{"abstract":"The Bureau of Consumer Financial Protection is amending Regulation E, which implements the Electronic Fund Transfer Act, and the official interpretation to the regulation, which interprets the requirements of Regulation E. The final rule provides new protections, including disclosures and error resolution and cancellation rights, to consumers who send remittance transfers to other consumers or businesses in a foreign country. The amendments implement statutory requirements set forth in the Dodd-Frank Wall Street Reform and Consumer Protection Act.","action":"Final rule; official interpretation.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2012/02/07/2012-1728.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1005,"title":12}],"citation":"77 FR 6194","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The rule is effective February 7, 2013.","disposition_notes":null,"docket_ids":["Docket No. 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12:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2012-02-07/pdf/2012-1728.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2012-01728.pdf?1328536039","publication_date":"2012-02-07","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2012/02/07/2012-1728.txt","regulation_id_number_info":{"3170-AA15":{"issue":"201110","html_url":"https://www.federalregister.gov/regulations/3170-AA15/disclosure-rules-for-remittance-transactions-regulation-e-","title":"Disclosure Rules for Remittance Transactions (Regulation E)","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201110&RIN=3170-AA15&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3170-AA15"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2011-0009","supporting_documents_count":0,"docket_id":"CFPB-2011-0009","regulation_id_number":"7100-AD76","title":"Electronic Fund Transfers","checked_regulationsdotgov_at":"2012-02-26T19:36:43Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":6194,"subtype":null,"title":"Electronic Fund Transfers (Regulation E)","toc_doc":"Electronic Fund Transfers","toc_subject":null,"topics":["Banks, banking","Banks, banking","Banks, banking","Banks, banking","Consumer protection","Credit unions","Electronic funds transfers","National banks","Reporting and recordkeeping requirements","Savings associations"],"type":"Rule","volume":77}