{"description":"Documents matching 'security private student loan data'","count":1893,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=security+private+student+loan+data&format=json&page=2","results":[{"title":"Reimagining and Improving Student Education-Federal Student Loan Program Final Regulations","type":"Rule","abstract":"The Secretary amends the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in Public Law 119-21, the Working Families Tax Cuts Act signed into law by President Trump on July 4, 2025. The Department previously referred to the Working Families Tax Cuts Act as the \"One Big Beautiful Bill Act,\" including in the Notice of Proposed Rulemaking published on January 30, 2026. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS (Grad PLUS) Program. The Working Families Tax Cuts Act also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income- Contingent Repayment (ICR) plans, creating a new Tiered Standard repayment plan option, and establishing a new income-driven repayment plan known as the Repayment Assistance Plan. The Working Families Tax Cuts Act also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-08556","html_url":"https://www.federalregister.gov/documents/2026/05/01/2026-08556/reimagining-and-improving-student-education-federal-student-loan-program-final-regulations","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-01/pdf/2026-08556.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08556.pdf?1777553126","publication_date":"2026-05-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"following terms: expected time to credential, graduate <span class=\"match\">student</span>, professional <span class=\"match\">student</span>, and program length. \n • Amend § 685.200 to include Direct PLUS <span class=\"match\">Loan</span> eligibility for graduate and professional <span class=\"match\">students</span>. \n • Amend § 685.201 to establish the limited Direct PLUS <span class=\"match\">Loan</span> eligibility for a graduate or professional <span class=\"match\">student</span>. \n • Amend § 685.203 to include new Direct <span class=\"match\">Loan</span> annual and aggregate limits, create a new lifetime maximum aggregate limit, establish less than full-time reduction of annual <span class=\"match\">loan</span> limits, and permit institutions to limit borrowing for"},{"title":"Reimagining and Improving Student Education","type":"Proposed Rule","abstract":"The Secretary proposes to amend the regulations for the Federal student loan programs authorized under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement the statutory changes to the title IV, HEA programs included in the One Big Beautiful Bill Act (OBBB) signed into law by President Trump on July 4, 2025. These changes include establishing new loan limits for graduate students, professional students, and parents, and phasing out the Graduate PLUS Program. The Department notes that the term \"professional student\" as used in this Notice of Proposed Rulemaking (NPRM) is intended solely to distinguish those programs that we propose would be eligible for higher loan limits, as required by the OBBB. The designation, or lack thereof, of a program as \"professional\" does not reflect a value judgment by the Department regarding whether a borrower graduating from the program is considered a \"professional.\" This NPRM only interprets the phrase \"professional student\" as used in the context of the loan limits established by the OBBB. The OBBB also simplifies the current broken and confusing myriad of Federal student loan repayment plans by phasing out the existing Income-Contingent Repayment (ICR) plans, creating a new tiered standard repayment plan option, and implementing a new income-driven repayment plan known as the Repayment Assistant Plan. The OBBB also enables borrowers in default who have previously rehabilitated a defaulted loan a second chance to rehabilitate their loan(s) and resume repayment.","document_number":"2026-01912","html_url":"https://www.federalregister.gov/documents/2026/01/30/2026-01912/reimagining-and-improving-student-education","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-30/pdf/2026-01912.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-01912.pdf?1769694321","publication_date":"2026-01-30","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Perkins Program, Federal Family Education <span class=\"match\">Loan</span> Program, and the Direct <span class=\"match\">Loan</span> Program. \n \n • Amend § 685.102 to include new definitions for the following terms: \n expected time to credential, graduate <span class=\"match\">student</span>, \n \n professional <span class=\"match\">student</span>, \n and \n program length. \n \n • Amend § 685.200 to include Direct PLUS <span class=\"match\">Loan</span> eligibility for graduate and professional <span class=\"match\">students</span>. \n • Amend § 685.201 to establish the limited Direct PLUS <span class=\"match\">Loan</span> eligibility for a graduate or professional <span class=\"match\">student</span>. \n • Amend § 685.203 to include new Direct <span class=\"match\">Loan</span> annual and aggregate limits, create"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended, the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled the \"National Student Loan Data System (NSLDS)\" (18-11-06). The information contained in this system is maintained for various purposes relating to aid applicants and recipients. These include determining aid applicants' and recipients' eligibility for Federal student financial assistance under the programs authorized by title IV of the Higher Education Act of 1965, as amended (HEA); assisting institutions of higher education participating in and administering the title IV, HEA programs by verifying the eligibility of aid recipients for, and tracking, Federal student loans; and assisting the Department's oversight and administration of the title IV, HEA programs, including evaluating their effectiveness.","document_number":"2026-07817","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07817/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07817.