{"description":"Documents matching 'security failure compromised consumer information'","count":2839,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=security+failure+compromised+consumer+information&format=json&page=2","results":[{"title":"Request for Information Regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public to better understand how companies that offer or provide consumer financial products or services collect, use, share, and protect consumers' personal financial data, such as data harvested from consumer payments. The submissions in response to this request for information will serve to assist the CFPB and policymakers in further understanding the current state of the business practices at these companies and the concerns of consumers as the CFPB exercises its enforcement, supervision, regulatory, and other authorities.","document_number":"2025-00811","html_url":"https://www.federalregister.gov/documents/2025/01/15/2025-00811/request-for-information-regarding-the-collection-use-and-monetization-of-consumer-payment-and-other","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-15/pdf/2025-00811.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00811.pdf?1736862345","publication_date":"2025-01-15","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"interferes with the ability of a <span class=\"match\">consumer</span> to understand a term or condition of a <span class=\"match\">consumer</span> financial product or service; or (2) takes unreasonable advantage of:\n \n —a lack of understanding on the part of the <span class=\"match\">consumer</span> of the material risks, costs, or conditions of the product or service; \n —the inability of the <span class=\"match\">consumer</span> to protect the interests of the <span class=\"match\">consumer</span> in selecting or using a <span class=\"match\">consumer</span> financial product or service; or \n —the reasonable reliance by the <span class=\"match\">consumer</span> on a covered person to act in the interests of the <span class=\"match\">consumer</span>. \n 12 U.S.C. 5531(d). \n \n "},{"title":"Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a final rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information. The FCRA prohibits creditors from considering medical information in credit eligibility determinations. The CFPB is removing a regulatory exception that had permitted creditors to obtain and use information on medical debts notwithstanding this statutory limitation. The final rule also provides that a consumer reporting agency generally may not furnish to a creditor a consumer report containing information on medical debt that the creditor is prohibited from using.","document_number":"2024-30824","html_url":"https://www.federalregister.gov/documents/2025/01/14/2024-30824/prohibition-on-creditors-and-consumer-reporting-agencies-concerning-medical-information-regulation-v","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-14/pdf/2024-30824.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30824.pdf?1736775917","publication_date":"2025-01-14","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"(last visited Dec. 2, 2024).\n \n \n Medical Debt and <span class=\"match\">Consumer</span> Reporting \n \n <span class=\"match\">Information</span> about medical debt is used in different ways in the financial system. <span class=\"match\">Consumer</span> reporting agencies play a key role in assembling and evaluating <span class=\"match\">consumer</span> credit and other <span class=\"match\">information</span> on <span class=\"match\">consumers</span> \n 24 \n \n —including <span class=\"match\">information</span> about a <span class=\"match\">consumer's</span> medical debt—and in providing <span class=\"match\">consumer</span> reports to other companies for employment, housing, insurance, and other decisions.\n 25 \n \n Medical debt <span class=\"match\">information</span> on a <span class=\"match\">consumer</span> report can increase the cost and reduce the availability"},{"title":"Regulation S-P: Privacy of Consumer Financial Information and Safeguarding Customer Information","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\" or \"SEC\") is adopting rule amendments that will require brokers and dealers (or \"broker-dealers\"), investment companies, investment advisers registered with the Commission (\"registered investment advisers\"), funding portals, and transfer agents registered with the Commission or another appropriate regulatory agency (\"ARA\") as defined in the Securities Exchange Act of 1934 (\"transfer agents\") to adopt written policies and procedures for incident response programs to address unauthorized access to or use of customer information, including procedures for providing timely notification to individuals affected by an incident involving sensitive customer information with details about the incident and information designed to help affected individuals respond appropriately. In addition, the amendments extend the application of requirements to safeguard customer records and information to transfer agents; broaden the scope of information covered by the requirements for safeguarding customer records and information and for properly disposing of consumer report information; impose requirements to maintain written records documenting compliance with the amended rules; and conform annual privacy notice delivery provisions to the terms of an exception provided by a statutory amendment to the Gramm-Leach-Bliley Act (\"GLBA\").","document_number":"2024-11116","html_url":"https://www.federalregister.gov/documents/2024/06/03/2024-11116/regulation-s-p-privacy-of-consumer-financial-information-and-safeguarding-customer-information","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-06-03/pdf/2024-11116.