{"abstract":"Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven Federal agencies to the Bureau of Consumer Financial Protection (Bureau) as of July 21, 2011. The Bureau is in the process of republishing the regulations implementing those laws with technical and conforming changes to reflect the transfer of authority and certain other changes made by the Dodd-Frank Act. In light of the transfer to the Bureau of the rulemaking authority of the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, the National Credit Union Administration, the Federal Deposit Insurance Corporation, and the Department of Housing and Urban Development for the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), the Bureau is publishing for public comment an interim final rule establishing a new Regulation G (S.A.F.E. Mortgage Licensing Act--Federal Registration of Residential Mortgage Loan Originators) and a new Regulation H (S.A.F.E. Mortgage Licensing Act--State Compliance and Bureau Registration System). This interim final rule also covers employees of institutions regulated by the Farm Credit Administration. This interim final rule does not impose any new substantive obligations on persons subject to the existing S.A.F.E. Act regulations.","action":"Interim final rule with request for public comment.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2011/12/19/2011-31730.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1007,"title":12},{"chapter":null,"citation_url":null,"part":1008,"title":12}],"citation":"76 FR 78483","comment_url":null,"comments_close_on":"2012-02-17","correction_of":null,"corrections":[],"dates":"This interim final rule is effective on December 30, 2011. Comments must be received on or before February 17, 2012.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2011-0023"],"dockets":[],"document_number":"2011-31730","effective_on":"2011-12-30","end_page":78499,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2011/12/19/2011-31730.xml","html_url":"https://www.federalregister.gov/documents/2011/12/19/2011-31730/safe-mortgage-licensing-act-regulations-g-and-h","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2011-31730?publication_date=2011-12-19","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2011-12-19/2011-31730/mods.xml","not_received_for_publication":null,"page_length":17,"page_views":{"count":62939,"last_updated":"2026-10-24 08:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2011-12-19/pdf/2011-31730.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2011-31730.pdf?1324070249","publication_date":"2011-12-19","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2011/12/19/2011-31730.txt","regulation_id_number_info":{"3170-AA06":{"issue":"201604","html_url":"https://www.federalregister.gov/regulations/3170-AA06/restatement-of-federal-consumer-financial-law-regulations-","title":"Restatement of Federal Consumer Financial Law Regulations  ","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201604&RIN=3170-AA06&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3170-AA06"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2012-04-13T23:40:01Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":78483,"subtype":null,"title":"S.A.F.E. Mortgage Licensing Act (Regulations G & H)","toc_doc":"S.A.F.E. Mortgage Licensing Act (Regulations G and H)","toc_subject":null,"topics":["Accounting","Administrative practice and procedure","Advertising","Agriculture","Bank deposit insurance","Banks, banking","Confidential business information","Consumer protection","Credit unions","Crime","Currency","Exports","Foreign banking","Grant programs-housing and community development","Holding companies","Insurance","Investments","Loan programs-housing and community development","Mortgages","Penalties","Reporting and recordkeeping requirements","Rural areas","Savings associations","Securities","Surety bonds"],"type":"Rule","volume":76}