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07817.pdf?1776775514","publication_date":"2026-04-22","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"promissory note for a <span class=\"match\">loan</span>(s) under one of the programs authorized under title IV of the HEA, including: \n (1) the William D. Ford Direct <span class=\"match\">Loan</span> Program (Direct <span class=\"match\">Loan</span>), including Federal Direct Unsubsidized and Subsidized Stafford/Ford <span class=\"match\">Loans</span>, Federal Direct Consolidation <span class=\"match\">Loans</span>, and Federal Direct PLUS <span class=\"match\">Loans</span>; \n \n (2) the Federal Family Education <span class=\"match\">Loan</span> (FFEL) Program,\n \n \n (3) the Federal Insured <span class=\"match\">Student</span> <span class=\"match\">Loan</span> (FISL) Program, \n (4) the Federal Perkins <span class=\"match\">Loan</span> Program (including National Defense <span class=\"match\">Student</span> <span class=\"match\">Loans</span>, National Direct <span class=\"match\">Student</span> <span class=\"match\">Loans</span>, and Perkins Expanded"},{"title":"Student Debt Relief Based on Hardship for the William D. Ford Federal Direct Loan Program (Direct Loans), the Federal Family Education Loan (FFEL) Program, the Federal Perkins Loan (Perkins) Program, and the Health Education Assistance Loan (HEAL) Program","type":"Proposed Rule","abstract":"The Secretary proposes to amend the regulations related to the Higher Education Act of 1965, as amended (HEA), to provide for the waiver of certain student loan debts. The proposed regulations would specify the Secretary's authority to waive all or part of any student loan debts owed to the Department based on the Secretary's determination that a borrower has experienced or is experiencing hardship related to such a loan.","document_number":"2024-25067","html_url":"https://www.federalregister.gov/documents/2024/10/31/2024-25067/student-debt-relief-based-on-hardship-for-the-william-d-ford-federal-direct-loan-program-direct","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-31/pdf/2024-25067.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25067.pdf?1730292330","publication_date":"2024-10-31","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"are reflected in <span class=\"match\">data</span> reported on the FAFSA also can be associated with future <span class=\"match\">student</span> <span class=\"match\">loan</span> default, including parental education, borrower age, and dependency status.\n 31 \n \n \n \n \n 31 \n  Ibid. Steiner, Matt and Natali Teszler. “Multivariate Analysis of <span class=\"match\">Student</span> <span class=\"match\">Loan</span> Defaulters at Texas A&amp;M University.” (2005) Texas Guaranteed <span class=\"match\">Student</span> <span class=\"match\">Loan</span> Corporation. Looney, Adam, and Constantine Yannelis. “A crisis in <span class=\"match\">student</span> <span class=\"match\">loans</span>?: How changes in the characteristics of borrowers and in the institutions they attended contributed to rising <span class=\"match\">loan</span> defaults.” Brookings"},{"title":"William D. Ford Federal Direct Loan (Direct Loan) Program","type":"Rule","abstract":"The Secretary establishes new regulations on the Public Service Loan Forgiveness (PSLF) program in the William D. Ford Federal Direct Loan (Direct Loan) program under 34 CFR 685.219 by adding or clarifying provisions to exclude employers that engage in specific enumerated illegal activities such that they have a substantial illegal purpose, including defining obligations and processes tied to making such a determination of an employer, clarifying that borrowers will receive full credit for work performed, until the effective date of the Secretary's determination that an employer is no longer a qualifying employer under the rule; and establishing methods for an employer to regain eligibility following a determination of ineligibility by the Secretary. These regulations ensure that taxpayer dollars are not misused by preventing PSLF benefits from going to individuals employed by organizations that have a substantial illegal purpose. The revisions strengthen accountability, enhance program integrity, and protect hardworking taxpayers from shouldering the cost of improper subsidies granted to employees of organizations that undermine national security and American values through criminal activity.","document_number":"2025-19729","html_url":"https://www.federalregister.gov/documents/2025/10/31/2025-19729/william-d-ford-federal-direct-loan-direct-loan-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-31/pdf/2025-19729.