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-11116.pdf?1717159514","publication_date":"2024-06-03","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"customer <span class=\"match\">information</span>, including procedures for providing timely notification to individuals affected by an incident involving sensitive customer <span class=\"match\">information</span> with details about the incident and <span class=\"match\">information</span> designed to help affected individuals respond appropriately. In addition, the amendments extend the application of requirements to safeguard customer records and <span class=\"match\">information</span> to transfer agents; broaden the scope of <span class=\"match\">information</span> covered by the requirements for safeguarding customer records and <span class=\"match\">information</span> and for properly disposing of <span class=\"match\">consumer</span> report"},{"title":"Fair Lending Report of the Consumer Financial Protection Bureau","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing its eleventh Fair Lending Report of the Consumer Financial Protection Bureau (Fair Lending Report) to Congress. The CFPB is committed to ensuring fair, equitable, and nondiscriminatory access to credit for both individuals and communities. This report describes our fair lending activities in supervision and enforcement; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2023.","document_number":"2024-14533","html_url":"https://www.federalregister.gov/documents/2024/07/02/2024-14533/fair-lending-report-of-the-consumer-financial-protection-bureau","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-02/pdf/2024-14533.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14533.pdf?1719837925","publication_date":"2024-07-02","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":" or adverse action on the application; <span class=\"match\">failure</span> to provide appropriate notice to the applicant 30 days after taking adverse action on an incomplete application; <span class=\"match\">failure</span> to provide sufficient <span class=\"match\">information</span> in an adverse action notification, including the specific reasons for the action taken\n \n \n OCC,\n 78 \n NCUA,\n 79 \n FRB,\n 80 \n FDIC,\n 81 \n CFPB.\n 82 \n \n \n \n \n 12 CFR 1002.13(a)(1), (b): <span class=\"match\">Information</span> for Monitoring Purposes \n —<span class=\"match\">Failure</span> to obtain <span class=\"match\">information</span> for monitoring purposes; <span class=\"match\">failure</span> to request <span class=\"match\">information</span> on an application pertaining to the applicant's"},{"title":"Energy Conservation Program: Energy Conservation Standards for Dishwashers, Residential Clothes Washers, and Consumer Clothes Dryers","type":"Rule","abstract":"In light of the United States Court of Appeals for the Fifth Circuit granting a petition for review of a final rule published by the U.S. Department of Energy (\"DOE\") on January 19, 2022, and remanding the matter to DOE for further proceedings, DOE has considered the factors outlined by the Fifth Circuit on whether \"short-cycle\" product classes for dishwashers, residential clothes washers, and consumer clothes dryers are warranted under the Energy Policy and Conservation Act and confirms the withdrawal of \"short-cycle\" product classes in the January 19, 2022, final rule.","document_number":"2024-30797","html_url":"https://www.federalregister.gov/documents/2024/12/27/2024-30797/energy-conservation-program-energy-conservation-standards-for-dishwashers-residential-clothes","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-27/pdf/2024-30797.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30797.pdf?1735220720","publication_date":"2024-12-27","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"}],"excerpts":"unnecessary for these products because (1) <span class=\"match\">consumers</span> already have access to short cycle settings on <span class=\"match\">consumer</span> clothes dryers; (2) <span class=\"match\">consumers</span> use short cycles relatively infrequently; (3) <span class=\"match\">consumers</span> are satisfied with high-efficiency appliances; (4) <span class=\"match\">consumers</span> are satisfied with appliances that have fast cycle options; and (5) cost-effective technologies are available to improve the efficiency of <span class=\"match\">consumer</span> clothes dryers while reducing cycle times. NEEA added that leveraged sales data from the Northwest, <span class=\"match\">consumer</span> use data from regional field studies (“RBSA”)"},{"title":"Securing the Information and Communications Technology and Services Supply Chain: Connected Vehicles","type":"Rule","abstract":"This final rule, published by the Department of Commerce's (Department) Bureau of Industry and Security (BIS), sets forth regulations and procedures to address undue or unacceptable risks to national security and U.S. persons posed by classes of transactions involving information and communications technology and services (ICTS) that are designed, developed, manufactured, or supplied by persons owned by, controlled by, or subject to the jurisdiction or direction of certain foreign adversaries and that are integral to connected vehicles as defined herein.","document_number":"2025-00592","html_url":"https://www.federalregister.gov/documents/2025/01/16/2025-00592/securing-the-information-and-communications-technology-and-services-supply-chain-connected-vehicles","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-16/pdf/2025-00592.