{"description":"Documents matching 'small agricultural burden lenders'","count":2379,"total_pages":50,"next_page_url":"https://www.federalregister.gov/api/v1/documents?conditions%5Bterm%5D=small+agricultural+burden+lenders&format=json&page=2","results":[{"title":"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)","type":"Rule","abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is revising certain provisions of Regulation B, subpart B, which implements changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau is amending coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how others are collected; and the compliance date. The Bureau believes these changes will streamline the rule, reduce complexity for lenders, improve data quality, and advance the purposes of section 1071.","document_number":"2026-08494","html_url":"https://www.federalregister.gov/documents/2026/05/01/2026-08494/small-business-lending-under-the-equal-credit-opportunity-act-regulation-b","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-05-01/pdf/2026-08494.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08494.pdf?1777564810","publication_date":"2026-05-01","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"used lending products most likely to be foundational to small businesses' formation and operation. This final rule therefore excludes merchant cash advances (MCAs), agricultural lending, and small dollar loans from the definition of covered credit transaction.\n \n \n Covered financial institutions. \n The Bureau concludes that the initial iterations of data collection under the rule should focus on larger core lenders. This final rule therefore contains two changes to the covered financial institution definition: first, to exclude FCS lenders from"},{"title":"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)","type":"Proposed Rule","abstract":"The Consumer Financial Protection Bureau (CFPB or Bureau) proposes revisions to certain provisions of Regulation B, subpart B, implementing changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau is reconsidering coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how others are collected; and the compliance date. The CFPB believes these proposed changes would streamline the rule, reduce complexity for lenders, and improve data quality, advancing the purposes of section 1071 and complying with recent executive directives.","document_number":"2025-19865","html_url":"https://www.federalregister.gov/documents/2025/11/13/2025-19865/small-business-lending-under-the-equal-credit-opportunity-act-regulation-b","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-13/pdf/2025-19865.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19865.pdf?1762955111","publication_date":"2025-11-13","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"application to agricultural lending to focus on conventional, generally applicable small business lending at this time, and to use its exemption authority under 15 U.S.C. 1691c-2(g)(2) to exclude agricultural lending from coverage under the rule. \n The CFPB seeks comment on this proposed revision to the rule. It seeks comment on topics including, but not limited to, the definition of agricultural lending; the extent to which agricultural lending differs from or resembles other types of lending; and whether specific types of agricultural lending are more"},{"title":"Notice of Request To Reinstate a Previously Approved Information Collection: Overtime and Holiday Inspection Fees for Small and Very Small Establishments","type":"Notice","abstract":"In accordance with the Paperwork Reduction Act of 1995 and Office of Management and Budget (OMB) regulations, FSIS is announcing its intention to request reinstatement of the previously approved information collection regarding overtime and holiday inspection fees for small and very small establishments. FSIS intends to use $20 million in de-obligated funds from the Meat and Poultry Expansion Program to temporarily reduce overtime and holiday inspection fees for small and very small official meat, poultry, and egg products establishments. There are no changes to the information collection. The previous approval for this information collection expired on November 30, 2024.","document_number":"2025-20060","html_url":"https://www.federalregister.gov/documents/2025/11/18/2025-20060/notice-of-request-to-reinstate-a-previously-approved-information-collection-overtime-and-holiday","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-18/pdf/2025-20060.