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19729.pdf?1761828307","publication_date":"2025-10-31","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"originating <span class=\"match\">loans</span>, the master promissory note (MPN), explicitly disclaims the notion that terms and conditions of Federal <span class=\"match\">student</span> <span class=\"match\">loans</span> are fixed and cannot be changed through the legal process. When a borrower signs an MPN, the MPN is valid for additional Federal <span class=\"match\">student</span> <span class=\"match\">loans</span> the borrower takes out for ten years, with certain exceptions. This means that borrowers may receive multiple or serial <span class=\"match\">loans</span> for up to ten years from the date the borrower signed the MPN. By signing the MPN, borrowers agree to the terms and conditions of the <span class=\"match\">loans</span> while acknowledging"},{"title":"Accountability in Higher Education and Access Through Demand- Driven Workforce Pell: Student Tuition and Transparency System (STATS) and Earnings Accountability","type":"Rule","abstract":"The Secretary of Education (Secretary) amends the regulations governing institutional eligibility, general provisions, and the William D. Ford Direct Loan (Direct Loan) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs) to implement statutory changes to the title IV, HEA programs included in the Working Families Tax Cuts Act (WFTCA) signed into law by President Trump on July 4, 2025. These changes include revisions to program eligibility requirements for the Direct Loan program and the introduction of an earnings accountability framework that limits Direct Loan eligibility to programs whose graduates meet certain earnings benchmarks. This action finalizes regulations to implement the provisions of the WFTCA related to low-earning outcome programs and the Direct Loan program, and to harmonize those regulations with requirements for programs that are required to lead to gainful employment (GE programs).","document_number":"2026-13286","html_url":"https://www.federalregister.gov/documents/2026/07/01/2026-13286/accountability-in-higher-education-and-access-through-demand--driven-workforce-pell-student-tuition","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-07-01/pdf/2026-13286.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13286.pdf?1782823517","publication_date":"2026-07-01","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Department does not propose creating any new databases of <span class=\"match\">student</span> records. It will collect from institutions individual title IV, HEA recipient <span class=\"match\">data</span>, including PII, and will securely transmit that <span class=\"match\">data</span> to at least one Federal agency with earnings <span class=\"match\">data</span> for matching. The metric calculation will only utilize median earnings <span class=\"match\">data</span> that does not include PII <span class=\"match\">data</span> from <span class=\"match\">student</span> recipients of title IV, HEA assistance. The proposed regulation is also supported by the Department's statutory responsibilities to observe eligibility limits in the HEA. Section"},{"title":"Accountability in Higher Education and Access Through Demand-Driven Workforce Pell: Student Tuition and Transparency System (STATS) and Earnings Accountability","type":"Proposed Rule","abstract":"The Secretary of Education (Secretary) proposes to amend the regulations governing institutional eligibility, general provisions regulations, and the William D. Ford Direct Loan (Direct Loan) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs). The proposed regulations would implement statutory changes to the title IV, HEA programs included in the One Big Beautiful Bill Act (OBBB), signed by President Trump on July 4, 2025. The OBBB made numerous changes to the HEA, including changes to program eligibility requirements for the Direct Loan program and the introduction of an earnings accountability framework that is intended to limit Direct Loan eligibility to programs whose graduates meet certain earnings benchmarks. This document proposes regulations, based on consensus reached during negotiated rulemaking, to implement the provisions of the OBBB related to low-earning outcome programs and the Direct Loan program, and to harmonize those regulations with requirements for programs that are required to lead to gainful employment (GE programs).","document_number":"2026-07666","html_url":"https://www.federalregister.gov/documents/2026/04/20/2026-07666/accountability-in-higher-education-and-access-through-demand-driven-workforce-pell-student-tuition","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-20/pdf/2026-07666.