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00592.pdf?1736862326","publication_date":"2025-01-16","agencies":[{"raw_name":"DEPARTMENT OF COMMERCE","name":"Commerce Department","id":54,"url":"https://www.federalregister.gov/agencies/commerce-department","json_url":"https://www.federalregister.gov/api/v1/agencies/54","parent_id":null,"slug":"commerce-department"},{"raw_name":"Bureau of Industry and Security","name":"Industry and Security Bureau","id":241,"url":"https://www.federalregister.gov/agencies/industry-and-security-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/241","parent_id":54,"slug":"industry-and-security-bureau"}],"excerpts":"the exfiltration of data and remote manipulation of connected vehicles by the PRC and Russia pose undue or unacceptable risks to U.S. national <span class=\"match\">security</span> and to the safety and <span class=\"match\">security</span> of U.S. persons. These risks, moreover, present an urgent national <span class=\"match\">security</span> risk to the safety and <span class=\"match\">security</span> of technology used in the United States and to U.S. persons. \n The PRC has pre-positioned malware on U.S. <span class=\"match\">information</span> technology and critical infrastructure networks. The PRC has also set objectives for the completion of the People's Liberation Army's (PLA) modernization"},{"title":"Cybersecurity Labeling for Internet of Things","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission or FCC) establishes a voluntary cybersecurity labeling program for wireless consumer Internet of Things, or IoT, products. The program will provide consumers with an easy-to-understand and quickly recognizable FCC IoT Label that includes the U.S. Cyber Trust Mark and a QR code linked to a dynamic, decentralized, publicly available registry of more detailed cybersecurity information. This program will help consumers make safer purchasing decisions, raise consumer confidence regarding the cybersecurity of the IoT products they buy, and encourage manufacturers to develop IoT products with security-by- design principles in mind.","document_number":"2024-14148","html_url":"https://www.federalregister.gov/documents/2024/07/30/2024-14148/cybersecurity-labeling-for-internet-of-things","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-07-30/pdf/2024-14148.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-14148.pdf?1722257113","publication_date":"2024-07-30","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"for wireless <span class=\"match\">consumer</span> Internet of Things, or IoT, products. The program will provide <span class=\"match\">consumers</span> with an easy-to-understand and quickly recognizable FCC IoT Label that includes the U.S. Cyber Trust Mark and a QR code linked to a dynamic, decentralized, publicly available registry of more detailed cybersecurity <span class=\"match\">information</span>. This program will help <span class=\"match\">consumers</span> make safer purchasing decisions, raise <span class=\"match\">consumer</span> confidence regarding the cybersecurity of the IoT products they buy, and encourage manufacturers to develop IoT products with <span class=\"match\">security</span>-by-design principles"},{"title":"Review of Submarine Cable Landing License Rules and Procedures To Assess Evolving National Security, Law Enforcement, Foreign Policy, and Trade Policy Risks","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission or FCC) adopted a Report and Order that updates the Commission's submarine cable licensing process and adopts rule changes to protect critical U.S. communications infrastructure against foreign adversary threats, specifically those posed by an entity that is owned by, controlled by, or subject to the jurisdiction or direction of a foreign adversary. The Report and Order adopts a requirement for certain licensees to file an annual report about the licensee, submarine cable system ownership, and submarine cable operations. The Report and Order adopts a one-time information collection for licensees to identify, among other things, how many entities currently own or operate submarine line terminal equipment (SLTEs) on existing licensed cable systems. The Report and Order also requires applicants and licensees to certify that they have created, updated, and implemented a cybersecurity and physical security risk management plan and requires applicants to certify that the submarine cable system will not use equipment or services identified on the Commission's Covered List. With respect to the circuit capacity data collection, the Report and Order adopts streamlined rules and eliminates the requirement for licensees to file a cable operator report about the capacity on a cable and clarify the types of capacity that need to be reported on an annual basis.","document_number":"2025-19658","html_url":"https://www.federalregister.gov/documents/2025/10/27/2025-19658/review-of-submarine-cable-landing-license-rules-and-procedures-to-assess-evolving-national-security","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-27/pdf/2025-19658.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19658.pdf?1761309905","publication_date":"2025-10-27","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"indefinitely delayed. The One-Time <span class=\"match\">Information</span> Collection will also be indefinitely delayed. The Commission will publish a document in the \n Federal Register \n announcing the effective date of these rule sections and the One-Time <span class=\"match\">Information</span> Collection.