{"abstract":"The Bureau of Consumer Financial Protection (Bureau) proposes amendments to certain mortgage rules issued in 2013. The proposed rule would provide an alternative small servicer definition for nonprofit entities that meet certain requirements, amend the existing exemption from the ability-to-repay rule for nonprofit entities that meet certain requirements, and provide a limited cure mechanism for the points and fees limit that applies to qualified mortgages.","action":"Proposed rule with request for public comment.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2014/05/06/2014-10207.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1026,"title":12}],"citation":"79 FR 25730","comment_url":null,"comments_close_on":"2014-07-07","correction_of":null,"corrections":[],"dates":"Comments regarding the proposed amendments to 12 CFR 1026.41(e)(4), 1026.43(a)(3), and 1026.43(e)(3) must be received on or before June 5, 2014. For the requests for comment regarding correction or cure of debt-to-income ratio overages and the credit extension limit for the small creditor definition, comments must be received on or before July 7, 2014.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2014-0009"],"dockets":[],"document_number":"2014-10207","effective_on":null,"end_page":25753,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2014/05/06/2014-10207.xml","html_url":"https://www.federalregister.gov/documents/2014/05/06/2014-10207/amendments-to-the-2013-mortgage-rules-under-the-truth-in-lending-act-regulation-z","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2014-10207?publication_date=2014-05-06","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2014-05-06/2014-10207/mods.xml","not_received_for_publication":null,"page_length":24,"page_views":{"count":9394,"last_updated":"2026-08-24 14:15:12 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2014-05-06/pdf/2014-10207.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2014-10207.pdf?1399294342","publication_date":"2014-05-06","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2014/05/06/2014-10207.txt","regulation_id_number_info":{"3170-AA43":{"issue":"201504","html_url":"https://www.federalregister.gov/regulations/3170-AA43/further-amendments-to-2013-mortgage-rules-regulations-x-and-z-","title":"Further Amendments to 2013 Mortgage Rules (Regulations X and Z)","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201504&RIN=3170-AA43&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3170-AA43"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/3170-AA43/further-amendments-to-2013-mortgage-rules-regulations-x-and-z-","title":"Further Amendments to 2013 Mortgage Rules (Regulations X and Z)"},"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2014-0009","supporting_documents_count":0,"docket_id":"CFPB-2014-0009","regulation_id_number":"3170-AA43","title":"Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)","checked_regulationsdotgov_at":"2014-07-09T05:00:37Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":25730,"subtype":null,"title":"Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)","toc_doc":"Mortgages","toc_subject":"Truth in Lending Act:","topics":["Advertising","Consumer protection","Credit","Credit unions","Mortgages","Reporting and recordkeeping requirements","Savings associations"],"type":"Proposed Rule","volume":79}