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07666.pdf?1776429919","publication_date":"2026-04-20","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"The Department does not propose creating any new databases of <span class=\"match\">student</span> records. It will collect from institutions individual title IV, HEA recipient <span class=\"match\">data</span>, including PII, and will securely transmit that <span class=\"match\">data</span> to a Federal agency with earnings <span class=\"match\">data</span> for matching. The metric calculation will only utilize median earnings <span class=\"match\">data</span> that does not include PII <span class=\"match\">data</span> from <span class=\"match\">student</span> recipients of title IV, HEA assistance. The proposed regulation is also supported by the Department's statutory responsibilities to observe eligibility limits in the HEA. Section 498 of the"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended, the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled \"Aid Awareness and Application Processing\" (18-11-21). This system maintains information necessary for the Department to process applications for Federal student financial program assistance under title IV of the Higher Education Act of 1965, as amended (HEA); to perform the responsibilities of the Federal Student Aid (FSA) Ombudsman; to provide Federal student loan repayment relief including under the borrower defense to repayment regulations; to notify aid applicants and aid recipients of aid program opportunities and updates under title IV of the HEA via digital communication channels; and to maintain the StudentAid.gov website as the front end for assisting customers with all of their Federal student financial aid needs throughout the student aid lifecycle. The Department's Digital and Customer Care (DCC) Information Technology (IT) system collects the electronic records maintained in the Aid Awareness and Application Processing (AAAP) system.","document_number":"2026-07825","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07825/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07825.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07825.pdf?1776775515","publication_date":"2026-04-22","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Grade Level; and (3) system flags for Additional Unsubsidized <span class=\"match\">Loan</span>; Capitalized Interest; Defaulted <span class=\"match\">Loan</span> Change; Discharged <span class=\"match\">Loan</span> Change; <span class=\"match\">Loan</span> Satisfactory Repayment Change; Active Bankruptcy Change; Overpayments Change; Aggregate <span class=\"match\">Loan</span> Change; Defaulted <span class=\"match\">Loan</span>; Discharged <span class=\"match\">Loan</span>; <span class=\"match\">Loan</span> Satisfactory Repayment; Active Bankruptcy; Additional <span class=\"match\">Loans</span>; Direct <span class=\"match\">Loan</span> Master Promissory Note; Direct PLUS <span class=\"match\">Loan</span> Master Promissory Note; Subsidized <span class=\"match\">Loan</span> Limit; and the Combined <span class=\"match\">Loan</span> Limit. Federal Perkins <span class=\"match\">Loan</span> information reported by NSLDS includes, but is not limited to:"},{"title":"Student Debt Relief for the William D. Ford Federal Direct Loan Program (Direct Loans), the Federal Family Education Loan (FFEL) Program, the Federal Perkins Loan (Perkins) Program, and the Health Education Assistance Loan (HEAL) Program","type":"Proposed Rule","abstract":"The Secretary proposes to amend the regulations related to the Higher Education Act of 1965, as amended (HEA) to provide for the waiver of certain student loan debts. In this NPRM, the Department proposes regulations, in accordance with the Secretary's authority to waive repayment of a loan provided by the HEA, to provide targeted debt relief as part of efforts to address the burden of student loan debt. The proposed regulations would modify the Department's existing debt collection regulations to provide greater specificity regarding certain non-exhaustive situations in which the Secretary may exercise discretion to waive all or part of any debts owed to the Department.","document_number":"2024-07726","html_url":"https://www.federalregister.gov/documents/2024/04/17/2024-07726/student-debt-relief-for-the-william-d-ford-federal-direct-loan-program-direct-loans-the-federal","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-17/pdf/2024-07726.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-07726.pdf?1713271514","publication_date":"2024-04-17","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"those costs.\n 2 \n \n This price growth has dramatically increased the need for <span class=\"match\">students</span> to secure <span class=\"match\">student</span> <span class=\"match\">loans</span>, particularly Federal <span class=\"match\">student</span> <span class=\"match\">loans</span> from the Department, to cover their educational costs. The gap between prices and income means that many <span class=\"match\">students</span> from low- and middle-income families have to borrow Federal <span class=\"match\">student</span> <span class=\"match\">loans</span> in addition to grants and out-of-pocket spending so they can earn a postsecondary credential. These trends have resulted in cumulative Federal <span class=\"match\">loan</span> debt of $1.6 trillion and rising for more than 43 million borrowers, which"},{"title":"Establishing a Fixed Time Period of Admission and an Extension of Stay Procedure for Nonimmigrant Academic Students, Exchange Visitors, and Representatives of Foreign Information Media","type":"Proposed Rule","abstract":"Unlike most nonimmigrant classifications, which are admitted for a fixed time period, aliens in the F (academic student), J (exchange visitor), and most I (representatives of foreign information media) classifications, with limited exceptions, are currently admitted into the United States for the period of time that they are complying with the terms and conditions of their nonimmigrant classification (\"duration of status\"). The U.S. Department of Homeland Security (DHS) proposes to amend its regulations by changing the admission period in the F, J, and I classifications from duration of status to an admission for a fixed time period.","document_number":"2025-16554","html_url":"https://www.federalregister.gov/documents/2025/08/28/2025-16554/establishing-a-fixed-time-period-of-admission-and-an-extension-of-stay-procedure-for-nonimmigrant","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-28/pdf/2025-16554.