\n \n \n \n FOR FURTHER <span class=\"match\">INFORMATION</span> CONTACT: \n \n Desiree Hanssen, Office of International Affairs, Telecommunications and Analysis Division, at \n desiree.hanssen@fcc.gov \n or at (202) 418-0887. For additional <span class=\"match\">information</span> concerning the Paperwork Reduction Act <span class=\"match\">information</span> collection requirements contained"},{"title":"Promoting the Integrity and Security of Telecommunications Certification Bodies, Measurement Facilities, and the Equipment Authorization Program","type":"Rule","abstract":"In this document, the Federal Communications Commission (Commission or FCC) requires all recognized telecommunication certification bodies (TCBs), test labs, and laboratory accreditation bodies to certify to the Commission that they are not owned by, controlled by, or subject to the direction of a prohibited entity and to report all equity or voting interests of 5% or greater by any entity. The FCC also amends it rules to state that it will not recognize--and will revoke any existing recognition of--any TCB, test lab, or laboratory accreditation body that fails to provide, or that provides a false or inaccurate, certification; or that fails to provide, or provides false or inaccurate, information regarding equity or voting interests of 5% or greater. The FCC prohibits recognition of any TCB, test lab, or laboratory accreditation body owned by, controlled by, or subject to the direction of a prohibited entity, and prohibits such TCBs, test labs, and laboratory accreditation bodies from participating in the Commission's equipment authorization program, not only with regard to the equipment certification process but also the Supplier's Declaration of Conformity (SDoC) process.","document_number":"2025-14970","html_url":"https://www.federalregister.gov/documents/2025/08/07/2025-14970/promoting-the-integrity-and-security-of-telecommunications-certification-bodies-measurement","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-07/pdf/2025-14970.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-14970.pdf?1754484348","publication_date":"2025-08-07","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"influence and support the integrity and <span class=\"match\">security</span> of the program.\n \n \n The Commission rejects TAF's arguments that there is no need to make changes to the existing authorization system because it has operated effectively to date without national <span class=\"match\">security</span> incidents, and that restricting lab authorization based on national <span class=\"match\">security</span> lacks a technical basis because labs do not modify products and so cannot introduce national <span class=\"match\">security</span> issues, nor do they possess any <span class=\"match\">information</span> that could threaten national <span class=\"match\">security</span>. A2LA also observed that as part of ISO/IEC"},{"title":"Energy Conservation Program: Energy Conservation Standards for Consumer Water Heaters","type":"Rule","abstract":"The Energy Policy and Conservation Act, as amended (\"EPCA\"), prescribes energy conservation standards for various consumer products and certain commercial and industrial equipment, including consumer water heaters. EPCA also requires the U.S. Department of Energy (\"DOE\" or \"the Department\") to periodically determine whether more stringent standards would be technologically feasible and economically justified, and would result in significant energy savings. In this final rule, DOE is adopting amended energy conservation standards for consumer water heaters. It has determined that the new and amended energy conservation standards for these products would result in significant conservation of energy, and are technologically feasible and economically justified.","document_number":"2024-09209","html_url":"https://www.federalregister.gov/documents/2024/05/06/2024-09209/energy-conservation-program-energy-conservation-standards-for-consumer-water-heaters","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-06/pdf/2024-09209.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-09209.pdf?1714740318","publication_date":"2024-05-06","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"}],"excerpts":"Costs to <span class=\"match\">Consumers</span> \n \n Table I.2 summarizes DOE's evaluation of the economic impacts of the adopted standards on <span class=\"match\">consumers</span> of <span class=\"match\">consumer</span> water heaters, as measured by the average life-cycle cost (“LCC”) savings and the simple payback period (“PBP”).\n 3 \n \n The average LCC savings are positive for all product classes, and the PBP is less than the average lifetime of <span class=\"match\">consumer</span> water heaters, which is estimated to be about 15 years for storage water heaters (\n see \n section IV.F of this document).\n \n \n \n 3 \n  The average LCC savings refer to <span class=\"match\">consumers</span> that"},{"title":"Securing the Information and Communications Technology and Services Supply Chain: Connected Vehicles","type":"Proposed Rule","abstract":"In this notice of proposed rulemaking (NPRM), the Department of Commerce's (Department) Bureau of Industry and Security (BIS) proposes a rule to address undue or unacceptable risks to national security and U.S. persons posed by classes of transactions involving information and communications technology and services (ICTS) that are designed, developed, manufactured, or supplied by persons owned by, controlled by, or subject to the jurisdiction or direction of certain foreign adversaries, and which are integral to connected vehicles, as defined herein. BIS is soliciting comment on this proposed rule, which builds on the advance notice of proposed rulemaking (ANPRM) issued by BIS on March 1, 2024.","document_number":"2024-21903","html_url":"https://www.federalregister.gov/documents/2024/09/26/2024-21903/securing-the-information-and-communications-technology-and-services-supply-chain-connected-vehicles","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-26/pdf/2024-21903.