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-20060.pdf?1763387120","publication_date":"2025-11-18","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Food Safety and Inspection Service","name":"Food Safety and Inspection Service","id":201,"url":"https://www.federalregister.gov/agencies/food-safety-and-inspection-service","json_url":"https://www.federalregister.gov/api/v1/agencies/201","parent_id":12,"slug":"food-safety-and-inspection-service"}],"excerpts":"regulations, FSIS is announcing its intention to request reinstatement of the previously approved information collection regarding overtime and holiday inspection fees for small and very small establishments. FSIS intends to use $20 million in de-obligated funds from the Meat and Poultry Expansion Program to temporarily reduce overtime and holiday inspection fees for small and very small official meat, poultry, and egg products establishments. There are no changes to the information collection. The previous approval for this information collection expired"},{"title":"Single Family Housing Guaranteed Loan Program","type":"Rule","abstract":"The Rural Housing Service (RHS or Agency), a Rural Development (RD) Agency within the United States Department of Agriculture (USDA), is amending its regulations to grant Delegated Lenders participating in the Single-Family Housing Guaranteed Loan Program (SFHGLP) the authority to make loans and obtain Loan Note Guarantees after closing using automated loan underwriting and closing systems.","document_number":"2026-05387","html_url":"https://www.federalregister.gov/documents/2026/03/19/2026-05387/single-family-housing-guaranteed-loan-program","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-19/pdf/2026-05387.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05387.pdf?1773837915","publication_date":"2026-03-19","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"utilize the SFHGLP and any potential lenders that may utilize the program in the future. There are approximately 1,873 lenders currently approved to utilize the SFHGLP. The Agency does not maintain data that identifies the number of approved lenders that would be considered small lenders, as defined above. However, it is estimated that less than 3 percent of approved SFHGLP lenders meet the criteria of a small lender. \n The Final rule is an enhancement to the SFHGLP, providing an opportunity for participating lenders to obtain delegated loan approval"},{"title":"Technical Guidelines for the Production of Regenerative Agricultural Biofuel Feedstocks","type":"Rule","abstract":"This final rule revises technical guidelines for quantifying, reporting, and verifying the carbon intensity of agricultural commodity crops used in the production of biofuels relative to an estimated national average that were established by a prior January 2025 interim rule. Specifically, the January 2025 interim rule established guidelines for the implementation, reporting, verification, and quantification of carbon intensity (CI) of certain agricultural commodities at the field-scale. This final rule makes revisions to the January 2025 interim rule that were requested by commenters or that are otherwise necessary because of intervening Executive action. The revised guidelines articulate an approach for farm producers to quantify the change in net emissions associated with crops produced using one or more authorized practices. The revised guidelines also articulate a framework for how information regarding emissions, resulting from the production of biofuel feedstock commodity crops, could be reported and tracked throughout the supply chain.","document_number":"2026-13092","html_url":"https://www.federalregister.gov/documents/2026/06/29/2026-13092/technical-guidelines-for-the-production-of-regenerative-agricultural-biofuel-feedstocks","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-29/pdf/2026-13092.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-13092.pdf?1782477921","publication_date":"2026-06-29","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Office of Energy and Environmental Policy","name":"Energy and Environmental Policy Office","id":620,"url":"https://www.federalregister.gov/agencies/energy-and-environmental-policy-office","json_url":"https://www.federalregister.gov/api/v1/agencies/620","parent_id":12,"slug":"energy-and-environmental-policy-office"}],"excerpts":"results or the professional opinion of an Agricultural Expert who is employed by the Cooperative Extension System or the agricultural departments of universities, or other persons approved by the Federal Crop Insurance Corporation (FCIC),\n 7 \n \n whose research or occupation is related to the specific crop or practice for which such expertise is sought. If employing an Agricultural Expert, the Agricultural Expert must not have conflicts of interest or relationship with the farm producer seeking the Agricultural Expert's services.\n \n \n \n 7 \n See USDA"},{"title":"Almonds Grown in California; Amendment to the Marketing Order","type":"Proposed Rule","abstract":"This proposed rule invites comments on a proposed amendment to Marketing Order No. 981, which regulates the handling of almonds grown in California. The proposed amendment would establish the authority to borrow funds from a commercial lending institution.","document_number":"2026-05542","html_url":"https://www.federalregister.gov/documents/2026/03/20/2026-05542/almonds-grown-in-california-amendment-to-the-marketing-order","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-20/pdf/2026-05542.