{"abstract":"The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) are requesting comment on a proposed rule (proposed rule) that would implement a quantitative liquidity requirement consistent with the liquidity coverage ratio standard established by the Basel Committee on Banking Supervision. The requirement is designed to promote the short-term resilience of the liquidity risk profile of internationally active banking organizations, thereby improving the banking sector's ability to absorb shocks arising from financial and economic stress, as well as improvements in the measurement and management of liquidity risk. The proposed rule would apply to all internationally active banking organizations, generally, bank holding companies, certain savings and loan holding companies, and depository institutions with more than $250 billion in total assets or more than $10 billion in on-balance sheet foreign exposure, and to their consolidated subsidiaries that are depository institutions with $10 billion or more in total consolidated assets. The proposed rule would also apply to companies designated for supervision by the Board by the Financial Stability Oversight Council under section 113 of the Dodd-Frank Wall Street Reform and Consumer Protection Act that do not have significant insurance operations and to their consolidated subsidiaries that are depository institutions with $10 billion or more in total consolidated assets. The Board also is proposing on its own a modified liquidity coverage ratio standard that is based on a 21- calendar day stress scenario rather than a 30 calendar-day stress scenario for bank holding companies and savings and loan holding companies without significant insurance or commercial operations that, in each case, have $50 billion or more in total consolidated assets.","action":"Notice of proposed rulemaking with request for public comment.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2013/11/29/2013-27082.html","cfr_references":[{"chapter":null,"citation_url":null,"part":50,"title":12},{"chapter":null,"citation_url":null,"part":249,"title":12},{"chapter":null,"citation_url":null,"part":329,"title":12}],"citation":"78 FR 71818","comment_url":null,"comments_close_on":"2014-01-31","correction_of":null,"corrections":[],"dates":"Comments on this notice of proposed rulemaking must be received by January 31, 2014.","disposition_notes":null,"docket_ids":["Docket ID OCC-2013-0016","Regulation WW","Docket No. R-1466"],"dockets":[],"document_number":"2013-27082","effective_on":null,"end_page":71868,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2013/11/29/2013-27082.xml","html_url":"https://www.federalregister.gov/documents/2013/11/29/2013-27082/liquidity-coverage-ratio-liquidity-risk-measurement-standards-and-monitoring","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2013-27082?publication_date=2013-11-29","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2013-11-29/2013-27082/mods.xml","not_received_for_publication":null,"page_length":51,"page_views":{"count":8125,"last_updated":"2026-04-24 14:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2013-11-29/pdf/2013-27082.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2013-27082.pdf?1385587718","publication_date":"2013-11-29","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2013/11/29/2013-27082.txt","regulation_id_number_info":{"3064-AE04":{"issue":"201404","html_url":"https://www.federalregister.gov/regulations/3064-AE04/liquidity-coverage-ratio-liquidity-risk-measurement-standards-and-monitoring","title":"Liquidity Coverage Ratio:  Liquidity Risk Measurement, Standards, and Monitoring","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201404&RIN=3064-AE04&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"},"7100 AE03":null},"regulation_id_numbers":["3064-AE04","7100 AE03"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2014-01-05T05:03:06Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":71818,"subtype":null,"title":"Liquidity Coverage Ratio: Liquidity Risk Measurement, Standards, and Monitoring","toc_doc":"Liquidity Risk Measurement, Standards, and Monitoring","toc_subject":"Liquidity Coverage Ratio:","topics":["Administrative practice and procedure","Banks, banking","Holding companies","Reporting and recordkeeping requirements","Savings associations"],"type":"Proposed Rule","volume":78}