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-21903.pdf?1727205730","publication_date":"2024-09-26","agencies":[{"raw_name":"DEPARTMENT OF COMMERCE","name":"Commerce Department","id":54,"url":"https://www.federalregister.gov/agencies/commerce-department","json_url":"https://www.federalregister.gov/api/v1/agencies/54","parent_id":null,"slug":"commerce-department"},{"raw_name":"Bureau of Industry and Security","name":"Industry and Security Bureau","id":241,"url":"https://www.federalregister.gov/agencies/industry-and-security-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/241","parent_id":54,"slug":"industry-and-security-bureau"}],"excerpts":"comments on the <span class=\"match\">information</span> collection and recordkeeping requirements associated with this proposed rule. These comments will help BIS: \n i. Evaluate whether the <span class=\"match\">information</span> collection is necessary for the proper performance of our agency's functions, including whether the <span class=\"match\">information</span> will have practical utility; \n ii. Evaluate the accuracy of our estimate of the burden of the <span class=\"match\">information</span> collection, including the validity of the methodology and assumptions used; \n iii. Enhance the quality, utility, and clarity of the <span class=\"match\">information</span> to be collected;"},{"title":"Review of Submarine Cable Landing License Rules and Procedures To Assess Evolving National Security, Law Enforcement, Foreign Policy, and Trade Policy Risks; Schedule of Application Fees","type":"Proposed Rule","abstract":"The Federal Communications Commission (\"FCC\" or \"Commission\") takes another important step to protect the Nation's submarine cable infrastructure from threats in an evolving national security and law enforcement landscape by undertaking the first major comprehensive review of the Commission's submarine cable rules since 2001. This review seeks to develop forward-looking rules to better protect submarine cables, identify and mitigate harms affecting national security and law enforcement, and facilitate the deployment of submarine cables and capacity to the market. Among other things, the Commission proposes to adopt a three-year periodic reporting requirement for submarine cable landing licenses; in the alternative, the Commission seeks comment on shortening the current 25-year submarine cable license term or adopting a shorter license term in combination with periodic reporting. The Commission also proposes or seeks comment on codifying the Commission's legal jurisdiction and other legal requirements in its rules to provide regulatory certainty to submarine cable owners and operators. Additionally, the Commission proposes and seeks comment on appropriate applicant and application requirements to account for the evolution of technologies and facilities and changes in the national security landscape over the last two decades and to ensure the Commission has targeted and granular information regarding the ownership, control, use of a submarine cable system, and other things, which are critical to the Commission's review to assess potential national security risks and other important public interest factors. Further, the Commission seeks comment on improving the quality of the circuit capacity data and facilitating the sharing of such information with other Federal agencies. Through these proposals, the Commission seeks to ensure that the Commission is exercising appropriate oversight of submarine cables to safeguard U.S. communications networks.","document_number":"2025-03718","html_url":"https://www.federalregister.gov/documents/2025/03/13/2025-03718/review-of-submarine-cable-landing-license-rules-and-procedures-to-assess-evolving-national-security","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-03-13/pdf/2025-03718.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-03718.pdf?1741783507","publication_date":"2025-03-13","agencies":[{"raw_name":"FEDERAL COMMUNICATIONS COMMISSION","name":"Federal Communications Commission","id":161,"url":"https://www.federalregister.gov/agencies/federal-communications-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/161","parent_id":null,"slug":"federal-communications-commission"}],"excerpts":"provide updated ownership and related submarine cable system <span class=\"match\">information</span> during the 25-year term with the exception of annual circuit capacity data. The annual circuit capacity data, however, lacks critical ownership and facilities <span class=\"match\">information</span> that would allow the Commission and other Government agencies to assess for evolving national <span class=\"match\">security</span> and law enforcement concerns. To ensure that the Commission has the <span class=\"match\">information</span> it needs to timely monitor and continually assess national <span class=\"match\">security</span> or other risks that may arise over the course of a licensee's"},{"title":"Supervisory Highlights, Issue 37 (Winter 2024)","type":"Notice","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing its thirty seventh edition of Supervisory Highlights.","document_number":"2024-31670","html_url":"https://www.federalregister.gov/documents/2025/01/06/2024-31670/supervisory-highlights-issue-37-winter-2024","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-06/pdf/2024-31670.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31670.pdf?1735911927","publication_date":"2025-01-06","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"materially interferes with the ability of a <span class=\"match\">consumer</span> to understand a term or condition of a <span class=\"match\">consumer</span> financial product or service; or (2) takes unreasonable advantage of: a lack of understanding on the part of the <span class=\"match\">consumer</span> of the material risks, costs or conditions of the product or service; the ability of the <span class=\"match\">consumer</span> to protect the interest of the <span class=\"match\">consumer</span> in selecting or using a financial product or service; or the reasonable reliance by the <span class=\"match\">consumer</span> on a covered person to act in the interest of the <span class=\"match\">consumer</span>.