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05542.pdf?1773924325","publication_date":"2026-03-20","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Agricultural Marketing Service","name":"Agricultural Marketing Service","id":9,"url":"https://www.federalregister.gov/agencies/agricultural-marketing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/9","parent_id":12,"slug":"agricultural-marketing-service"}],"excerpts":"prepared, the Small Business Administration (SBA) defined small agricultural producers of almonds as those having annual receipts equal to or less than $3,750,000 (North American Industry Classification System (NAICS) code 111335, Tree Nut Farming). Small agricultural service firms, which include almond handlers, are defined by the SBA as those having annual receipts equal to or less than $34,000,000 (NAICS code 115114, Postharvest Crop Activities) (13 CFR 121.201). \n To estimate the number of almond growers that would be considered small businesses"},{"title":"Small Business Size Standards: Monetary-Based Industry Size Standards","type":"Proposed Rule","abstract":"The U.S. Small Business Administration (SBA or the Agency) proposes to increase its monetary based small business size definitions (commonly referred to as \"size standards\") for 263 industries (259 receipts based and four assets based). SBA proposes to retain receipts based size standards for 237 industries and 12 subindustries (\"exceptions\") and remove one exception. SBA's proposal relied on its recently revised \"Size Standards Methodology\" (Revised Methodology). SBA seeks comments on its proposed changes to size standards and data sources it evaluated to develop the proposed size standards. SBA also invites comments on its proposed policy of not lowering any size standards, except for excluding dominant firms from qualifying as small. In accordance with 5 U.S.C. 553(b)(4), a summary of this rule may be found at www.regulations.gov.","document_number":"2025-16142","html_url":"https://www.federalregister.gov/documents/2025/08/22/2025-16142/small-business-size-standards-monetary-based-industry-size-standards","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-22/pdf/2025-16142.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-16142.pdf?1755780357","publication_date":"2025-08-22","agencies":[{"raw_name":"SMALL BUSINESS ADMINISTRATION","name":"Small Business Administration","id":468,"url":"https://www.federalregister.gov/agencies/small-business-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/468","parent_id":null,"slug":"small-business-administration"}],"excerpts":"the small business share total contract obligations and the availability ratio is defined in terms of the small business share of total industry's receipts.\n 7 \n \n \n \n \n 7 \n This is a refinement to the 2019 Methodology, where SBA compared the small business share of total contract dollars in each industry with small business share of that industry's total receipts. If the small business share of an industry total receipts exceeded the small business share of total contract dollars by ten percentage points or more, SBA determined that small businesses"},{"title":"Revision of Investing Lenders and Investing Mortgagees Requirements and Expansion of Government-Sponsored Enterprises Definition","type":"Rule","abstract":"This rule amends the requirements for investing lenders and investing mortgagees to gain or maintain their status as a Federal Housing Administration (FHA) approved lender or mortgagee. This revision makes FHA's approval requirements consistent with investing mortgagees' and investing lenders' risk, reduces barriers to FHA approval for new investing mortgagees and investing lenders, and increases access to capital for all FHA-approved mortgagees and lenders. HUD is clarifying that the general annual certification requirement for lenders and mortgagees is applicable to investing lenders and investing mortgagees. HUD is also defining Government- Sponsored Enterprises (GSEs) separately from other governmental-type entities to ensure that FHA requirements specific to loan origination do not apply to GSEs. Finally, HUD is eliminating obsolete language related to lender and mortgagee net worth requirements. This final rule adopts HUD's July 18, 2023, proposed rule with minor revisions.","document_number":"2024-08648","html_url":"https://www.federalregister.gov/documents/2024/04/23/2024-08648/revision-of-investing-lenders-and-investing-mortgagees-requirements-and-expansion-of","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-04-23/pdf/2024-08648.