{"abstract":"On July 22, 2009, NCUA published a final rule amending part 707, which implements the Truth in Savings Act, and the official staff interpretations to the regulation. The final rule addressed credit unions' disclosure practices related to overdraft services, including balances disclosed to members through automated systems. This interim final rule amends part 707 and official staff interpretations to address the application of the July 2009 final rule to retail sweep programs and the terminology for overdraft fee disclosures and to make amendments that conform to the Federal Reserve Board's (Federal Reserve) final Regulation E amendments addressing overdraft services, adopted in November 2009. This rule also includes a minor technical correction to sample form B-12 for formatting purposes.","action":"Interim final rule with request for comments.","agencies":[{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2010/08/05/2010-19090.html","cfr_references":[{"chapter":null,"citation_url":null,"part":707,"title":12}],"citation":"75 FR 47173","comment_url":null,"comments_close_on":"2010-10-04","correction_of":null,"corrections":[],"dates":"This rule is effective September 7, 2010, except for the amendment to Sec. 707.11(a)(1(i), which is effective October 1, 2010. Comments must be received by October 4, 2010.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2010-19090","effective_on":"2010-09-07","end_page":47176,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2010/08/05/2010-19090.xml","html_url":"https://www.federalregister.gov/documents/2010/08/05/2010-19090/truth-in-savings","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2010-19090?publication_date=2010-08-05","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2010-08-05/2010-19090/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":879,"last_updated":"2026-07-25 22:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2010-08-05/pdf/2010-19090.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2010-08-05","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2010/08/05/2010-19090.txt","regulation_id_number_info":{"3133-AD72":{"issue":"201104","html_url":"https://www.federalregister.gov/regulations/3133-AD72/truth-in-savings","title":"Truth In Savings","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201104&RIN=3133-AD72&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3133-AD72"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2010-08-24T11:09:55Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":47173,"subtype":null,"title":"Truth in Savings","toc_doc":"Truth in Savings","toc_subject":null,"topics":["Advertising","Consumer protection","Credit unions","Reporting and recordkeeping requirements"],"type":"Rule","volume":75}