\n 23 \n \n Examiners found that lenders engaged"},{"title":"Required Rulemaking on Personal Financial Data Rights","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) is issuing a final rule to carry out the personal financial data rights established by the Consumer Financial Protection Act of 2010 (CFPA). The final rule requires banks, credit unions, and other financial service providers to make consumers' data available upon request to consumers and authorized third parties in a secure and reliable manner; defines obligations for third parties accessing consumers' data, including important privacy protections; and promotes fair, open, and inclusive industry standards.","document_number":"2024-25079","html_url":"https://www.federalregister.gov/documents/2024/11/18/2024-25079/required-rulemaking-on-personal-financial-data-rights","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-18/pdf/2024-25079.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25079.pdf?1731678320","publication_date":"2024-11-18","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"institutions' customer <span class=\"match\">information</span>. These standards generally apply to the <span class=\"match\">security</span> and confidentiality of customer records and <span class=\"match\">information</span>, anticipated threats or hazards to the <span class=\"match\">security</span> or integrity of such records, and unauthorized access to or use of such records or <span class=\"match\">information</span> that could result in substantial harm or inconvenience to any customer.\n \n \n • Provide the <span class=\"match\">consumer</span> with a copy of the authorization disclosure that the <span class=\"match\">consumer</span> has signed electronically or in writing and contact <span class=\"match\">information</span> that enables a <span class=\"match\">consumer</span> to receive answers to"},{"title":"Electronic Submission of Certain Materials Under the Securities Exchange Act of 1934; Amendments Regarding the FOCUS Report","type":"Rule","abstract":"The Securities and Exchange Commission (\"Commission\" or \"SEC\") is amending its rules to require electronic filing or submission of certain forms and other filings or submissions that are required to be filed with or submitted to the Commission under the Securities Exchange Act of 1934 (\"Exchange Act\") and the rules and regulations under the Exchange Act. The amendments require the electronic filing or submission on the Commission's Electronic Data Gathering, Analysis, and Retrieval (\"EDGAR\") system, using structured data where appropriate, for certain forms filed or submitted by self- regulatory organizations (\"SROs\"). The amendments require the information currently contained in Form 19b-4(e) to be publicly posted on the SRO's website and remove the manual signature requirements for SRO proposed rule change filings. The Commission is also requiring that a clearing agency post supplemental material to its website. In addition, the Commission is amending rules under the Exchange Act and the Securities Act of 1933 (\"Securities Act\") to require the electronic filing or submission on EDGAR, using structured data where appropriate, of certain forms, reports, and notices provided by broker- dealers, security-based swap dealers, and major security-based swap participants. The amendments also require withdrawal in certain circumstances of notices filed in connection with an exception to counting certain dealing transactions toward determining whether a person is a security-based swap dealer. Finally, the Commission is allowing electronic signatures in certain broker-dealer filings, and amending the Financial and Operational Combined Uniform Single Report (\"FOCUS Report\") to harmonize with other rules, make technical corrections, and provide clarifications.","document_number":"2024-30433","html_url":"https://www.federalregister.gov/documents/2025/01/21/2024-30433/electronic-submission-of-certain-materials-under-the-securities-exchange-act-of-1934-amendments","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-21/pdf/2024-30433.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-30433.pdf?1737121512","publication_date":"2025-01-21","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"or incomplete; (2) periodic updates of certain <span class=\"match\">information</span> provided in the initial Form 1-N; (3) certain <span class=\"match\">information</span> \n \n that is provided to the <span class=\"match\">Security</span> Futures Product Exchange's members; and (4) a monthly report summarizing the <span class=\"match\">Security</span> Futures Product Exchange's trading of <span class=\"match\">security</span> futures products. The <span class=\"match\">information</span> required to be filed with the Commission pursuant to Rule 6a-4 is designed to enable the Commission to carry out its statutorily mandated oversight functions and to ensure that <span class=\"match\">Security</span> Futures Product Exchanges continue to be in compliance"},{"title":"Designation-Restrict the Operation of Unmanned Aircraft in Close Proximity to a Fixed Site Facility","type":"Proposed Rule","abstract":"This action would implement section 2209, of the FAA Extension, Safety and Security Act of 2016, by establishing a process for operators and proprietors of certain fixed site facilities to request and maintain an unmanned aircraft flight restriction. The proposal also establishes requirements for applicants to demonstrate the unmanned aircraft flight restriction is necessary for: aviation safety, protection of people and property on the ground, national security, or homeland security. Lastly, the proposal identifies the types of operations that are allowed in the unmanned aircraft flight restriction UAFR.","document_number":"2026-08943","html_url":"https://www.federalregister.gov/documents/2026/05/06/2026-08943/designation-restrict-the-operation-of-unmanned-aircraft-in-close-proximity-to-a-fixed-site-facility","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-06/pdf/2026-08943.