\">Record</span> with the retention period subject to the applicable <span class=\"match\">Record</span> Schedules. FMS-NG is designed to mark <span class=\"match\">records</span> inactive when no longer required for EXIM business, whereupon these <span class=\"match\">records</span> become subject to the retention period as defined by the applicable <span class=\"match\">Records</span> Schedule. <span class=\"match\">Records</span> that are at the end of the specified"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended, the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled \"Aid Awareness and Application Processing\" (18-11-21). This system maintains information necessary for the Department to process applications for Federal student financial program assistance under title IV of the Higher Education Act of 1965, as amended (HEA); to perform the responsibilities of the Federal Student Aid (FSA) Ombudsman; to provide Federal student loan repayment relief including under the borrower defense to repayment regulations; to notify aid applicants and aid recipients of aid program opportunities and updates under title IV of the HEA via digital communication channels; and to maintain the StudentAid.gov website as the front end for assisting customers with all of their Federal student financial aid needs throughout the student aid lifecycle. The Department's Digital and Customer Care (DCC) Information Technology (IT) system collects the electronic records maintained in the Aid Awareness and Application Processing (AAAP) system.","document_number":"2026-07825","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07825/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07825.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07825.pdf?1776775515","publication_date":"2026-04-22","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"The DCC IT system also sends the following <span class=\"match\">information</span> to the EDMAPS system for analytics and reporting: case <span class=\"match\">information</span> including complaints, and OIG fraud referral data. <span class=\"match\">Information</span> includes, but is not limited to: SSN, DOB, address, phone, and email. Additionally, some <span class=\"match\">information</span> from Federal Loan Servicers' systems (covered by the “Common Services for Borrowers (CSB)” (18-11-16) system of <span class=\"match\">records</span>) is accessible on \n StudentAid.gov \n to allow <span class=\"match\">customers</span> to view their payment <span class=\"match\">information</span>, loan <span class=\"match\">information</span>, and to make payments on \n StudentAid.gov"},{"title":"Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Guidance Regarding Unauthorized Access to Customer Information","type":"Notice","abstract":"The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, \"Guidance Regarding Unauthorized Access to Customer Information.\" The OCC also is giving notice that it has sent the collection to OMB for review.","document_number":"2025-15202","html_url":"https://www.federalregister.gov/documents/2025/08/11/2025-15202/agency-information-collection-activities-information-collection-renewal-submission-for-omb-review","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-11/pdf/2025-15202.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-15202.pdf?1754657143","publication_date":"2025-08-11","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"technical, and physical safeguards: (1) to insure the <span class=\"match\">security</span> and <span class=\"match\">confidentiality</span> of <span class=\"match\">customer</span> <span class=\"match\">records</span> and <span class=\"match\">information</span>; (2) to <span class=\"match\">protect</span> against any anticipated threats or hazards to the <span class=\"match\">security</span> or integrity of such <span class=\"match\">records</span>; and (3) to <span class=\"match\">protect</span> against unauthorized access to, or use of, such <span class=\"match\">records</span> or <span class=\"match\">information</span> that could result in substantial harm or inconvenience to any <span class=\"match\">customer</span>.\n \n The Interagency Guidelines Establishing <span class=\"match\">Information</span> <span class=\"match\">Security</span> Standards, 12 CFR part 30, appendix B (<span class=\"match\">Security</span> Guidelines), which implement section 501(b), require each"},{"title":"Proposal To Provide Exemptive Relief To Facilitate Cross-Margining of Customer Positions Cleared at Chicago Mercantile Exchange, Inc. and Fixed Income Clearing Corporation","type":"Proposed Rule","abstract":"The Commodity Futures Trading Commission (\"CFTC\" or \"Commission\") is proposing to issue an order pursuant to the Commodity Exchange Act (\"CEA\") that would provide exemptive relief from the CEA and Commission regulations related to segregation and protection of futures customer funds. The order would permit joint clearing members of the Chicago Mercantile Exchange, Inc. (\"CME\") and the Fixed Income Clearing Corporation (\"FICC\") that are dually registered as broker-dealers with the Securities and Exchange Commission (\"SEC\") and futures commission merchants (\"FCMs\") with the Commission (\"BD-FCMs\") to hold futures customer funds in a commingled customer account at FICC.","document_number":"2025-23150","html_url":"https://www.federalregister.gov/documents/2025/12/17/2025-23150/proposal-to-provide-exemptive-relief-to-facilitate-cross-margining-of-customer-positions-cleared-at","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-17/pdf/2025-23150.