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-08648.pdf?1713789929","publication_date":"2024-04-23","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"excerpts":"investing lenders and investing mortgagees to gain or maintain their status as a Federal Housing Administration (FHA) approved lender or mortgagee. This revision makes FHA's approval requirements consistent with investing mortgagees' and investing lenders' risk, reduces barriers to FHA approval for new investing mortgagees and investing lenders, and increases access to capital for all FHA-approved mortgagees and lenders. HUD is clarifying that the general annual certification requirement for lenders and mortgagees is applicable to investing lenders and"},{"title":"Overdraft Lending: Very Large Financial Institutions","type":"Rule","abstract":"The Consumer Financial Protection Bureau (CFPB) amends Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that these extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers estimated costs and losses. The rule allows consumers to better comparison shop across credit products and provides substantive protections that apply to other consumer credit.","document_number":"2024-29699","html_url":"https://www.federalregister.gov/documents/2024/12/30/2024-29699/overdraft-lending-very-large-financial-institutions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-12-30/pdf/2024-29699.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-29699.pdf?1735307118","publication_date":"2024-12-30","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"excerpts":"economic impact on a substantial number of small entities (SISNOSE). The CFPB is also subject to specific additional procedures under the RFA involving convening a panel to consult with small business representatives before proposing a rule for which an IRFA is required. An IRFA is not required for this final rule because the final rule, if adopted, will not have a SISNOSE. \n \n Small institutions, for the purposes of the Small Business Regulatory Enforcement Fairness Act (SBREFA) of 1996, are defined by the Small Business Administration. Effective March"},{"title":"Single Family Housing Guaranteed Loan Program Changes Related to Special Servicing Options","type":"Rule","abstract":"The Rural Housing Service (RHS or Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), is implementing changes to the Single-Family Housing Guaranteed Loan Program (SFHGLP) to amend the current regulations regarding Special Servicing Options and adjust the Mortgage Recovery Advance (MRA) process. This final rule is intended to benefit borrowers and lenders by providing lenders more flexibility in their servicing options, offering a less expensive and less cumbersome MRA process, and reduce program risk of the guaranteed loan portfolio.","document_number":"2024-18291","html_url":"https://www.federalregister.gov/documents/2024/08/15/2024-18291/single-family-housing-guaranteed-loan-program-changes-related-to-special-servicing-options","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-08-15/pdf/2024-18291.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-18291.pdf?1723639542","publication_date":"2024-08-15","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"safe, and sanitary dwellings and related facilities. The RHS administers the SFHGLP that provides a 90% Loan Note Guarantee to approved lenders to reduce the lender's risk of extending loans to low- and moderate-income households in rural areas. Approved lenders make the initial eligibility determinations, and the Agency reviews those determinations to make a final eligibility decision.\n \n This program helps lenders work with low- and moderate-income households living in rural areas to make homeownership a reality. Providing affordable homeownership"},{"title":"Technical Guidelines for Climate-Smart Agriculture Crops Used as Biofuel Feedstocks","type":"Rule","abstract":"This interim rule with request for comment establishes technical guidelines for quantifying, reporting, and verifying the greenhouse gas (GHG) emissions associated with agricultural production of biofuel feedstock commodity crops grown in the United States in the context of environmental service markets. Specifically, the rule establishes guidelines for the reporting and verification of practices and technologies used in the production of certain commodity crops that result in lower greenhouse gas emissions or increases in carbon storage. These practices are referred to in the context of this rule as climate-smart agriculture (CSA) practices. The guidelines established through this rule articulate an approach for farm producers to quantify the GHG emissions associated with crops produced using one or more CSA practices. The guidelines also articulate a framework for how information regarding GHG emissions, resulting from the production of biofuel feedstock commodity crops, could be reported and tracked throughout the supply chain.","document_number":"2025-00975","html_url":"https://www.federalregister.gov/documents/2025/01/17/2025-00975/technical-guidelines-for-climate-smart-agriculture-crops-used-as-biofuel-feedstocks","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-00975.