{"abstract":"The Board is amending Regulation J (Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers through Fedwire). The final rule eliminates references to \"as-of adjustments\" consistent with the Board's final amendments to Regulation D to simplify reserves administration; clarifies that an institution's Administrative Reserve Bank is deemed to have accepted deposit of a check or other item even if the institution sends the item directly to another Federal Reserve Bank; further clarifies that Regulation J continues to apply to a Fedwire funds transfer even if the funds transfer also meets the definition of \"remittance transfer\" under the Electronic Fund Transfer Act; and makes other conforming revisions.","action":"Final rule.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2012/04/12/2012-8563.html","cfr_references":[{"chapter":null,"citation_url":null,"part":210,"title":12}],"citation":"77 FR 21854","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This final rule is effective July 12, 2012.","disposition_notes":null,"docket_ids":["Regulation J","Docket No. R-1434"],"dockets":[],"document_number":"2012-8563","effective_on":"2012-07-12","end_page":21861,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2012/04/12/2012-8563.xml","html_url":"https://www.federalregister.gov/documents/2012/04/12/2012-8563/collection-of-checks-and-other-items-by-federal-reserve-banks-and-funds-transfers-through-fedwire","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2012-8563?publication_date=2012-04-12","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2012-04-12/2012-8563/mods.xml","not_received_for_publication":null,"page_length":8,"page_views":{"count":623,"last_updated":"2026-07-27 00:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2012-04-12/pdf/2012-8563.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2012-08563.pdf?1334148607","publication_date":"2012-04-12","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2012/04/12/2012-8563.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=FRS-2012-0107","supporting_documents_count":0,"docket_id":"FRS-2012-0107","regulation_id_number":"7100 AD 84","title":"Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire","checked_regulationsdotgov_at":"2012-05-02T08:07:18Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":21854,"subtype":null,"title":"Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire: Elimination of “As-of Adjustments” and Other Clarifications","toc_doc":"Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire","toc_subject":null,"topics":["Banks, banking"],"type":"Rule","volume":77}