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-23150.pdf?1765892727","publication_date":"2025-12-17","agencies":[{"raw_name":"COMMODITY FUTURES TRADING COMMISSION","name":"Commodity Futures Trading Commission","id":77,"url":"https://www.federalregister.gov/agencies/commodity-futures-trading-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/77","parent_id":null,"slug":"commodity-futures-trading-commission"}],"excerpts":"in the name of the BD-FCM for the benefit of its cross-margining <span class=\"match\">customers</span>, which are futures <span class=\"match\">customers</span>. Similarly, FICC would <span class=\"match\">record</span> a cross-margining <span class=\"match\">customer's</span> positions in a FICC XM <span class=\"match\">Customer</span> Position Account, which would be an account of the BD-FCM that is established for the purpose of \n \n recording the transactions of cross-margining <span class=\"match\">customers</span>. The BD-FCM will also <span class=\"match\">record</span> on its books and <span class=\"match\">records</span> the XM <span class=\"match\">Securities</span> <span class=\"match\">Customer</span> Property as being held in the BD-FCM's futures <span class=\"match\">customer</span> account, and such property will be intended to serve as collateral"},{"title":"Agency Information Collection Activities: Information Collection Renewal; Comment Request; Guidance Regarding Unauthorized Access to Customer Information","type":"Notice","abstract":"The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on a continuing information collection as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and respondents are not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, \"Guidance Regarding Unauthorized Access to Customer Information.\"","document_number":"2025-09963","html_url":"https://www.federalregister.gov/documents/2025/06/03/2025-09963/agency-information-collection-activities-information-collection-renewal-comment-request-guidance","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-03/pdf/2025-09963.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-09963.pdf?1748868310","publication_date":"2025-06-03","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"excerpts":"technical, and physical safeguards: (1) to insure the <span class=\"match\">security</span> and <span class=\"match\">confidentiality</span> of <span class=\"match\">customer</span> <span class=\"match\">records</span> and <span class=\"match\">information</span>; (2) to <span class=\"match\">protect</span> against any anticipated threats or hazards to the <span class=\"match\">security</span> or integrity of such <span class=\"match\">records</span>; and (3) to <span class=\"match\">protect</span> against unauthorized access to, or use of, such <span class=\"match\">records</span> or <span class=\"match\">information</span> that could result in substantial harm or inconvenience to any <span class=\"match\">customer</span>.\n \n The Interagency Guidelines Establishing <span class=\"match\">Information</span> <span class=\"match\">Security</span> Standards, 12 CFR part 30, appendix B (<span class=\"match\">Security</span> Guidelines), which implement section 501(b), require each"},{"title":"Daily Computation of Customer and Broker-Dealer Reserve Requirements Under the Broker-Dealer Customer Protection Rule","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is adopting amendments to the broker-dealer customer protection rule to require certain broker-dealers to perform their reserve computations for accounts of customers and proprietary accounts of broker-dealers and make any required deposits into their reserve bank accounts daily rather than weekly. The Commission also is adopting amendments to the broker-dealer net capital rule and customer protection rule to permit certain broker-dealers that perform a daily reserve computation for accounts of customers to reduce aggregate debit items (i.e., customer- related receivables) by 2% rather than 3% as part of the computation. Finally, the Commission is adopting technical amendments to the Financial and Operational Combined Uniform Single Report (\"FOCUS Report\") to conform it to the amendments with respect to the lowering of the debit reduction from 3% to 2%.","document_number":"2024-31178","html_url":"https://www.federalregister.gov/documents/2025/01/13/2024-31178/daily-computation-of-customer-and-broker-dealer-reserve-requirements-under-the-broker-dealer","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-13/pdf/2024-31178.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31178.pdf?1736516722","publication_date":"2025-01-13","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"owed to <span class=\"match\">customers</span>) and funds obtained through the use of <span class=\"match\">customer</span> <span class=\"match\">securities</span> (\n e.g., \n a loan from a bank collateralized with <span class=\"match\">customer</span> margin <span class=\"match\">securities</span>).\n 56 \n \n The debit items include money owed by <span class=\"match\">customers</span> (\n e.g., \n from margin lending), <span class=\"match\">securities</span> borrowed by the carrying broker-dealer to effectuate <span class=\"match\">customer</span> short sales, and margin required and on deposit with certain clearing agencies as a consequence of <span class=\"match\">customer</span> <span class=\"match\">securities</span> transactions.