{"abstract":"The Board of Governors of the Federal Reserve System (Board) is proposing to raise the asset size threshold and revise the other criteria for determining whether a bank holding company (BHC) qualifies for the Board's Small Bank Holding Company Policy Statement (Regulation Y, Appendix C) (Policy Statement) and an exemption from the Board's risk-based and leverage capital adequacy guidelines for BHCs (Regulation Y, Appendices A and D) (Capital Guidelines). The proposal would increase the asset size threshold from $150 million to $500 million in consolidated assets for determining whether a BHC would qualify for the Policy Statement and an exemption from the Capital Guidelines; modify the qualitative criteria used in determining whether a BHC that is under the asset size threshold nevertheless would not qualify for the Policy Statement or the exemption from the Capital Guidelines; and clarify the treatment under the Policy Statement of subordinated debt associated with trust preferred securities.","action":"Proposed rule with request for comments.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2005/09/08/05-17740.html","cfr_references":[{"chapter":null,"citation_url":null,"part":225,"title":12}],"citation":"70 FR 53320","comment_url":null,"comments_close_on":"2005-11-07","correction_of":null,"corrections":[],"dates":"Comments must be received no later than November 7, 2005.","disposition_notes":null,"docket_ids":["Regulation Y","Docket No. R-1235"],"dockets":[],"document_number":"05-17740","effective_on":null,"end_page":53323,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2005/09/08/05-17740.xml","html_url":"https://www.federalregister.gov/documents/2005/09/08/05-17740/capital-adequacy-guidelines-for-bank-holding-companies-small-bank-holding-company-policy-statement","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/05-17740?publication_date=2005-09-08","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2005-09-08/05-17740/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":80,"last_updated":"2026-10-22 22:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2005-09-08/pdf/05-17740.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2005-09-08","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2005/09/08/05-17740.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-11-12T17:06:29Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":53320,"subtype":null,"title":"Capital Adequacy Guidelines for Bank Holding Companies; Small Bank Holding Company Policy Statement; Definition of a Qualifying Small Bank Holding Company","toc_doc":"Capital adequacy guidelines; small bank holding company policy statement; qualification  criteria","toc_subject":"Bank holding companies; change in bank control (Regulation Y):","topics":["Administrative practice and procedure","Banks, banking","Holding companies","Reporting and recordkeeping requirements","Securities"],"type":"Proposed Rule","volume":70}