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-16554.pdf?1756298740","publication_date":"2025-08-28","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"}],"excerpts":"the <span class=\"match\">student</span> needed more time despite nearly 30 years of enrollment. The <span class=\"match\">student</span> subsequently transferred to an English language training program at another school with a program start date in November 2022, despite more than 30 years in the United States as an F-1 <span class=\"match\">student</span>. The <span class=\"match\">student</span> remains in active F-1 status reportedly studying English as of May 7, 2025. Another <span class=\"match\">student</span> who was enrolled at the same school from 2009 to 2020 and had been an F-1 <span class=\"match\">student</span> since 2005, was granted 14 program extensions. DHS also identified three F-1 <span class=\"match\">students</span> in doctoral"},{"title":"William D. Ford Federal Direct Loan (Direct Loan) Program","type":"Proposed Rule","abstract":"The Secretary proposes to amend the regulations on the Public Service Loan Forgiveness (PSLF) program under 34 CFR 685.219 to exclude employers that engage in activities that have a substantial illegal purpose. The proposed regulations would prevent taxpayer-funded PSLF benefits from being improperly provided to individuals who are employed by organizations that engage in activities that have a substantial illegal purpose. These proposed changes are intended to improve the administration of the PSLF program and provide protection for taxpayers.","document_number":"2025-15665","html_url":"https://www.federalregister.gov/documents/2025/08/18/2025-15665/william-d-ford-federal-direct-loan-direct-loan-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-18/pdf/2025-15665.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-15665.pdf?1755261946","publication_date":"2025-08-18","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":" and legal assistance organizations that represent <span class=\"match\">students</span> and/or borrowers: Betsy Mayotte, The Institute of <span class=\"match\">Student</span> <span class=\"match\">Loan</span> Advisors, and Abby Shafroth (alternate), <span class=\"match\">Student</span> <span class=\"match\">Loan</span> Borrower Assistance Project. \n * State officials, including State higher education executive officers, State authorizing agencies and State attorneys general: Rebecca Stanley, Fifteenth Judicial Circuit Solicitor's Office, and J. Charles Smith III (alternate), Frederick County State's Attorney's Office. \n * <span class=\"match\">Student</span> <span class=\"match\">loan</span> borrowers in repayment: Emeka Oguh, PeopleJoy, and Sarah"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended (Privacy Act), the U.S. Department of Education (Department) publishes this notice of a modified system of records titled \"Enterprise Data Management and Analytics Platform Services (EDMAPS)\" (18-11-22). The EDMAPS system is a data analytics platform that ingests data from multiple Federal Student Aid (FSA) systems of records to perform big- data analytics on FSA data in one common location, produce reports and statistical models, and serve as a centralized repository of information about FSA customers across the full student aid life cycle.","document_number":"2024-31452","html_url":"https://www.federalregister.gov/documents/2025/01/02/2024-31452/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-02/pdf/2024-31452.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-31452.pdf?1735652712","publication_date":"2025-01-02","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"the programs authorized under title IV of the HEA, including, but not limited to, the: (a) Direct <span class=\"match\">Loan</span> Program; (b) Federal Family Education <span class=\"match\">Loan</span> (FFEL) Program; (c) Federal Insured <span class=\"match\">Student</span> <span class=\"match\">Loan</span> (FISL) Program; and (d) Federal Perkins <span class=\"match\">Loan</span> Program, including National Defense <span class=\"match\">Student</span> <span class=\"match\">Loans</span>, National Direct <span class=\"match\">Student</span> <span class=\"match\">Loans</span>, and Perkins Expanded Lending and Income Contingent <span class=\"match\">Loans</span> (Perkins <span class=\"match\">Loans</span>); \n (2) Individuals who serve as endorsers on Direct PLUS <span class=\"match\">loans</span>; \n (3) Recipients of Federal Pell Grants, Academic Competitiveness Grants (ACG), National Science"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended, the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled \"Aid Awareness and Application Processing\" (18-11-21). This system maintains information necessary for the Department to process applications for Federal student financial program assistance under title IV of the Higher Education Act of 1965, as amended (HEA); to perform the responsibilities of the Federal Student