\n 57 \n \n If credit items exceed debit items, the net amount must be on deposit in the <span class=\"match\">customer</span> reserve"},{"title":"Regulation S-P: Privacy of Consumer Financial Information and Safeguarding Customer Information","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\" or \"SEC\") is adopting rule amendments that will require brokers and dealers (or \"broker-dealers\"), investment companies, investment advisers registered with the Commission (\"registered investment advisers\"), funding portals, and transfer agents registered with the Commission or another appropriate regulatory agency (\"ARA\") as defined in the Securities Exchange Act of 1934 (\"transfer agents\") to adopt written policies and procedures for incident response programs to address unauthorized access to or use of customer information, including procedures for providing timely notification to individuals affected by an incident involving sensitive customer information with details about the incident and information designed to help affected individuals respond appropriately. In addition, the amendments extend the application of requirements to safeguard customer records and information to transfer agents; broaden the scope of information covered by the requirements for safeguarding customer records and information and for properly disposing of consumer report information; impose requirements to maintain written records documenting compliance with the amended rules; and conform annual privacy notice delivery provisions to the terms of an exception provided by a statutory amendment to the Gramm-Leach-Bliley Act (\"GLBA\").","document_number":"2024-11116","html_url":"https://www.federalregister.gov/documents/2024/06/03/2024-11116/regulation-s-p-privacy-of-consumer-financial-information-and-safeguarding-customer-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-03/pdf/2024-11116.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-11116.pdf?1717159514","publication_date":"2024-06-03","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"should be limited to sensitive <span class=\"match\">customer</span> <span class=\"match\">information</span> (and not encompass all nonpublic <span class=\"match\">customer</span> <span class=\"match\">information</span>).\n 52 \n \n According to one commenter, because sensitive <span class=\"match\">customer</span> <span class=\"match\">information</span> is the <span class=\"match\">information</span> likely to cause substantial harm or inconvenience to a <span class=\"match\">customer</span> and that requires notification to <span class=\"match\">customers</span>, it follows that incident response programs should be tailored to sensitive <span class=\"match\">customer</span> <span class=\"match\">information</span>.\n 53 \n \n The other commenter stated that clients would view the protection of their sensitive <span class=\"match\">customer</span> <span class=\"match\">information</span> as a critically important aspect"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"Pursuant to the Privacy Act of 1974, the Export-Import Bank of the United States (\"EXIM\", \"EXIM Bank\", or \"The Bank\") proposes a new system of records notice (\"SORN\"). The new system of records described in this notice, EXIM PERSEC IQ, will enable EXIM's Security Office staff to store and manage EXIM personnel security information, manage the integrated workflow processes and activities, manage caseloads, and reporting capabilities relative to personnel security investigations. Records in the system are used to document and support decisions regarding the suitability, eligibility, and fitness of applicants for Federal and contract employment to include students, interns, or volunteers to the extent that their duties require access to Federal facilities, information, systems, or applications. Additionally, records may be used to document security violations and supervisory actions taken. Information contained in PERSEC IQ includes but is not limited to: Employment records, education history, credit history, subjects' previous addresses, names of friends, neighbors, and associates, selective service records, military history, citizenship, pre-employment waivers, Background Investigations (BIs), security clearances, Sensitive Compartmented Information (SCI) access, clearance receipts (reciprocity), reinvestigations, completion dates of various security checks, and adjudication status/notes and decisions.","document_number":"2025-04894","html_url":"https://www.federalregister.gov/documents/2025/03/21/2025-04894/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-03-21/pdf/2025-04894.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-04894.pdf?1742474718","publication_date":"2025-03-21","agencies":[{"raw_name":"EXPORT-IMPORT BANK","name":"Export-Import Bank","id":151,"url":"https://www.federalregister.gov/agencies/export-import-bank","json_url":"https://www.federalregister.gov/api/v1/agencies/151","parent_id":null,"slug":"export-import-bank"}],"excerpts":"POLICIES AND PRACTICES FOR RETRIEVAL OF <span class=\"match\">RECORDS</span>: \n Comprehensive electronic <span class=\"match\">records</span> are maintained by the <span class=\"match\">Security</span> Office and stored in the PERSEC IQ electronic database. Access to the <span class=\"match\">records</span> is restricted to those with specific roles in the Single Sign-On process. Retrieval of electronic <span class=\"match\">records</span> will require an individual name or social <span class=\"match\">security</span> number query to produce <span class=\"match\">records</span> of an employee, contractor, student, intern, or volunteer. \n POLICIES AND PRACTICES FOR RETENTION AND DISPOSAL OF <span class=\"match\">RECORDS</span>: \n \n <span class=\"match\">Records</span> are archived/disposed of during the routine"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"The United States Postal Service (USPS) is proposing to revise two Privacy Act Systems of Records. These updates are being made to streamline USPS' policy creation and review process, to enhance USPS' capacity for oversight and security in their eCommerce environments, and to support enhanced USPS IT search services.","document_number":"2026-00250","html_url":"https://www.federalregister.gov/documents/2026/01/09/2026-00250/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-09/pdf/2026-00250.