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00975.pdf?1737035118","publication_date":"2025-01-17","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"}],"excerpts":"tools that could be leveraged for quantifying GHG emissions from agricultural practices. Frameworks including the R&D GREET model, CORSIA protocol, and Intergovernmental Panel on Climate Change guidelines were frequently cited as established frameworks that could inform a policy approach. Federal programs and databases, including the Agricultural Resource Management Survey, the USDA the Agricultural Resource Management Survey, and the USDA Greenhouse gas Reduction through Agricultural Carbon Enhancement network, were highlighted as valuable resources"},{"title":"Single Family Housing Guaranteed Loan Program-Limited Party Concessions","type":"Proposed Rule","abstract":"The Rural Housing Service (RHS or Agency), an agency of the Rural Development (RD) mission area within the U.S. Department of Agriculture (USDA), proposes to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation to specify that real estate commission fees are excluded from interested party limitations.","document_number":"2026-07617","html_url":"https://www.federalregister.gov/documents/2026/04/20/2026-07617/single-family-housing-guaranteed-loan-program-limited-party-concessions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-20/pdf/2026-07617.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-07617.pdf?1776429912","publication_date":"2026-04-20","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"impact on a substantial number of small entities since this rulemaking action does not involve a new or expanded program nor does it require any more action on the part of a small business than required of a large entity. \n Programs Affected \n The program affected by this proposed rule is listed in the Assistance Listing (AL) Number 10.410, Very Low- to Moderate-Income Housing Loans (Section 502 Rural Housing Loans). \n Paperwork Reduction Act \n This proposed rule contains no new reporting or recordkeeping burdens under OMB control number 0575-0179"},{"title":"Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions","type":"Proposed Rule","abstract":"The Rural Housing Service (RHS or the Agency), an agency of the Rural Development mission area within the United States Department of Agriculture (USDA), is issuing a proposed rule to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation. These proposed changes are intended to allow the Agency to finance a single family home with a single or multiple income producing Accessory Dwelling Units (ADU). Additionally, we propose to clarify that borrowers can finance properties with features designed to accommodate home-based operations with non-commercial real estate features. The plain language summary of the proposal is available on Regulations.gov in the docket for rulemaking.","document_number":"2026-06173","html_url":"https://www.federalregister.gov/documents/2026/03/31/2026-06173/single-family-housing-guaranteed-loan-program-income-producing-accessory-dwelling-unit-adu","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-31/pdf/2026-06173.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-06173.pdf?1774874714","publication_date":"2026-03-31","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"excerpts":"and its programs is available on the internet at \n https://www.rd.usda.gov. \n \n \n \n FOR FURTHER INFORMATION CONTACT: \n \n Stephanie Freeman, Finance and Loan Analyst, Single Family Housing Guaranteed Loan Division, Rural Development, U.S. Department of Agriculture, STOP 0784, Room 2250, South Agriculture Building, 1400 Independence Avenue SW, Washington, DC 20250-0784. Telephone: (314) 457-6413; or email: \n stephanie.freeman@usda.gov \n .\n \n \n \n \n SUPPLEMENTARY INFORMATION: \n Abbreviations \n \n ADU Accessory Dwelling Unit \n CFR Code of Federal Regulations"},{"title":"OneRD Guarantee Loan","type":"Rule","abstract":"Rural Development's Rural Business-Cooperative Service, Rural Housing Service, and Rural Utilities Service, agencies of the United States Department of Agriculture (USDA), collectively referred to as the Agency in this document, are publishing this final rule for the OneRD Guarantee Loan Program (OneRD). The intent of this rule is to make necessary revisions to the policy and procedures which will strengthen oversight and management of the growing Community Facilities (CF), Water and Waste Disposal (WWD), Business and Industry (B&I), and Rural Energy for America (REAP) guarantee portfolios. This action is part of a continuing effort by the Agency to improve customer service for its lenders and create a more efficient work process for its staff.","document_number":"2024-21920","html_url":"https://www.federalregister.gov/documents/2024/09/30/2024-21920/onerd-guarantee-loan","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-09-30/pdf/2024-21920.