Aid (FSA) Ombudsman; to provide Federal student loan repayment relief including under the borrower defense to repayment regulations; to notify aid applicants and aid recipients of aid program opportunities and updates under title IV of the HEA via digital communication channels; and to maintain the StudentAid.gov website as the front end for assisting customers with all of their Federal student financial aid needs throughout the student aid lifecycle. The Department's Digital and Customer Care (DCC) Information Technology (IT) system collects the electronic records maintained in the Aid Awareness and Application Processing (AAAP) system.","document_number":"2024-25897","html_url":"https://www.federalregister.gov/documents/2024/11/07/2024-25897/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-11-07/pdf/2024-25897.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-25897.pdf?1730900738","publication_date":"2024-11-07","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Grade Level; and (3) system flags for Additional Unsubsidized <span class=\"match\">Loan</span>; Capitalized Interest; Defaulted <span class=\"match\">Loan</span> Change; Discharged <span class=\"match\">Loan</span> Change; <span class=\"match\">Loan</span> Satisfactory Repayment Change; Active Bankruptcy Change; Overpayments Change; Aggregate <span class=\"match\">Loan</span> Change; Defaulted <span class=\"match\">Loan</span>; Discharged <span class=\"match\">Loan</span>; <span class=\"match\">Loan</span> Satisfactory Repayment; Active Bankruptcy; Additional <span class=\"match\">Loans</span>; Direct <span class=\"match\">Loan</span> Master Promissory Note; Direct PLUS <span class=\"match\">Loan</span> Master Promissory Note; Subsidized <span class=\"match\">Loan</span> Limit; and the Combined <span class=\"match\">Loan</span> Limit. Federal Perkins <span class=\"match\">Loan</span> information reported by NSLDS includes, but is not limited to:"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended (Privacy Act), the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled \"Common Services for Borrowers (CSB)\" (18-11-16). The information contained in this system is maintained for various purposes relating to aid applicants and recipients, cosigners, and endorsers of loan applications for Federal title IV, Higher Education Act of 1965, as amended (HEA) program funds.","document_number":"2026-07826","html_url":"https://www.federalregister.gov/documents/2026/04/22/2026-07826/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-22/pdf/2026-07826.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07826.pdf?1776775515","publication_date":"2026-04-22","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"records on individuals who received a <span class=\"match\">loan</span> or who otherwise owe a title IV, HEA obligation held, originated, serviced, disbursed, adjusted, collected, or discharged by the Department, which was made under: \n (1) The Federal Family Education <span class=\"match\">Loan</span> (FFEL) Program, including Stafford <span class=\"match\">Loans</span>, Federal Insured <span class=\"match\">Student</span> <span class=\"match\">Loans</span> (FISL), Supplemental <span class=\"match\">Loans</span> for <span class=\"match\">Students</span> (SLS), PLUS <span class=\"match\">Loans</span> (formerly Parental <span class=\"match\">Loans</span> for Undergraduate <span class=\"match\">Students</span>), and Consolidation <span class=\"match\">Loans</span>; \n (2) the William D. Ford Federal Direct <span class=\"match\">Loan</span> (Direct <span class=\"match\">Loan</span>) Program, including Federal Direct Unsubsidized"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended (Privacy Act), the U.S. Department of Education (Department) publishes this notice of a modified system of records entitled the \"National Student Loan Data System (NSLDS)\" (18-11-06). The information contained in this system is maintained for various purposes relating to aid applicants and recipients. These include determining aid applicants' and recipients' eligibility for Federal student financial assistance under the programs authorized by title IV of the Higher Education Act of 1965, as amended (HEA); assisting institutions of higher education participating in and administering the title IV, HEA programs by verifying the eligibility of aid recipients for, and tracking, Federal student loans; and assisting the Department's oversight and administration of the title IV, HEA programs, including evaluating their effectiveness.","document_number":"2024-11136","html_url":"https://www.federalregister.gov/documents/2024/05/21/2024-11136/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-21/pdf/2024-11136.