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-00250.pdf?1767879912","publication_date":"2026-01-09","agencies":[{"raw_name":"POSTAL SERVICE","name":"Postal Service","id":410,"url":"https://www.federalregister.gov/agencies/postal-service","json_url":"https://www.federalregister.gov/api/v1/agencies/410","parent_id":null,"slug":"postal-service"}],"excerpts":"To provide active and passive monitoring of <span class=\"match\">information</span> systems, applications, software, devices, and users for <span class=\"match\">information</span> <span class=\"match\">security</span> risks. \n 7. To review <span class=\"match\">information</span> systems, applications, software, devices, and users to ensure compliance with USPS regulations. \n 8. To facilitate and support cybersecurity investigations of detected or reported <span class=\"match\">information</span> <span class=\"match\">security</span> incidents. \n 9. To administer programs, processes, and procedures to assess <span class=\"match\">information</span> <span class=\"match\">security</span> risks and to detect <span class=\"match\">information</span> <span class=\"match\">security</span> threats and vulnerabilities. \n 10. To provide"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"This notice informs the public of the National Credit Union Administration's (NCUA's) proposal to modify system of records notice NCUA-19. This system of records serves as the core financial and acquisition system and integrates NCUA's program, financial, and budgetary information.","document_number":"2025-23364","html_url":"https://www.federalregister.gov/documents/2025/12/19/2025-23364/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-19/pdf/2025-23364.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-23364.pdf?1766065516","publication_date":"2025-12-19","agencies":[{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"excerpts":"RETENTION AND DISPOSAL OF <span class=\"match\">RECORDS</span>: \n <span class=\"match\">Records</span> are maintained and disposed of in accordance with the General <span class=\"match\">Records</span> Retention Schedules issued by the National Archives and <span class=\"match\">Records</span> Administration (NARA). \n ADMINISTRATIVE, TECHNICAL, AND PHYSICAL SAFEGUARDS: \n NCUA has implemented the appropriate administrative, technical, and physical controls in accordance with the Federal <span class=\"match\">Information</span> <span class=\"match\">Security</span> Modernization Act of 2014, Public Law 113-283, S. 2521, and NCUA's <span class=\"match\">information</span> <span class=\"match\">security</span> policies to <span class=\"match\">protect</span> the <span class=\"match\">confidentiality</span>, integrity, and availability"},{"title":"Disclosure of Information","type":"Proposed Rule","abstract":"The Federal Deposit Insurance Corporation (FDIC) is inviting comment on a notice of proposed rulemaking that would update, clarify, and supplement the FDIC's regulations regarding the disclosure of confidential information by the FDIC and other parties, including by enhancing the ability of insured depository institutions to share confidential supervisory information with affiliates and certain other entities for appropriate business purposes, without seeking prior authorization from the FDIC. The proposal also would significantly simplify and clarify the requirements and restrictions applicable to the FDIC's discretionary disclosure of confidential information. Finally, the proposal would update and simplify the FDIC's rules regarding disclosures required under the Freedom of Information Act and would clarify how and when FDIC information may be disclosed in connection with legal proceedings and as a result of service of process made upon the FDIC and its directors, officers, and employees.","document_number":"2026-13123","html_url":"https://www.federalregister.gov/documents/2026/06/30/2026-13123/disclosure-of-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-30/pdf/2026-13123.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13123.pdf?1782737111","publication_date":"2026-06-30","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"designees, who have primary responsibility for FDIC <span class=\"match\">records</span> or <span class=\"match\">information</span>; and deputies to the chairperson of the FDIC Board of Directors, to the extent such officials have primary responsibility for FDIC <span class=\"match\">records</span> or <span class=\"match\">information</span>.\n \n \n <span class=\"match\">Confidential</span> <span class=\"match\">information</span> \n would mean any FDIC <span class=\"match\">record</span> or other FDIC <span class=\"match\">information</span> in any form that is exempt from disclosure under FOIA, and any <span class=\"match\">information</span> derived from or related to such FDIC <span class=\"match\">record</span> or <span class=\"match\">information</span>. This would include but is not limited to <span class=\"match\">information</span> about FDIC's supervision or resolution of depository"},{"title":"Agency Information Collection Activities; Proposed OMB Generic Clearance; Comment Request; Generic Clearance for Information Collection Using Voluntary Surveys for Studies Conducted by the Federal Trade Commission Bureau of Economics To Support the FTC's Missions To Protect Consumers and Competition","type":"Notice","abstract":"The Federal Trade Commission (FTC) is seeking public comment on the proposed generic clearance for information collection using voluntary surveys titled, \"Generic Clearance for Information Collection Using Voluntary Surveys for Studies Conducted by the Federal Trade Commission Bureau of Economics to Support the FTC's Missions to Protect Consumers and Competition.