{"abstract":"This document contains final regulations governing portability requirements for group health plans and issuers of health insurance coverage offered in connection with a group health plan. The rules contained in this document implement changes made to the Internal Revenue Code, the Employee Retirement Income Security Act, and the Public Health Service Act enacted as part of the Health Insurance Portability and Accountability Act of 1996.","action":"Final regulation.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"},{"raw_name":"DEPARTMENT OF LABOR","name":"Labor Department","id":271,"url":"https://www.federalregister.gov/agencies/labor-department","json_url":"https://www.federalregister.gov/api/v1/agencies/271","parent_id":null,"slug":"labor-department"},{"raw_name":"Employee Benefits Security Administration","name":"Employee Benefits Security Administration","id":131,"url":"https://www.federalregister.gov/agencies/employee-benefits-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/131","parent_id":271,"slug":"employee-benefits-security-administration"},{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"},{"raw_name":"Centers for Medicare & Medicaid Services","name":"Centers for Medicare & Medicaid Services","id":45,"url":"https://www.federalregister.gov/agencies/centers-for-medicare-medicaid-services","json_url":"https://www.federalregister.gov/api/v1/agencies/45","parent_id":221,"slug":"centers-for-medicare-medicaid-services"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2004/12/30/04-28112.html","cfr_references":[{"chapter":null,"citation_url":null,"part":54,"title":26},{"chapter":null,"citation_url":null,"part":602,"title":26},{"chapter":null,"citation_url":null,"part":2590,"title":29},{"chapter":null,"citation_url":null,"part":144,"title":45},{"chapter":null,"citation_url":null,"part":146,"title":45}],"citation":"69 FR 78720","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective date. These final regulations are effective February 28, 2005.","disposition_notes":null,"docket_ids":["TD 9166"],"dockets":[],"document_number":"04-28112","effective_on":"2005-02-28","end_page":78799,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2004/12/30/04-28112.xml","html_url":"https://www.federalregister.gov/documents/2004/12/30/04-28112/final-regulations-for-health-coverage-portability-for-group-health-plans-and-group-health-insurance","images":{"ER30DE04.010":{"original_size":"https://img.federalregister.gov/ER30DE04.010/ER30DE04.010_original_size.gif"},"ER30DE04.009":{"original_size":"https://img.federalregister.gov/ER30DE04.009/ER30DE04.009_original_size.gif"},"ER30DE04.007":{"original_size":"https://img.federalregister.gov/ER30DE04.007/ER30DE04.007_original_size.gif"},"ER30DE04.008":{"original_size":"https://img.federalregister.gov/ER30DE04.008/ER30DE04.008_original_size.gif"}},"images_metadata":{"ER30DE04.010":{"original_size":{"identifier":"ER30DE04.010","content_type":"image/gif","size":405751,"width":3970,"sha":"a824aba627f31b5a1e1fa4057b1702a6","url":"https://img.federalregister.gov/ER30DE04.010/ER30DE04.010_original_size.gif","height":4980}},"ER30DE04.009":{"original_size":{"identifier":"ER30DE04.009","content_type":"image/gif","size":376333,"width":3936,"sha":"2fefb436ebdeb790033335abf13d4417","url":"https://img.federalregister.gov/ER30DE04.009/ER30DE04.009_original_size.gif","height":4972}},"ER30DE04.007":{"original_size":{"identifier":"ER30DE04.007","content_type":"image/gif","size":382110,"width":3936,"sha":"9e6c4e94c1a2fa0a5dd1b527a1ec41c0","url":"https://img.federalregister.gov/ER30DE04.007/ER30DE04.007_original_size.gif","height":5044}},"ER30DE04.008":{"original_size":{"identifier":"ER30DE04.008","content_type":"image/gif","size":411340,"width":3940,"sha":"b226306d1902350b2a2921db99873491","url":"https://img.federalregister.gov/ER30DE04.008/ER30DE04.008_original_size.gif","height":4976}}},"json_url":"https://www.federalregister.gov/api/v1/documents/04-28112?publication_date=2004-12-30","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2004-12-30/04-28112/mods.xml","not_received_for_publication":null,"page_length":80,"page_views":{"count":7289,"last_updated":"2026-04-25 20:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2004-12-30/pdf/04-28112.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2004-12-30","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2004/12/30/04-28112.txt","regulation_id_number_info":{"0938-AL43":{"issue":"200410","html_url":"https://www.federalregister.gov/regulations/0938-AL43/health-coverage-portability-for-group-health-plans-and-group-health-insurance-issuers-cms-2151-f-","title":"Health Coverage Portability for Group Health Plans and Group Health Insurance Issuers (CMS-2151-F)","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200410&RIN=0938-AL43&operation=OPERATION_EXPORT_XML","priority_category":"Economically Significant"},"1210-AA54":{"issue":"201010","html_url":"https://www.federalregister.gov/regulations/1210-AA54/regulations-implementing-the-health-care-access-portability-and-renewability-provisions-of-the-healt","title":"Regulations Implementing the Health Care Access, Portability, and Renewability Provisions of the Health Insurance Portability and Accountability Act of 1996","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201010&RIN=1210-AA54&operation=OPERATION_EXPORT_XML","priority_category":"Economically Significant"},"1545-AX84":{"issue":"200404","html_url":"https://www.federalregister.gov/regulations/1545-AX84/hipaa-portability","title":"HIPAA Portability","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200404&RIN=1545-AX84&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["0938-AL43","1210-AA54","1545-AX84"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-11-12T14:18:41Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":78720,"subtype":null,"title":"Final Regulations for Health Coverage Portability for Group Health Plans and Group Health Insurance Issuers Under HIPAA Titles I & IV","toc_doc":"Group health plans and insurance issuers; access, portability, and renewability requirements","toc_subject":null,"topics":["Employee benefit plans","Excise taxes","Health care","Health insurance","Pensions","Reporting and recordkeeping requirements"],"type":"Rule","volume":69}