{"abstract":"The Board is publishing for public comment a proposed rule amending Regulation B (Equal Credit Opportunity). Section 704B of the Equal Credit Opportunity Act (ECOA), as added by Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act), requires that financial institutions collect and report information concerning credit applications made by women- or minority- owned businesses and by small businesses. ECOA Section 704B becomes effective on the date that rulemaking authority for ECOA is transferred to the Consumer Financial Protection Bureau (CFPB), which is July 21, 2011. Although the CFPB will have the authority to issue rules to implement ECOA Section 704B for most entities, the Board retains authority to issue rules for certain motor vehicle dealers. This proposed rule excepts motor vehicle dealers that are subject to the Board's jurisdiction from the requirements of ECOA Section 704B temporarily, until the effective date of final rules that will be issued by the Board to implement that provision.","action":"Proposed rule; request for public comment.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2011/06/23/2011-15654.html","cfr_references":[{"chapter":null,"citation_url":null,"part":202,"title":12}],"citation":"76 FR 36885","comment_url":null,"comments_close_on":"2011-07-29","correction_of":null,"corrections":[],"dates":"Comments on this proposed rule must be received on or before July 29, 2011.","disposition_notes":null,"docket_ids":["Regulation B","Docket No. R-1426"],"dockets":[],"document_number":"2011-15654","effective_on":null,"end_page":36887,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2011/06/23/2011-15654.xml","html_url":"https://www.federalregister.gov/documents/2011/06/23/2011-15654/regulation-b-equal-credit-opportunity","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2011-15654?publication_date=2011-06-23","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2011-06-23/2011-15654/mods.xml","not_received_for_publication":null,"page_length":3,"page_views":{"count":2340,"last_updated":"2026-10-24 10:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2011-06-23/pdf/2011-15654.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2011-06-23","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2011/06/23/2011-15654.txt","regulation_id_number_info":{"7100-AD78":{"issue":"201110","html_url":"https://www.federalregister.gov/regulations/7100-AD78/regulation-b-equal-credit-opportunity-docket-no-r-1426-","title":"Regulation B--Equal Credit Opportunity (Docket No. R-1426)","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201110&RIN=7100-AD78&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["7100-AD78"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-07-13T08:07:43Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":36885,"subtype":null,"title":"Regulation B; Equal Credit Opportunity","toc_doc":"Equal Credit Opportunity","toc_subject":null,"topics":["Aged","Banks, banking","Civil rights","Credit","Marital status discrimination","Penalties","Religious discrimination","Reporting and recordkeeping requirements","Sex discrimination"],"type":"Proposed Rule","volume":76}