{"abstract":"The Federal Housing Finance Agency (FHFA) is issuing a final regulation that requires the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, and each Federal Home Loan Bank (collectively, regulated entities) to submit a timely report to FHFA upon discovery that it has purchased or sold a fraudulent loan or financial instrument, or suspects a possible fraud relating to the purchase or sale of any loan or financial instrument. The final regulation also requires the regulated entities to establish and maintain internal controls, policies, procedures, and operational training programs to ensure that any fraudulent loan or financial instrument or possible fraudulent loan or financial instrument is discovered and reported.","action":"Final regulation.","agencies":[{"raw_name":"FEDERAL HOUSING FINANCE AGENCY","name":"Federal Housing Finance Agency","id":174,"url":"https://www.federalregister.gov/agencies/federal-housing-finance-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/174","parent_id":null,"slug":"federal-housing-finance-agency"},{"raw_name":"DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","name":"Housing and Urban Development Department","id":228,"url":"https://www.federalregister.gov/agencies/housing-and-urban-development-department","json_url":"https://www.federalregister.gov/api/v1/agencies/228","parent_id":null,"slug":"housing-and-urban-development-department"},{"raw_name":"Office of Federal Housing Enterprise Oversight","name":"Federal Housing Enterprise Oversight Office","id":173,"url":"https://www.federalregister.gov/agencies/federal-housing-enterprise-oversight-office","json_url":"https://www.federalregister.gov/api/v1/agencies/173","parent_id":228,"slug":"federal-housing-enterprise-oversight-office"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2010/01/27/2010-1641.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1233,"title":12},{"chapter":null,"citation_url":null,"part":1731,"title":12}],"citation":"75 FR 4255","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective Date: February 26, 2010.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2010-1641","effective_on":"2010-02-26","end_page":4259,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2010/01/27/2010-1641.xml","html_url":"https://www.federalregister.gov/documents/2010/01/27/2010-1641/reporting-of-fraudulent-financial-instruments","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2010-1641?publication_date=2010-01-27","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2010-01-27/2010-1641/mods.xml","not_received_for_publication":null,"page_length":5,"page_views":{"count":1173,"last_updated":"2026-07-28 08:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2010-01-27/pdf/2010-1641.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2010-01-27","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2010/01/27/2010-1641.txt","regulation_id_number_info":{"2590-AA11":{"issue":"201004","html_url":"https://www.federalregister.gov/regulations/2590-AA11/reporting-of-fraudulent-financial-instruments","title":"Reporting of Fraudulent Financial Instruments","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201004&RIN=2590-AA11&operation=OPERATION_EXPORT_XML","priority_category":"Info./Admin./Other"}},"regulation_id_numbers":["2590-AA11"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2010-01-27T16:02:24Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":4255,"subtype":null,"title":"Reporting of Fraudulent Financial Instruments","toc_doc":null,"toc_subject":null,"topics":["Administrative practice and procedure","Federal home loan banks","Government-sponsored enterprises","Mortgages","Reporting and recordkeeping requirements"],"type":"Rule","volume":75}