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08943.pdf?1777985132","publication_date":"2026-05-06","agencies":[{"raw_name":"DEPARTMENT OF TRANSPORTATION","name":"Transportation Department","id":492,"url":"https://www.federalregister.gov/agencies/transportation-department","json_url":"https://www.federalregister.gov/api/v1/agencies/492","parent_id":null,"slug":"transportation-department"},{"raw_name":"Federal Aviation Administration","name":"Federal Aviation Administration","id":159,"url":"https://www.federalregister.gov/agencies/federal-aviation-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/159","parent_id":492,"slug":"federal-aviation-administration"}],"excerpts":"§ 74.50 would require applicants to provide the <span class=\"match\">information</span> described in subpart B of part 74 in a form and manner acceptable to the Administrator. FAA is developing a web-based portal (the UAFR Module) through which applicants can submit all required <span class=\"match\">information</span>. FAA recognizes that some applicants may have confidential business <span class=\"match\">information</span>, including <span class=\"match\">security</span>-related materials. Therefore, FAA developed a system where applicants can provide <span class=\"match\">security</span>-related materials with the appropriate <span class=\"match\">security</span> protections. The draft Advisory Circular, \n Unmanned"},{"title":"National Primary Drinking Water Regulations: Consumer Confidence Reports","type":"Rule","abstract":"The U.S. Environmental Protection Agency (EPA) is revising the Consumer Confidence Report (CCR) Rule in accordance with America's Water Infrastructure Act (AWIA) of 2018 (United States, 2018) and is requiring States, territories, and Tribes with primary enforcement responsibility to report compliance monitoring data (CMD) to the EPA. The revisions will improve the readability, clarity, and understandability of CCRs as well as the accuracy of the information presented, improve risk communication in CCRs, incorporate electronic delivery options, provide supplemental information regarding lead levels and control efforts, and require systems who serve 10,000 or more persons to provide CCRs to customers biannually (twice per year). The final rule requirements for States to submit to the EPA CMD for all National Primary Drinking Water Regulations (NPDWRs) will improve the EPA's ability to fulfill oversight responsibilities under the Safe Drinking Water Act (SDWA).","document_number":"2024-10919","html_url":"https://www.federalregister.gov/documents/2024/05/24/2024-10919/national-primary-drinking-water-regulations-consumer-confidence-reports","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-24/pdf/2024-10919.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-10919.pdf?1716468314","publication_date":"2024-05-24","agencies":[{"raw_name":"ENVIRONMENTAL PROTECTION AGENCY","name":"Environmental Protection Agency","id":145,"url":"https://www.federalregister.gov/agencies/environmental-protection-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/145","parent_id":null,"slug":"environmental-protection-agency"}],"excerpts":"to contact the CWS for additional <span class=\"match\">information</span>, that requirement would be met with the summary section at the beginning of the report. The EPA disagrees with requiring the suggested additional <span class=\"match\">information</span> in the summaries, because if the summary is too long then that defeats the purpose; specifically, additional <span class=\"match\">information</span> could overwhelm the <span class=\"match\">consumers</span> with <span class=\"match\">information</span> that would be better suited for the body of the report. CWSs could choose to include additional <span class=\"match\">information</span>, such as an index to help <span class=\"match\">consumers</span> navigate the report to important elements"},{"title":"Registered Offering Reform","type":"Proposed Rule","abstract":"The Securities and Exchange Commission (\"Commission\") is proposing amendments that are intended to facilitate capital formation in the public securities markets. Specifically, the proposed amendments would make Form S-3 and the ability to conduct shelf offerings available to significantly more issuers, extend certain benefits currently reserved for \"well-known seasoned issuers\" to a broader set of issuers, and modernize Form S-1 by expanding the ability to incorporate information by reference into that form. The proposed amendments also would make conforming changes to the registration, communication, and offering process for certain business development companies and registered closed-end investment companies that register securities on Form N-2. We also are proposing to amend the communication rules to permit broad-based advertising for certain insurance products. In addition, we are proposing certain other amendments that are intended to modernize certain rules. Finally, to mitigate the costs and complexity of conducting a registered offering, the proposed amendments would preempt State securities law registration and qualification requirements for all registered offerings.","document_number":"2026-10373","html_url":"https://www.federalregister.gov/documents/2026/05/26/2026-10373/registered-offering-reform","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-26/pdf/2026-10373.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-10373.pdf?1779453911","publication_date":"2026-05-26","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":" resales of outstanding <span class=\"match\">securities</span> can be registered on Form S-3 if the <span class=\"match\">securities</span> are listed on a national <span class=\"match\">securities</span> exchange or quoted on the automated quotation system of a national <span class=\"match\">securities</span> association.