{"abstract":"The Office of the Comptroller of the Currency (OCC) is proposing to extend for three years an OCC pilot program that authorizes new, special lending limits for 1-4 family residential real estate loans and small business loans. Under the program, eligible national banks with main offices located in states that have a lending limit available for residential real estate loans or small business loans that is higher than the current Federal limit, may apply to take part in the pilot and make use of the higher limits. The pilot program will expire on June 11, 2004, although national banks approved to participate in the program as of that date may continue to lend under the higher limits until September 10, 2004. While our preliminary analysis indicates that the pilot program has operated in a safe and sound manner, additional experience with the program is needed before we can make a determination to retain, modify, or rescind these special lending limits. Accordingly, the proposal would extend the pilot program for an additional three years. The proposal also seeks comment on expansion or modification of the scope of the current pilot program.","action":"Notice of proposed rulemaking.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2004/04/23/04-9360.html","cfr_references":[{"chapter":null,"citation_url":null,"part":32,"title":12}],"citation":"69 FR 21978","comment_url":null,"comments_close_on":"2004-05-24","correction_of":null,"corrections":[],"dates":"Comments must be received by May 24, 2004.","disposition_notes":null,"docket_ids":["Docket No. 04-11"],"dockets":[],"document_number":"04-9360","effective_on":null,"end_page":21981,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2004/04/23/04-9360.xml","html_url":"https://www.federalregister.gov/documents/2004/04/23/04-9360/lending-limits-pilot-program","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/04-9360?publication_date=2004-04-23","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2004-04-23/04-9360/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":110,"last_updated":"2026-08-26 02:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2004-04-23/pdf/04-9360.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2004-04-23","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2004/04/23/04-9360.txt","regulation_id_number_info":{"1557-AC83":{"issue":"200404","html_url":"https://www.federalregister.gov/regulations/1557-AC83/lending-limits-pilot-program-","title":"Lending Limits Pilot Program\r\n","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200404&RIN=1557-AC83&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["1557-AC83"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-11-12T11:21:36Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":21978,"subtype":null,"title":"Lending Limits Pilot Program","toc_doc":"Residential real estate and small business loans; pilot program","toc_subject":null,"topics":["Reporting and recordkeeping requirements"],"type":"Proposed Rule","volume":69}