{"abstract":"This notice applies to FHA single family mortgage insurance programs. This notice announces FHA's planned implementation of risk- based premiums, which are designed for mortgage lenders to offer borrowers an FHA-insured product that provides a range of mortgage insurance premium pricing, based on the risk the insurance contract represents.","action":"Notice.","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2007/09/20/07-4651.html","cfr_references":[],"citation":"72 FR 53872","comment_url":null,"comments_close_on":"2007-10-22","correction_of":null,"corrections":[],"dates":"Comment Due Date: October 22, 2007.","disposition_notes":null,"docket_ids":["Docket No. FR-5171-N-01"],"dockets":[],"document_number":"07-4651","effective_on":null,"end_page":53873,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2007/09/20/07-4651.xml","html_url":"https://www.federalregister.gov/documents/2007/09/20/07-4651/federal-housing-administration-fha-single-family-mortgage-insurance-announcement-of-planned","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/07-4651?publication_date=2007-09-20","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2007-09-20/07-4651/mods.xml","not_received_for_publication":null,"page_length":2,"page_views":{"count":96,"last_updated":"2026-04-04 18:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2007-09-20/pdf/07-4651.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2007-09-20","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2007/09/20/07-4651.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-11-13T03:13:00Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":53872,"subtype":null,"title":"Federal Housing Administration (FHA) Single Family Mortgage Insurance: Announcement of Planned Implementation of Risk-Based Premiums","toc_doc":"Risk-based premiums; announcement of planned implementation","toc_subject":"Mortgage and loan insurance programs:","topics":[],"type":"Notice","volume":72}