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-11136.pdf?1716209129","publication_date":"2024-05-21","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"promissory note for a <span class=\"match\">loan</span>(s) under one of the programs authorized under title IV of the HEA, including: \n (1) the William D. Ford Direct <span class=\"match\">Loan</span> Program (Direct <span class=\"match\">Loan</span>), including Federal Direct Unsubsidized and Subsidized Stafford/Ford <span class=\"match\">Loans</span>, Federal Direct Consolidation <span class=\"match\">Loans</span>, and Federal Direct PLUS <span class=\"match\">Loans</span>; \n (2) the Federal Family Education <span class=\"match\">Loan</span> (FFEL) Program, \n (3) the Federal Insured <span class=\"match\">Student</span> <span class=\"match\">Loan</span> (FISL) Program, \n (4) the Federal Perkins <span class=\"match\">Loan</span> Program (including National Defense <span class=\"match\">Student</span> <span class=\"match\">Loans</span>, National Direct <span class=\"match\">Student</span> <span class=\"match\">Loans</span>, and Perkins Expanded"},{"title":"Privacy Act of 1974; System of Records","type":"Notice","abstract":"In accordance with the Privacy Act of 1974, as amended (Privacy Act), the U.S. Department of Education (Department) publishes this notice of a new system of records titled the \"Federal Student Aid Partner Connect\" (18-11-24) (FSA Partner Connect) and of the rescindment of two systems of records notices titled \"Postsecondary Education Participants System (PEPS)\" (18-11-09) and \"Student Aid internet Gateway (SAIG), Participation Management System\" (18-11-10). The Department proposes this new system of records to integrate distinct legacy lines of business into a single web-based platform to simplify the user experience while leveraging modernized, more secure technology. The Department is rescinding the systems of records notices that covered the PEPS and the SAIG, Participation Management System because the records previously covered by those systems are now covered by the FSA Partner Connect system of records notice.","document_number":"2025-13212","html_url":"https://www.federalregister.gov/documents/2025/07/15/2025-13212/privacy-act-of-1974-system-of-records","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-07-15/pdf/2025-13212.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-13212.pdf?1752497113","publication_date":"2025-07-15","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Officer, Federal <span class=\"match\">Student</span> Aid. \n \n For the reasons discussed in the preamble, the Acting Chief Operating Officer, Federal <span class=\"match\">Student</span> Aid of the U.S. Department of Education (Department) publishes a new system of records notice titled “Federal <span class=\"match\">Student</span> Aid Partner Connect” (18-11-24) (FSA Partner Connect): \n \n SYSTEM NAME AND NUMBER: \n Federal <span class=\"match\">Student</span> Aid Partner Connect (18-11-24). \n <span class=\"match\">SECURITY</span> CLASSIFICATION: \n Unclassified. \n SYSTEM LOCATION: \n Digital Services Division of the Office of the Chief Technology Officer, Federal <span class=\"match\">Student</span> Aid, U.S. Department"},{"title":"Accountability in Higher Education and Access Through Demand-Driven Workforce Pell: Pell Grant Exclusion Relating to Other Grant Aid; and Workforce Pell Grants","type":"Rule","abstract":"The Secretary of Education (Secretary) amends the regulations governing institutional eligibility, general provisions, and the Federal Pell Grant (Pell Grant) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs). The final regulations implement statutory changes to the title IV, HEA programs included in the Working Families Tax Cuts Act (WFTCA), signed into law by President Trump on July 4, 2025. In the NPRM, we referenced the WFTCA as the \"One Big Beautiful Bill\"; however, for clarity and consistency in this final rule, we will instead use WFTCA. The WFTCA made numerous changes to the HEA, including changes to student eligibility requirements for the Pell Grant Program and the establishment of Workforce Pell Grants for students who enroll in a new type of eligible program called an \"eligible workforce program,\" intended to be a high-quality, performance-based, short-term program that supports America's workforce needs.","document_number":"2026-10013","html_url":"https://www.federalregister.gov/documents/2026/05/19/2026-10013/accountability-in-higher-education-and-access-through-demand-driven-workforce-pell-pell-grant","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-19/pdf/2026-10013.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-10013.pdf?1779108315","publication_date":"2026-05-19","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"the final list of <span class=\"match\">students</span> who completed the program during the cohort period includes at least 30 <span class=\"match\">students</span>, the Secretary sends information about those individuals to the Federal agency with earnings <span class=\"match\">data</span>; \n (2) If the final list of <span class=\"match\">students</span> who completed the program during the cohort period does not include at least 30 <span class=\"match\">students</span>, the Secretary adds <span class=\"match\">students</span> who completed the same program during the first award year prior to the cohort period. If the combined number of completers from both award years includes at least 30 <span class=\"match\">students</span>, the Secretary sends"},{"title":"Technical Assistance on State Data Collection-IDEA Data Management Center","type":"Rule","abstract":"The Department of Education (Department) announces a priority for the IDEA Data Management Center (Center) under the Technical Assistance on State Data Collection program. The Department may use this priority in fiscal year (FY) 2025 and later years. This priority replaces the priority published in the Federal Register on August 5, 2014, and the priority published on July 10, 2020. We will use the priority to award a cooperative agreement for a Center to provide technical assistance (TA) to improve the capacity of States to meet the data collection and reporting requirements under Part B and Part C of the Individuals with Disabilities Education Act (IDEA).","document_number":"2025-11608","html_url":"https://www.federalregister.gov/documents/2025/06/25/2025-11608/technical-assistance-on-state-data-collection-idea-data-management-center","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-06-25/pdf/2025-11608.