\n 64 \n \n \n \n \n 64 \n  The reference in General Instruction I.B.3 to <span class=\"match\">securities</span> being “quoted on the automated quotation system of a national <span class=\"match\">securities</span> association” is a reference to The Nasdaq Stock Market LLC (“Nasdaq”) before Nasdaq became a national <span class=\"match\">securities</span> exchange. Because Nasdaq is now a national <span class=\"match\">securities</span> exchange, this language"},{"title":"Supply Chain Risk Management Reliability Standards Revisions; Equipment and Services Produced or Provided by Certain Entities Identified as Risks to National Security","type":"Rule","abstract":"The Federal Energy Regulatory Commission (Commission) directs the North American Electric Reliability Corporation (NERC), the Commission-certified Electric Reliability Organization, to develop new or modified Reliability Standards that address the sufficiency of responsible entities' supply chain risk management plans related to the identification of and response to supply chain risks. Further, the Commission directs NERC to develop modifications related to supply chain protections for protected cyber assets. This final action also terminates a related notice of inquiry.","document_number":"2025-18394","html_url":"https://www.federalregister.gov/documents/2025/09/23/2025-18394/supply-chain-risk-management-reliability-standards-revisions-equipment-and-services-produced-or","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-09-23/pdf/2025-18394.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-18394.pdf?1758545114","publication_date":"2025-09-23","agencies":[{"raw_name":"DEPARTMENT OF ENERGY","name":"Energy Department","id":136,"url":"https://www.federalregister.gov/agencies/energy-department","json_url":"https://www.federalregister.gov/api/v1/agencies/136","parent_id":null,"slug":"energy-department"},{"raw_name":"Federal Energy Regulatory Commission","name":"Federal Energy Regulatory Commission","id":167,"url":"https://www.federalregister.gov/agencies/federal-energy-regulatory-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/167","parent_id":136,"slug":"federal-energy-regulatory-commission"}],"excerpts":"require approval of certain <span class=\"match\">information</span> collection requirements imposed by agency rules.\n 146 \n \n Upon approval of a collection of <span class=\"match\">information</span>, OMB will assign an OMB control number and expiration date. Respondents subject to the filing requirements of this rule will not be penalized for failing to respond to this collection of <span class=\"match\">information</span> unless the collection of <span class=\"match\">information</span> displays a valid OMB control number. Comments are solicited on the Commission's need for the <span class=\"match\">information</span> proposed to be reported, whether the <span class=\"match\">information</span> will have practical utility"},{"title":"Provisions Pertaining to U.S. Investments in Certain National Security Technologies and Products in Countries of Concern","type":"Rule","abstract":"This final rule sets forth the regulations that implement Executive Order 14105 of August 9, 2023, \"Addressing United States Investments in Certain National Security Technologies and Products in Countries of Concern,\" which declares a national emergency to address the threat to the United States posed by countries of concern that seek to develop and exploit sensitive technologies or products critical for military, intelligence, surveillance, or cyber-enabled capabilities. The final rule requires United States persons to provide notification to the U.S. Department of the Treasury regarding certain transactions involving persons of a country of concern that are engaged in activities involving certain national security technologies and products that may contribute to the threat to the national security of the United States; and prohibits United States persons from engaging in certain other transactions involving persons of a country of concern that are engaged in activities involving certain other national security technologies and products that pose a particularly acute national security threat to the United States.","document_number":"2024-25422","html_url":"https://www.federalregister.gov/documents/2024/11/15/2024-25422/provisions-pertaining-to-us-investments-in-certain-national-security-technologies-and-products-in","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-15/pdf/2024-25422.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25422.pdf?1730996188","publication_date":"2024-11-15","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of Investment Security","name":"Investment Security Office","id":603,"url":"https://www.federalregister.gov/agencies/investment-security-office","json_url":"https://www.federalregister.gov/api/v1/agencies/603","parent_id":497,"slug":"investment-security-office"}],"excerpts":"false or inaccurate <span class=\"match\">information</span> or <span class=\"match\">failure</span> to provide <span class=\"match\">information</span>, or at least will have safe \n \n harbor for good faith reliance on the <span class=\"match\">information</span> provided absent warning signs or contradictory <span class=\"match\">information</span>. Another commenter noted that \n U.S. persons \n would have to rely on unverified responses from prospective portfolio companies because much of the <span class=\"match\">information</span> would be in the exclusive possession of the target company and may be proprietary.\n \n \n The Treasury Department acknowledges that in certain instances, <span class=\"match\">information</span> required to assess whether"}]}