{"abstract":"The Board is adopting amendments to Regulation YY to implement certain of the enhanced prudential standards required to be established under section 165 of the Dodd-Frank Wall Street Reform and Consumer Protection Act for bank holding companies and foreign banking organizations with total consolidated assets of $50 billion or more. The enhanced prudential standards include risk-based and leverage capital requirements, liquidity standards, requirements for overall risk management (including establishing a risk committee), stress-test requirements, and a 15-to-1 debt-to-equity limit for companies that the Financial Stability Oversight Council (Council) has determined pose a grave threat to financial stability. The amendments also establish risk-committee requirements and capital stress-testing requirements for certain bank holding companies and foreign banking organizations with total consolidated assets of $10 billion or more. The rule does not impose enhanced prudential standards on nonbank financial companies designated by the Council for supervision by the Board.","action":"Final rule; request for public comment on Paperwork Reduction Act burden estimates only.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2014/03/27/2014-05699.html","cfr_references":[{"chapter":null,"citation_url":null,"part":252,"title":12}],"citation":"79 FR 17240","comment_url":null,"comments_close_on":"2014-05-27","correction_of":null,"corrections":[],"dates":"Effective date: June 1, 2014. Comments must be submitted on the Paperwork Reduction Act burden estimates only by May 27, 2014.","disposition_notes":null,"docket_ids":["Regulation YY","Docket No. 1438"],"dockets":[],"document_number":"2014-05699","effective_on":"2014-06-01","end_page":17338,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2014/03/27/2014-05699.xml","html_url":"https://www.federalregister.gov/documents/2014/03/27/2014-05699/enhanced-prudential-standards-for-bank-holding-companies-and-foreign-banking-organizations","images":{"ER27MR14.000":{"large":"https://img.federalregister.gov/ER27MR14.000/ER27MR14.000_large.png","medium":"https://img.federalregister.gov/ER27MR14.000/ER27MR14.000_medium.png","original_size":"https://img.federalregister.gov/ER27MR14.000/ER27MR14.000_original_size.png"}},"images_metadata":{"ER27MR14.000":{"large":{"identifier":"ER27MR14.000","content_type":"image/png","size":39124,"width":821,"sha":"17aae8bb1eb3b9cf56040f72e503b67e","url":"https://img.federalregister.gov/ER27MR14.000/ER27MR14.000_large.png","height":659},"medium":{"identifier":"ER27MR14.000","content_type":"image/png","size":17191,"width":469,"sha":"50edc5220af2148a9f75fbe75a0ead0c","url":"https://img.federalregister.gov/ER27MR14.000/ER27MR14.000_medium.png","height":376},"original_size":{"identifier":"ER27MR14.000","content_type":"image/png","size":146428,"width":3546,"sha":"0aedb18dbbedfad2e8dea739861ce557","url":"https://img.federalregister.gov/ER27MR14.000/ER27MR14.000_original_size.png","height":2845}}},"json_url":"https://www.federalregister.gov/api/v1/documents/2014-05699?publication_date=2014-03-27","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2014-03-27/2014-05699/mods.xml","not_received_for_publication":null,"page_length":99,"page_views":{"count":11168,"last_updated":"2026-07-27 04:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2014-03-27/pdf/2014-05699.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2014-05699.pdf?1395847342","publication_date":"2014-03-27","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2014/03/27/2014-05699.txt","regulation_id_number_info":{"7100-AD86":{"issue":"201310","html_url":"https://www.federalregister.gov/regulations/7100-AD86/regulation-yy-enhanced-prudential-standards-and-early-remediation-requirements-for-covered-companies","title":"Regulation YY--Enhanced Prudential Standards and Early Remediation Requirements for Covered Companies (Docket No. R-1438)","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201310&RIN=7100-AD86&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["7100-AD86"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=FRS-2014-0085","supporting_documents_count":0,"docket_id":"FRS-2014-0085","regulation_id_number":"7100-AD-86","title":"Enhanced Prudential Standards for Bank Holding Companies and Foreign Banking Organizations","checked_regulationsdotgov_at":"2014-05-29T05:00:39Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":17240,"subtype":null,"title":"Enhanced Prudential Standards for Bank Holding Companies and Foreign Banking Organizations","toc_doc":"Enhanced Prudential Standards for Bank Holding Companies and Foreign Banking Organizations","toc_subject":null,"topics":["Administrative practice and procedure","Banks, banking","Holding companies","Reporting and recordkeeping requirements","Securities"],"type":"Rule","volume":79}