{"abstract":"The Board is publishing a technical amendment to Regulation B (Equal Credit Opportunity). The amendment updates the model application form \"Uniform Residential Loan Application\" (Freddie Mac 65/Fannie Mae 1003) in Appendix B of the regulation.","action":"Technical amendment.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2003/09/11/03-23175.html","cfr_references":[{"chapter":null,"citation_url":null,"part":202,"title":12}],"citation":"68 FR 53491","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The amendment is effective January 1, 2004.","disposition_notes":null,"docket_ids":["Regulation B","Docket No. R-1008"],"dockets":[],"document_number":"03-23175","effective_on":"2004-01-01","end_page":53496,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2003/09/11/03-23175.xml","html_url":"https://www.federalregister.gov/documents/2003/09/11/03-23175/equal-credit-opportunity","images":{"ER11SE03.047":{"large":"https://img.federalregister.gov/ER11SE03.047/ER11SE03.047_large.png","medium":"https://img.federalregister.gov/ER11SE03.047/ER11SE03.047_medium.png","original_size":"https://img.federalregister.gov/ER11SE03.047/ER11SE03.047_original_size.png"},"ER11SE03.046":{"large":"https://img.federalregister.gov/ER11SE03.046/ER11SE03.046_large.png","medium":"https://img.federalregister.gov/ER11SE03.046/ER11SE03.046_medium.png","original_size":"https://img.federalregister.gov/ER11SE03.046/ER11SE03.046_original_size.png"},"ER11SE03.045":{"large":"https://img.federalregister.gov/ER11SE03.045/ER11SE03.045_large.png","medium":"https://img.federalregister.gov/ER11SE03.045/ER11SE03.045_medium.png","original_size":"https://img.federalregister.gov/ER11SE03.045/ER11SE03.045_original_size.png"},"ER11SE03.048":{"large":"https://img.federalregister.gov/ER11SE03.048/ER11SE03.048_large.png","medium":"https://img.federalregister.gov/ER11SE03.048/ER11SE03.048_medium.png","original_size":"https://img.federalregister.gov/ER11SE03.048/ER11SE03.048_original_size.png"}},"images_metadata":{"ER11SE03.047":{"large":{"identifier":"ER11SE03.047","content_type":"image/png","size":176531,"width":823,"sha":"bc4cb918713c395490ad6100c664569d","url":"https://img.federalregister.gov/ER11SE03.047/ER11SE03.047_large.png","height":1364},"medium":{"identifier":"ER11SE03.047","content_type":"image/png","size":71743,"width":499,"sha":"cccd4f571e8da29068722a37665ce444","url":"https://img.federalregister.gov/ER11SE03.047/ER11SE03.047_medium.png","height":827},"original_size":{"identifier":"ER11SE03.047","content_type":"image/png","size":627688,"width":3764,"sha":"d696f99fc2e3362ca9181f2bf1a2dbf7","url":"https://img.federalregister.gov/ER11SE03.047/ER11SE03.047_original_size.png","height":6241}},"ER11SE03.046":{"large":{"identifier":"ER11SE03.046","content_type":"image/png","size":114500,"width":823,"sha":"1d5af1d5c25aa12ea0acf10cf600db1e","url":"https://img.federalregister.gov/ER11SE03.046/ER11SE03.046_large.png","height":1368},"medium":{"identifier":"ER11SE03.046","content_type":"image/png","size":44353,"width":495,"sha":"b8c38c650a80a870e1def5d99ad2b5e0","url":"https://img.federalregister.gov/ER11SE03.046/ER11SE03.046_medium.png","height":823},"original_size":{"identifier":"ER11SE03.046","content_type":"image/png","size":200807,"width":3736,"sha":"fa5be74be0c217ddb067684cc72ac502","url":"https://img.federalregister.gov/ER11SE03.046/ER11SE03.046_original_size.png","height":6211}},"ER11SE03.045":{"large":{"identifier":"ER11SE03.045","content_type":"image/png","size":116471,"width":823,"sha":"ccfadde008544194006c12ea7cc53a64","url":"https://img.federalregister.gov/ER11SE03.045/ER11SE03.045_large.png","height":1368},"medium":{"identifier":"ER11SE03.045","content_type":"image/png","size":48708,"width":498,"sha":"fdeb221952caa0d4e376e62c2f4d0368","url":"https://img.federalregister.gov/ER11SE03.045/ER11SE03.045_medium.png","height":828},"original_size":{"identifier":"ER11SE03.045","content_type":"image/png","size":416467,"width":3759,"sha":"854ff516d19ba19f43a441dbff45f49c","url":"https://img.federalregister.gov/ER11SE03.045/ER11SE03.045_original_size.png","height":6249}},"ER11SE03.048":{"large":{"identifier":"ER11SE03.048","content_type":"image/png","size":26520,"width":823,"sha":"1e41e4418f0fd06ada3dc7f1c1ef38c1","url":"https://img.federalregister.gov/ER11SE03.048/ER11SE03.048_large.png","height":1369},"medium":{"identifier":"ER11SE03.048","content_type":"image/png","size":11566,"width":497,"sha":"352948f8e06141b2e93e6138f31df82e","url":"https://img.federalregister.gov/ER11SE03.048/ER11SE03.048_medium.png","height":827},"original_size":{"identifier":"ER11SE03.048","content_type":"image/png","size":106714,"width":3752,"sha":"0d87d3ff6de5ca596ebd4684b4a66b34","url":"https://img.federalregister.gov/ER11SE03.048/ER11SE03.048_original_size.png","height":6240}}},"json_url":"https://www.federalregister.gov/api/v1/documents/03-23175?publication_date=2003-09-11","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2003-09-11/03-23175/mods.xml","not_received_for_publication":null,"page_length":6,"page_views":{"count":181,"last_updated":"2026-10-22 16:15:06 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2003-09-11/pdf/03-23175.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2003-09-11","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2003/09/11/03-23175.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-11-12T09:25:47Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":53491,"subtype":null,"title":"Equal Credit Opportunity","toc_doc":"Uniform Residential Loan Application; technical amendment","toc_subject":"Equal credit opportunity (Regulation B):","topics":["Banks, banking","Credit","Mortgages"],"type":"Rule","volume":68}