{"abstract":"The NCUA is amending its regulation to permit federal credit unions (FCUs) that do not qualify for a low-income designation using the geo-coding software the agency has developed for that purpose to submit an analysis of a statistically valid sample of member income data as evidence they qualify for the designation. The final rule, by permitting FCUs to use a statistically valid sample of member incomes drawn from loan files or a survey, eases the burden on FCUs seeking to qualify for a low-income designation. The final rule is very similar to the proposed, with additional wording about not combining a survey and loan file review.","action":"Final rule.","agencies":[{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2011/06/24/2011-15731.html","cfr_references":[{"chapter":null,"citation_url":null,"part":701,"title":12}],"citation":"76 FR 36976","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This rule is effective July 25, 2011.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2011-15731","effective_on":"2011-07-25","end_page":36979,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2011/06/24/2011-15731.xml","html_url":"https://www.federalregister.gov/documents/2011/06/24/2011-15731/sample-income-data-to-meet-the-low-income-definition","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2011-15731?publication_date=2011-06-24","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2011-06-24/2011-15731/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":356,"last_updated":"2026-05-21 12:15:06 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2011-06-24/pdf/2011-15731.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2011-06-24","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2011/06/24/2011-15731.txt","regulation_id_number_info":{"3133-AD76":{"issue":"201104","html_url":"https://www.federalregister.gov/regulations/3133-AD76/sample-income-data-to-meet-the-low-income-definition","title":"Sample Income Data To Meet the Low-Income Definition","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201104&RIN=3133-AD76&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["3133-AD76"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-07-14T08:05:47Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":36976,"subtype":null,"title":"Sample Income Data To Meet the Low-Income Definition","toc_doc":"Sample Income Data to Meet Low-Income Definition","toc_subject":null,"topics":["Credit unions"],"type":"Rule","volume":76}