{"abstract":"Through this Advance Notice of Proposed Rulemaking (ANPR), HUD commences the process of initiating rulemaking directed to strengthening and clarifying the prohibition against the \"required use\" of affiliated settlement service providers in residential mortgage transactions under section 8 of RESPA. HUD has received complaints that some homebuyers are committing to use a builder's affiliated mortgage lender in exchange for construction discounts or discounted upgrades, without sufficient time to research their contracts or to comparison shop. The purpose of this ANPR is to solicit information that can be used to inform any future revision or clarification of the regulatory definition of the \"required use\" of affiliated settlement service providers in residential mortgage transactions. With this ANPR, HUD seeks comment from an array of sources with experience or knowledge of affiliated business arrangements in residential mortgage transactions. HUD also welcomes comment on actions in addition or as an alternative to rulemaking that would better address concerns with affiliated business arrangements in residential mortgage transactions.","action":"Advance notice of proposed rulemaking.","agencies":[{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2010/06/03/2010-13350.html","cfr_references":[{"chapter":null,"citation_url":null,"part":3500,"title":24}],"citation":"75 FR 31334","comment_url":null,"comments_close_on":"2010-09-01","correction_of":null,"corrections":[],"dates":"Comment Due Date: September 1, 2010.","disposition_notes":null,"docket_ids":["Docket No. FR-5352-A-01"],"dockets":[{"supporting_documents":[],"agency_name":"HUD","documents":[{"comment_count":1228,"comment_start_date":"2010-06-03","updated_at":"2025-05-21T04:28:44.729-04:00","comment_url":"https://www.regulations.gov/commenton/HUD-2010-0044-0001","allow_late_comments":false,"id":"HUD-2010-0044-0001","comment_end_date":"2010-09-02","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"HUD-2010-0044","title":"FR–5352–A–01\r\nReal Estate Settlement Procedures Act (RESPA): Strengthening and Clarifying RESPAs (Required Use) Prohibition"}],"document_number":"2010-13350","effective_on":null,"end_page":31338,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2010/06/03/2010-13350.xml","html_url":"https://www.federalregister.gov/documents/2010/06/03/2010-13350/real-estate-settlement-procedures-act-respa-strengthening-and-clarifying-respas-required-use","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2010-13350?publication_date=2010-06-03","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2010-06-03/2010-13350/mods.xml","not_received_for_publication":null,"page_length":5,"page_views":{"count":1473,"last_updated":"2026-04-04 08:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2010-06-03/pdf/2010-13350.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2010-06-03","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2010/06/03/2010-13350.txt","regulation_id_number_info":{"2502-A178":null},"regulation_id_numbers":["2502-A178"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/2502-AI78/real-estate-settlement-procedures-act-respa-strengthening-and-clarifying-respa-s-required-use-prohib","title":"Real Estate Settlement Procedures Act (RESPA); Strengthening and Clarifying RESPA's \"Required Use\" Prohibition (FR-5352)"},"comments_count":1228,"agency_id":"HUD","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=HUD-2010-0044","supporting_documents_count":0,"docket_id":"HUD-2010-0044","document_id":"HUD-2010-0044-0001","regulation_id_number":"2502-AI78","title":"FR–5352–A–01\r\nReal Estate Settlement Procedures Act (RESPA): Strengthening and Clarifying RESPAs (Required Use) Prohibition","checked_regulationsdotgov_at":"2025-05-22T08:55:20Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":31334,"subtype":null,"title":"Real Estate Settlement Procedures Act (RESPA): Strengthening and Clarifying RESPA's “Required Use” Prohibition Advance Notice of Proposed Rulemaking","toc_doc":"Strengthening and Clarifying RESPAs (Required Use) Prohibition","toc_subject":"Real Estate Settlement Procedures Act (RESPA):","topics":[],"type":"Proposed Rule","volume":75}