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-21920.pdf?1727441119","publication_date":"2024-09-30","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Utilities Service","name":"Rural Utilities Service","id":460,"url":"https://www.federalregister.gov/agencies/rural-utilities-service","json_url":"https://www.federalregister.gov/api/v1/agencies/460","parent_id":12,"slug":"rural-utilities-service"}],"excerpts":"participate as a lender under this part, the lender must execute a lender's agreement before the Agency will issue a loan note guarantee. A new lender's agreement must be executed with any existing lender making new loans on or after October 1, 2020. Approval under one program is approval for all programs. The eligibility expiration date for non-regulated lenders will be five years from the date of the original execution of a lender's agreement as specified in § 5001.130(c) and (d). There will be only one lender's agreement issued for each lending entity"},{"title":"Permanent Capital Revisions","type":"Proposed Rule","abstract":"The Farm Credit Administration (FCA or we) requests comments on a proposed rule for Farm Credit System (System) banks and associations that would reduce the burden of calculating permanent capital and minimize potential confusion about its use in evaluating the safety and soundness of System institutions. Specifically, the proposed rule would remove references to permanent capital in shareholder and investor reporting regulations as well as in certain other regulations. It would also simplify the calculation of the permanent capital ratio and make other clarifications, corrections, and updates to capital-related regulations.","document_number":"2026-03923","html_url":"https://www.federalregister.gov/documents/2026/02/27/2026-03923/permanent-capital-revisions","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-02-27/pdf/2026-03923.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-03923.pdf?1772113509","publication_date":"2026-02-27","agencies":[{"raw_name":"FARM CREDIT ADMINISTRATION","name":"Farm Credit Administration","id":154,"url":"https://www.federalregister.gov/agencies/farm-credit-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/154","parent_id":null,"slug":"farm-credit-administration"}],"excerpts":"ojects-plan. \n \n \n Lists of Subjects \n \n Agriculture, Banks, Banking, Assessment and Apportionment of Administrative Expenses. \n \n Agriculture, Banks, Banking, Organization. \n \n Agriculture, Banks, Banking, Rural areas. \n \n Agriculture, Banks, Banking, Loans and operations, Rural areas. \n \n Accounting, Agriculture, Banks, Banking, Government securities, Investments, Rural areas. \n \n Accounting, Agriculture, Banks, Banking, Reporting and recordkeeping requirements, Rural areas. \n \n Accounting, Agriculture, Banks, Banking, Reporting and recordkeeping"},{"title":"Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modernize the capital requirements applicable to Category I and II depository institution holding companies and depository institutions, as well as revise the market risk capital framework for banking organizations with significant trading activity (the proposal). The proposal would improve the regulatory capital framework for covered banking organizations by enhancing its risk sensitivity and consistency and by simplifying core components of its design. The agencies expect the proposal would support the safety and soundness of covered banking organizations and U.S. financial stability while promoting lending and other financial intermediation activities in the banking system over a range of economic conditions.","document_number":"2026-05959","html_url":"https://www.federalregister.gov/documents/2026/03/27/2026-05959/regulatory-capital-rule-category-i-and-ii-banking-organizations-banking-organizations-with","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-27/pdf/2026-05959.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05959.pdf?1774529111","publication_date":"2026-03-27","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"commitments. Traditional lending is further subdivided into residential mortgage lending, other retail lending, and corporate lending. Residential mortgage lending includes loans, residential mortgage-backed securities and mortgage securitization and servicing activity. Other retail lending captures all other forms of credit extension to households, such as credit cards, auto loans, installment loans, and student loans. In addition, loans to small businesses below $1 million are included in retail lending. Corporate lending consists of larger loans"},{"title":"Microloan Program; Changes to the