{"abstract":"Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven Federal agencies to the Bureau of Consumer Financial Protection (Bureau) as of July 21, 2011. The Bureau is in the process of republishing the regulations implementing those laws with technical and conforming changes to reflect the transfer of authority and certain other changes made by the Dodd-Frank Act. In light of the transfer to the Bureau of the Board of Governors of the Federal Reserve System's (Board's) rulemaking authority for the Home Mortgage Disclosure Act of 1975 (HMDA), as amended, the Bureau is publishing for public comment an interim final rule establishing a new Regulation C (Home Mortgage Disclosure). This interim final rule does not impose any new substantive obligations on persons subject to the existing Regulation C, previously published by the Board.","action":"Interim final rule with request for public comment.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2011/12/19/2011-31712.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1003,"title":12}],"citation":"76 FR 78465","comment_url":null,"comments_close_on":"2012-02-17","correction_of":null,"corrections":[],"dates":"This interim final rule is effective on December 30, 2011. Comments must be received on or before February 17, 2012.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2011-0020"],"dockets":[],"document_number":"2011-31712","effective_on":"2011-12-30","end_page":78483,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2011/12/19/2011-31712.xml","html_url":"https://www.federalregister.gov/documents/2011/12/19/2011-31712/home-mortgage-disclosure-regulation-c","images":{"ER19DE11.019":{"large":"https://img.federalregister.gov/ER19DE11.019/ER19DE11.019_large.png","medium":"https://img.federalregister.gov/ER19DE11.019/ER19DE11.019_medium.png","original_size":"https://img.federalregister.gov/ER19DE11.019/ER19DE11.019_original_size.png"},"ER19DE11.016":{"large":"https://img.federalregister.gov/ER19DE11.016/ER19DE11.016_large.png","medium":"https://img.federalregister.gov/ER19DE11.016/ER19DE11.016_medium.png","original_size":"https://img.federalregister.gov/ER19DE11.016/ER19DE11.016_original_size.png"},"ER19DE11.018":{"large":"https://img.federalregister.gov/ER19DE11.018/ER19DE11.018_large.png","medium":"https://img.federalregister.gov/ER19DE11.018/ER19DE11.018_medium.png","original_size":"https://img.federalregister.gov/ER19DE11.018/ER19DE11.018_original_size.png"},"ER19DE11.017":{"large":"https://img.federalregister.gov/ER19DE11.017/ER19DE11.017_large.png","medium":"https://img.federalregister.gov/ER19DE11.017/ER19DE11.017_medium.png","original_size":"https://img.federalregister.gov/ER19DE11.017/ER19DE11.017_original_size.png"}},"images_metadata":{"ER19DE11.019":{"large":{"identifier":"ER19DE11.019","content_type":"image/png","size":84962,"width":823,"sha":"add57aee4e1de1eb58636a373a91db3d","url":"https://img.federalregister.gov/ER19DE11.019/ER19DE11.019_large.png","height":1280},"medium":{"identifier":"ER19DE11.019","content_type":"image/png","size":34215,"width":454,"sha":"46365b2bc1cc4cb38ab8c6f39d5c7a98","url":"https://img.federalregister.gov/ER19DE11.019/ER19DE11.019_medium.png","height":706},"original_size":{"identifier":"ER19DE11.019","content_type":"image/png","size":261206,"width":3429,"sha":"3897834c528a5d07adbe7b5a8ba81e08","url":"https://img.federalregister.gov/ER19DE11.019/ER19DE11.019_original_size.png","height":5334}},"ER19DE11.016":{"large":{"identifier":"ER19DE11.016","content_type":"image/png","size":56268,"width":823,"sha":"0294c5acb9f35df475c45bb2c4c8e747","url":"https://img.federalregister.gov/ER19DE11.016/ER19DE11.016_large.png","height":1219},"medium":{"identifier":"ER19DE11.016","content_type":"image/png","size":19169,"width":395,"sha":"2d62242558b8906d9ebabb0ebb9bc38c","url":"https://img.federalregister.gov/ER19DE11.016/ER19DE11.016_medium.png","height":585},"original_size":{"identifier":"ER19DE11.016","content_type":"image/png","size":94349,"width":2987,"sha":"bc38c3cd6ee36bc561ebeba783e6f3ff","url":"https://img.federalregister.gov/ER19DE11.016/ER19DE11.016_original_size.png","height":4423}},"ER19DE11.018":{"large":{"identifier":"ER19DE11.018","content_type":"image/png","size":107028,"width":823,"sha":"6c3c83433355fba7a90f9dbf5f8b93f1","url":"https://img.federalregister.gov/ER19DE11.018/ER19DE11.018_large.png","height":1123},"medium":{"identifier":"ER19DE11.018","content_type":"image/png","size":46855,"width":483,"sha":"7b6ac41bedf4401cf8ade08f7d3e9ba8","url":"https://img.federalregister.gov/ER19DE11.018/ER19DE11.018_medium.png","height":659},"original_size":{"identifier":"ER19DE11.018","content_type":"image/png","size":238541,"width":3649,"sha":"d670b132edc6813778c5dfd444cb0b1c","url":"https://img.federalregister.gov/ER19DE11.018/ER19DE11.018_original_size.png","height":4980}},"ER19DE11.017":{"large":{"identifier":"ER19DE11.017","content_type":"image/png","size":212673,"width":757,"sha":"0378821a7164b281be7c07e9e6b94355","url":"https://img.federalregister.gov/ER19DE11.017/ER19DE11.017_large.png","height":1519},"medium":{"identifier":"ER19DE11.017","content_type":"image/png","size":52899,"width":357,"sha":"0f437ef71267b46a9ba6c217e4f6b491","url":"https://img.federalregister.gov/ER19DE11.017/ER19DE11.017_medium.png","height":716},"original_size":{"identifier":"ER19DE11.017","content_type":"image/png","size":570743,"width":2691,"sha":"b571652a1cd8de2d2b1867b255ce89c4","url":"https://img.federalregister.gov/ER19DE11.017/ER19DE11.017_original_size.png","height":5400}}},"json_url":"https://www.federalregister.gov/api/v1/documents/2011-31712?publication_date=2011-12-19","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2011-12-19/2011-31712/mods.xml","not_received_for_publication":null,"page_length":19,"page_views":{"count":6969,"last_updated":"2026-09-21 18:15:06 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2011-12-19/pdf/2011-31712.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2011-31712.pdf?1324388878","publication_date":"2011-12-19","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2011/12/19/2011-31712.txt","regulation_id_number_info":{"3170-AA06":{"issue":"201604","html_url":"https://www.federalregister.gov/regulations/3170-AA06/restatement-of-federal-consumer-financial-law-regulations-","title":"Restatement of Federal Consumer Financial Law Regulations  ","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201604&RIN=3170-AA06&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3170-AA06"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2012-04-13T23:40:01Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":78465,"subtype":null,"title":"Home Mortgage Disclosure (Regulation C)","toc_doc":"Home Mortgage Disclosure (Regulation C)","toc_subject":null,"topics":["Banks, banking","Credit unions","Mortgages","Reporting and recordkeeping requirements","Savings associations"],"type":"Rule","volume":76}