{"abstract":"The Board of Governors (Board) is requesting comment on proposed amendments to subpart A of its Regulation J, Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers through Fedwire. The proposed rule would permit the Federal Reserve Banks (Reserve Banks) to require paying banks that receive presentment of checks from the Reserve Banks to make the proceeds of settlement for those checks available to the Reserve Banks as soon as one half-hour after receipt of the checks. The proposed rule would also permit the Reserve Banks to obtain settlement from paying banks by as early as 8:30 a.m. Eastern time for checks that the Reserve Banks present. These proposed amendments to Regulation J are necessary to implement the proposed method for posting debits and credits to banks' Federal Reserve accounts to measure daylight overdrafts under the Federal Reserve Policy on Payment System Risk (PSR policy), as proposed in Docket No. OP-1472, elsewhere in the Federal Register.","action":"Notice of proposed rulemaking; request for public comment.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2013/12/10/2013-28747.html","cfr_references":[{"chapter":null,"citation_url":null,"part":210,"title":12}],"citation":"78 FR 74041","comment_url":null,"comments_close_on":"2014-02-10","correction_of":null,"corrections":[],"dates":"Comments must be submitted by February 10, 2014.","disposition_notes":null,"docket_ids":["Regulation J","Docket No. R-1473"],"dockets":[],"document_number":"2013-28747","effective_on":null,"end_page":74046,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2013/12/10/2013-28747.xml","html_url":"https://www.federalregister.gov/documents/2013/12/10/2013-28747/collection-of-checks-and-other-items-by-federal-reserve-banks-and-funds-transfers-through-fedwire","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2013-28747?publication_date=2013-12-10","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2013-12-10/2013-28747/mods.xml","not_received_for_publication":null,"page_length":6,"page_views":{"count":735,"last_updated":"2026-10-24 06:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2013-12-10/pdf/2013-28747.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2013-28747.pdf?1386597256","publication_date":"2013-12-10","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2013/12/10/2013-28747.txt","regulation_id_number_info":{"7100-AE06":{"issue":"201410","html_url":"https://www.federalregister.gov/regulations/7100-AE06/regulation-j-collection-of-checks-and-other-items-by-federal-reserve-banks-and-funds-transfer-throug","title":"Regulation J--Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfer through Fedwire (Docket No: R-1473)\n","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201410&RIN=7100-AE06&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["7100-AE06"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/7100-AE06/regulation-j-collection-of-checks-and-other-items-by-federal-reserve-banks-and-funds-transfer-throug","title":"Regulation J--Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfer through Fedwire (Docket No: R-1473)\n"},"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=FRS-2013-0363","supporting_documents_count":0,"docket_id":"FRS-2013-0363","regulation_id_number":"7100-AE06","title":"Collection of Checks and Other Items by Federal Reserve Banksand Funds Transfers through Fedwire: Time of Settlement by a Paying Bank for an Item Received from a Reserve Bank","checked_regulationsdotgov_at":"2014-02-12T05:00:24Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":74041,"subtype":null,"title":"Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers through Fedwire; Time of Settlement by a Paying Bank for an Item Received from a Reserve Bank","toc_doc":"Time of Settlement by a Paying Bank for an Item Received from a Reserve Bank","toc_subject":"Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers through Fedwire:","topics":["Banks, banking"],"type":"Proposed Rule","volume":78}