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-11608.pdf?1750769111","publication_date":"2025-06-25","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"Part B and Part C <span class=\"match\">data</span> to establish and meet high expectations for each child with a disability. The <span class=\"match\">Data</span> Management Center will help States address challenges with <span class=\"match\">data</span> management procedures and <span class=\"match\">data</span> systems architecture and better meet current and future IDEA Part B and Part C <span class=\"match\">data</span> collection and reporting requirements. The <span class=\"match\">Data</span> Management Center's work will comply with the privacy and confidentiality protections under IDEA and FERPA. The <span class=\"match\">Data</span> Management Center will not provide the Department with access to child-level <span class=\"match\">data</span> and will further ensure"},{"title":"ACCOUNTABILITY IN HIGHER EDUCATION AND ACCESS THROUGH DEMAND-DRIVEN WORKFORCE PELL: PELL GRANT EXCLUSION RELATING TO OTHER GRANT AID; AND WORKFORCE PELL GRANTS","type":"Proposed Rule","abstract":"The Secretary of Education (Secretary) proposes to amend the regulations governing institutional eligibility, general provisions, and the Federal Pell Grant (Pell Grant) Program under title IV of the Higher Education Act (HEA) of 1965, as amended (the title IV, HEA programs). The proposed regulations would implement statutory changes to the title IV, HEA programs included in the One Big Beautiful Bill Act (OBBB), signed into law by President Trump on July 4, 2025. The OBBB made numerous changes to the HEA, including changes to student eligibility requirements for the Pell Grant Program and the establishment of Workforce Pell Grants for students who enroll in a new type of eligible program called an \"eligible workforce program,\" intended to be a high-quality, performance-based, short-term program that supports America's workforce needs.","document_number":"2026-04520","html_url":"https://www.federalregister.gov/documents/2026/03/09/2026-04520/accountability-in-higher-education-and-access-through-demand-driven-workforce-pell-pell-grant","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-09/pdf/2026-04520.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-04520.pdf?1772804709","publication_date":"2026-03-09","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"excerpts":"statute. When the total amount of a <span class=\"match\">student's</span> non-Federal grant and scholarship assistance equals or exceeds the <span class=\"match\">student's</span> COA, the <span class=\"match\">student</span> cannot receive a Pell Grant because Pell Grants may only be used to cover eligible expenses and, in such instances, all of the <span class=\"match\">student's</span> eligible expenses are covered by other sources of funding. When that total is less than the <span class=\"match\">student's</span> COA, the <span class=\"match\">student</span> can receive \n \n their full, calculated Pell Grant for the award year.\n \n \n Eligible institutions determine a <span class=\"match\">student's</span> COA based on the costs associated with"},{"title":"Self-Regulatory Organizations; Cboe BZX Exchange, Inc.; Order Instituting Proceedings To Determine Whether To Approve or Disapprove a Proposed Rule Change To List and Trade Shares of the BondBloxx Private Credit Trust Under BZX Rule 14.11(f), Trust Issued Receipts","type":"Notice","abstract":null,"document_number":"2025-19912","html_url":"https://www.federalregister.gov/documents/2025/11/17/2025-19912/self-regulatory-organizations-cboe-bzx-exchange-inc-order-instituting-proceedings-to-determine","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-17/pdf/2025-19912.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19912.pdf?1763127909","publication_date":"2025-11-17","agencies":[{"raw_name":"SECURITIES AND EXCHANGE COMMISSION","name":"Securities and Exchange Commission","id":466,"url":"https://www.federalregister.gov/agencies/securities-and-exchange-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/466","parent_id":null,"slug":"securities-and-exchange-commission"}],"excerpts":"to focus on <span class=\"match\">loans</span> that have short and medium terms (\n e.g., \n less than 60 months) which, through principal amortization, tend to have low duration (\n e.g., \n less than 30 months).\n 13 \n \n \n \n \n 11 \n  \n See \n Notice, \n supra \n note 3, 90 FR at 38850.\n \n \n \n \n 12 \n  \n See id. \n \n \n \n \n 13 \n  \n See id. \n \n \n Investable Instruments and Trust Liquidity \n \n The Exchange states the Trust intends to hold the following instruments: personal installment <span class=\"match\">loans</span>, small business <span class=\"match\">loans</span>, <span class=\"match\">student</span> <span class=\"match\">loans</span>, point of sale <span class=\"match\">loans</span>, and asset backed <span class=\"match\">securities</span> that are backed"}]}