{"abstract":"FinCEN, a bureau of the Department of the Treasury (\"Treasury\"), is issuing this Final Rule defining non-bank residential mortgage lenders and originators as loan or finance companies for the purpose of requiring them to establish anti-money laundering programs and report suspicious activities under the Bank Secrecy Act.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2012/02/14/2012-3074.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1010,"title":31},{"chapter":null,"citation_url":null,"part":1029,"title":31}],"citation":"77 FR 8148","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective Date: This rule is effective April 16, 2012.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2012-3074","effective_on":"2012-04-16","end_page":8160,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2012/02/14/2012-3074.xml","html_url":"https://www.federalregister.gov/documents/2012/02/14/2012-3074/anti-money-laundering-program-and-suspicious-activity-report-filing-requirements-for-residential","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2012-3074?publication_date=2012-02-14","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2012-02-14/2012-3074/mods.xml","not_received_for_publication":null,"page_length":13,"page_views":{"count":19322,"last_updated":"2026-07-25 18:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2012-02-14/pdf/2012-3074.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2012-03074.pdf?1329148578","publication_date":"2012-02-14","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2012/02/14/2012-3074.txt","regulation_id_number_info":{"1506-AB02":{"issue":"201110","html_url":"https://www.federalregister.gov/regulations/1506-AB02/financial-crimes-enforcement-network-anti-money-laundering-program-and-suspicious-activity-report-re","title":"Financial Crimes Enforcement Network: Anti-Money Laundering Program and Suspicious Activity Report Requirements for Non-Bank Residential Mortgage Lenders and Originators\r\n","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201110&RIN=1506-AB02&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["1506-AB02"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2012-03-03T08:59:43Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":8148,"subtype":null,"title":"Anti-Money Laundering Program and Suspicious Activity Report Filing Requirements for Residential Mortgage Lenders and Originators","toc_doc":"Anti-Money Laundering Program and Suspicious Activity Report Filing Requirements for Residential Mortgage Lenders and Originators","toc_subject":null,"topics":["Administrative practice and procedure","Banks, banking","Brokers","Currency","Foreign banking","Foreign currencies","Gambling","Investigations","Penalties","Reporting and recordkeeping requirements","Securities","Terrorism"],"type":"Rule","volume":77}