{"abstract":"This document contains final regulations regarding the definition of short-term, limited-duration insurance for purposes of the exclusion from the definition of individual health insurance coverage, and standards for travel insurance and supplemental health insurance coverage to be considered excepted benefits. This document also amends a reference in the final regulations relating to the prohibition on lifetime and annual dollar limits.","action":"Final rules.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Internal Revenue Service","name":"Internal Revenue Service","id":254,"url":"https://www.federalregister.gov/agencies/internal-revenue-service","json_url":"https://www.federalregister.gov/api/v1/agencies/254","parent_id":497,"slug":"internal-revenue-service"},{"raw_name":"DEPARTMENT OF LABOR","name":"Labor Department","id":271,"url":"https://www.federalregister.gov/agencies/labor-department","json_url":"https://www.federalregister.gov/api/v1/agencies/271","parent_id":null,"slug":"labor-department"},{"raw_name":"Employee Benefits Security Administration","name":"Employee Benefits Security Administration","id":131,"url":"https://www.federalregister.gov/agencies/employee-benefits-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/131","parent_id":271,"slug":"employee-benefits-security-administration"},{"raw_name":"DEPARTMENT OF HEALTH AND HUMAN SERVICES","name":"Health and Human Services Department","id":221,"url":"https://www.federalregister.gov/agencies/health-and-human-services-department","json_url":"https://www.federalregister.gov/api/v1/agencies/221","parent_id":null,"slug":"health-and-human-services-department"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2016/10/31/2016-26162.html","cfr_references":[{"chapter":null,"citation_url":null,"part":54,"title":26},{"chapter":null,"citation_url":null,"part":2590,"title":29},{"chapter":null,"citation_url":null,"part":144,"title":45},{"chapter":null,"citation_url":null,"part":146,"title":45},{"chapter":null,"citation_url":null,"part":147,"title":45},{"chapter":null,"citation_url":null,"part":148,"title":45}],"citation":"81 FR 75316","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective date. These final regulations are effective on December 30, 2016.","disposition_notes":null,"docket_ids":["TD 9791","CMS-9932-F"],"dockets":[],"document_number":"2016-26162","effective_on":"2016-12-30","end_page":75327,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2016/10/31/2016-26162.xml","html_url":"https://www.federalregister.gov/documents/2016/10/31/2016-26162/excepted-benefits-lifetime-and-annual-limits-and-short-term-limited-duration-insurance","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2016-26162?publication_date=2016-10-31","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2016-10-31/2016-26162/mods.xml","not_received_for_publication":null,"page_length":12,"page_views":{"count":24975,"last_updated":"2026-04-04 18:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2016-10-31/pdf/2016-26162.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2016-26162.pdf?1477658745","publication_date":"2016-10-31","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2016/10/31/2016-26162.txt","regulation_id_number_info":{"1545-BN44":{"issue":"201710","html_url":"https://www.federalregister.gov/regulations/1545-BN44/expatriate-health-plans-expatriate-health-plan-issuers-and-qualified-expatriates-excepted-benefits","title":"Expatriate Health Plans, Expatriate Health Plan Issuers and Qualified Expatriates; Excepted Benefits","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201710&RIN=1545-BN44&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"},"0938-AS93":{"issue":"201610","html_url":"https://www.federalregister.gov/regulations/0938-AS93/expatriate-health-plans-expatriate-health-plan-issuers-and-qualified-expatriates-excepted-benefits-l","title":"Expatriate Health Plans, Expatriate Health Plan Issuers, and Qualified Expatriates; Excepted Benefits; Lifetime and Annual Limits; and Short-Term, Limited-Duration Insurance (CMS-9932-F)   ","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201610&RIN=0938-AS93&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"},"1210-AB75":null},"regulation_id_numbers":["0938-AS93","1210-AB75","1545-BN44"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"HHS","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=HHS-OS-2022-0008","supporting_documents_count":0,"docket_id":"HHS-OS-2022-0008","document_id":"HHS-OS-2022-0008-0494","regulation_id_number":null,"title":"HHS 2022 Archive","checked_regulationsdotgov_at":"2022-05-28T03:30:05Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":75316,"subtype":null,"title":"Excepted Benefits; Lifetime and Annual Limits; and Short-Term, Limited-Duration Insurance","toc_doc":"Excepted Benefits; Lifetime and Annual Limits; and Short-Term, Limited-Duration Insurance","toc_subject":null,"topics":["Administrative practice and procedure","Employee benefit plans","Health care","Health insurance","Penalties","Reporting and recordkeeping requirements"],"type":"Rule","volume":81}