{"abstract":"The Bureau of Consumer Financial Protection (Bureau) proposes amendments to certain mortgage rules issued in 2013. The proposed rule revises the Bureau's regulatory definitions of small creditor, and rural and underserved areas, for purposes of certain special provisions and exemptions from various requirements provided to certain small creditors under the Bureau's rules.","action":"Proposed rule with request for public comment.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2015/02/11/2015-02125.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1026,"title":12}],"citation":"80 FR 7770","comment_url":null,"comments_close_on":"2015-03-30","correction_of":null,"corrections":[],"dates":"Comments must be received on or before March 30, 2015.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2015-0004"],"dockets":[{"supporting_documents":[],"agency_name":null,"documents":[{"comment_count":92,"comment_start_date":"2015-02-11","updated_at":"2023-02-28T17:05:33.002-05:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2015-0004-0001","allow_late_comments":null,"id":"CFPB-2015-0004-0001","comment_end_date":"2015-03-31","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2015-0004","title":"Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z)"}],"document_number":"2015-02125","effective_on":null,"end_page":7796,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2015/02/11/2015-02125.xml","html_url":"https://www.federalregister.gov/documents/2015/02/11/2015-02125/amendments-relating-to-small-creditors-and-rural-or-underserved-areas-under-the-truth-in-lending-act","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2015-02125?publication_date=2015-02-11","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2015-02-11/2015-02125/mods.xml","not_received_for_publication":null,"page_length":27,"page_views":{"count":4598,"last_updated":"2026-06-27 10:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2015-02-11/pdf/2015-02125.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2015-02125.pdf?1423576341","publication_date":"2015-02-11","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2015/02/11/2015-02125.txt","regulation_id_number_info":{"3170-AA43":{"issue":"201504","html_url":"https://www.federalregister.gov/regulations/3170-AA43/further-amendments-to-2013-mortgage-rules-regulations-x-and-z-","title":"Further Amendments to 2013 Mortgage Rules (Regulations X and Z)","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201504&RIN=3170-AA43&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3170-AA43"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/3170-AA43/further-amendments-to-2013-mortgage-rules-regulations-x-and-z-","title":"Further Amendments to 2013 Mortgage Rules (Regulations X and Z)"},"comments_count":92,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2015-0004","supporting_documents_count":0,"docket_id":"CFPB-2015-0004","document_id":"CFPB-2015-0004-0001","regulation_id_number":"3170-AA43","title":"Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z)","checked_regulationsdotgov_at":"2023-02-28T22:05:32Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":7770,"subtype":null,"title":"Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act (Regulation Z)","toc_doc":"Small Creditors and Rural or Underserved Areas","toc_subject":"Truth in Lending (Regulation Z):","topics":["Advertising","Consumer protection","Credit","Credit unions","Mortgages","Savings associations"],"type":"Proposed Rule","volume":80}