{"abstract":"FinCEN, after consulting with staffs of various Federal supervisory authorities, is issuing this advance notice of proposed rulemaking (ANPRM) to solicit public comment on a wide range of questions pertaining to the development of a customer due diligence (CDD) regulation that would codify, clarify, consolidate, and strengthen existing CDD regulatory requirements and supervisory expectations, and establish a categorical requirement for financial institutions to identify beneficial ownership of their accountholders, subject to risk-based verification and pursuant to an alternative definition of beneficial ownership as described below.","action":"Advance notice of proposed rulemaking.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2012/03/05/2012-5187.html","cfr_references":[{"chapter":0,"citation_url":null,"part":null,"title":31}],"citation":"77 FR 13046","comment_url":null,"comments_close_on":"2012-05-04","correction_of":null,"corrections":[],"dates":"Written comments on this ANPRM must be received on or before May 4, 2012.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2012-5187","effective_on":null,"end_page":13055,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2012/03/05/2012-5187.xml","html_url":"https://www.federalregister.gov/documents/2012/03/05/2012-5187/customer-due-diligence-requirements-for-financial-institutions","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2012-5187?publication_date=2012-03-05","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2012-03-05/2012-5187/mods.xml","not_received_for_publication":null,"page_length":10,"page_views":{"count":7680,"last_updated":"2026-09-22 16:15:06 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2012-03-05/pdf/2012-5187.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2012-05187.pdf?1330696296","publication_date":"2012-03-05","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2012/03/05/2012-5187.txt","regulation_id_number_info":{"1506-AB15":{"issue":"201404","html_url":"https://www.federalregister.gov/regulations/1506-AB15/financial-crimes-enforcement-network-customer-due-diligence-requirements-for-financial-institutions","title":"Financial Crimes Enforcement Network:  Customer Due Diligence Requirements for Financial Institutions","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201404&RIN=1506-AB15&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["1506-AB15"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2012-05-06T05:01:42Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":13046,"subtype":null,"title":"Customer Due Diligence Requirements for Financial Institutions","toc_doc":"Customer Due Diligence Requirements for Financial Institutions","toc_subject":null,"topics":[],"type":"Proposed Rule","volume":77}