{"abstract":"The Board is adopting an interim final rule amending Regulation B, which implements the Equal Credit Opportunity Act, to establish uniform standards for the electronic delivery of disclosures required by the act and regulation. The rule provides guidance on the timing and delivery of electronic disclosures to ensure that applicants have adequate opportunity to access and retain required information. (Similar rules are being adopted under other consumer financial services regulations administered by the Board.) Under the rule, creditors may deliver disclosures electronically if they obtain applicants' affirmative consent in accordance with the Electronic Signatures in Global and National Commerce Act. In addition, the regulation is revised to allow creditors to provide disclosures in foreign languages. The rule is being adopted as an interim rule to allow for additional public comment.","action":"Interim rule; request for comments.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2001/04/04/01-8150.html","cfr_references":[{"chapter":null,"citation_url":null,"part":202,"title":12}],"citation":"66 FR 17779","comment_url":null,"comments_close_on":"2001-06-01","correction_of":null,"corrections":[],"dates":"The interim rule is effective March 30, 2001; however, to allow time for any necessary operational changes, the mandatory compliance date is October 1, 2001. Comments must be received by June 1, 2001.","disposition_notes":null,"docket_ids":["Regulation B","Docket No. R-1040"],"dockets":[],"document_number":"01-8150","effective_on":"2001-03-30","end_page":17786,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2001/04/04/01-8150.xml","html_url":"https://www.federalregister.gov/documents/2001/04/04/01-8150/equal-credit-opportunity","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/01-8150?publication_date=2001-04-04","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2001-04-04/01-8150/mods.xml","not_received_for_publication":null,"page_length":8,"page_views":{"count":234,"last_updated":"2026-10-23 14:15:06 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2001-04-04/pdf/01-8150.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2001-04-04","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2001/04/04/01-8150.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-11-12T04:30:40Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":17779,"subtype":null,"title":"Equal Credit Opportunity","toc_doc":"Disclosure requirements; delivery by electronic communication","toc_subject":"Equal credit opportunity (Regulation B):","topics":["Aged","Banks, banking","Civil rights","Credit","Marital status discrimination","Penalties","Religious discrimination","Reporting and recordkeeping requirements","Sex discrimination"],"type":"Rule","volume":66}