Microloan Program Under the Economic Aid To Hard-Hit Small Businesses, Nonprofits, and Venues Act","type":"Rule","abstract":"The U.S. Small Business Administration (SBA) is amending its Microloan Program regulations to reflect statutory changes to the Microloan Program contained in the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act. The changes increase the total amount an Intermediary may borrow under the Microloan Program per year and in aggregate, expand eligibility for Intermediaries to receive a bonus grant and add the necessary definitions, and revise the eligible base grant award amount for Intermediaries under certain circumstances. This direct final rule conforms the regulations to the Act by adopting the new statutory requirements without change.","document_number":"2024-09520","html_url":"https://www.federalregister.gov/documents/2024/05/02/2024-09520/microloan-program-changes-to-the-microloan-program-under-the-economic-aid-to-hard-hit-small","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-05-02/pdf/2024-09520.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-09520.pdf?1714567530","publication_date":"2024-05-02","agencies":[{"raw_name":"SMALL BUSINESS ADMINISTRATION","name":"Small Business Administration","id":468,"url":"https://www.federalregister.gov/agencies/small-business-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/468","parent_id":null,"slug":"small-business-administration"}],"excerpts":"INFORMATION: \n \n A. General Information \n The U.S. Small Business Administration (SBA) is amending its Microloan rules to reflect statutory changes from section 329 of the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (Pub. L. 116-260), enacted December 27, 2020 (the Economic Aid Act). SBA's Microloan Program is authorized by section 7(m) of the Small Business Act, (15 U.S.C. 636(m)) and 13 CFR part 120, subpart G. The Microloan Program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare"},{"title":"Removal of Unconstitutional Preferences Based on Race and Sex in Response to Court Ruling","type":"Rule","abstract":"The U.S. Department of Agriculture (USDA) has independently determined that it will no longer employ the race- and sex-based \"socially disadvantaged\" designation to provide increased benefits based on race and sex in the programs at issue in this regulation. The USDA has faced a long history of litigation stemming from allegations of discrimination in the administration of its farm loan and benefit programs. However, over the past several decades, USDA has undertaken substantial efforts to redress past injustices, culminating in comprehensive settlements, institutional reforms, and compensatory frameworks. These actions collectively support the conclusion that past discrimination has been sufficiently addressed and that further race- and sex-based remedies are no longer necessary or legally justified under current circumstances.","document_number":"2025-12877","html_url":"https://www.federalregister.gov/documents/2025/07/10/2025-12877/removal-of-unconstitutional-preferences-based-on-race-and-sex-in-response-to-court-ruling","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-07-10/pdf/2025-12877.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-12877.pdf?1752065121","publication_date":"2025-07-10","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Office of the Secretary"},{"raw_name":"Federal Crop Insurance Corporation","name":"Federal Crop Insurance Corporation","id":163,"url":"https://www.federalregister.gov/agencies/federal-crop-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/163","parent_id":12,"slug":"federal-crop-insurance-corporation"},{"raw_name":"Natural Resources Conservation Service","name":"Natural Resources Conservation Service","id":376,"url":"https://www.federalregister.gov/agencies/natural-resources-conservation-service","json_url":"https://www.federalregister.gov/api/v1/agencies/376","parent_id":12,"slug":"natural-resources-conservation-service"},{"raw_name":"Farm Service Agency","name":"Farm Service Agency","id":157,"url":"https://www.federalregister.gov/agencies/farm-service-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/157","parent_id":12,"slug":"farm-service-agency"},{"raw_name":"Commodity Credit Corporation","name":"Commodity Credit Corporation","id":76,"url":"https://www.federalregister.gov/agencies/commodity-credit-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/76","parent_id":12,"slug":"commodity-credit-corporation"},{"raw_name":"Rural Business-Cooperative Service","name":"Rural Business-Cooperative Service","id":456,"url":"https://www.federalregister.gov/agencies/rural-business-cooperative-service","json_url":"https://www.federalregister.gov/api/v1/agencies/456","parent_id":12,"slug":"rural-business-cooperative-service"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"},{"raw_name":"Rural Utilities Service","name":"Rural Utilities Service","id":460,"url":"https://www.federalregister.gov/agencies/rural-utilities-service","json_url":"https://www.federalregister.gov/api/v1/agencies/460","parent_id":12,"slug":"rural-utilities-service"}],"excerpts":"of Subjects \n \n \n Agricultural commodities, Agriculture, Disaster assistance, Indemnity payments.