\" The proposed information collection requirements described below are being submitted to the Office of Management and Budget (\"OMB\") for review, as required by the Paperwork Reduction Act.","document_number":"2026-12502","html_url":"https://www.federalregister.gov/documents/2026/06/22/2026-12502/agency-information-collection-activities-proposed-omb-generic-clearance-comment-request-generic","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-22/pdf/2026-12502.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12502.pdf?1781786727","publication_date":"2026-06-22","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"excerpts":"sensitive health <span class=\"match\">information</span>, such as medical <span class=\"match\">records</span> or other individually identifiable health <span class=\"match\">information</span>. In addition, your comment should not include any “trade secret or any commercial or financial <span class=\"match\">information</span> which . . . is privileged or <span class=\"match\">confidential</span>”—as provided by Section 6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2)—including in particular competitively sensitive <span class=\"match\">information</span> such as costs, sales statistics, inventories, formulas, patterns, devices, manufacturing processes, or <span class=\"match\">customer</span> names. \n \n Josephine"},{"title":"Availability of Information and Records to the Public","type":"Rule","abstract":"The Social Security Administration (SSA) is finalizing revisions to our Freedom of Information Act (FOIA) regulations to conform with the requirements of the FOIA Improvement Act of 2016. The FOIA Improvement Act of 2016 requires Federal agencies to issue regulations on procedures for disclosure of records consistent with the amendments to the FOIA by such Act. We are also finalizing the reorganization of our FOIA regulation to make our FOIA procedures easier for the public to understand and use.","document_number":"2024-29647","html_url":"https://www.federalregister.gov/documents/2024/12/18/2024-29647/availability-of-information-and-records-to-the-public","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-18/pdf/2024-29647.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29647.pdf?1734443142","publication_date":"2024-12-18","agencies":[{"raw_name":"Social Security Administration","name":"Social Security Administration","id":470,"url":"https://www.federalregister.gov/agencies/social-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/470","parent_id":null,"slug":"social-security-administration"}],"excerpts":"preparing the <span class=\"match\">records</span> for duplication, including the time spent in preparing the <span class=\"match\">records</span> for duplication (\n i.e., \n materials used, <span class=\"match\">records</span>/database retrieval, employee and contractor time, as well as systems processing time).\n \n \n <span class=\"match\">Record</span>(s) \n means any <span class=\"match\">information</span> maintained by an agency, regardless of format, that is made or received in connection with official agency business that is under the agency's control at the time of the FOIA request. <span class=\"match\">Record</span>(s) includes any <span class=\"match\">information</span> maintained for an agency by a third party.\n \n (1) <span class=\"match\">Record</span>(s) does not"},{"title":"Permitted Payment Stablecoin Issuer Customer Identification Program","type":"Proposed Rule","abstract":"The Financial Crimes Enforcement Network (FinCEN), together with the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA) are jointly issuing this proposed rule to implement certain provisions of the Guiding and Establishing National and Innovation for U.S. Stablecoins Act (GENIUS Act). Specifically, this rulemaking implements the GENIUS Act's directives to treat permitted payment stablecoin issuers as financial institutions under the Bank Secrecy Act and to require issuers to maintain an effective customer identification program.","document_number":"2026-12460","html_url":"https://www.federalregister.gov/documents/2026/06/22/2026-12460/permitted-payment-stablecoin-issuer-customer-identification-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-22/pdf/2026-12460.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12460.pdf?1781786722","publication_date":"2026-06-22","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"excerpts":"Approach to Assessing <span class=\"match\">Customer</span> Relationships and Conducting <span class=\"match\">Customer</span> Due Diligence \n (July 6, 2022), available at \n https://www.fincen.gov/news/news-releases/joint-statement-risk-based-approach-assessing-<span class=\"match\">customer</span>-relationships-and. \n \n \n i. Proposed 31 CFR 1033.220(a)(2)(i)—<span class=\"match\">Customer</span> <span class=\"match\">Information</span> Required \n Proposed § 1033.220(a)(2)(i) would specify identifying <span class=\"match\">information</span> that a CIP must account for in procedures for opening an account. The proposed rule would require a PPSI to obtain from each <span class=\"match\">customer</span> the following <span class=\"match\">information</span> prior to opening an"}]}