{"abstract":"The Office of the Comptroller of the Currency (OCC) is requesting comment on proposed guidelines, to be issued as an appendix to its safety and soundness standards regulations, establishing minimum standards for the design and implementation of a risk governance framework for large insured national banks, insured Federal savings associations, and insured Federal branches of foreign banks with average total consolidated assets of $50 billion or more and minimum standards for a board of directors in overseeing the framework's design and implementation (Guidelines). The standards contained in the Guidelines would be enforceable by the terms of a Federal statute that authorizes the OCC to prescribe operational and managerial standards for national banks and Federal savings associations. In addition, as part of our ongoing efforts to integrate the regulations of the OCC and those of the Office of Thrift Supervision (OTS), the OCC is also requesting comment on its proposal to make its safety and soundness standards regulation applicable to both national banks and Federal savings associations and to remove the comparable Federal savings association regulations as unnecessary. Other technical changes to the safety and soundness standards regulation are also proposed.","action":"Proposed rules and guidelines.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2014/01/27/2014-00639.html","cfr_references":[{"chapter":null,"citation_url":null,"part":30,"title":12},{"chapter":null,"citation_url":null,"part":170,"title":12}],"citation":"79 FR 4282","comment_url":null,"comments_close_on":"2014-03-28","correction_of":null,"corrections":[],"dates":"Comments must be submitted by March 28, 2014.","disposition_notes":null,"docket_ids":["Docket ID OCC-2014-0001"],"dockets":[],"document_number":"2014-00639","effective_on":null,"end_page":4300,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2014/01/27/2014-00639.xml","html_url":"https://www.federalregister.gov/documents/2014/01/27/2014-00639/occ-guidelines-establishing-heightened-standards-for-certain-large-insured-national-banks-insured","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2014-00639?publication_date=2014-01-27","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2014-01-27/2014-00639/mods.xml","not_received_for_publication":null,"page_length":19,"page_views":{"count":4268,"last_updated":"2026-04-10 08:15:11 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2014-01-27/pdf/2014-00639.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2014-00639.pdf?1390571270","publication_date":"2014-01-27","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2014/01/27/2014-00639.txt","regulation_id_number_info":{"1557-AD78":{"issue":"201404","html_url":"https://www.federalregister.gov/regulations/1557-AD78/occ-guidelines-establishing-heightened-standards-for-certain-large-national-banks-federal-savings-as","title":"OCC Guidelines Establishing Heightened Standards for Certain Large National Banks, Federal Savings Associations, and Insured Federal Branches; Integration of 12 CFR Parts 30 and 170","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201404&RIN=1557-AD78&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["1557-AD78"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2014-02-19T05:23:00Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":4282,"subtype":null,"title":"OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Integration of Regulations","toc_doc":"Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches","toc_subject":"Guidelines Establishing Heightened Standards:","topics":["Accounting","Administrative practice and procedure","Bank deposit insurance","Consumer protection","National banks","Privacy","Reporting and recordkeeping requirements","Savings associations"],"type":"Proposed Rule","volume":79}