{"abstract":"The Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and the Office of Thrift Supervision, (collectively, the Agencies) are requesting comment on proposed privacy rules published pursuant to section 504 of the Gramm-Leach-Bliley Act (the G-L-B Act or Act). Section 504 authorizes the Agencies to issue regulations as may be necessary to implement notice requirements and restrictions on a financial institution's ability to disclose nonpublic personal information about consumers to nonaffiliated third parties. Pursuant to section 503 of the G-L-B Act, a financial institution must provide its customers with a notice of its privacy policies and practices. Section 502 prohibits a financial institution from disclosing nonpublic personal information about a consumer to nonaffiliated third parties unless the institution satisfies various disclosure and opt-out requirements and the consumer has not elected to opt out of the disclosure. These proposed rules implement the requirements outlined above.","action":"Joint notice of proposed rulemaking.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"},{"raw_name":"Office of Thrift Supervision","name":"Thrift Supervision Office","id":489,"url":"https://www.federalregister.gov/agencies/thrift-supervision-office","json_url":"https://www.federalregister.gov/api/v1/agencies/489","parent_id":497,"slug":"thrift-supervision-office"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2000/02/22/00-3718.html","cfr_references":[{"chapter":null,"citation_url":null,"part":40,"title":12},{"chapter":null,"citation_url":null,"part":216,"title":12},{"chapter":null,"citation_url":null,"part":332,"title":12},{"chapter":null,"citation_url":null,"part":573,"title":12}],"citation":"65 FR 8770","comment_url":null,"comments_close_on":"2000-03-31","correction_of":null,"corrections":[],"dates":"Comments must be received by March 31, 2000.","disposition_notes":null,"docket_ids":["Docket No. 00-05","Docket No. R-1058","Docket No. 2000-13"],"dockets":[],"document_number":"00-3718","effective_on":null,"end_page":8816,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2000/02/22/00-3718.xml","html_url":"https://www.federalregister.gov/documents/2000/02/22/00-3718/privacy-of-consumer-financial-information","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/00-3718?publication_date=2000-02-22","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2000-02-22/00-3718/mods.xml","not_received_for_publication":null,"page_length":47,"page_views":{"count":469,"last_updated":"2026-04-04 16:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2000-02-22/pdf/00-3718.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2000-02-22","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2000/02/22/00-3718.txt","regulation_id_number_info":{"1550-AB36":{"issue":"200010","html_url":"https://www.federalregister.gov/regulations/1550-AB36/privacy-nonpublic-personal-information-safeguarding-customer-information","title":"Privacy:  Nonpublic Personal Information; Safeguarding Customer Information","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200010&RIN=1550-AB36&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"},"3064-AC32":{"issue":"200004","html_url":"https://www.federalregister.gov/regulations/3064-AC32/privacy-of-consumer-financial-information","title":"Privacy of Consumer Financial Information","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200004&RIN=3064-AC32&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"},"1557-AB77":{"issue":"200004","html_url":"https://www.federalregister.gov/regulations/1557-AB77/privacy","title":"Privacy","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200004&RIN=1557-AB77&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["1550-AB36","1557-AB77","3064-AC32"],"regulations_dot_gov_info":{},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":8770,"subtype":null,"title":"Privacy of Consumer Financial Information","toc_doc":null,"toc_subject":null,"topics":["Banks, banking","Banks, banking","Banks, banking","Banks, banking","Consumer protection","Federal Reserve System","Foreign banking","Holding companies","Information","National banks","Privacy","Reporting and recordkeeping requirements"],"type":"Proposed Rule","volume":65}