{"abstract":"The Office of the Comptroller of the Currency (OCC) is finalizing its lending limits interim final rule, with revisions. The interim final rule consolidated the lending limits rules applicable to national banks and savings associations, removed the separate OCC regulation governing lending limits for savings associations, and implemented section 610 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which amends the statutory definition of \"loans and extensions of credit\" to include certain credit exposures arising from derivative transactions, repurchase agreements, reverse repurchase agreements, securities lending transactions, and securities borrowing transactions.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2013/06/25/2013-15174.html","cfr_references":[{"chapter":null,"citation_url":null,"part":32,"title":12},{"chapter":null,"citation_url":null,"part":159,"title":12},{"chapter":null,"citation_url":null,"part":160,"title":12}],"citation":"78 FR 37930","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The effective date of amendatory instruction 2b of this final rule is June 25, 2013. The effective date of the remaining amendments made by this final rule is October 1, 2013. The effective date of amendatory instruction 3a. of the interim final rule published on June 21, 2012, 77 FR 37277, and extended on December 31, 2012, 77 FR 76841, is delayed from July 1, 2013 to October 1, 2013.","disposition_notes":null,"docket_ids":["Docket ID OCC-2012-0007"],"dockets":[],"document_number":"2013-15174","effective_on":"2013-06-25","end_page":37946,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2013/06/25/2013-15174.xml","html_url":"https://www.federalregister.gov/documents/2013/06/25/2013-15174/lending-limits","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2013-15174?publication_date=2013-06-25","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2013-06-25/2013-15174/mods.xml","not_received_for_publication":null,"page_length":17,"page_views":{"count":3789,"last_updated":"2026-04-04 12:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2013-06-25/pdf/2013-15174.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2013-15174.pdf?1372078367","publication_date":"2013-06-25","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2013/06/25/2013-15174.txt","regulation_id_number_info":{"1557-AD59":{"issue":"201304","html_url":"https://www.federalregister.gov/regulations/1557-AD59/lending-limits-for-derivative-transactions","title":"Lending Limits for Derivative Transactions","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201304&RIN=1557-AD59&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["1557-AD59"],"regulations_dot_gov_info":{"supporting_documents":[{"title":"Summary of meeting with representatives from The Clearing House and other institutions (2)","document_id":"OCC-2012-0007-0015"},{"title":"Summary of meeting with representatives from The Clearing House and other institutions","document_id":"OCC-2012-0007-0014"},{"title":"Summary of Meeting with Representatives from HSBC","document_id":"OCC-2012-0007-0012"},{"title":"Summary of Inquiry from Flagstar Bank, FSB","document_id":"OCC-2012-0007-0011"},{"title":"Summary of phone call with Sullivan & Cromwell","document_id":"OCC-2012-0007-0010"},{"title":"Summary of phone call with Cleary Gottlieb","document_id":"OCC-2012-0007-0009"},{"title":"Need to rescan document.","document_id":"OCC-2012-0007-0008"},{"title":"Need to rescan document.","document_id":"OCC-2012-0007-0007"}],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/1557-AD59/lending-limits-for-derivative-transactions","title":"Lending Limits for Derivative Transactions"},"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=OCC-2012-0007","supporting_documents_count":8,"docket_id":"OCC-2012-0007","regulation_id_number":"1557-AD59","title":"Lending Limits","checked_regulationsdotgov_at":"2013-07-15T06:00:08Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":37930,"subtype":null,"title":"Lending Limits","toc_doc":"Lending Limits","toc_subject":null,"topics":["Consumer protection","Investments","Mortgages","National banks","Reporting and recordkeeping requirements","Savings associations","Securities"],"type":"Rule","volume":78}