\n \n \n \n Administrative practice and procedure, Crop insurance. \n \n Administrative practice and procedure, Agriculture, Conservation, Endangered and threatened species, Natural resources, Soil conservation, Wildlife. \n \n Acreage allotments, Dairy products, Indemnity payments, Pesticides and pests, Reporting and recordkeeping requirements. \n \n Loan programs—Agriculture. \n \n Agriculture, Credit, Loan programs—Agriculture. \n \n Agriculture, Credit, Loan programs—Agriculture"},{"title":"Enterprise Duty To Serve Underserved Markets","type":"Proposed Rule","abstract":"The Federal Housing Finance Agency (FHFA or Agency) proposes to rescind its regulation on Duty to Serve Underserved Markets and replace it with a new rule. If adopted as proposed, the new rule would enable the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (collectively, the Enterprises) to better serve the needs of very low-, low-, and moderate-income families in the manufactured housing, affordable housing preservation, and rural housing markets through greater innovation and with less administrative burden.","document_number":"2026-12750","html_url":"https://www.federalregister.gov/documents/2026/06/24/2026-12750/enterprise-duty-to-serve-underserved-markets","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-24/pdf/2026-12750.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-12750.pdf?1782218725","publication_date":"2026-06-24","agencies":[{"raw_name":"FEDERAL HOUSING FINANCE AGENCY","name":"Federal Housing Finance Agency","id":174,"url":"https://www.federalregister.gov/agencies/federal-housing-finance-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/174","parent_id":null,"slug":"federal-housing-finance-agency"}],"excerpts":"601 \n et seq. \n ) requires that a regulation that has a significant economic impact on a substantial number of small entities, small businesses, or small organizations must include an initial regulatory flexibility analysis describing the regulation's impact on small entities. Such an analysis need not be undertaken if the agency has certified that the regulation will not have a significant economic impact on a substantial number of small entities. 5 U.S.C. 605(b). FHFA has considered the impact of the proposed rule under the Regulatory Flexibility"},{"title":"Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets","type":"Proposed Rule","abstract":"The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modify certain aspects of the regulatory capital rule (the proposal). The proposal would revise the risk-based capital treatment of certain exposure categories under the standardized approach, focusing on improving the calibration and risk sensitivity of risk weights that are particularly material to covered banking organizations' lending activities. The proposal would also modify the definition of regulatory capital by removing the threshold- based deduction for mortgage servicing assets for all banking organizations subject to the regulatory capital rule, including banking organizations subject to the community bank leverage ratio framework. In addition, the proposal would require Category III and IV banking organizations to recognize most elements of accumulated other comprehensive income in their regulatory capital. The agencies are concurrently publishing a separate proposal, which would require Category I and II banking organizations to use a new framework to calculate risk-weighted assets, called the expanded risk-based approach and would allow other banking organizations to elect to use the expanded risk-based approach.","document_number":"2026-05960","html_url":"https://www.federalregister.gov/documents/2026/03/27/2026-05960/regulatory-capital-rules-regulatory-capital-and-standardized-approach-for-risk-weighted-assets","pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-27/pdf/2026-05960.pdf","public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05960.pdf?1774529110","publication_date":"2026-03-27","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"excerpts":"in total consolidated assets.\n \n \n \n As of the second quarter of 2025, there were approximately 2,796 small bank holding companies and approximately 157 small savings and loan holding companies, and approximately 443 small state member banks. The proposed rule would apply to all small entities supervised by the Board; however, small entities that are bank holding companies or savings and loan holding companies are generally subject to the Small Bank Holding Company and Savings and Loan Holding Company Policy Statement and would not be impacted by"}]}