{"abstract":"This document contains an amendment to a final regulation that describes how states may design and operate payroll deduction savings programs for private-sector employees, including programs that use automatic enrollment, without causing the states or private-sector employers to have established employee pension benefit plans under the Employee Retirement Income Security Act of 1974 (ERISA). The amendment expands the final regulation beyond states to cover qualified state political subdivisions and their programs that otherwise comply with the regulation. This final rule affects individuals and employers subject to such programs.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF LABOR","name":"Labor Department","id":271,"url":"https://www.federalregister.gov/agencies/labor-department","json_url":"https://www.federalregister.gov/api/v1/agencies/271","parent_id":null,"slug":"labor-department"},{"raw_name":"Employee Benefits Security Administration","name":"Employee Benefits Security Administration","id":131,"url":"https://www.federalregister.gov/agencies/employee-benefits-security-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/131","parent_id":271,"slug":"employee-benefits-security-administration"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2016/12/20/2016-30069.html","cfr_references":[{"chapter":null,"citation_url":null,"part":2510,"title":29}],"citation":"81 FR 92639","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This rule is effective 30 days after the date of publication in the Federal Register.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2016-30069","effective_on":null,"end_page":92654,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2016/12/20/2016-30069.xml","html_url":"https://www.federalregister.gov/documents/2016/12/20/2016-30069/savings-arrangements-established-by-qualified-state-political-subdivisions-for-non-governmental","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2016-30069?publication_date=2016-12-20","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2016-12-20/2016-30069/mods.xml","not_received_for_publication":null,"page_length":16,"page_views":{"count":2322,"last_updated":"2026-04-10 06:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2016-12-20/pdf/2016-30069.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2016-30069.pdf?1482155141","publication_date":"2016-12-20","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2016/12/20/2016-30069.txt","regulation_id_number_info":{"1210-AB76":{"issue":"201610","html_url":"https://www.federalregister.gov/regulations/1210-AB76/savings-arrangements-established-by-political-subdivisions-for-non-governmental-employees","title":"Savings Arrangements Established by Political Subdivisions for Non-Governmental Employees","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201610&RIN=1210-AB76&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["1210-AB76"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/1210-AB71/savings-arrangements-established-by-states-for-non-governmental-employees","title":"Savings Arrangements Established by States for Non-Governmental Employees"},"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=EBSA-2015-0018","supporting_documents_count":0,"docket_id":"EBSA-2015-0018","regulation_id_number":"1210-AB71","title":"Savings Arrangements Established by States for Non-Governmental Employees","checked_regulationsdotgov_at":"2017-01-09T06:00:16Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":92639,"subtype":null,"title":"Savings Arrangements Established by Qualified State Political Subdivisions for Non-Governmental Employees","toc_doc":"Savings Arrangements Established by Qualified State Political Subdivisions for Non-Governmental Employees","toc_subject":null,"topics":["Accounting","Employee benefit plans","Pensions"],"type":"Rule","volume":81}